It really depressing that the recent Gratton study shows today’s young Australians are in danger of being the first generation in memory to have lower living standards than their parents’ generation. So I think its more important then ever for parents to teach kids about money. So in this episode I cover my 5 top money habits to teach kids: * Spend/ Save / Share * How do you talk about money * Lead by example * Part Time Job * Conscious Spending The information (including taxation) provided in t...
Aug 29, 2019•10 min
So excited to have our first international guest Jessica Garbarino on The Savings Squad Podcast. Jessica shares how she paid off $56,000 USD of debt (that’s about $80k Australian) in just a few years. We cover lots in this episode including: * How Jessica regained motivation when she went off track * How she was able to curb her impulse spending * What she wishes she did differently * How Jessica used the debt snowball method and why it worked for her * The best money advice Jessica has ever rec...
Aug 15, 2019•48 min
In this episode, I talked to AJ from The Joy Box all about Tiny Houses. Tiny houses are something that is growing in popularity in the USA, Japan & Canada and we are starting to see the trend here in Australia. AJ was only the 4th person in Australia to have a Tiny House so she is a real expert in this space. She has also been a real estate investor for over 20 years so she is going to take us through the financial advantages to putting a tiny house on your land as well as how it can help so...
Jul 31, 2019•49 min
This is the last of our Fast 5 Savings Tips. Tip number 5 is perhaps the most important thing to remember when you are saving money and that is to make sure you allow for FUN !! In this episode we cover: * why its important to allow for fun (even if you have credit card debt) * how you can use your bank accounts to make it easy to stick to your fun budget * how lifestyle creep (going from passion pop to moe) could be impacting your savings plan If you haven’t already make sure you join our Faceb...
Jul 18, 2019•15 min
When we work with clients we help them figure out what success looks like for them. It often doesn’t equate to having more money. Often its wanting to do more travel. So when I saw that my business buddy and mentor Sean Soole was heading around Australia with his wife and primary aged kids for a year I thought this would make an inspiring podcast interview. In this interview we cover: * What they did to prepare for their trip * How they dealt with school on the road * Their favourite places they...
Jul 03, 2019•1 hr 8 min
The Fast 5 are savings tips that you can easily implement to save you money so you can have more money to spend on the things you love. This is tip number 4 and its all about reviewing your subscriptions (the things you pay each month). In this episode I share: * how to assess if you are getting value from your subscriptions * how I have got caught out with app subscriptions and how you can avoid my mistake * looking for alternatives I hope you enjoy this episode as much as I did creating it PS:...
Jun 20, 2019•7 min
Today I interview our super star Money Coach James Smith. James has over a decade worth of experience in financial planning and use to run his own practice so we are super lucky to have him in our team. James heads up our investment committee (you should see his spreadsheets … you will have spreadsheet envy !!). But today’s episode is all about insurance. I know its a little morbid but its something James and I are both passionate about as we have personally seen the impact of not having insuran...
Jun 05, 2019•1 hr 1 min
The Fast 5 Savings Challenge are easy bite sized money tips to help you accelerate your savings. We are up to tip number 3 and this is probably my all time favourite money tip and thats: Treating Money As A Person In this episode we look at: * How much time we spend learning about money * Why you should treat money like your best friend * Taking your Money on a Date * The benefits in knowing “where your money goes” and setting goals and we spoke about our My Money Buddy Savings and Goals Program...
May 23, 2019•14 min
Today episode is about something we know we should do but often don’t – meal planning. I interview Kim McCosker the founder of the 4 Ingredients franchise. We are are lucky to have her on the podcast as she is super busy – juggling family, tv show and selling over 2 million books !! (She’s so busy she actually calls me the wrong name in the interview at some point …see if you can hear where) Now when I first heard about meal planning I assumed it was giving up your Sunday’s to cook. That just di...
May 08, 2019•33 min
Fast 5 Savings Challenge: 5 Easy Ways to Kick Start your Savings We often under estimate the impact small changes will have on our life: * Whether that’s going to bed earlier and the effect this has on our energy and happiness * Portion control food and the impact it has on weight And we do same with money. We convince ourselves to save money and build wealth we need to do something drastic The secret to saving money and building wealth is small changes done consistently. And that’s what the Fas...
Apr 25, 2019•16 min
Of all the interviews I have done this is the one I have learnt the most from. Massive thanks to Luke James from The IT Wellness Pro for this episode. Luke certainly scared me by sharing all the things that can go wrong in the digital age (things like identity theft OR loosing all our photos and memories) But luckily he also shares steps we can take to easily avoid disaster. In the episode we cover lots including: * The most common reason people are hacked online (you are probably doing this) * ...
Apr 10, 2019•57 min
I asked you guys what you wanted to hear more about and overwhelming you said more savings tips. So I’ve put together the Fast 5 Savings Challenge. These are easy bit sized savings tips for you to action. They may seem easy but as you will hear they have saved my clients $1,000’s. I have sprinkled these tips in-between our normal episodes as this way you will have time to take away and implement them. I have also created a workbook and other resources for each episode which you can access for fr...
Mar 26, 2019•14 min
Today we are interviewing recruiter extraordinaire Sharon Vandermeer founder of On The Ball Personnel. She has recently helped in our recruitment and not only did it save us time but it also meant we got an incredible new talent member that is fitting into our team beautifully. Over Sharon’s 20 plus year career she has seen over 100,000 resumes and has lost count of how many people she has interviewed as there has been so many !! Today we are going to tap into that wealth of experience and answe...
Mar 13, 2019•41 min
We have superstar mortgage broker Tim Boyle on the podcast today sharing: * How you can get into a house without a 20% deposit * What you need to start doing 6 months before you apply for a loan * How Afterpay can affect your ability to get a home loan ? * The 2 ways your parents can help you get into a house sooner ? * Why you should use a broker as opposed to going straight to bank * How the loan process differs if you are self employed Here are some of the links we spoke about today: * Check ...
Feb 28, 2019•49 min
Am I allowed to have a favourite episode … or is it like confessing who your favourite child is (Mum and Dad it’s ok, I know I’m the favourite) This episode is all about the FIRE movement. No, we are not talking about arson or anything like that … we are talking about the acronym Financial Independence Retire Early. In this episode, we interview Aussie FireBug (who wants to remain anonymous) about all things FIRE including: * What his definition of independence is * Why the fire movement is beco...
Feb 14, 2019•59 min
Very excited to have Todd Hearne on today Todd is a partner of a WSC Group a national accounting firm Todd has nearly 2 decades worth of tax experience and will be talking today about investment properties. One of my big bugbears is that people often assume they can just buy a property and that will solve their money problems and be all they need to do to build wealth. As highlighted in this episode that’s not the case. We talk about the fact you need a strategy and to know how it fits into your...
Jan 30, 2019•34 min
I remember years ago when I brought my first home it was quite a stressful experience as I felt like no one explained the process to me. As a result several things were left to the last minute and then a mad panic and rush pursued to get things done on time. So in this episode I talk to Chad Penfold the founder of conveyancing firm LawRep about the steps involved when you are buying a house including: * What you should do BEFORE you buy a house ? * How to negotiate when you buy a property ? (Its...
Jan 17, 2019•53 min
Sometimes we get so busy with life we forget to check in on what actually makes us happy. With the new year upon us we often get some downtime and it's a great chance to reflect on what brings us joy and take steps to integrate into our lives. I've been thinking about what brings me joy now more than ever for a couple of reasons: So one way I'm ensuring I'm living my best life and living more consciously is to develop a list of 19 things I want to do in 2019 (inspired by one of my favorite podca...
Jan 03, 2019•15 min•Ep. 7
In this episode I chat to Troy Smith about Self Managed Super Funds (SMSF) Troy works as a manager in the Onepath Tech Team. He’s the guy I ring if I want to bounce a strategy idea or check the latest rule changes (he’s got a lot of patience to answer all my questions) He is of course very qualified with a Graduate Certificate in Financial planning, and a Graduate Diploma in Applied Tax Law, as well as a Bachelor of Commerce. Troy also has a keen interest in Self Managed Super Funds (SMSF) as he...
Dec 19, 2018•36 min
Glam Corner is the genius online clothing rental business that lets you have access to an unlimited designer wardrobe without breaking your budget. I first came across it when I was admiring a friends Instagram and her wardrobe. She always looked incredible and I thought she must spend a fortune on clothes. Then I saw she tagged Glam Corner and I got curious. I discovered Glam Corner was just like Spotify. Spotify you don’t need to own the music to enjoy it. Glam Corner does the same with clothe...
Dec 05, 2018•24 min
Relying on your employer and only one source of income is actually risky. There could be a downturn in that industry. Perhaps your employer is just bad at managing the business and hence it gets into financial trouble. Plus in a job, there is often a limit placed on what you can earn. That’s why many people are starting side hustles – little micro businesses (that sometimes become major businesses) to provide another source of income. How you use this extra income is up to you. Maybe you invest ...
Nov 21, 2018•17 min
So once you are saving money the next question that often follows is “what should I do with it ?” Todays episode helps to answer this by exploring your investment options. The very knowledgeable Ali Parker joins us on this episode to discuss: * Shares Vs Property * How much do you need to get started in shares * Managed Funds Vs Shares * What is an Index Fund * Australian vs International shares * How to deal with a downturn in the sharemarket * The best financial advice she has ever received Re...
Nov 07, 2018•34 min
Its harder to teach kids about money today because: * They rarely see physical cash; & * How kids spend money is changing. More money is being spend online, through things like games and music, as opposed to physical products. So in this podcast episode I talk to Mario Hasanakos one of the co-founders of Spriggy an Australian initiative designed to teach kids about money using 21st century techniques. We will be covering: * Why kids from age 6 should have a Visa Debit card * When to start po...
Nov 07, 2018•24 min
The slowest way to get results is by yourself and the fastest way is with a coach. Which is why ever since I can remember I have always chosen to work with a coach. Whether that be tutoring at school, career advice, health, business or life. This is our first episode so I’m going to start with interviewing my business coach and someone who has been a big influence on my business over the last 4 years – my mentor Kerwin Rae. We cover lots of interesting topics, including: * what Kerwin teaches hi...
Oct 31, 2018•40 min
