The Stacking Benjamins Show - podcast cover

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFPart19.com

Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep.

Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.”

Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to.

Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201

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Episodes

Alex Hormozi on Skills That Actually Build Wealth, Part 2 (SB1785)

What if earning more money in 2025 has less to do with working longer hours and more to do with becoming dangerously useful? In this conversation, Joe Saul-Sehy and OG sit down with entrepreneur Alex Hormozi to break down how skill stacking, leverage, and better decision-making can radically change your income trajectory, whether you run a business, lead a team, or clock in for a 9-to-5. Alex pulls back the curtain on what actually drives higher pay: choosing the right skills, focusing on work t...

Jan 02, 20261 hr 7 min

Alex Hormozi on Skills That Actually Build Wealth SB1784

What if the biggest driver of your financial future isn't the stock market but your skill set? In this episode of The Stacking Benjamins Show, Joe Saul-Sehy and the crew sit down with entrepreneur and business strategist Alex Hormozi to unpack one of the most overlooked wealth-building tools Stackers have access to: skill acquisition. Alex doesn't pitch get-rich-quick nonsense or risky moonshots. Instead, he walks through how ordinary people (employees, side hustlers, and business owners alike) ...

Jan 02, 20261 hr 10 min

5 Signs Your Financial Advisor Might Be Failing You (SB1783)

New year, clean slate, and maybe time for a closer look at the person managing your money. Joe Saul-Sehy and OG kick off 2026 by answering the question many Stackers quietly wonder about: Is my financial advisor actually good at their job? Rather than talking theory or credentials, they break down five real-world red flags that signal an advisor might be more focused on products, commissions, or their own ego than on your goals. These are the subtle warning signs you'll never see in a glossy bro...

Jan 01, 20261 hr 9 min

The Money Basics That Save You When Life Goes Sideways (SB1782)

As we close out the year, we're bringing back this powerful 2023 conversation with financial educator Tiffany Aliche (The Budgetnista) because it resonates even more today than when we first aired it. Joe Saul-Sehy and OG sit down with Tiffany for a conversation about financial wholeness. Not just having the right accounts, but building a money life that supports you when life doesn't go as planned. Tiffany shares what the past year taught her about preparedness, community, and resilience after ...

Dec 31, 20251 hr 19 min

The Money Mindset Tweaks That Actually Change Results (SB1781)

What if the biggest upgrade to your finances wasn't a new strategy but a new way of thinking? Joe Saul-Sehy and OG unpack the small but powerful money mindset shifts that separate people who know what to do from people who actually make progress. This isn't about motivation posters or vague positivity. It's about practical mental frameworks that lead to better decisions, fewer regrets, and more confidence with money. The team walks through their top five money mindset tweaks. How to focus on str...

Dec 30, 20251 hr 2 min

David Greene: How to Build Real Wealth (Not Just Chase Hype) SB1780

What separates people who build lasting wealth from people who just chase the next hot investment? David Greene from BiggerPockets has a clear answer, and it's not what most people want to hear. Joe Saul-Sehy and OG revisit a standout 2023 conversation with David that still resonates today. His story isn't about shortcuts, hacks, or getting lucky. It's about skill building, discipline, and learning to turn everyday work into long-term opportunity. From scooping ice cream at Baskin Robbins to bui...

Dec 29, 20251 hr 18 min

The Perfection Trap: Why Striving Less Might Help You Save More (SB1779)

Is the constant push to be great quietly making life (and money) harder than it needs to be? This vault-worthy episode from 2023 hits differently, especially during a season when expectations run high and energy can run low. Joe Saul-Sehy is joined by Len Penzo, Paulette Perhach, Diania Merriam, and special guest Stephanie O'Connell Rodriguez for a candid roundtable about ambition, procrastination, perfectionism, and the surprising freedom that comes from choosing good over exhausting. Instead o...

Dec 26, 20251 hr 5 min

Doug and the Three Ghosts (SB1778)

One snowy Christmas Eve in Texarkana, Neighbor Doug settled into bed in his snazzy Superman Footie PJs (Amazon affiliate link), still buzzing on Joe’s Mom’s eggnog… Today’s special holiday episode recounts a completely original tale of Doug and the money lessons learned when he’s visited by three ghosts—past, present, and future. Especially when it comes to past credit mistakes, what’s done is done. Whatever method works best for you (debt snowball or debt avalanche), do that one. Come to terms ...

Dec 24, 20251 hr 4 min

The Holiday Kickoff Special: 2025 Lessons, Risky Bets, and an Alaska Surprise (SB1777)

It's the most wonderful time of the year in the basement, and we're kicking off the holiday season with our biggest, most packed episode yet. Joe Saul-Sehy, OG, and Neighbor Doug welcome Joel Larsgaard and Matt Altmix from the How to Money podcast for a year-end celebration of everything that mattered in money during 2025. Think of this as the holiday parade of personal finance episodes. There's a lot happening, it's all connected, and you'll want to stick around for the whole thing. First up, J...

Dec 22, 20251 hr 29 min

What 2025 Taught Us About Money (And What Actually Matters for 2026) SB1776

Before you charge into a new year with fresh goals, shiny spreadsheets, and unrealistic optimism, it's worth doing the one thing most people skip. Looking back honestly at what just happened. Joe Saul-Sehy, OG, Neighbor Doug, Paula Pant (Afford Anything), and Jesse Cramer (Personal Finance for Long Term Investors) gather for an end-of-year roundtable to unpack the financial, personal, and behavioral lessons that 2025 handed us. Sometimes those lessons arrived gently. Sometimes they shoved us fac...

Dec 19, 20251 hr 5 min

How to Give Back Without Being Rich + Building a Smarter Retirement Plan (SB1775)

What if "giving back" isn't about writing bigger checks but about using what you're already great at? Most people think philanthropy is reserved for people with their names on buildings. That assumption keeps them from realizing they already have something valuable to give. Joe Saul-Sehy, OG, and Neighbor Doug welcome John Studzinski, managing director at PIMCO and founder of the Genesis Foundation, for a conversation about generosity, purpose, and impact that actually applies to everyday Stacke...

Dec 17, 20251 hr 12 min

The Fire Safety Steps You're Skipping (Plus: What the World Worries About in Retirement) SB1774

Some episodes help you protect your money. Some help you protect everything your money makes possible. This episode does both. Joe Saul-Sehy and OG welcome fire safety expert Steve Kerber from UL's Fire Safety Research Institutes, who delivers simple, practical, "do this today" steps that dramatically increase your home's safety. From upgrading outdated smoke alarms to understanding lithium-ion battery risks to spotting hidden hazards most people walk past every single day, Steve gives everyday ...

Dec 15, 20251 hr 5 min

Does More Money Actually Make Life Easier? (Spoiler: Not Really) SB1773

Does more money make life easier, or does it just give you more expensive problems to solve? Most people assume that once they start earning more, their financial life will finally calm down and organize itself. Then they get the raise or the promotion or the business success, and somehow things feel just as chaotic as before, just with bigger numbers involved. Joe Saul-Sehy is joined by Paula Pant (Afford Anything), Jesse Cramer (Personal Finance for Long-Term Investors), and OG to explore why ...

Dec 12, 20251 hr

Magic and Logic: How Lew Frankfort Built Coach (Plus: Don't Make This Retirement Mistake (SB1772)

Walking away from a secure city government job to eventually run one of the world's most recognizable handbag brands sounds like fiction. For Lew Frankfort, it became his career story, and the path between those two points is exactly what makes this conversation so valuable. Lew joins Joe Saul-Sehy and OG in the basement to break down how a combination of discipline, curiosity, and what he calls "magic and logic" shaped his journey from city hall to the corner office at Coach. This isn't just in...

Dec 10, 20251 hr 4 min

How to Actually Enjoy Holiday Small Talk (And Give Better Gifts for Less) SB1771

Holiday parties make you want to hide behind the cheese tray. Gift-giving season makes your budget cry. This episode is your survival guide for both. Joe Saul-Sehy, OG, and Neighbor Doug welcome Pulitzer Prize-winning author Charles Duhigg to turn holiday small talk from awkward endurance test into something you might actually enjoy. Whether you're facing the office party, a family gathering with that cousin who won't shut up about crypto, or the neighborhood potluck where you know exactly three...

Dec 08, 20251 hr 7 min

How to Save Money Without Making Your Life Miserable (SB1770)

Here's the problem with most frugality advice: it makes you feel like a monk who's taken a vow of joylessness. Joe Saul-Sehy and Neighbor Doug gather the roundtable crew—Paula Pant (Afford Anything), Jesse Cramer (Personal Finance for Long-Term Investors), and Andy Hill (Marriage, Kids, and Money)—to prove that frugality isn't about deprivation. It's about designing a life that feels good and costs less. The conversation gets real fast: what's the difference between thoughtful frugality and soul...

Dec 05, 20251 hr

Morgan Housel: Why You Spend Money (And How to Do It Better) SB1769

Here's something nobody tells you: knowing how to make money is easy compared to knowing how to spend it well. Morgan Housel, bestselling author and one of the sharpest minds in personal finance, is back in the basement with Joe Saul-Sehy, OG, and Neighbor Doug to tackle the question most financial advice completely ignores: why do we spend the way we do, and how can we get better at it? This isn't about budgeting apps or cutting lattes. It's about understanding the psychology underneath every s...

Dec 03, 202555 min

The Tax Basics You Should've Learned Years Ago (But Nobody Taught You) SB1768

Let's be honest: taxes feel like that thing you're supposed to understand but somehow never learned, and now you're too embarrassed to ask. Joe Saul-Sehy, OG, and Neighbor Doug welcome Hannah Cole—artist-turned-tax-pro and author of the brand-new book Taxes for Humans —to finally explain taxes in language that doesn't require a CPA license to understand. Hannah's built her career translating tax code for freelancers, side hustlers, and small business owners who just want to know what they can de...

Dec 01, 20251 hr 10 min

Board Games That Make You Smarter With Money (Without Feeling Like School) SB1767

Here's a secret: some of the best financial education doesn't come from books or podcasts. It comes from a board game box. Joe Saul-Sehy welcomes Kylie Prymus, board game expert and owner of Pittsburgh's award-winning store Games Unlimited, for a conversation about the games that sneak money lessons into brilliant gameplay. These aren't boring "educational games" that make kids groan—they're genuinely fun strategy games that happen to teach supply and demand, resource management, risk assessment...

Nov 28, 20251 hr 13 min

Black Friday Tech: What's Worth Buying (And What's Just Hype) SB1766

Black Friday's coming, your inbox is screaming deals at you, and you're trying to figure out: is this tech actually worth it, or will it be collecting dust by Valentine's Day? Joe Saul-Sehy, guest co-host CFP Anna Allem, and Neighbor Doug bring in Bridget Carey from CNET to cut through the holiday tech chaos. Bridget's spent her career testing gadgets, and she's here to tell you what's actually worth your money this season—from Nintendo's surprisingly strong lineup to handheld gaming devices lik...

Nov 26, 20251 hr 6 min

The Smart Person's Guide to Black Friday Deals (SB1765)

Black Friday is coming, and you've got two choices: get trampled at 3 a.m. for a discount air fryer, or learn how the pros actually save hundreds without the drama. Joe Saul-Sehy and Neighbor Doug kick off Black Friday week with the perfect blend of strategy and sanity. First up: Australian comedian Josh Liston tries to make sense of American Thanksgiving traditions and why we consider waking up before dawn to fight strangers over discounted electronics "normal holiday fun." Spoiler: he's not bu...

Nov 24, 20251 hr 19 min

How to Actually Use Money Apps the Right Way (According to FinTech Pros) SB1764

What if you could sit down with the people actually building the future of personal finance and just... ask them everything? That's exactly what happens in this episode. Joe Saul-Sehy gathers three FinTech insiders around the basement table—Peter Polson (founder, Tiller), Aaron Froug (founder, Grifin), and Ryan Ruff (longtime FinTech pro, Array)—for a rare look inside the industry that's reshaping how we handle money. This isn't about pitching their products. It's about understanding how FinTech...

Nov 21, 20251 hr 12 min

How to Actually Listen (Not Just Wait to Talk) SB1763

Be honest: When someone's talking to you, are you actually listening—or just waiting for your turn to speak? Joe Saul-Sehy and OG welcome executive coach Katie O'Malley, who's here to expose how terrible most of us are at paying attention—and more importantly, how to fix it. Whether you're trying to connect with your spouse, navigate a tough conversation with your kid, or just survive Thanksgiving dinner without the crypto uncle derailing everything, Katie's got the framework that makes you a be...

Nov 19, 20251 hr 15 min

Should You Actually Use a Catastrophic Health Plan? (& more questions from YOU!) SB1762

Pop quiz: If your health insurance premiums keep climbing, should you just go catastrophic and pocket the savings? Joe Saul-Sehy, OG, and CFP Anna Allem tackle that exact question, along with a handful of other money decisions that keep Stackers up at night. From navigating healthcare coverage gaps to figuring out when (and how) to withdraw from a 529, this Monday mailbag episode is packed with the practical advice you need, served with the basement humor you've come to expect. The health insura...

Nov 17, 20251 hr 11 min

Why You Feel Broke Even When You're Doing Everything Right (SB1761)

Ever feel like you're doing everything "right" with money—but still barely getting ahead? You're budgeting. You're saving what you can. You cut the subscriptions, meal prep on Sundays, and skip the daily latte. So why does it still feel like you're spinning your wheels? In this Greatest Hits episode, Joe Saul-Sehy welcomes Erin Lowry (Broke Millennial), Paula Pant (Afford Anything), and Greg McFarlane (Control Your Cash) to tackle the question nobody wants to ask: What if the problem isn't your ...

Nov 14, 202557 min

Jonathan Clements: Why Simple Beats Complicated Every Time (SB1760)

Here's what nobody tells you about building wealth: it's not about finding the perfect investment or timing the market. It's about doing boring things consistently until they're not boring anymore—they're just your life. In this Greatest Hits episode, Joe Saul-Sehy and OG revisit a 2023 conversation with Jonathan Clements, the beloved former Wall Street Journal personal finance columnist and founder of Humble Dollar who passed away recently. We're resharing this episode to honor Jonathan's legac...

Nov 12, 20251 hr 19 min

What a 12-Hour Walk Teaches You About Money (And Life) SB1759

Here's a wild idea: What if the thing holding you back isn't your bank account, your age, or your circumstances—it's just the story you've been telling yourself? Joe Saul-Sehy and OG sit down with Colin O'Brady, four-time world record holder and endurance athlete who's done things most people would call impossible: solo trek across Antarctica, row across the Drake Passage, and yes, take a 12-hour walk that changed his entire perspective on what humans are capable of. Colin's not just here to tel...

Nov 10, 202557 min

What Retirees Wish They'd Known 10 Years Ago (SB1758)

Want to know what keeps retirees up at night? It's not what they did—it's what they wish they'd done ten years earlier. Joe Saul-Sehy is joined by Jill Siriani (Frugal Friends), Jesse Cramer (The Best Interest), and Doc G (Earn & Invest), who all pull up chairs in the basement for a powerhouse roundtable on the five regrets that show up again and again when people hit retirement. These aren't hypothetical "what-ifs"—they're real stories from a real CFP, sharing tales about people who wished ...

Nov 07, 20251 hr 8 min

Financial Literacy for Kids + Are Annuities Actually Safe? SB1757

Here's a question: If everyone's buying annuities right now, does that mean you should too? Joe Saul-Sehy, OG, and Neighbor Doug tackle that exact question in this week's episode—but first, they're starting with the basics. Because before you can figure out complex financial products, you need to nail the fundamentals. And who better to teach them than Karen Holland, founder of Gifting Sense, who's made it her mission to help kids (and their parents) understand money in ways that actually stick....

Nov 05, 20251 hr 6 min

What to Do When Money Gets Tight SB1756

Nobody plans for their finances to get tight. But here you are, staring at your bank account, wondering if you should panic now or wait until next Tuesday. Joe Saul-Sehy, OG, and Neighbor Doug are here to talk you off the ledge—and give you an actual plan for when money gets squeezed. Whether you're facing a layoff, dealing with reduced hours, bracing through a government shutdown, or just trying to make your paycheck last until payday, this episode is your financial storm shelter. The good news...

Nov 03, 202557 min
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