The Prosperity Podcast - podcast cover

The Prosperity Podcast

Kim D. H. Butler and Spencer Shawprosperitythinkers.com
The Prosperity Podcast is where money meets freedom — without Wall Street’s limitations or typical financial advice. Hosted by Kim Butler, founder of Prosperity Thinkers, and Spencer Shaw, this podcast delivers straightforward financial strategies to help you build certainty, cash flow, and long-term prosperity.
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Episodes

5 Day Weekend with Garrett Gunderson - Bonus Episode

Garrett Gunderson makes a huge announcement about his new book ‘5 Day Weekend’ that he co-authored with Nik Halik. This book is packed full of valuable information to help you keep more of your money and become a better investor so that you can live a more fulfilling life. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we ma...

May 24, 201823 minEp. 255

How Much You Should Be Saving - Episode 255

Saving saves families. Kim and Spencer talk about how much you should be saving and the best places to put that money. They also share personal stories about how savings has helped made a difference in their lives. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources fro...

May 22, 201818 minEp. 255

Introducing Chinese Americans to Prosperity Economics with Ken Ma - Bonus Episode

Ken Ma has been translating Kim’s books into Chinese and helping spread the message of Prosperity Economics with the Eastern culture. Together Kim and Ken talk about how the Chinese think differently than Western culture when it comes to finances and why honor, integrity and precision is important for them. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hell...

May 17, 201830 minEp. 254

The Guiding Principles of Future Education - Episode 254

The future of education is changing drastically. It may be classrooms with virtual reality glasses or artificial intelligence and this technology can feel overwhelming. Luckily the principles of education don’t change and together Kim and Spencer talk about these principles shared from a recent Peter Diamandis article. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it t...

May 15, 201823 minEp. 254

Understanding the Time Value of Money - Episode 253

If you pay cash for something you still have an interest cost because you pass up the opportunity to make interest on your money. There’s an interest cost associated with all money and in this episode Kim and Spencer talk about the true interest cost. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upco...

May 09, 201818 minEp. 253

Understanding the Life Insurance Death Benefit - Episode 252

Most people don’t talk about the life insurance death benefit because they don’t understand the 5 strategies of how to use it. Kim Butler talks about these different strategies along with a different approach to spending your assets when you approach retirement age. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answe...

May 01, 201817 minEp. 252

Why You Shouldn’t Pay Off Your Mortgage Early - Episode 251

A mortgage is one of the most efficient debts you can have and paying it off early is often one of the biggest mistakes people make. In this episode Kim and Spencer talk about the importance of having control over your finances and using tax efficiencies and deductions. They also bust the myth of converting your mortgage to a home equity and why that simply doesn’t work and why appreciation shouldn’t even be a factor in your house buying decision. Tune in with Kim D. H. Butler and Spencer Shaw t...

Apr 24, 201821 minEp. 251

Why It’s Good for Life Insurance Companies to Make a Profit - Episode 250

The news would tell you that it’s bad for corporations to be profitable, but is that the truth? In this episode Kim and Spencer talk about why life insurance companies have been around for centuries and why it’s beneficial for you. You’ll also hear about the dangers of having a universal life insurance policy and how that could have an effect on your future. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would lik...

Apr 17, 201821 minEp. 250

The Myth of Risk Equals Reward - Episode 249

Why has society accepted that financial loss is okay? In this episode Kim and Spencer explain why risk does not equal reward and how you can put together a strategy that avoids losing your hard earned money. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this ...

Apr 10, 201822 minEp. 249

Why Life Insurance Is a Savings Account That Shows Up Like a Bill - Episode 248

If you view life insurance as a savings account that shows up like a bill it’s easy to see how it truly is the best savings plan imaginable. In this episode Kim and Spencer talk about the differences of paying for life insurance on a monthly basis or annually and also how long it takes for most people to being to understand the powerful results of life insurance. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you woul...

Apr 03, 201818 minEp. 248

How To Create an Abundance Mindset - Episode 247

Creating abundance and prosperity is fully in your control and the foundation of that abundance begins with gratitude. Kim and Spencer talk about the easiest ways to create an abundance mindset and share insights on favorite books and activities you and adopt to create a more prosperous mindset. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4p...

Mar 27, 201817 minEp. 247

8 Amazing Trends in Abundance - Episode 246

Kim recently returned from the Abundance 360 event with Peter Diamandis and she shares with us the 8 amazing trends that are happening in the world and where we should be looking towards the future. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode F...

Mar 20, 201825 minEp. 246

Side Hustles and Extra Income - Episode 245

Creating an extra income or doing a side hustle is a great way to create more opportunity in your life. In this episode Kim and Spencer talk about different side hustle ideas and how you can be an example to those around you. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Re...

Mar 13, 201811 minEp. 245

Conversations with a Cryptocurrency Investor - Bonus Episode

We’re experiencing a revolution by seeing an entire new asset class being created right before our eyes. In today’s conversation Spencer Shaw talks with two of his friends Scott Paul and Austin Emery who share their thoughts about bitcoin and other crypto currencies. Scott Paul has been a long time evangelist for the blockchain technology and makes a compelling case to why everyone should vote with their dollar to challenge our fiat currency and own some cryptocurrencies. Tune in with Kim D. H. ...

Mar 08, 201813 minEp. 242

How Raising the Minimum Wage Will Affect You - Episode 244

With the raising of the minimum wage to $15 an hour in cities like Seattle we’re going to see those impact on our cost of goods and a cultural shift in labor. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional information ...

Mar 06, 201815 minEp. 244

President Trump’s New Tax Plan - Episode 243

With Trump’s new tax plan you are either happy, or fuming mad with these changes. Kim shares a strategy that we should all follow to make our futures even better. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For resources and additional informat...

Feb 27, 201812 minEp. 243

How To Prepare for Disastrous Times Ahead - Episode 242

Preparing ourselves for disastrous times ahead is can be overwhelming. Together Kim and Spencer talk about creating a strategy that will help an individual, couple or family in times of despair. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resources from this Episode For r...

Feb 20, 201816 minEp. 242

Is Rent Throwing Away Money? - Episode 241

Is paying rent throwing away money? In this episode Kim and Spencer talk about the pivotal moment that changed their minds about paying rent and why flexibility is an important part of the equation. They also have a lightning round of questions about different life scenarios where Kim answers if you should pay rent or if you should buy. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show...

Feb 13, 201814 minEp. 241

7 Benefits of an Emergency Fund - Episode 240

We talk about the 7 benefits of having an emergency fund. Some of these benefits are things you may have never thought about. We also share the different strategies to follow if you’re self-employed vs a salary employee. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in an upcoming episode. Links and Resourc...

Feb 06, 201816 minEp. 240

What To Know About CryptoCurrencies - Episode 239

Cryptocurrencies are the current hot topic of the day. With the boom of Bitcoin, Ethereum, Litecoin and Ripple it seems like everybody's talking about this new world. In this episode Kim and Spencer talk about the different coins but more importantly talk about the technology behind it which is called the blockchain. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to ...

Feb 01, 201815 minEp. 239

How To Teach Your Kids About Money - Episode 238

Teaching kids about money and working hard is one of the most important things a parent or grandparent can do. In this episode we talk about what you can teach kids in various age groups. Kim D. H. Butler also shares valuable strategies for helping kids learn how to use a budget and build up a savings account. If you’re a parent, grandparent or have influence over children in your life this is a must listen episode. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control o...

Feb 01, 201817 minEp. 238

How to Talk About Finances with Your Spouse - Episode 237

Talking about finances, budgets and investments are some of the most difficult conversations a couple faces. Kim D. H. Butler shares valuable strategies on how to approach these conversations with clarity and explains the 1-5 scale framework to help understand what your partner actually wants. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4pro...

Jan 25, 201817 minEp. 237

Why You Should Have More Than 1 Life Insurance Policy - Episode 236

Having more than one life insurance policy can benefit you in so many ways. You’ll hear why your human life value and personal cash flow determines how much life insurance you need and why it makes sense to apple the multiple policy strategy in your finances. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it in...

Jan 18, 201812 minEp. 236

When You Should Get Term Life Insurance - Episode 235

If you’ve heard the advice “buy term life insurance and invest the difference” you have been fooled. In this episode Kim Butler helps us understand the role term insurance plays in our financial game plan, the different types of insurance and how much to get. You’ll also hear a shocking strategy that is invaluable for anyone that has surprising health needs that come up. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question ...

Jan 11, 201817 minEp. 235

How Principles Help Clients Understand Finances with Lou Pineda - Bonus Episode

Lou Pineda comes from the banking industry where he worked with high net worth individuals. In his previous banking experience he was able to see that the most successful individuals understood finance by focusing on the principles. In this interview you’ll hear how Lou has developed a love for reading and learning and is focused on finding ways to continually grow. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you w...

Jan 09, 201818 minEp. 234

Why The Old-School Way of Retirement Is Broken - Episode 234

There’s a much easier way to prepare for retirement than saving millions of dollars or hoping for recession proof double digit returns. In this episode Kim Butler demystifies what retirement really is helps us see a much favorable path towards financial success. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may answer it...

Jan 04, 201814 minEp. 234

Creating Goals and Habits for 2018 - Bonus Episode

Setting goals and a clear vision is one sure way to make 2018 your best year ever. In this episode Kim and Spencer talk about how to change your mindset to adopt better habits and how to setup your day for success. We also get to hear what a typical day-in-the-life of Kim is and how we can apply those routines in our lives. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send...

Jan 01, 201817 minEp. 233

How to Avoid a Stock Market Crash or 201k - Episode 233

If you want to avoid another stock market crash or market correction then this episode is for you. Kim Butler shares a strategy (not a product you buy) to redirect funds to something that won’t rollercoaster ride, keeping your money safe and giving you more peace of mind. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may...

Dec 28, 201712 minEp. 233

How To Avoid These 401k and Roth IRA Mistakes - Episode 232

Understanding the difference between match and max on a 401k can be confusing. In this episode Kim Butler lays down the foundation and supplies strategies if you have existing 401k and Roth IRA plans. She even explains why we should shift assets into a more safe category. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com and we may...

Dec 21, 201716 minEp. 232

How to Get Financing for Your Business - Episode 231

Getting financing for your business can be a difficult challenge if you follow the typical approach of working with a bank. In this episode Kim Butler shares examples from entrepreneurs and corporations that followed the traditional route of getting capital to grow their businesses. Tune in with Kim D. H. Butler and Spencer Shaw to find out how to take control of your finances today. Do you have a question you would like answered on the show? Please send it to us at hello@partners4prosperity.com...

Dec 14, 201715 minEp. 231
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