Getting ready for retirement is a process that has very few absolutes. The good news is there are some guideposts that can help you save for retirement and help make sure your money takes you all the way through that next phase of life called retirement. That and more on this week's Retirement Referee with Steve Caruso. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Jul 22, 2022•37 min•Ep. 67
This week Steve Caruso outlines some of the worst retirement missteps. He shows how making small changes can make a big difference in your retirement in the long run. That and more on this week's Retirement Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jul 15, 2022•38 min•Ep. 66
As we get closer to retirement we hope to minimize our financial risk. We want to travel, spend time with the grandkids or just relax for a while. Those risks can sneak up on you. To help you avoid them we’ve put together a list of the biggies and some ideas to avoid them. That and more on this week's Retirement Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Jul 08, 2022•38 min•Ep. 65
Out with those “woulda, coulda, shoulda” moments and in with a retirement plan you have confidence in. This week on The Retirement Referee, Steve Caruso shares a list of ways you can better prepare yourself for your retirement so retirees can live regret free. That and much more on The Retirement Referee with with Steve Caruso. Visit online or call for more information: LaurelWS.com and 800-705-9995. See omnystudio.com/listener for privacy information....
Jul 01, 2022•38 min•Ep. 64
Dealing with change is often difficult. This week Steve Caruso shows how planning for retirement has evolved over the past twenty years or so. He’s got the top ten changes in getting to that next phase of life called retirement. That and more on this week's Retirement Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jun 24, 2022•38 min•Ep. 63
The closer we get to retirement the more important it is to avoid costly mistakes. This week Steve Caruso highlights three retirement investment mistakes older seniors should do everything possible to avoid. That and more on this week's Financial Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Jun 17, 2022•38 min•Ep. 62
The closer we get to retirement the more important it is to avoid costly mistakes. This week Steve Caruso highlights three retirement investment mistakes older seniors should do everything possible to avoid. That and more on this week's Financial Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jun 17, 2022•43 min•Ep. 105
Just getting to retirement is a major accomplishment. You’ve saved, planned and now it’s time for the fun stuff. However statistics show that the first few years of retirement can be surprisingly tense. Today Steve Caruso has some tips to help you minimize risk, preserve your wealth and your sanity. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Jun 10, 2022•38 min•Ep. 61
Getting to retirement is all about the plan, and there has to be an income component. Steve Caruso digs into how to properly put a retirement and income plan together. From proper asset allocation to the sequence of returns risk he breaks it all down. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jun 03, 2022•37 min•Ep. 60
When inflation took center stage it was called “transitory”. It has become something a little more lengthy with no sign of relief. Inflation can be particularly hard on seniors. This week Steve Caruso offers some ideas to help you fight back against inflation and keep your retirement plan on track. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
May 27, 2022•38 min•Ep. 59
Financial literacy is key when it comes to building wealth and retiring comfortably. Just because you’ve been a good saver doesn’t always equal success. This week Steve Caruso discusses the importance of financial education even after retirement. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
May 20, 2022•38 min•Ep. 58
One way to maintain your lifestyle in retirement is to make sure your plan evolves with you. This week Steve Caruso discusses some of the most important things you should consider when planning your retirement, especially as you near the day you hang up your work shoes. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
May 13, 2022•38 min•Ep. 57
The U-S Senate is expected to vote soon on what’s being called SECURE Act 2.0. The original SECURE Act passed in 2019 and brought many changes to retirement planning. What’s in 2.0? Steve breaks down some highlights including extending RMD’s to age 75. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
May 06, 2022•38 min•Ep. 56
When is the best time to retire? There is no right or wrong answer. On today’s show Steve Caruso highlights some things you can do now to help insure you and your finances are ready when you take that big step into retirement. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Apr 29, 2022•38 min•Ep. 55
There are many outside forces influencing your portfolio. The pandemic, geopolitical events and inflation. If you’re feeling a little nervous about your own retirement Steve Caruso offers some tips to help bring that anxiety level down. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Apr 22, 2022•38 min•Ep. 55
Don’t let taxes derail your retirement and estate planning. Today Steve Caruso outlines several strategies that could help keep more of your retirement dollars where they belong…with you. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Apr 15, 2022•37 min•Ep. 54
This week Steve Caruso tackled two obstacles regarding inflation: 1, rising prices put stress on fixed income and 2, investing in a retirement plan to keep up with a higher cost of living. Steve offers several potential solutions to help avoid the pain. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Apr 08, 2022•38 min•Ep. 53
Retirees aren’t always up to date on every part of the tax code and as a result end up paying more in taxes than necessary. This week Steve Caruso offers some tips to make sure more of your nest egg stays with you and not Uncle Sam. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Mar 31, 2022•37 min•Ep. 53
We’ve all heard the expression “we don’t know what we don’t know”. In the world of retirement planning what you don’t know can really take a bite out of your portfolio. Steve Caruso to the rescue. This week he addresses some strategies to help you get to retirement and have the lifestyle you’ve always wanted. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Mar 18, 2022•38 min•Ep. 51
Creating income in retirement is one of the main goals. This week Steve Caruso outlines five sources of retirement income that you may not have thought about. Social Security is great but it certainly isn’t enough. From HSA’s to real estate Steve hits them all on this week's edition of The Retirement Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Mar 11, 2022•38 min•Ep. 50
This week is all about retirement readiness. Steve Caruso says there are three big questions that have to be answered to help make sure you are ready for retirement. Topping the list is the right Social Security claiming strategy. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Mar 04, 2022•38 min•Ep. 49
Saving for retirement is only half the job. The other half is putting that money to work. Financial experts say there are a handful of retirement distribution plans that can be used to stretch money further for a long retirement. This week Steve Caruso highlights several strategies to help you achieve success in retirement. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Feb 25, 2022•37 min•Ep. 48
It seems everybody has advice about retirement. They mean well but sometimes it’s laughable. This week Steve Caruso highlights some advice about retirement that you should try to avoid. Two of the biggest are Social Security running out and the old 4% rule is the only way to withdraw your money. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Feb 18, 2022•38 min•Ep. 47
This week Steve Caruso outlines three potential threats that could impact your retirement savings this year. He’s also got some suggestions that could soften the blow. If you’re in or near retirement 2022 could be a bit rocky. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Feb 04, 2022•37 min•Ep. 45
No one can predict the next bear market accurately. The only sure thing is it’s going to happen. Is your retirement ready for whatever comes next? This week Steve Carouso outlines some moves you could make to help protect your retirement plan. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jan 28, 2022•38 min•Ep. 44
Are you planning to retire in 2022? This podcast is for you. Steve Caruso offers some suggestions on how to make that happen. He says the economy, the pandemic and who knows what is on the horizon this year so it’s more important than ever to make sure your ducks are in a row when it comes to your retirement plan. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Jan 21, 2022•37 min•Ep. 43
This week Steve Caruso outlines some things we can do right now to help get our retirement and income plans in good fiscal shape for 2022. He tackles things like debt, fees in your 401(k) and taxes in retirement. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Jan 14, 2022•38 min•Ep. 42
Planning for retirement with an eye on taxes and fees is a big job. On today’s show some tips to help make sure your money lasts all the way through retirement. Do you know what fees you’re paying? You might be surprised what Steve Caruso can find hidden in your portfolio. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Dec 24, 2021•38 min•Ep. 41
Are you saving enough for retirement? Statistics show most Americans aren’t where they want to be when it comes to saving for retirement. This week, Steve Caruso discusses ways to get yourself on track to retire on your terms. He digs into everything from working with an advisor to understanding your risk tolerance. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information....
Dec 17, 2021•37 min•Ep. 40
Rising inflation continues to dominate headlines, the market continues to be volatile. How can you protect your nest egg from all the uncertainty? This week Steve Caruso outlines some strategies to do just that on The Retirement Referee. Visit LaurelWS.com to learn more. Call 800-705-9995. See omnystudio.com/listener for privacy information.
Dec 10, 2021•38 min•Ep. 39
