The Stacking Benjamins Show - podcast cover

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFPart19.com

Named Best Personal Finance Podcast by Bankrate.com and Kiplinger — and the only podcast the Plutus Awards retired from competition after winning twice — The Stacking Benjamins Show is personal finance that doesn’t put you to sleep.

Hosts Joe Saul-Sehy (former 16-year financial advisor, ex-WXYZ-TV “Money Man”) and Josh “OG” Bannerman, CFP (Certified Financial Planner, Bannerman Wealth) sit around the card table in Joe’s mom’s half-finished basement in Texarkana and talk money with the smartest guests in personal finance, investing, and behavioral economics. As Fast Company wrote, the show “strikes a great balance of fun and functional.”

Every Monday, Wednesday, and Friday: expert guests, real headlines, listener questions, and Doug’s trivia. Topics include investing, retirement planning, budgeting, real estate, behavioral finance, taxes, and financial independence — for anyone who wants to be smarter about money without being talked down to.

Subscribe to The 201 — the free newsletter that goes deeper than the show — at stackingbenjamins.com/201

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Episodes

From Rat Race To Retired At Age 37 (with Chris Reining)

Ever think that you're trapped in the rat race and can't save? Chris Reining had a car payment of over $500 a month and a condo that sucked much of his monthly income away...and yet he found a way to retire at age 37. How did he do it? We'll talk to him about the details today, but it involves making little moves over time, keeping track of details, and forming a budget that helped him put more money into investments. Plus, in our headlines segment, we discuss parents who buy homes for their chi...

Oct 18, 201756 min

Should I Move My 401k to a Roth IRA? (Your Letters)

You have money in an old 401k and would prefer to have that money in your Roth IRA. Should you make that move? How do you accomplish that goal? That's one of the many letters we tackle on today's podcast! We'll also talk about investing in other countries, differences in investing for men and women, talk through how pensions work, and much more. Our listener letters are always some of our most entertaining and wide-ranging episodes, and you don't disappoint today. A superstar is in trouble with ...

Oct 16, 20171 hr 2 min

How My Side Hustle Cost Me $2,000 (with last minute tax tips from Craig Cody)

What do you do when you find out that your side hustle is actually COSTING you money? One Lyft driver found out that he was down $2,000 because of one EASY oversight. What oversights are costing you money? We'll ask that question and much more on today's show! In our headline segment, Craig Cody will help us with the looming October 16th tax filing deadline. What do you need to know to save as much money as possible? What do you do if you can't file on time? What if you don't have the money to f...

Oct 13, 201753 min

Buzz Indexes October 2017

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Oct 11, 20172 min

Which of Your Friends Will Live Longest? (with Matt Wolf)

Want to know which of your friends is healthiest? Ask an actuary how much they're going to charge them for life insurance. Matt Wolf, an actuary for Haven Life Insurance Agency, joins us on today's show to talk about how insurances are priced. Think an insurance company is ripping you off? Matt will explain how pricing works so you'll have a better idea about all the things that go into deciding how much you'll pay. Even more important? You'll be able to better understand how insurance works so ...

Oct 11, 20171 hr

How She Earned Over $120,000 in Scholarships (with Jocelyn Paonita)

When college looked unaffordable for Jocelyn Paonita, she sprang into action and raised over $120,000 in scholarships. How did she score so much money? What was her system? We'll discuss all of that on today's show. Whether you have a child headed to college, in school, in college yourself, or just looking for a story about someone taking massive action to solve their problem. We'll also throw out the Haven Life Line to Trey. He's buying a house and is worried about the recent credit hack. Shoul...

Oct 09, 20171 hr

The Pros and (Mostly) Cons of Early Retirement (plus Kathryn Minshew from TheMuse.com)

Are there more pros or cons to retiring early? A new Investopedia piece says there are definitely more cons than pros. Does our roundtable team agree? We kick off today's show by asking them, and man, are Paula, Greg and Colton opinionated! We don't stop with a raucous discussion about retirement, though...we then ask the question, "Can you 1% your way to your goals?" Not sure what we're referring to? We'll explain. Finally, when it comes time for Halloween, how do you dress as a money nerd? We'...

Oct 06, 201756 min

SPECIAL: The 8th Annual Plutus Awards Finalists Reveal

Today we've donned the tuxedos (well, actually the tee-shirts that make it look like we're wearing a tuxedo), because we have the honor of announcing the finalists for the Plutus Awards! At the top of the show we're joined by Mr. Plutus Awards himself, Harlan Landes, and also his partner at Adulting.tv, Miranda Marquit. They'll run down the full slate of winners, from Best Investing Blog to Best New Podcast, to the big one...Blog Of The Year. But what awards reveal is complete without a little g...

Oct 05, 20171 hr 20 min

A Rebel and a People Pleaser Walk Into a Bar (with Gretchen Rubin)

If you want to make money, reading and understanding other people can be a huge key to success. Better yet? Talking to them on their terms instead of your own can ensure that your conversation doesn't get lost in unnecessary noise. New York Times bestselling author Gretchen Rubin joins us to talk about the four tendencies. People tend to speak and think in one of four ways, and Gretchen shares how you can quickly turn your discussion toward these tendencies to facilitate easier and more effectiv...

Oct 04, 20171 hr 1 min

Matt Wolf - Raw

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Oct 03, 201718 min

Top 5 Ways To Be Awesome At Your Job (with Pete Mockaitis)

How can you earn more? What if you were more awesome at your job? Host of the hit podcast How To Be Awesome At Your Job, Pete Mockaitis, joins us in the basement to talk workplace best practices. We haven't done a top five episode in some time, so we're going to count down Pete's five favorite messages that guests of his show have shared. We'll talk about everything from productivity to planning, and TONS of ways to excel at your job on today's podcast! In our headline segment, we share a recent...

Oct 02, 20171 hr 1 min

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Sep 30, 20171 min

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Sep 30, 20171 min

Stretching Your Money To Buy BIG Dreams (plus an intro to Hippo)

When is it okay to leverage your financial life to afford that dream item? We'll talk about how the new Houston Rockets owner paid a HUGE premium to afford an NBA team and what that might have to do with YOUR financial picture. Plus, we'll also tackle loneliness and the ties to riches. Are more wealthy people more likely to be lonely? A recent study says that rich people ARE more likely to be lonely. We ask our panel if being wealthy means that y0u're destined to a life that's just surrounded by...

Sep 29, 20171 hr 5 min

How To Invest a Windfall (Your Letters)

You inherit some money. Now how do you invest it conservatively so it doesn't disappear? You want to be responsible and you don't want to make a mistake. Plus, there are so many options available when you're investing...how do you determine what's right? We'll address not only that, but we'll also field a question about Motif investing, how to deal with an unresponsive advisor, and more. Our listener letters are always some of our most entertaining and wide-ranging episodes, and you don't disapp...

Sep 27, 20171 hr 15 min

Live, Save, Spend, Repeat (with Kim Anderson)

What do you do when things seem to be going well in your life, but none of it is what you want? You pivot, and then you adjust your financial life. That's what happened in Kim Anderson's life, not once, but...we'll let her tell the story on today's show? We also will discuss headlines about how wealthy people think about money. Do you share these traits? Also, we'll tackle a new rule around medical bills and credit. What happens when you have overdue medical bills? Now you'll be able to fight ha...

Sep 25, 201757 min

LOTS of Ways To Take Control Of Your Money (with an intro to Ask.Vet)

We all want to have better control with our money. Whether you're handling some stuff well and need a couple hints OR you feel like you're bleeding Benjamins, today we have the right topic for you. Mrs. Adventure Rich from the AdventureRich.com blog joins us to talk about a Clark Howard article with LOTS of tips to take control of your money. Plus we'll also discuss flipping your financial focus AND what lessons we should tell our future self. In our Friday FinTech segment, we discuss Ask.vet. M...

Sep 22, 201754 min

Buzz Indexes August 2017

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Sep 22, 201710 min

Get The Memo On Saving Money (with John Hope Bryant)

How come other people are wealthy and you aren't? John Hope Bryant believes that for many people, it's because they didn't come from the right neighborhoods, have the right friends, or were born into the right family. They didn't get "the memo" on how to become rich. Yet, Bryant says, that isn't an excuse, and it's up to YOU to change your life to achieve the financial freedom you want. If you're looking to be inspired, today's podcast is for you. Plus, we'll also share headlines from the world ...

Sep 20, 201752 min

Give Yourself The Gift of "Finished" (with Jon Acuff)

Why is it that we start projects (like our big plans for financial independence) but never finish? New York Times bestselling author Jon Acuff has experienced the setbacks that come with failing to complete tasks in his own life, starting project after project and leaving them abandoned. He studied the reasons people stop before reaching their goals and now comes down to the basement to share with us how to complete tasks, even when you think there's very little chance you'll get them done. Also...

Sep 18, 20171 hr 5 min

Do I Really Need To Save That Much? (plus career advice from TheMuse.com CEO Kathryn Minshew)

Our all-star cast today wonders out loud whether you need to actually save as much as the popular press says you need to save. Plus, they also ask whether you should pay down your debt the mathematically correct way or maybe use a method that fits with your emotions.... On today's show we have a talented and fun lineup of guests including writer Alaina Tweddale, USA Today columnist Pete The Planner, and award-winning financial app creator Eric Nissan ( DIY.fund ). But of course, that's not all. ...

Sep 15, 201749 min

Change Your Life, Change Your Money (with Cortney McDermott)

Where do you start when planning your money? Cortney McDermott, author of one of this year's hottest self help and business books, joins us in the basement talk about starting out. If you don't know what you want, how do you know where to go? Yet, most of us don't ask ourselves the right questions to even begin the journey. Plus, we'll also share headlines from the world of financial planning, throw out the Haven Life line to a lucky listener, score with some of Doug's delightful trivia, and mor...

Sep 13, 20171 hr

What Do We Think Of No-Fee Brokerage Accounts? (Your Letters)

As fees lower on brokerage accounts so do services. So, is a no-fee brokerage account right for you? We'll talk about brokerage services and a ton more on today's letters episode...along with a ton of your letters on many, many topics. Of course, we also have headlines ripped from the biggest news sources in financial planning, throw out the Haven Life Line , feature some hair-raising trivia from Doug, and more. Special thanks to M1Finance and Tiller for sponsoring our show! We couldn't do any o...

Sep 11, 20171 hr 2 min

Lessons From Top Money Podcasters (and an intro to RentReporters)

We line up three top financial podcasters on today's show and ask them one simple question: what is your audience worried about? We're live from the FinCon booth in the expo hall at Podcast Movement 2017 for this wide ranging, fun discussion. We'll talk debt, financial markets, real estate, and more on today's podcast. In our Friday FinTech segment, Mark DaBell will take us on a tour of RentReporters. If you have a long history of paying rent, why not add this to your credit report? Rent Reporte...

Sep 08, 201758 min

If You're Broke, Fix It (with Douglas and Heather Boneparth)

Doug and Heather Boneparth have made their share of money mistakes. From spending too much money on a great ride to forking over WAY too much money on college, they have some great stories about how NOT to work your money. BUT they also couple those with some amazing tips about the right way to handle your cash, and they bring a wheelbarrow full of tips down to the basement today to share with you.... Of course, because we're the greatest money show on earth (ie: a circus....), we can't stop the...

Sep 06, 20171 hr

Squeezing More From Your College Savings Plans

According to MyCollegeGuide.org, the average cost of tuition in the USA ranges from just over $8,000 for an in-state public experience to a whopping $28,500 for a private school. How do you afford those numbers, and also all of the other costs like room and board, books, and transportation? James DiUlio knows all about college costs and saving for it, so we're happy he's going to tell us about 529 plans. How do they work best, when should you use a 529 plan, what tax breaks should you expect, an...

Sep 04, 201752 min

Grasping The Basics of Investing and an Intro to Final (SB RWD 65)

Do you struggle to understand the difference between investing basics? You aren't alone. Often financial pros and veterans use jargon that sounds like they're speaking a different language. Today our roundtable discussion with focus on helping you dive into the pool. Of course, because it's a roundtable discussion, that's not all! We'll talk about two other topics ripped from financial publication headlines, and in the middle of the show share some new FinTech! Today we talk to Andrew Dietrich f...

Sep 01, 201755 min

Stacking Benjamins In The Sky with Betty Thesky (SB RWD 64)

Some careers seem glamorous, and working for an airline while jet setting around the world might sound near the top. Today Betty Thesky from Betty in the Sky With a Suitcase tells us tales of what REALLY happens when you board a plane. We'll talk investing stories at 30,000 ft., why you don't take Ambien and alcohol together, and much more. Of course, we'll have financial headlines, answer your letters, and diving into Doug's financial trivia also in this awesome rewind episode of the Stacking B...

Aug 30, 20171 hr 3 min

The 5 Dumbest Rules of Thumb (SB RWD 63)

We generally detest rules of thumb. Why not just do the actual math...which is generally easier than many people think? We'll take you through our top 5 list today of the times when we think rules of thumb can be the most dangerous. Of course, it's the Stacking Benjamins show, so that isn't all. There are also headlines, your letters, trivia, and more. Learn more about your ad choices. Visit podcastchoices.com/adchoices See Privacy Policy at https://art19.com/privacy and California Privacy Notic...

Aug 27, 201753 min

The Problem With Saying "I'm Broke" (and a Rize update)

To what degree is not having money a mindset? We ask our panel, including guest Whitney Hanson from the Money Nerds podcast Of course, we don't stop there. We also tackle a recent piece about tricking yourself into getting money saved. How do you save more? Play a game of hide and seek.... Finally, we tell some money stories, and as always, they team comes up with some great ones. In our Friday FinTech segment, Justin Howell, CEO of Rize, a cool goal-setting and savings app, joins us to talk abo...

Aug 25, 201751 min
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