The Ramsey Show

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

Last refreshed: June 18th, 2026 at 10:16 AM

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Episodes

It’s Time To Stop Surviving And Start Winning With Money

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ George Kamel and Jade Warshaw answer your questions and discuss: "Should we sell our new house after a local church opened a homeless shelter across the street?" "How do we stay motivated to pay off debt when being debt-free feels unachievable?" "I'm about to go $500k into debt buying a business and a home at the same time..." "How do I stop living paycheck-to-paycheck?" "Should I use a VA loan to buy a mobile home?" "...

Oct 24, 2025•2 hr 19 min

Stop Letting Other People Wreck Your Finances

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ Rachel Cruze and George Kamel answer your questions and discuss: "Should I take out a loan to pay off debt in collections?" "How do I convince my husband to quit his church job?" "How do I stop spending so I can reach my financial goals?" "I don't trust the decisions my husband is making in our business..." "How do I tell my parents that I got into my dream school?" "How do I talk to my dad about his retirement plan?" ...

Oct 23, 2025•2 hr 18 min

You Can’t Outearn Your Stupidity

🤔 ⁠⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠⁠ George Kamel and Rachel Cruze answer your questions and discuss: "Am I ok to use credit cards as long as I pay them off every month?" "Should I focus on paying down debt or saving if I will be without a job for about a year and a half?" "Should my girlfriend and I get an apartment together?" "Should I be investing in a 529 or mutual funds for my kids?" "I have $30,000 in debt, how do I go about paying this off?" "My fa...

Oct 22, 2025•2 hr 19 min

There Are No Shortcuts To Building Wealth

🤔 ⁠⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠⁠ Jade Warshaw and Rachel Cruze answer your questions and discuss: "I'm in $60,000 of debt, how do I pay it off?" "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?" "Should I pay off my student loan debt before I buy my house?" "I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly? "Is "house hacking" a good idea?". “How can I feel ...

Oct 21, 2025•2 hr 20 min

Your Financial Comeback Starts Today

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ George Kamel and Ken Coleman answer your questions and discuss: “How do I turn my life around and be financially successful?” “How do I balance providing for my family and being present?” “How much should I be putting aside for Christmas?” “We are $86,000 in debt. How can we pay all this off quickly?” “How can I earn passive income while I am in college?” “How do I handle siblings who won’t pay their share of our cell phon...

Oct 20, 2025•2 hr 18 min

Introduction: The Ramsey Show

Oct 18, 2025•3 min

The Ramsey Show Live From Chicago

🎟️ Sign up to know where The Ramsey Show LIVE goes next! 💵 Start eliminating debt for free with EveryDollar The Ramsey Show hits the road! 🎙️ George Kamel, Rachel Cruze, and Ken Coleman are live from Chicago with a packed house and powerful conversations about money, careers, and relationships. Next Steps: ✔️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠⁠⁠⁠...

Oct 17, 2025•1 hr 18 min

You Can Still Take Charge Of Your Financial Future

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "Can we stop my mother-in-law from using my husband's name on her investment accounts?" "I can't afford minimum payments on my debt after buying a house..." "Should I pay off a low-interest car loan or should I sell?" "Should I pull from my brokerage account to pay off my house?" "Should I include the car note I cosigned for in my debt snowball?" "What order sh...

Oct 17, 2025•2 hr 19 min

You’re Either Building Wealth or Losing It

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Rachel Cruze and Jade Warshaw answer your questions and discuss: "Should I pay my parents what their house is worth after they sold it to me for $1?" "Should I convert my HELOC into a 15-year mortgage? We can't seem to make any progress on paying it off..." "My friend claims to follow the Baby Steps but keeps doing stupid stuff with money. Should I say something?" "How much does my husband need to make for me to become a s...

Oct 16, 2025•2 hr 19 min

Dumb Financial Decisions Stunt Your Financial Growth

🤔 ⁠⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠⁠ Dave Ramsey and George Kamel answer your questions and discuss: "My fiancée wants to take on $200,000 in school debt right before we get married..." "How can I stop my girlfriend's mom from micromanaging our relationship?" "Should my son be leaving the house at 21 years-old?" "What should we prioritize, our business debt or our personal debt?" "Should I be helping my mom pay off her debt when I have my own?" "How do I plan...

Oct 15, 2025•2 hr 18 min

You Won’t Win With Money by Accident

🤔 ⁠⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠⁠ Dave Ramsey and Jade Warshaw answer your questions and discuss: “I’m paying $500 a month for my leased HVAC system. Should I pay it off before I pay off my house?” “How do I convince my husband not to pay his dad’s property taxes every year?” “We are looking to buy our first home, what are some extra costs and inspections that we should be looking out for?” “How can we pay off debt when our daughter’s monthly tuition takes e...

Oct 14, 2025•2 hr 19 min

Your Financial Chaos Ends Today

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ George Kamel and Dr. John Delony answer your questions and discuss: "How do we stop my fiancée's mother from stealing her student loans?" "Why should I pay cash for a car when I could invest the money and earn a better return?" "My ex-wife was ordered to pay half of our back taxes three years ago but she still hasn’t paid" "How do I choose which debt to pay off first when they are all similar amounts?" "Should we pay ourselves...

Oct 13, 2025•2 hr 17 min

You Can Stay Broke Or Start Changing

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ Jade Warshaw and Dr. John Delony answer your questions and discuss: "Should we accept money from my in-laws?" "I can't pay my bills, should I file bankruptcy?" "When can we open "fun" accounts while working the Baby Steps?" "How do I build my credit score without debt?" "Is using a line of credit a good way to pay off a house faster?" "When in the Baby Steps do we start saving for adoption?" Next Steps: ✔️ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠He...

Oct 10, 2025•2 hr 18 min

A Written Plan Will Always Keep You On Track

🤔 ⁠⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠⁠ Ken Coleman and George Kamel answer your questions and discuss: "I owe $8,000 in collections and $4,000 to the IRS, how should I tackle this?" "How much should I spend on a new truck?" "My husband and I don't agree on how to budget..." "Would it be better to refinance or recast our mortgage?" "My husband works two jobs. Can he leave one so that he can spend more time with the family?" "Is it a good idea to retire early?" "When...

Oct 09, 2025•2 hr 18 min

Quit Blaming Your Past And Take Control Of Your Money

🤔 ⁠⁠Can an online will work for you? Take this quiz to find out!⁠⁠ Dave Ramsey and Ken Coleman answer your questions and discuss: "My girlfriend doesn't want to marry me until I pay off all my debt..." "My husband and sister disagree on how to split the proceeds from the sale of family property. How do we navigate this?" "Should we slow down on Baby Step 2 while the government is shutdown?" "How do I avoid paying taxes on an inherited IRA?" "My wife keeps telling me how to run my business. Am I...

Oct 08, 2025•2 hr 19 min

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