[SPEAKER_00]: I'm going to get straight to it. [SPEAKER_00]: I know some of you all have heard these statistics before, but I want to keep saying them until they sink in. [SPEAKER_00]: Listen, most Americans do not have one thousand dollars saved, as far as in said and side, inside of their sofa, high yield saves and count.
[SPEAKER_00]: And nearly half can't even cover a four hundred dollar emergency cash without putting it on the credit card without taking a payday loan to van sell without going out taking out a personal loan. [SPEAKER_00]: I want to start off here. [SPEAKER_00]: I want to hit this off the bat. [SPEAKER_00]: That most Americans do not have a thousand dollars sitting inside of these savings account. [SPEAKER_00]: Just for an emergency.
[SPEAKER_00]: And nearly half of us can't even cover a four hundred dollar emergency. [SPEAKER_00]: What I'm not saying is, I'm not saying you don't have a thousand dollars in your checking account. [SPEAKER_00]: You may have a thousand dollars in there, but by the internet suite, which bills and everything is going. [SPEAKER_00]: If you're watching this, right?
[SPEAKER_00]: If you're watching this and thinking, forget five K. Anthony, I'm one of the individuals that who don't even have a thousand dollars saved. [SPEAKER_00]: I want to say this upfront, you are not alone. [SPEAKER_00]: And to be honest with you, and to relate with you, I remember the days when I didn't have a thousand dollars saved. [SPEAKER_00]: When I didn't even have five hundred dollars just sitting in my savings account, let me go deeper.
[SPEAKER_00]: I remember when I didn't even keep a hundred dollars inside the savings account. [SPEAKER_00]: While you're not alone, [SPEAKER_00]: I don't want to get comfortable. [SPEAKER_00]: And I want to get to a season and get to a place in life to where we no longer accept the fact that I'm average and I'm just like everyone else.
[SPEAKER_00]: So today on today's show, I'm really going to break down the basics that could potentially help you put a thousand dollars inside of your savings account in a matter of thirty days. [SPEAKER_00]: And halfway through this show, I want you to keep it locked. [SPEAKER_00]: I'm going to give you a free thirty day, twenty one day money finer to where you can find a thousand dollars inside of your budget.
[SPEAKER_00]: We're going to put it inside the show notes where you can get it is one hundred percent free every single day for the next twenty one days or thirty days. [SPEAKER_00]: I can't remember what I did in this particular say money finer thing that I came up with. [SPEAKER_00]: I promise you is going to bless your life. [SPEAKER_00]: It's going to help you find a thirty days. [SPEAKER_00]: I mean, I find a thousand dollars and he's next thirty days. [SPEAKER_00]: Let's be honest.
[SPEAKER_00]: Most people are stressed and stuck in the paycheck to paycheck cycle because they were never taught how money actually works. [SPEAKER_00]: That is exactly why I built this channel. [SPEAKER_00]: Every week, my team and I are breaking down how to master your money, how to get out of debt, save, invest, and build wealth without borrowing a dime. [SPEAKER_00]: No fluff, no height. [SPEAKER_00]: Just real money content actually helps you win. [SPEAKER_00]: financially.
[SPEAKER_00]: You see, because money impacts every aspect of our lives, our peace, our relationships, and even our future. [SPEAKER_00]: If you don't take control of it, it will look control you. [SPEAKER_00]: And if you're tired of just surviving and you're ready to build wealth guys way, you're in the right place. [SPEAKER_00]: Over nine hundred thousand people have already subscribed to our YouTube channel with over millions of downloads and our applicants, Spotify, podcasts.
[SPEAKER_00]: Now, when we hit a million on YouTube, we're giving way, thirty thousand dollars to help you get out of debt in the start building legacy. [SPEAKER_00]: So listen, don't just watch. [SPEAKER_00]: Hit that subscribe, family. [SPEAKER_00]: Join this community. [SPEAKER_00]: Let's build real wealth. [SPEAKER_00]: Let's build real financial freedom together. [SPEAKER_00]: It's your boy. [SPEAKER_00]: Hit that subscribe. [SPEAKER_00]: Let's get back to the show.
[SPEAKER_00]: Here's a very first thing that I need you all to do. [SPEAKER_00]: No, I'm not going to show you how to go out there and put money. [SPEAKER_00]: And then stop marketing to do all this kind of sub-nunner. [SPEAKER_00]: No, I'm not that guy. [SPEAKER_00]: The very first thing I did when I got sick and tired of being sick and tired of not having any money, I got focus and I locked all the way in. [SPEAKER_00]: So number one is I need you to focus and get locked in.
[SPEAKER_00]: Get focus and get locked in. [SPEAKER_00]: You absolutely have the power to shift your financial future. [SPEAKER_00]: But it starts with you, and it starts with small, consistent steps. [SPEAKER_00]: Small, consistent steps. [SPEAKER_00]: I got sick and tired of waking up every single day and seeing this gut form. [SPEAKER_00]: I remember pre-COVID when I had a very nice shape. [SPEAKER_00]: Some of you all had been following me since then.
[SPEAKER_00]: You all know your boy was, I was sick. [SPEAKER_00]: I was, I was, I didn't have a gut like that. [SPEAKER_00]: but after COVID and shifting out of my own, and honestly going through a little bit of stress for a little while, I allowed this body to get out of shape. [SPEAKER_00]: And I wasn't pleased with what I saw in the mirror. [SPEAKER_00]: So what I would do is I would cover it up with nice fancy clothes, just to be honest with you.
[SPEAKER_00]: But I knew under, I knew under, I didn't like what I saw. [SPEAKER_00]: I liked the clothes that I had on, [SPEAKER_00]: but it was covering how I really felt about what was below and beneath the clothes. [SPEAKER_00]: And so just recently, man, I hired a coach, I hired a coach and I paid him good money. [SPEAKER_00]: I said, hey, for the next ninety days, I need you to hold me accountable. [SPEAKER_00]: And I need you to help me shift my body.
[SPEAKER_00]: You know what the first thing he said? [SPEAKER_00]: He said, Anthony is going to require you to get focus and locked in. [SPEAKER_00]: You have the capabilities of getting the body that you desire. [SPEAKER_00]: But can you focus and can you get locked in? [SPEAKER_00]: And I told them yes. [SPEAKER_00]: And the question is, if you want to change your finances, can you focus and can you get locked in? [SPEAKER_00]: I'm going to be challenging for the next thirty days.
[SPEAKER_00]: If you don't have a thousand dollars, that's just sitting your savings account. [SPEAKER_00]: If you don't have five thousand dollars, that's sitting your savings account, I'm going to challenge you to take a thirty day no spend challenge. [SPEAKER_00]: I get to say right. [SPEAKER_00]: There's no perfect time to start. [SPEAKER_00]: Right now is when you need to start. [SPEAKER_00]: I need you to pull out your calendar and pick a start date.
[SPEAKER_00]: As a matter of fact, I want you to have a no-spend challenge. [SPEAKER_00]: For the next thirty days, I want you to commit to spending only the on the essentials. [SPEAKER_00]: I recommend starting with the next three to seven days, don't overthink it, just commit to it. [SPEAKER_00]: Waiting won't change your situation here and be clearly. [SPEAKER_00]: And excuses will always be there. [SPEAKER_00]: But time, time won't always be on your side.
[SPEAKER_00]: So make a decision and I need you to stick to it. [SPEAKER_00]: So listen, I want to give you this now, actually. [SPEAKER_00]: I'm thinking about it now. [SPEAKER_00]: I want to give you right now. [SPEAKER_00]: I want you to go to anthonyoneo.com for slash twenty one days again. [SPEAKER_00]: That is anthonyoneo.com for slash twenty one days. [SPEAKER_00]: All you're going to do is simply is one hundred percent free.
[SPEAKER_00]: And then Ashley, I'm going to have Ed pull it up on the screen right now. [SPEAKER_00]: So you all can see it. [SPEAKER_00]: Go to AnthonyL.com for us last twenty one days. [SPEAKER_00]: And you will see fine extra cast in your budget in just twenty one days. [SPEAKER_00]: This is a free twenty one day challenge to discover hidden money and to start building your financial freedom. [SPEAKER_00]: here. [SPEAKER_00]: We're going to give you daily money tips, right?
[SPEAKER_00]: I'm going to boost your savings. [SPEAKER_00]: We're going to improve financial habits. [SPEAKER_00]: And we're going to give you some solid free resources. [SPEAKER_00]: All right. [SPEAKER_00]: So this is as you're going through the next third days of no spending for the next put a first twenty one days. [SPEAKER_00]: I'm going to send you an email every single day that's going to help you start this path.
[SPEAKER_00]: It is one hundred percent free because I need to get a thousand dollars inside of your bank account ASAP. [SPEAKER_00]: And remember, you're going to part this money inside of your high yield. [SPEAKER_00]: Same as account over at SOFi. [SPEAKER_00]: But I wanted to find what essentials really are. [SPEAKER_00]: All right.
[SPEAKER_00]: So for the next thirty days, your rent or mortgage utilities insurance and car payment if you have one, which [SPEAKER_00]: I hope you can get rid of it as soon as you do. [SPEAKER_00]: All right. [SPEAKER_00]: That's it. [SPEAKER_00]: No extras. [SPEAKER_00]: No justifications. [SPEAKER_00]: No treat yourself moments. [SPEAKER_00]: No I'm going on a date. [SPEAKER_00]: No, I got to look good for this event. [SPEAKER_00]: No, I'm not on a note for the next twenty one days.
[SPEAKER_00]: Thirty days. [SPEAKER_00]: I need you to focus on just your rental mortgage utilities insurance. [SPEAKER_00]: Car payment, and also food, you need groceries. [SPEAKER_00]: You definitely need groceries. [SPEAKER_00]: This is not a time brothers for you to sit there and to be like, hey, [SPEAKER_00]: You know, let me just take, no, no, no. [SPEAKER_00]: If you want to go on a date, figure out a way to where you can make it free.
[SPEAKER_00]: And if she ain't rocking with it, then she just ain't you, because if you're trying to better yourself, make sure you're aligning yourself with individuals who respect the journey that you're on. [SPEAKER_00]: Because this challenge will help you reset your spinning habits. [SPEAKER_00]: You're going to become more intentional with your money and it's going to reveal just how much you're truly capable of saving.
[SPEAKER_00]: You see, according to a most recent study, the average American over spends by over six hundred dollars a month on non-essential purchases. [SPEAKER_00]: That's crazy. [SPEAKER_00]: Listen, that's over seven thousand dollars a year. [SPEAKER_00]: Going on things like take out dating, subscriptions, imposed buying, Instagram buying. [SPEAKER_00]: I ain't trying to not fashion over, but I'm hearing that fashion over man is getting the bag ladies, is getting the bag.
[SPEAKER_00]: And here's what bothers me. [SPEAKER_00]: I talk to a lot of ladies and sometimes that man, you know, I bought stuff from fashion over. [SPEAKER_00]: I bought stuff from over here and I still got the tag on it. [SPEAKER_00]: I wore it one time or I bought it or never wore it. [SPEAKER_00]: And I remember talking to a young lady for a few years ago. [SPEAKER_00]: And, um, she was trying on outfits. [SPEAKER_00]: I was on a stove.
[SPEAKER_00]: And then I said, hey, you'll let's go out to this concert. [SPEAKER_00]: Mind you, just the day before she was trying on outfits. [SPEAKER_00]: She said, oh, shoot, I need to go buy some nice for. [SPEAKER_00]: I said, wait, wait, wait, wait, wait. [SPEAKER_00]: I said, baby girl, you, you, on face time, you was just trying on different outfits. [SPEAKER_00]: And they look good. [SPEAKER_00]: What you need to go buy a new outfit for the concert?
[SPEAKER_00]: I said this, this doesn't make sense. [SPEAKER_00]: So she went and she spent money. [SPEAKER_00]: She spent money on a brand new outfit when she had three already inside of her closet as she could have worn. [SPEAKER_00]: I want you to imagine just for yourself. [SPEAKER_00]: I want you to imagine wherever you are. [SPEAKER_00]: You know where you spend that extra money at. [SPEAKER_00]: Imagine what you could do with that money.
[SPEAKER_00]: You'll be shocked at how much extra cash shows up when you cut the fluff. [SPEAKER_00]: You're going to be shocked when you go through this twenty-one day money challenge as you're going to sign up for two days right now of how much extra cash you're going to find by the end of these thirty days. [SPEAKER_00]: And here's what I want you to do with that savings. [SPEAKER_00]: put them straight into Ohio savings.
[SPEAKER_00]: If you don't have one, I highly recommend the checking out so far. [SPEAKER_00]: It's simple, it's accessible, and a smart way to make your money work harder for you. [SPEAKER_00]: And what they're doing is right now, they're running a huge special. [SPEAKER_00]: And for my people, if you go to www.hamptonenil.com forward slash savings or www.hamptonenil.com forward slash so-fi, we should have a little bit of a coming up here for you now.
[SPEAKER_00]: If you open up the account and you open it up with a checking and a savings account, [SPEAKER_00]: and you put a direct deposit into the checking account, they're gonna give you not just almost a four percent interest rate on your money, but they're gonna give you an extra three hundred dollars to put towards your budget. [SPEAKER_00]: Now, if you don't have a thousand dollars, [SPEAKER_00]: You just got three hundred, not only seven hundred away.
[SPEAKER_00]: Now Anthony already have a checking account where my money's getting direct deposit into, I got you. [SPEAKER_00]: Watch this. [SPEAKER_00]: Here's a secret. [SPEAKER_00]: Here's a secret. [SPEAKER_00]: Put the direct deposit. [SPEAKER_00]: Let's say for an example, you top ten percent. [SPEAKER_00]: Let's say you're saving five or ten percent of your money.
[SPEAKER_00]: Well, go back to your HR department and say, Hey, listen, I want to keep my direct deposit going there, but I want to take ten percent of that and put it inside and have a direct deposit going into this particular account. [SPEAKER_00]: You have that particular count and in boom, you're checking the count. [SPEAKER_00]: You have it automatically transferred into your savings account. [SPEAKER_00]: Here's why I like sofa.
[SPEAKER_00]: It's because with my higher savings, what would one of them because I have a sofa account, but what one of them where a bulk of my money is at right now, I don't have access to a checking account. [SPEAKER_00]: So this means that I got a wire my money from that account to this account. [SPEAKER_00]: If I ever had an emergency, that could take twenty-four hours.
[SPEAKER_00]: Well, with so far, you can transfer the money from your audio, save the account, into the checking account, and because you have a checking account, so far is going to send you a visa debit card, and you can use that like a credit card, like credit because of the visa logo. [SPEAKER_00]: So so far is a beautiful option because it's going to come with a checking account. [SPEAKER_00]: All right.
[SPEAKER_00]: So I need you to get that sign up, and I promise you you'll thank me later. [SPEAKER_00]: Listen, it's time to start letting your money take control of you and start taking control of eight. [SPEAKER_00]: All right. [SPEAKER_00]: We signed up for this twenty-one day money challenge. [SPEAKER_00]: We're locked in, we're focused. [SPEAKER_00]: We're getting some wisdom for the next twenty-one days.
[SPEAKER_00]: From there, next for the next thirty days and moving past that, you need a strategy. [SPEAKER_00]: One of the things that I did is when I hired my coach, then I hired him because of the strategy. [SPEAKER_00]: I saw him and said, bro, I like your body. [SPEAKER_00]: Just being real. [SPEAKER_00]: You know, I like your body. [SPEAKER_00]: And I want to body like that from my wife, for me, I want to be healthy.
[SPEAKER_00]: What's this strategy that you teach that can help me get there? [SPEAKER_00]: You see, when it comes to the strategy, saving is powerful, but saving without a plan is just organized panic. [SPEAKER_00]: You need a clear strategy and that's where my earned method comes in. [SPEAKER_00]: I want to break this down. [SPEAKER_00]: This should be up in the screen somewhere where my team's going to put it.
[SPEAKER_00]: But the earned strategy is something that I look at at least twice a year for myself. [SPEAKER_00]: Number one, the E stands for evaluate where you currently are financially. [SPEAKER_00]: You see, you can't fix what you don't measure. [SPEAKER_00]: That's the truth. [SPEAKER_00]: I need you to take an honest look at your income. [SPEAKER_00]: I honest look at your expenses. [SPEAKER_00]: And here's the next thing I honest look at your financial habits.
[SPEAKER_00]: This means that you're going to have to pull your last three months to your bank statements. [SPEAKER_00]: And you need to identify grab your highlighter. [SPEAKER_00]: And highlight where is your money going? [SPEAKER_00]: You should have like almost six different highlighters, one for food, one for utilities, one for mortgage and rent, one for daycare expenses, one for children expenses, if you have children. [SPEAKER_00]: You should have a hotlighter for different categories.
[SPEAKER_00]: And by the time you do that, I need you to go and look at which highlighter, which color do you see the most. [SPEAKER_00]: And then go and look at that and identify, okay, wait, where, how can I cut this? [SPEAKER_00]: Where is my money really going? [SPEAKER_00]: See, I know for a fact, throughout the year, where I splurge it. [SPEAKER_00]: I'm not saying we can't splurge.
[SPEAKER_00]: What I'm saying is, are you aware of where you're spurging at and do you have it under control? [SPEAKER_00]: I'm not saying don't have any subscription plans, but are you aware of how many subscription plans you have? [SPEAKER_00]: and do you have it on the control? [SPEAKER_00]: I'm not saying don't go out to eat and don't go out on dates, but what I'm saying is, are you aware of how much your money you're spending when you go out to eat?
[SPEAKER_00]: Are you aware brothers of how much money you're spending when it comes to dating? [SPEAKER_00]: Ladies, I'm not saying don't go on fast and open and don't buy nice things because as men, we want you to feel beautiful. [SPEAKER_00]: We want you to feel sexy, but are you aware of how much money you're spending when it comes to your clothes, hair, makeup, et cetera? [SPEAKER_00]: And do you have a control on it?
[SPEAKER_00]: You see, when we can have a control on it, it aligns and it helps us out with the A part of my arm method, arrange your vision and your goals. [SPEAKER_00]: You see, if we don't have a clear and a direct plan, life will create chaos for you. [SPEAKER_00]: I don't like this. [SPEAKER_00]: Forget this. [SPEAKER_00]: If you don't have a plan, [SPEAKER_00]: You're gonna go through hell and it's not because of the devil. [SPEAKER_00]: And it's not because God is allowing it.
[SPEAKER_00]: It's because you did not sit down in right the vision and make it play. [SPEAKER_00]: Alright, family, let me keep it real with you. [SPEAKER_00]: Right now. [SPEAKER_00]: You see, most people avoid talking about life insurance because it's uncomfortable. [SPEAKER_00]: It takes forever to get approved and honestly, it feels like you're planning for the worse. [SPEAKER_00]: Totally getting it, right? [SPEAKER_00]: But I see an exact same thing.
[SPEAKER_00]: Here's what changed in my mind. [SPEAKER_00]: You see, forty percent of Americans don't have life insurance at all. [SPEAKER_00]: The ones who do, their policies are usually worth just two times their annual salary. [SPEAKER_00]: That's nowhere near enough money to protect your family, to protect the people who you say you love. [SPEAKER_00]: Can you know me? [SPEAKER_00]: I don't partner with just anybody.
[SPEAKER_00]: But when I found ethos, I got my own two million dollar policy because they made it simple, extremely simple. [SPEAKER_00]: No medical exams, no blood tests, no waiting weeks. [SPEAKER_00]: I literally got covered in ten minutes from my phone. [SPEAKER_00]: Note life. [SPEAKER_00]: Over two thousand families get approved through ethos every single day.
[SPEAKER_00]: They've got an A plus rating with the better business bureau and four point eight out of five stars on trust pop. [SPEAKER_00]: These aren't just numbers. [SPEAKER_00]: These are real families getting protected right now. [SPEAKER_00]: Here's your bike insurance race go up about eight to ten percent every single year you wait. [SPEAKER_00]: The same policy I got a few years ago will cost me way more if I buy today.
[SPEAKER_00]: Your family's financial security should never depend on your paycheck alone. [SPEAKER_00]: That's not building well. [SPEAKER_00]: Don't wait until it's too late. [SPEAKER_00]: want you to visit anthonylo.com for us as ethos to get a free quote today. [SPEAKER_00]: You're going to apply a minute. [SPEAKER_00]: You're going to get covered today. [SPEAKER_00]: You're going to protect your family's future. [SPEAKER_00]: We're counting on you.
[SPEAKER_00]: Going to anthonylo.com for us as ethos. [SPEAKER_00]: What do you want to accomplish within the next thirty days? [SPEAKER_00]: As you go through this third or eight, no spin challenge, as you go through this twenty-one days of finding one thing your budget, what do you want to accomplish? [SPEAKER_00]: I need you to write down on the sheet of paper, and I need you to tag me on Instagram. [SPEAKER_00]: I want to have fifteen hundred dollars in my savings account.
[SPEAKER_00]: For some of you, let's be real. [SPEAKER_00]: I just want to put five hundred dollars inside my savings account. [SPEAKER_00]: I was speaking out of church earlier this year, man. [SPEAKER_00]: And the young lady came up to me. [SPEAKER_00]: She was crying and she was really excited about something. [SPEAKER_00]: And she said, man, I just put five hundred dollars inside my savings account. [SPEAKER_00]: And when I saw how excited she was, it lets me know that's huge for her.
[SPEAKER_00]: And I got super excited to bet the next step is a thousand. [SPEAKER_00]: After a thousand, the next step is one month, a net pay of your adversary. [SPEAKER_00]: Take it one step at a time and you keep going. [SPEAKER_00]: Do you need to break a shopping edition? [SPEAKER_00]: Do you need to get serious about budgeting? [SPEAKER_00]: What do you need to do to stick to your plan to stick to your vision?
[SPEAKER_00]: I need you to write down the next thirty days, next sixty days, next year. [SPEAKER_00]: I want you to start right there. [SPEAKER_00]: That's what, hey, here's my thirty day vision. [SPEAKER_00]: Here's my sixty day vision. [SPEAKER_00]: Here's my twelve month vision. [SPEAKER_00]: By this time next year, where do you want to be financially? [SPEAKER_00]: Now once we watch this, evaluate where we are, we arrange the vision, now we just got a rendered strategy.
[SPEAKER_00]: You see a drain without a plan that's just a wish list. [SPEAKER_00]: I need you to identify your needs versus your ones. [SPEAKER_00]: Cutout was draining your wallet. [SPEAKER_00]: Cutout was distracting you from building wealth, from getting out of debt. [SPEAKER_00]: Cutout was stopping you from putting a thousand dollars of five thousand dollars inside your savings account. [SPEAKER_00]: Instead of automatic transfer to your so-fi, high-yo savings account.
[SPEAKER_00]: Instead of automatic transfers inside of your investment portfolio, whether you have a four-one K-rock IRA, a good mutual fund, whatever it is. [SPEAKER_00]: I need you to get the strategy and lay out the strategy very clear. [SPEAKER_00]: And stick to the strategy, because your life depends on it, which leads me to the last part of the earned method, which is the end, I need you to act. [SPEAKER_00]: Now, what act? [SPEAKER_00]: No more waiting. [SPEAKER_00]: No more excuses.
[SPEAKER_00]: You have to want this for you. [SPEAKER_00]: Have to. [SPEAKER_00]: Have to. [SPEAKER_00]: How many times did I sit back and dream about having the body that I desire? [SPEAKER_00]: How many times did I look at myself in the mirror and I saw that stomach? [SPEAKER_00]: And I saw my chest. [SPEAKER_00]: I mean, this would be real. [SPEAKER_00]: Just starting to drop. [SPEAKER_00]: How many times did I, you two, work out plans?
[SPEAKER_00]: How many times did I go to the gym one day, but I didn't really put it into motion? [SPEAKER_00]: How many times have you laid back and dreamed about getting out of debt? [SPEAKER_00]: How many times have you laid back and dreamed about starting an investment portfolio for your children?
[SPEAKER_00]: How many times have you set back and said, you know, I want to do better and watch this, some of you even got the plan and got the strategy on how to do better, but you didn't act on it. [SPEAKER_00]: This is not the season for excuses anymore. [SPEAKER_00]: This is not the season, say no, I got time. [SPEAKER_00]: You have to what this for you. [SPEAKER_00]: You have to. [SPEAKER_00]: This is why I need you. [SPEAKER_00]: This is why I need you.
[SPEAKER_00]: Go get the free twenty one day money challenge. [SPEAKER_00]: I need you to do it. [SPEAKER_00]: I need you to do this. [SPEAKER_00]: Know why I need you to do this? [SPEAKER_00]: Because by twenty-fifty. [SPEAKER_00]: I want to have thousands of black families. [SPEAKER_00]: What they positive now. [SPEAKER_00]: I want to have thousands, hundreds of thousands of black families, minority families.
[SPEAKER_00]: Experiencing financial freedom because they say about twenty-fifty three. [SPEAKER_00]: We're going to have negative. [SPEAKER_00]: We're going to have zero to negative network. [SPEAKER_00]: So my mission for my company [SPEAKER_00]: Is that by twenty-fifty? [SPEAKER_00]: Three years before they say we're going to have zero to negative network? [SPEAKER_00]: That we've already destroyed that stuff. [SPEAKER_00]: That black families, black children, we've, we've amassed wealth.
[SPEAKER_00]: We're investing. [SPEAKER_00]: We're out of consumer debt. [SPEAKER_00]: We're traveling the world. [SPEAKER_00]: We're driving our drain cars living in our drain home because we got focused [SPEAKER_00]: and we made better decisions. [SPEAKER_00]: This is why I'm so passionate about this myself. [SPEAKER_00]: Because I want to see you. [SPEAKER_00]: Now, here's your truth.
[SPEAKER_00]: For you all to hit that, for us as a community within my E-three community, for us to hit that, you gotta take advantage of some free resources. [SPEAKER_00]: And see so many people miss out on opportunities because they're skeptical. [SPEAKER_00]: thinking something is too good to be true or assuming it won't actually help them. [SPEAKER_00]: But I need you to ask yourself this question. [SPEAKER_00]: What do you really have to lose? [SPEAKER_00]: What do you really have to lose?
[SPEAKER_00]: People get so frustrated about what I teach on them. [SPEAKER_00]: Okay, what do you have to lose? [SPEAKER_00]: Anthony teaches, don't do consumer debt. [SPEAKER_00]: Only finance assets don't finance liabilities. [SPEAKER_00]: Anthony teaches, the majority of us don't need credit cards. [SPEAKER_00]: If you have a credit card, please be the true five percent that can pay it off every single month and not pay any interest.
[SPEAKER_00]: But the majority of you watching this are not in a mature place or in a place in life to where you can do that. [SPEAKER_00]: What do you have to lose? [SPEAKER_00]: Oh, Anthony, man, what's your teacher? [SPEAKER_00]: And I can't drive the car that I want. [SPEAKER_00]: Okay, but you can drive a car. [SPEAKER_00]: Oh, Anthony, what's your teacher man? [SPEAKER_00]: I can't, I can't buy, you know, that, that, that item that I want today.
[SPEAKER_00]: Okay, but you can, if you save and invest properly, you can buy it one day. [SPEAKER_00]: Yes, it's true. [SPEAKER_00]: I have friends right now who switch on cars quick. [SPEAKER_00]: They switch on cars, they switch out cars very, very quick, because I operate off of cash, because I don't like paying more than what the car is worth. [SPEAKER_00]: It may take me a year to catch up to them.
[SPEAKER_00]: When it really is not even about catching up, but I don't like paying interest out. [SPEAKER_00]: So what do I lose? [SPEAKER_00]: A year. [SPEAKER_00]: I gotta wait. [SPEAKER_00]: I gotta be patient. [SPEAKER_00]: I'm not knocking those people who choose that's a life that they want, but for me, if what I teach in for our community, man, I want peace rather than having fun up front that cost me a lot of money. [SPEAKER_00]: AKA, that is expensive.
[SPEAKER_00]: Sit. [SPEAKER_00]: You're saying? [SPEAKER_00]: But here's the key. [SPEAKER_00]: All the free resources that I have on my website at anthonyoneo.com, you have to apply what you learn. [SPEAKER_00]: Take a bunch of notes. [SPEAKER_00]: That you never, how does it is? [SPEAKER_00]: Take a bunch of notes while you're reviewing the content. [SPEAKER_00]: Every single day, my website, we're dropping free blogs to help you out around tax season, investing children, et cetera.
[SPEAKER_00]: We have so many blogs that we're releasing right now that is one hundred percent free for you. [SPEAKER_00]: But the problem is that I see is that a lot of people don't want to do the research. [SPEAKER_00]: And when you get the free resources, you gotta do your part. [SPEAKER_00]: That means doing more research and realizing that things won't always be handed to you.
[SPEAKER_00]: You know the Bible, I'm reminded of the scripture in the Bible and talks about you have not because you asked not. [SPEAKER_00]: You see that principle also applies here. [SPEAKER_00]: If you don't know because you haven't, well, you don't know because you haven't looked it up. [SPEAKER_00]: You haven't done the research. [SPEAKER_00]: Stop waiting for a handout and go do the work. [SPEAKER_00]: So listen, I need you going to Anthonyo.com and just review the website.
[SPEAKER_00]: I got my well calculator on there. [SPEAKER_00]: It helps you plan for financial freedom. [SPEAKER_00]: I have my debt calculator on there. [SPEAKER_00]: It helps you contextualize all your debt and help you pay them all faster. [SPEAKER_00]: I have the ultimate guide to debt pay off. [SPEAKER_00]: This is a free ebook. [SPEAKER_00]: It's about forty fifty pages on. [SPEAKER_00]: It's a step by step guide to becoming debt free.
[SPEAKER_00]: I have [SPEAKER_00]: to two and one day money find our own air. [SPEAKER_00]: That's one hundred percent free. [SPEAKER_00]: You're going to do that because you're going to get this money back. [SPEAKER_00]: Man, I even have some tools on there to where you can purchase a dating car.
[SPEAKER_00]: We're about to release our wealthy conversations for couples on our website to where if you're dating, not dating, if you're seriously married and engaged, this planner and a deck of cars is going to really, really, really help you. [SPEAKER_00]: how the health and conversation around finances and money.
[SPEAKER_00]: And we release a brand new blog every single day that is this teaching and is giving you detail step by step easy to understand direction on how to change your money around. [SPEAKER_00]: So let's then go to amphonylo.com, get these free resources. [SPEAKER_00]: Now listen, you can't get all these free-worthy sources, you can't start saving, you can't have the strategy and the plan via my arm method without controlling your impulse spending. [SPEAKER_00]: What do I mean?
[SPEAKER_00]: Number four, I need to control your impulse spending. [SPEAKER_00]: This is where most people lose their money. [SPEAKER_00]: And I want to fix that today. [SPEAKER_00]: Listen, number one, I need to click at home. [SPEAKER_00]: All right. [SPEAKER_00]: mill prepping alone can save you hundreds each month anywhere from two hundred five hundred dollars depending on your household size.
[SPEAKER_00]: Castle unnecessary descriptions again I get it y'all we got Netflix fool who Spotify I keep saying all that you already know about that information avoid browsing trips what I mean by this I want you to stop window shopping online okay [SPEAKER_00]: Stop scrolling through Amazon and TikTok shop, just to see what's new. [SPEAKER_00]: It is a trap. [SPEAKER_00]: It is one of the most brilliant marketing tools out there, but remember, we're focused. [SPEAKER_00]: We're focused.
[SPEAKER_00]: And listen, man, this is going to sound a little interesting, but I want you to plan your errands. [SPEAKER_00]: I want you to plan your day. [SPEAKER_00]: Combine chips to reduce how much money you're spending on gas. [SPEAKER_00]: Which means less gas for you and more money in your pocket, especially right now with this inflation stuff that we're seeing. [SPEAKER_00]: Man, we're spending more money. [SPEAKER_00]: So now I'm being strategic. [SPEAKER_00]: Okay, cool.
[SPEAKER_00]: I gotta go to the shop today. [SPEAKER_00]: All right, cool. [SPEAKER_00]: All right, well, well, I'm at the shop. [SPEAKER_00]: I'm gonna run over here, I'm gonna run over there when I go home. [SPEAKER_00]: I'm done for the day. [SPEAKER_00]: If it's not a need, don't buy it during these next three days. [SPEAKER_00]: Redirect your savings. [SPEAKER_00]: Take each dollar you have. [SPEAKER_00]: and move it into your high yield, save as account, and watch it grow.
[SPEAKER_00]: And when I say east all you have, this is after you spend on your necessities. [SPEAKER_00]: Anything that is left over instead of for going out instead of for splurging, I want you to put it inside of your high yield savings by the end of these thirty days. [SPEAKER_00]: Listen, you are not stuff. [SPEAKER_00]: You're just one decision away from building momentum.
[SPEAKER_00]: You're just one decision away from having five hundred, from having a thousand, from having five thousand dollars inside of your account. [SPEAKER_00]: You're just one decision away from having true financial freedom. [SPEAKER_00]: And if I can just brag a little bit, y'all, it feels good. [SPEAKER_00]: It feels good to wake up into no like man. [SPEAKER_00]: I'm not stressed.
[SPEAKER_00]: It feels good to get in one of my cars and be like, you know, I don't have any mortgage payments. [SPEAKER_00]: It feels good. [SPEAKER_00]: I just changed. [SPEAKER_00]: I'm about to sound like a commercial. [SPEAKER_00]: I just changed from one insurance company to another insurance company. [SPEAKER_00]: This insurance company was charging me almost, fourteen hundred dollars a month to cover my cars.
[SPEAKER_00]: Well, because I started saying, you know what, just I'm in, and watch this y'all being honest and vulnerable here. [SPEAKER_00]: I wasn't tripping over that. [SPEAKER_00]: But I woke up when that said, man, I wonder if I could say me, you know, a few hundred dollars. [SPEAKER_00]: I was just saying, maybe I can get down to nine hundred a thousand. [SPEAKER_00]: So I went out there and started shopping. [SPEAKER_00]: I put in my cars, get in my driver's license.
[SPEAKER_00]: One of them came back to you, came back to me and said, yeah, man, we could do all of the cars for six hundred and twenty dollars. [SPEAKER_00]: I said, what? [SPEAKER_00]: So you know, I didn't even finish the application because I knew if I don't finish the application that insurance company would call me. [SPEAKER_00]: When I saw the call, I was like, yo, is this true? [SPEAKER_00]: That was like yes, sir. [SPEAKER_00]: Full coverage? [SPEAKER_00]: Yes, sir.
[SPEAKER_00]: The same coverage I had in the other company, yes, sir. [SPEAKER_00]: I got excited because I saved myself. [SPEAKER_00]: What's that? [SPEAKER_00]: About seven hundred and fifty dollars a month? [SPEAKER_00]: What? [SPEAKER_00]: And so I started looking at everything. [SPEAKER_00]: I already told you all that changed myself on Bill from one company to a cheap company. [SPEAKER_00]: I'm only paying thirty five dollars a month. [SPEAKER_00]: All you.
[SPEAKER_00]: We got to get out of where everyone else is doing it. [SPEAKER_00]: We got to get out of. [SPEAKER_00]: Okay, this is the most popular thing to do. [SPEAKER_00]: This is the best company. [SPEAKER_00]: No, man. [SPEAKER_00]: Listen. [SPEAKER_00]: What's the best thing to do for my money? [SPEAKER_00]: I'm one decision away from changing my life. [SPEAKER_00]: So when I saved that much money, do you know what I did with that money, y'all?
[SPEAKER_00]: I put some of that money back into my checking account and I committed to putting another three hundred dollars into the stock market. [SPEAKER_00]: Just because I saved money. [SPEAKER_00]: And what we tend to do, if we save money, we tend to automatically, we tend to automatically take that money, go spend it somewhere else. [SPEAKER_00]: And we're spending it on luxury items, we're spending it on other items and beyond us.
[SPEAKER_00]: Some of you are spending spending it to survive. [SPEAKER_00]: I want to be honest there. [SPEAKER_00]: But a lot of us are not [SPEAKER_00]: So let these next thirty days be the month. [SPEAKER_00]: You make that decision. [SPEAKER_00]: That changes the next twelve years of your life. [SPEAKER_00]: Listen, you should boy Anthony O'Neill. [SPEAKER_00]: I love you. [SPEAKER_00]: God bless you. [SPEAKER_00]: And I'll see you soon.