The Ramsey Show - podcast cover

The Ramsey Show

Ramsey Networkwww.ramseysolutions.com
The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com
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Episodes

My Mom Wrecked My Rental & I Have To Evict Her

💵 ⁠⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: “I received $530,000 in a settlement, how should I invest this?” “My mom can no longer afford to stay in my rental and caused $20,000 in damages. How do I pay for the repairs?” “My fiancée doesn't want me on the deed of her house. What should I do?” “My boyfriend's parents will sto...

Feb 25, 20262 hr 18 min

This Family Drama Has a Gravitational Pull

💵 ⁠⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “My family business has $5 million in debt and I’m stressed about it” “My dad racked up $30,000 of debt and is being sued. How do we help him settle this?” “We’re nervous about working with a financial advisor, what should that relationship look like?” “Is it a good idea to take out a $...

Feb 24, 20262 hr 19 min

Financial Freedom Gives You Safety, Not Risk

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ Dr. John Delony and George Kamel answer your questions and discuss: "What's the best way to pay off $118k in student loans?" "Should I help family financially even if it will set me back?" "How do I convince my husband to pay down the house instead of buying crypto?" "My wife refuses to follow a budget. Should I give up on trying to get her on board?" "...

Feb 23, 20262 hr 19 min

Take Ownership Of Where Your Life Is Headed

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "Should I advise my daughter against buying property in NYC?" "I'm a single mom and I make $1,200 a month. How do I get out of the toxic environment that I live in?" "I'm $40k in debt and don't know how to get out" "Do I need a lawyer to talk to a debt collection agency?" "How do I ask my bo...

Feb 20, 20262 hr 19 min

My Fiancé Won't Give Me Access To Any Of Our Money

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: "I have to ask my fiancé anytime I need money" "I'm $110k in debt and can't pay my bills" "Was it a bad idea to take out a whole life insurance policy?" "Should I sell my car back to the dealership?" "I keep catching my husband in lies about our finances" "Can we buy a Tesla?" "Do I need t...

Feb 19, 20262 hr 18 min

How Do I Get My Boyfriend To Step Up and Make More Money?

💵 ⁠⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠⁠ George Kamel and Ken Coleman answer your questions and discuss: “Should I file for bankruptcy?” “How can I get my boyfriend to step up and be a provider for our family?” “How do I pay off a 0% credit card by October?” “Am I being too aggressive paying off my student loans?” “My husband and I disagree on what to do after selling a property” “What should ...

Feb 18, 20262 hr 19 min

Discipline Today Can Rewrite Your Financial Future

💵 ⁠⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠⁠ 📈 ⁠⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠⁠ Jade Warshaw and Rachel Cruze answer your questions and discuss: "We can't afford a lawyer to help after being served on a $37k loan" "How do I convince my daughter to let me manage my finances again?" "We disagree on how much to put down on a home" "Is it bad that I'm only invested in CDs?" "Should I sell the homes I bought for my children?" Next Steps: ✔️...

Feb 17, 20262 hr 19 min

I Cosigned 2 Cars For My Mom And Now They're Repossessed

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss: "I cosigned two cars with my mom that were then repossessed" "How do I get my husband to combine finances?" "Should I file for bankruptcy?" "How do I keep my child from being spoiled by the Trump account?" "How do I become okay with spending the money that I've been saving?" "Does it make sense fo...

Feb 16, 20262 hr 19 min

There's Always Hope When Facing Financial Hardship

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss: "We're $71k in debt. How do we get out of this mess?" "Why do you encourage people to have babies while paying off debt?" "Our mortgage is 50% of our income" "I owe more on my cars than I make in a year" "How do I handle finances while going through a divorce?". Next Steps: ✔️ ⁠⁠⁠⁠⁠ ⁠Help us ma...

Feb 13, 20262 hr 19 min

My Husband Has Always Kept Our Finances A Secret From Me (I Want Out)

💵 ⁠⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠⁠ 📈 ⁠⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠⁠ Ken Coleman and Rachel Cruze answer your questions and discuss: "The warehouse my business was in burned down and I didn't have insurance" "My husband has kept our finances hidden from me and now he wants a divorce" "Should I buy a home to get out of a toxic relationship?" "I'm $90k in debt and living paycheck-to-paycheck" "Should I loan my cousin $75,000?" Nex...

Feb 12, 20262 hr 19 min

I Have Over $300k Cash Sitting In My House (I'm Scared Of The Stock Market)

💵 ⁠⁠Have a money question? Ask Ramsey is here to help.⁠⁠ 📈 ⁠⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: "How do I stop my mother from going into credit card debt?" "I have $300k in cash sitting in my house" "I'm $250k in debt. Should I file bankruptcy? " "Should I stay in a relationship if I'm paying for everything?" "I was fired from my job last year and my life has been a nightmare since". Next Steps: ...

Feb 11, 20262 hr 18 min

"My Wife Is Making Financial Decisions Without Me"

💵 ⁠Have a money question? Ask Ramsey is here to help.⁠ 📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan.⁠ Jade Warshaw and Dr. John Delony answer your questions and discuss: "My drinking is holding me back from paying off debt" "My wife is making financial decisions without me" "Should I move into a lower cost-of-living area to save money?" "Should I file bankruptcy?" "My mom and I disagree on how much I owe her for a Parent PLUS loan". Next Steps: ✔️ ⁠⁠⁠ ⁠Help us make the...

Feb 10, 20262 hr 20 min

I've Been Financially Supporting My Boyfriend For Years (He Refuses to Get A Job)

💵 Have a money question? Ask Ramsey is here to help. 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan. Ken Coleman and George Kamel answer your questions and discuss: "I have been supporting my boyfriend for the last two and a half years, is this considered financial abuse?" "My husband borrowed money against our house to buy crypto and then he lost it. What should we do?" "I'm behind on my rent and my bill payments are overwhelming, should I look into getting a debt consol...

Feb 09, 20262 hr 19 min

Face the Debt You’ve Been Avoiding

💵 ⁠⁠⁠Ask Ramsey: Real Ramsey answers, powered by AI.⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss: “Should we file bankruptcy due to the $350k my husband lost day trading?” “How do I start to tackle my debt?” “Should I use a VA loan to buy a home?” “I feel like I’ll never be able to buy a house” “Should I cash out my whole life policy?” “Should I slow down the baby steps to deal with my chronic illness?” “How do I buy out my “manchild” ex-husband from our house?” “Should ...

Feb 06, 20262 hr 19 min

My Fiancé Broke Off Our Engagement Because Of My Money Habits

💵 ⁠⁠Ask Ramsey: Real Ramsey answers, powered by AI. George Kamel and Rachel Cruze answer your questions and discuss: "How can I heal from a relationship broken over bad money habits?" "How do I get comfortable using my emergency fund when I need to?" "My dad promised to pay off my student loan debt but we cut him out of our lives. How do we pay them off ourselves?" "My father is trying to buy a house with his new girlfriend. We think he's being manipulated but don't know what to do" Next Steps:...

Feb 05, 20262 hr 18 min

We’re $100K in Debt and Living in a Camper

💵 ⁠Type your money question, get a Ramsey answer instantly.⁠ Ken Coleman and George Kamel answer your questions and discuss: "How do I get out of $100,000 of debt?" "Should I stop paying my Parent PLUS loans and use that money to pay off my credit cards?" "How can we help my brother-in-law without enabling him?" "How do I find a house after college when rent is so expensive?" "My husband refinanced our auto loan to pull cash out of our vehicle. Now our APR is 25%, what should we do?" "I was sca...

Feb 04, 20262 hr 20 min

It’s Time to Go Scorched Earth on Your Debt

💵 Type your money question, get a Ramsey answer instantly. Jade Warshaw and Rachel Cruze answer your questions and discuss: "Should I sell some silver that was gifted to me?" "Should we downsize our home to get ahead on the Baby Steps?" "How do I talk to my mother-in-law about settling their Parent PLUS loans?" "How do I balance paying off debt and still having enough to cover my expenses?" "How do I get my husband to be more aggressive about Baby Step 2?" "I'm $26,000 in debt, is getting a deb...

Feb 03, 20262 hr 17 min

I Have $1,400 To My Name and I'm Considering Bankruptcy

💵 ⁠Your Money Questions Answered by Ask Ramsey!⁠ 🚢 ⁠ Set sail with Dave Ramsey. Book your cabin today. Jade Warshaw and Dr. John Delony answer your questions and discuss: "We can't pay off our debt fast enough to beat the accumulating interest. What should we do to get out of this?" "My car was recently repossessed, should I try to get it back?" "How do we plan for a wedding while we are in Baby Step 2?" "Will going back to school slow down my financial future?" "My mother-in-law is trying to ...

Feb 02, 20262 hr 20 min

When Money Gets Complicated, Clarity and Wisdom Matter Most

💵 ⁠Your Money Questions Answered by Ask Ramsey!⁠ 🚢 ⁠Book your cabin: Save $300 this week only! ⁠ Jade Warshaw and George Kamel answer your questions and discuss: "We have $153,000 of debt, should we file for bankruptcy?" "My husband accused me of overspending and put restrictions on my access to our finances. What should I do?" "My parents want me to take over their Parent PLUS loans" "I owe my college $36,000 and they want me to settle the balance within the next 6 months. What should I do?" ...

Jan 30, 20262 hr 18 min

My Girlfriend’s Pregnant and I’m Scared

💵 Your Money Questions Answered by Ask Ramsey! 🚢 ⁠Book your cabin: Save $300 this week only! ⁠ George Kamel and Jade Warshaw answer your questions and discuss: “I just learned my girlfriend is pregnant. How do I financially prepare for this?” “How do I convince my mom to not buy a life insurance policy for $500,000 a year?” “How do I help my dad pay off $90,000 of credit card debt?” “I’m receiving a $200,000 trust from my grandparents, what should we do with this?” “How can I navigate losing a...

Jan 29, 20262 hr 18 min

You Can’t Make the Same Money Mistakes and Get Better Outcomes

💵 ⁠Get Money Help from Ask Ramsey!⁠ 🚢 Book your cabin: Save $300 this week only! George Kamel and Rachel Cruze answer your questions and discuss: "I started a paranormal investigation company with my friend. Can I make this my full-time job?" "I got scammed out of $38,000. We found the scammer and got a judgement against him. How do I collect my money?" "How do I maintain my credit score?" "My HOA wants us to pay a $5,000 special assessment fee. Should we just sell our house and move?" "Should...

Jan 28, 20262 hr 18 min

You Don’t Escape Debt by Waiting—You Escape by Acting

💵 Get Money Help from Ask Ramsey! 🚢 ⁠Book your cabin: Save $300 this week only! ⁠ Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon! Dave Ramsey and Ken Coleman answer your questions and discuss: I am getting calls regarding debt on my deceased father. How do I handle this? What's the best way to start the Baby Steps? My dad wants me to pay f...

Jan 27, 20262 hr 18 min

My Parents Just Told Me I Owe Them $114K

💵 ⁠Get Money Help from Ask Ramsey!⁠ 🚢 ⁠Book your cabin: Save $300 this week only! ⁠ George Kamel and Jade Warshaw answer your questions and discuss: "How should I respond to my parents asking for my 529 funds to be repaid?" "How can I build wealth so I can leave an abusive situation?" "My husband bought a home without telling me, should I be concerned about this?" "How do I address my girlfriend's debt before proposing to her?" "How much of my income should be my mortgage payment?". Next Steps...

Jan 26, 20262 hr 18 min

Clarity With Money Brings Peace At Every Stage Of Life

❓ ⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ Jade Warshaw and George Kamel answer your questions and discuss: "Is it normal to be in debt to your spouse?" "How much can I spend in retirement?" "How can I get my husband to open up about his finances?" "My 52-year-old daughter is making our home a living nightmare. How do we kick her out?" "We make $40,000 a month but we barely have enough left over at the end of the month to make ends meet". Next Steps: ✔️ ⁠⁠⁠⁠⁠ ⁠Help us make the show...

Jan 23, 20262 hr 19 min

My Husband Refuses To Work And Still Lives Off His Parents

❓ ⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ Rachel Cruze and Dr. John Delony answer your questions and discuss: "My husband refuses to get a job, I'm worried he is going to ruin us financially" "I'm $350,000 in debt, should I file for bankruptcy?" "Should I finish Baby Step 2 before buying my home?" "Am I wrong to ask my daughter to pay rent and contribute to grocery costs?" "Should we sell our double-wide?" "We don't have anything saved for retirement, where do we start?" "My boyfr...

Jan 22, 20262 hr 18 min

"I've Been Doing OnlyFans For 3 Years And Want Out"

❓ ⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: "I'm burnt out from doing OnlyFans, how do I get out of this?" "My mom is resentful that they are still paying my student loans. Should I take on the payments?" "Should I buy a house to flip in order to pay off $40,000 of debt?" "What is extendable term-life insurance?" "My husband doesn't want to pay off our debt even though we have the money to do so". Next Steps: ✔️ ⁠⁠⁠⁠⁠ ...

Jan 21, 20262 hr 18 min

You Don’t Get Out of Debt by Accident—Choose Your Hard

❓ ⁠Have a money question? Ask Ramsey is here to help!⁠ Ken Coleman and Jade Warshaw answer your questions and discuss: “I feel let down by my husband’s spending habits?” ”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?” “I keep going deeper into debt because of my spending habits” “Our home mortgage is 40% of our income, should we refinance?” “How do I talk to my in-laws about the $48,000 my wife owes them?” “We offered $24,000 for our daughter’s...

Jan 20, 20262 hr 19 min

"I’m 50 With No Retirement Living Paycheck-to-Paycheck"

❓ Have a money question? Ask Ramsey is here to help! Ken Coleman and George Kamel answer your questions and discuss: “How do I stop living paycheck to paycheck?” “Should we pay the student loans my mother-in-law is supposed to pay?” “Should we buy a home when we move to a different state?” “How much should we be spending on a vacation?” “We have a collection company coming after us for money we don’t owe. How should we handle this situation?” “Why won’t my wife live in an RV with me?” “I am unde...

Jan 19, 20262 hr 18 min

Take Back Your Money in 2026

💸 Start transforming your money today with EveryDollar! In a special bonus episode from our recent "Take Back Your Money" livestream, Dave Ramsey and Jade Warshaw show you how to take your money from chaos to clarity so you can break free from debt and completely transform your finances in 2026. Learn more about your ad choices. Visit megaphone.fm/adchoices...

Jan 17, 20261 hr 1 min

Quiet The Chaos And Solve For Peace

❓ Have a money question? Ask Ramsey is here to help! Ken Coleman and Jade Warshaw answer your questions and discuss: "My husband is about to go to prison for several years, how should we prepare our finances?" "How can I get my 19-year-old son to be responsible for his expenses?" "I'm 46-years-old but I still don't have my finances in order, how do I begin to get organized with my money?" "Are we spending too much on building our home?" "Should I share my inheritance with my brothers?" "Should I...

Jan 16, 20262 hr 18 min
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