Summary: How are you saving your money? Do you withdrawal money from your saving account, then pay yourself back later? What if you left that money in your account and let it grow and borrowed against that instead? Most people don’t figure this out until much later in life, but doing so allows you to take advantage of the value of uninterrupted compound growth. Today’s episode is a little bit more technical, but very important. Tune in to find out how to take control of your finances and keep yo...
Jul 21, 2016•10 min•Ep. 112
Summary: What is the value of good health? Probably not something we can measure! However, the effect of certain healthy habits (and lack of unhealthy ones) can have a measurable effect on your finances! Today Kim Butler and Todd Strobel sit down to talk about the financial value of healthy living, and the best ways to incorporate healthy practices into your lifestyle, to not only feel better but increase your net worth! If you would like the opportunity for us to answer your question on the sho...
Jul 14, 2016•19 min•Ep. 111
Summary: Today’s episode covers a very specific situation, however, if you have or plan on purchasing a whole life policy, this very well may be a situation that you run into. Best selling author Kim Butler and co-host Todd Strobel sit down to talk about the best way to repay debt on loans against a permanent life insurance policy. They talk about the various reasons a loan may have been made, including hard financial times - and then they discuss how to optimize the repaying of this loan. Tune ...
Jul 12, 2016•18 min•Ep. 110
Summary: Approximately seven years ago, many good, profitable businesses found themselves in a bind because their line of credit was pulled by the bank, and ultimately had to shut down. Many business owners wonder if there is a way to continue to feed their business if the worst should happen to again and their access to reliable credit is cut off. Today on the Prosperity Podcast, best selling author Kim Butler and co-host Todd Strobel reach out to those trying to grow and manage their own busin...
Jul 05, 2016•16 min•Ep. 108
Summary: We all want to invest our money in profitable enterprises. Conversely, many of would also like to invest in programs and organizations that make the world a better place. Do these two goals always need to be separate? Today, our hosts best selling author Kim Butler and no b.s. Money guy Todd Strobel sit down to talk about investments that benefit the world, the investor, and the investee, or win win win investments. Tune in to find out how you can use your money to make a difference, wh...
Jun 30, 2016•13 min•Ep. 107
Summary: Could low interest rates ever be a bad thing? Today our hosts best selling author Kim Butler and no b.s. Money guy Todd Strobel sit down to talk about how the federal reserve might be hurting us with low interest rates. They talk about the effect that low interest rates have on the majority of people’s retirement plans and tax deferred accounts, the effects they may have on your pension, and their effects on the life insurance business, dividends, and mutual life insurance companies. Tu...
Jun 28, 2016•21 min•Ep. 106
Summary: Annuities are super safe, require a super long commitment, and they could also cost you superbly. Today our hosts, best selling financial author Kim Butler and no b.s. money guy Todd Strobel sit down to talk about annuities, and the different type of annuities available. They talk about the different reasons why financial advisors might recommend annuities and why they never recommend tax deferred, fixed or equity index annuities. If you would like the opportunity for us to answer your ...
Jun 23, 2016•15 min•Ep. 105
Summary How do we get an accurate picture of our finances - not so up close that we can’t see the forest from the trees, and not so far away that we’re up in the clouds? Today, best selling author Kim Butler and no b.s. money guy Todd Strobel talk about how to get that perfect snapshot, that thirty thousand foot view, of our money. They explain what a prosperity profile sheet is, where you can go to get one, or how you can make your own! Tune in to take control of your finances and get your hous...
Jun 21, 2016•14 min•Ep. 104
Summary: Why are so many retirees dissatisfied? Today our hosts no bs money guy Todd Strobel and best selling author Kim Butler sit down to talk about the growing number of dissatisfied and unhappy retirees. They talk about the primary importance of choosing to be happy, day to day and even minute to minute. They then turn their attention to the learning how to prepare (not plan!) for retirement, the role of fear in retirement preparation, and the importance of having cash flow. Tune in to find ...
May 31, 2016•15 min•Ep. 103
Summary: Today on the Prosperity Podcast, our hosts, best-selling author Kim Butler and no bs money guy Todd Strobel, sit down to discuss ‘why it’s ok to stray from the 401(k)’. They talk about the difference between “saving” and “investing” and how those words have gotten confused in our everyday language. They also discuss what you should be doing with your money instead of investing in a 401(k) (not buying a jet ski!) - but putting your money in places where you have ‘CLUE’ - control, liquidi...
May 26, 2016•17 min•Ep. 102
Summary: Today on the prosperity podcast, we’d like to welcome Rhea Perry, an expert on educating your children for financial success. Rhea Perry has managed to homeschool all of her six children for financial and entrepreneurial success, by teaching them the principles of the prosperity and encouraging hands on learning. Tune in to find out more about her unorthodox teaching methods and her path to success! If you would like the opportunity for us to answer your question on the show or to be a ...
May 24, 2016•17 min•Ep. 101
Summary: Today on the Prosperity Podcast we welcome special guest Joe Pantozzi! Joe Pantozzi is the CEO and founder of Alpha Omega Wealth, a financial advising firm that specializes in privatized banking planning strategies. Joe is a seasoned professional with 30 plus years in the financial services industry dedicated to providing the highest quality service and sound advice based on thorough research. He talks about the importance of insuring your parents, something that can provided financial ...
May 17, 2016•16 min•Ep. 100
Summary: Do you have money in a qualified plan like a 401(k) or an IRA? Are you thinking about putting money into one? If so, this episode is for you. Today, our hosts Kim Butler and Todd Strobel sit down with special guest John Cummuta to talk about the dangers that qualified plans pose to your hard earned savings. They discuss the statistics that prove qualified plans are poor places to store your money, the alternatives, and the reasons why these plans are failing us. Tune in to take control ...
May 12, 2016•16 min•Ep. 99
Summary: Today on the Prosperity Podcast, best-selling author Kim Butler and our host Todd Strobel review a book they’ve both read recently, Disrupt Aging: A Bold New Path to Living Your Best Life at Every Age . They discuss the changing face of aging, and how new technologies and medicine that cause is to live longer and healthier are changing the way we think about death, dying, and the aging process. They talk about the effect that this has on financial planning and personal finance, as well ...
May 10, 2016•18 min•Ep. 98
Summary: Welcome to the ninety seventh episode of the Prosperity Podcast! Today we welcome special guest Tom Laune to our podcast to talk about finding financial security while self employed. Tom Luanne is the CEO of Stress Free Planning and is able to help many high profile, self employed clients in the music and entertainment industry find financial security for what can often be very volatile work. Tune in to find out more about his business, and about how you can find financial security no m...
May 06, 2016•15 min•Ep. 97
Summary: Welcome to the ninety-sixth episode of the Prosperity Podcast! Today best-selling author Kim Butler and no b.s. money guy Todd Strobel sit down to review Matt Ridley’s new book, The Evolution of Everything: How New Ideas Emerge . They talk about how the book dissects economics and economics progress, and the importance of letting things develop naturally. They also talk about the internet, education, and the very good reasons we have to be positive about our future. If you would like th...
May 04, 2016•18 min•Ep. 96
Summary It’s finally happened! What we’ve been hinting at for so long, best-selling author Kim Butler’s book, “ Busting the Interest Rate Lies: Discover the Whole Truth About Money and How You Can Take Control of Yours ” is published! On this episode of the Prosperity Podcast, Todd Strobel and Kim Butler talk about the inspiration behind the book and the content included. Don’t be afraid to go and take a look for yourself - and if you do, don’t forget to leave a review! If you would like the opp...
Apr 28, 2016•16 min•Ep. 95
Summary Today our hosts, best-selling author Kim Butler and no bs money guy Todd Strobel, discuss a financial article that Todd read on Modern Money Theory. Modern money theory is the idea that is actually makes sense to lower people’s taxes, increase benefits, reduce the sale of bonds, and just inject more money into the money supply. Find out - is this a long term strategy? Will policies like this make for a stable economy? And more on this episode of the Prosperity Podcast. If you would like ...
Apr 27, 2016•11 min•Ep. 94
Summary: Welcome to the ninety third episode of the prosperity podcast! Today our hosts Kim Butler and Todd Strobel talk about the idea of buying gold as an investment. They discuss the problem with labeling gold an “investment” and ask gold buyers to consider - what exactly do you want your money to do for you, and how does gold fit into that? Tune in to find out what investments can replace gold and what investments are actually effective hedges against inflation. If you would like the opportu...
Apr 21, 2016•16 min•Ep. 93
Summary Today on the Prosperity Podcast, our host Todd Strobel and co-host best-selling author Kim Butler sit down with a very special guest! Curtis May talks to us about his company, Practical Wealth Advisors , and his five step money organizer plan to putting you in a position to be prosperous and to live prosperously. Tune in to learn more about managing your money and find a way to live the life you want to live, now and later. If you would like the opportunity for us to answer your question...
Apr 15, 2016•21 min•Ep. 92
Summary: Join our host Todd Strobel and best selling author Kim Butler, today on the ninety first episode of the prosperity article as they discussed the absurdity of an article entitled “The Turning Forty Checklist in Planning for Retirement”. They talk about some of the problems with trying to save for retirement (when do you plan on start saving for?) and the importance of not putting things off till retirement (why not do it now?). They also discuss how being educated, and having a realy gro...
Apr 07, 2016•17 min•Ep. 91
Summary: Welcome to the ninetieth episode of the Prosperity Podcast! Join our host Todd Strobel and best selling Kim Butler as they talk about the best way to share prosperity economics with your friends, family, and co-workers. More important than any one product is the mindset and strategy of prosperity economics, and alternative financial strategy that allows people to keep their money save and build wealth. Most people would want to share those ideas with their loved ones - but they might no...
Apr 05, 2016•12 min•Ep. 90
Summary Best-selling author Kim Butler and co-host Todd Strobel welcome you the eighty ninth episode of the Prosperity Podcast! Today, they get together to talk about how to spend your (whole life insurance) death benefit while living! A lot of people don’t need or don’t want money after they die, they need it as they retire and as they grow older. Conversely, some people do not have heirs or close family they want to pass their money. Tune in to find out how to spend your death benefit while yo...
Mar 24, 2016•15 min•Ep. 89
Summary Welcome to the eighty eighth episode of the Prosperity Podcast! Today, best-selling author Kim Butler and host Todd Strobel “do the dividend thing” and go in depth with dividends! They explain the important difference between stock dividends and whole life insurance dividends - namely, that whole life insurance dividends are risk free (unlike stock) and virtually guaranteed (also unlike stocks). We hope you tune in today to learn more about how to guarantee your money, your savings, and ...
Mar 22, 2016•18 min•Ep. 88
Summary: Welcome to the 87th episode of the Prosperity Podcast! Today, best selling author Kim Butler and host Todd Strobel sit down to talk about their favorite financial books. They take care to differentiate between well written financial books and well informed financial books. Finally, Kim Butler talks about her own books that she has published, how they were written, and her soon to be published book Busting the Life Insurance Lies . Thank you for listening to the Prosperity Podcast! As al...
Mar 17, 2016•15 min•Ep. 87
Summary: Welcome to the 86th episode of the Prosperity Podcast! Today, host Todd Strobel and best-selling author Kim Butler sit down to discuss the relationship between life insurance and savings. They answer the question of the one of the listeners “Do premiums paid to whole life insurance count as savings?”. They also discuss the same question for term life insurance. Finally, they explain insurance dividends in terms that everyone can understand. If you have any questions or comments, please ...
Mar 15, 2016•14 min•Ep. 86
Summary Tune in to the eighty-fifth episode of the Prosperity Podcast! Today, our host Todd Strobel and best-selling author Kim Strobel talk about “unbelievable thinking” and the difference between Prosperity Thinkers and Poverty Thinkers. They explain how poverty thinkers reduce involvement, whereas prosperity thinkers work on self improvement - poverty thinkers stop dreaming, and prosperity thinkers set attainable goals. We hope this episode can help you improve your personal thinking so that ...
Mar 10, 2016•22 min•Ep. 85
Summary: Welcome to the 84th episode of the Prosperity Podcast! Today, host Todd Strobel and best-selling author Kim Butler sit down to discuss the power of systems. Systems allow us to let our money work for us (to leverage our money) and to create cash flow, one of the main principles of prosperity. Taking advantage of systems doesn’t require us to work harder to make more money, just smarter. One of the biggest components of utilizing systems is creating habits that work towards our financial...
Mar 03, 2016•22 min•Ep. 84
Summary: Join Kim Butler and Todd Strobel today as they discuss financial triage. Learn what three steps occur in a triage, and what personal financial triage means to you. Also, find out what to do if you are experiencing financial triage to take back control of your money and regain your lost opportunity cost. Most importantly, listen as Kim and Todd discuss addressing systemic finance errors, i.e., habits, like not saving consistently or investing with too much risk. Thank you for listening t...
Mar 01, 2016•17 min•Ep. 83
Summary: Welcome to the eighty first episode of the Prosperity Podcast! Join best-selling author Kim Butler and host Todd Strobel as the talk about the concepts of double line investing and triple wins in finance. The best investments are investments where both the buyer (or the investor) and the seller (or the borrower) have opportunities to grow and make more money. This is called a double line investment. The coiner of this term, Peter Diamandis , just published a new book Bold: How to Go Big...
Feb 25, 2016•13 min•Ep. 82
