The Property Podcast - podcast cover

The Property Podcast

Rob Bence and Rob Dix from The Property Hubwww.propertyhub.net
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
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Episodes

TPP598: Is property the ultimate investment for our new economic era?

When interest rates began to rise around the world in 2022, a 30-year trend of ever-cheaper money came to an end. It’s clear that we’ve entered a completely new financial era... And the one question on investors lips, is does property still stack up? (0:50) News story of the week (2:31) What is this new financial era? (7:40) What should we be investing in? (10:50) Asset classes we MIGHT invest in (10:58) The stock market (14:17) Gold (16:31) Bonds (18:18) Bitcoin (20:30) How does property stack ...

Aug 29, 202431 min

ASK443: How do I convince my husband to invest? PLUS: What should I do when I move abroad?

Get ready for this week’s Ask Rob & Rob as the guys answer two more listener questions! (0:40) Sam’s husband has £90K available from his pension fund, and she’s eager to persuade him to invest the money in property to help secure their financial future, rather than using it to pay off existing debt. She turns to Rob & Rob for their expert advice on how to grow their pension pot and make smart investment choices. (4:49) Rich is planning a move to Dubai, he currently owns one buy-to-let pr...

Aug 27, 20248 min

TPP597: How often do property prices double? (Surprising data)

You often hear that property prices double every 10 years, a claim that encourages us to invest in property and buy our own homes - but is it actually true? Rob & Rob have dug deep into the data to investigate this popular belief, and it turns out we’re living in highly unusual times! Tune in to find out what they uncovered… (0:50) News story of the week (5:40) Does property really double every 10-years? (8:00) The shocking discovery… (13:50) What lies ahead? (21:30) Hub Extra Links mentione...

Aug 22, 202425 min

ASK442: How do I use the 18 year cycle when remortgaging? Is now the time to buy my freehold?

Ready for this week’s Ask Rob & Rob? We’ve got two new listener questions lined up… (0:45) How do you use the UK’s position in the 18-year property cycle to influence your decision making with your mortgage and portfolio strategy? That’s exactly what Phillip wants to know, so he turns to Rob & Rob for their expert advice. What will they say? (4:05) Last year, James had the chance to buy the leasehold on his property for £185K, but now the price has dropped to just £30K! He’s curious if t...

Aug 20, 20247 min

TPP596: The silent property crash: one year later

In our most popular episode of last year, we revealed a phenomenon many had overlooked - the silent property crash. It's arguably the biggest concept in property right now, affecting everyone’s wealth – but if you don’t fully grasp what’s happened, it’s nearly impossible to take the right action. Join Rob & Rob as they share the latest developments one year later and discuss what you should be doing as an investor. (1:05) News story of the week (6:16) The silent property crash update… (7:15)...

Aug 15, 202424 min

ASK441: Is this fee too high? PLUS: Will leverage always be the answer?

Let’s dive into this week’s Ask Rob & Rob, answering two new listener questions… (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how ...

Aug 13, 20247 min

TPP595: August Market Update

Interest rates have been cut, but what impact will this have on the market and what does it mean for you as a property investor? Join us for this jam-packed episode, as Rob & Rob dive into all the details and stories that no one else is talking about. Plus, find out which rumour has the guys feeling uneasy. Don’t forget, if you want to be the first to know what’s happening in the property world, be sure to sign up for our newsletter, Property Pulse. (0:40) Let’s dive into August market updat...

Aug 08, 202425 min

ASK440: Should I accept an off-market offer? PLUS: Is this a red flag?

Happy Tuesday! Rob & Rob are back and they’re answering two new listener questions! (0:40) After getting his property valued, Adam received an off-market offer at the full asking price. Unsure how to handle the situation, he turns to Rob & Rob for their thoughts and advice. (3:07) George has put an offer on a flat that looks like a solid investment with a great yield, however he’s concerned as the property has a vacant freeholder. He plans to get indemnity insurance but wants to know if ...

Aug 06, 20246 min

TPP594: Has the 18 Year Property Cycle failed us?

Since the early days of the podcast, Rob & Rob have been guided by a little something you may have heard of called the 18-Year Property Cycle. This has been a compass for many, designed to make property investment more predictable and help you make informed decisions. But predictability sparks curiosity: where are we in the cycle? Is it on track... has it failed us this time around? Join us as The Robs share their views and provide answers to your questions. Will they continue to rely on the...

Aug 01, 202429 min

ASK439: Should I buy a home or invest? PLUS: What next for leasehold reform?

It's Tuesday, and time to answer two more of your listener questions on Ask Rob & Rob! (0:35) Ryan lives with his parents and is eager to start property investing. He's debating whether to buy a buy-to-let property to rent out right away or to purchase a residential house to live in temporarily before renting it out. With a £50K deposit, he turns to Rob & Rob for guidance on the best route for his first investment. (5:17) Corey's recently purchased a one-bed flat near Coventry University...

Jul 30, 20249 min

AOB: 5 strategies to unlock business growth

We asked for your thoughts and heard you loud and clear – you wanted more practical business advice, and today we’re giving you just that! Drawing from their experience running a £100m property business, Rob & Rob are tackling the ultimate goal of every business: growth! They’re sharing five core strategies to help you unlock growth in your business, along with valuable lessons learned… Links mentioned: Work with us: Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it ...

Jul 26, 202413 min

TPP593: Mid-year check-in: What’s next for the property market?

We’re halfway through the year, making it the perfect time to check in on the property market! Tune in as Rob & Rob look back at their January predictions to see how they’ve panned out so far and discuss what might be on the horizon. Will the forecast be positive or as dreary as the weather - let’s find out! (0:54) News story of the week (4:10) The half-time report begins… (5:10) Have house prices risen or fallen? (7:25) Top performing areas in the last 12 months (9:55) How’s London performi...

Jul 25, 202424 min

ASK438: Should I change my "cheap property" strategy? PLUS: Help me challenge my service charge!

It’s time for your latest edition of Ask Rob & Rob! (0:51) Rick owns a buy-to-let property with his business partner, which provides good yields but slow capital growth. With £50K to invest, he plans to start his own property portfolio, focusing on capital growth and rapidly increasing his number of properties. Unsure of the best strategy to achieve his goals, he turns to Rob & Rob for their advice. (5:16) Luke’s disputing the service charge on his leasehold property as the cost has quad...

Jul 23, 20249 min

TPP592: Essential summer reads for property investors

As investors, having the right mindset is crucial. The best books won't just make you think - they'll change the way you work and behave. Join us as Rob & Rob share their all-time classics and newfound favourites, guaranteed to make a difference in your life. So grab a drink, find a comfy spot, and let’s dive into our top summer reads! (0:50) News story of the week - a triple whammy! (2:24) Rob & Rob’s summer reads… (2:50) The all-time true classics (9:42) Which new books have The Robs d...

Jul 18, 202422 min

ASK437: How should I invest £200k? PLUS: What's the best use of my time?

Happy Tuesday! Tune in as Rob & Rob tackle two new listener questions… (0:40) Matty has £200K to invest and is torn between buying a buy-to-let property in the North for cash flow or a redevelopment property in London to gain equity. She turns to Rob & Rob for their thoughts and expert advice. (3:52) Aside from soaking up knowledge from Property Hub’s free education, Deep wants to know how else he can set himself up for success with his first property investment while he saves his deposi...

Jul 16, 20248 min

TPP591: July Market Update (Election Reaction)

The votes are in, the decisions made, and this week Rob & Rob dive into the election results and what the new housing minister could mean for the property market. Plus, what never-before-discussed data have they uncovered that's got them so excited? Press play to find out! (0:40) Election news (2:48) The latest data on house prices (7:45) Holiday lets – is the boom over? (10:30) Rental news that caught Rob’s eye (11:45) Some innovation in the mortgage market (14:45) Hub Extra Links mentioned...

Jul 11, 202418 min

ASK436: Will this income-boosting method work? PLUS: My tenants are short-changing me!

Rob & Rob are back and they’re answering two new listener questions! (0:48) Ed’s been approached by a reputable company interested in using his buy-to-let property as a holiday let. They promise to manage everything and potentially triple the revenue for the same fee as his current letting agent. While the prospect of increased revenue is enticing, Ed worries that the offer might be too good to be true, so turns to Rob & Rob for their advice and guidance. (5:32) Jonathan faces a dispute ...

Jul 09, 202411 min

AOB: Our strategy to grow our business

In this transparent episode, Rob & Rob share their ambitious growth strategies for their £100m property business. As well as sharing their plans, they discuss why “trying something new” is often the last thing a business owner should do... Links mentioned: Subscribe to Property Pulse Email us: hello@propertyhub.net Work with us: Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram - Rob Bence & Rob Dix ...

Jul 05, 202412 min

TPP590: Rob & Rob go to battle (plus election news)

Rob and Rob take to the ring to settle seven of the most controversial property debates once and for all. Will there be a clear winner? Let’s find out... Plus, we also bring you the latest news on that small topic of the election! (0:34) News story of the week (4:20) The debate begins… (5:12) Lets kick-off with flats vs houses (7:25) Interest only vs capital repayments (9:45) New build vs old properties (12:31) Capital growth vs yield (15:26) Hands-on vs hands-off (18:18) Limited company vs pers...

Jul 04, 202427 min

ASK435: Should I set up one company or many? PLUS: Should I be trying other brokers?

Happy Tuesday! We’re back with two more listener questions! (0:43) Paul currently has three buy-to-let properties and intends to grow his portfolio to ten in the future. Each property is currently held in a separate SPV, and he's trying to decide if he should continue putting his new properties in their own SPVs or combine them all into one. Aware of the pros and cons of each method, Paul seeks advice from Rob & Rob on what to do. What will they suggest? (5:09) Lee’s been searching for the b...

Jul 02, 20249 min

TPP589: The 5 surprising areas where property is booming

Location is everything in property investing, and this week Rob & Rob reveal the UK’s top 5 areas for property growth. Forget the usual city hotspots - these under-the-radar locations are stealing the show. Tune in as the guys share their theories on what's driving these areas' success and learn how you can leverage this information to shape your own investment strategy. Can you guess which ones made the list? Hit play to find out! (0:49) News story of the week (3:40) The best performing are...

Jun 27, 202423 min

ASK434: Is now the right time to sell this property? PLUS: What do I do about this arrangement fee?

It’s time for your weekly dose of Ask Rob & Rob! (0:42) Gary’s recently inherited a flat in Notting Hill that he plans to sell and use the proceeds to invest in a cheaper property with better growth potential. But the current value is about 20% less than its original purchase price, leaving him unsure whether to hold off for better market conditions or sell now for the best possible price. (3:28) Ryan’s wondering if he should add his arrangement fees to his mortgage or pay them off in full, ...

Jun 25, 20245 min

TPP588: June Market Update

Get ready for one of our juiciest market updates yet, as we bring you the latest happenings in the property world, including a build-to-rent mini special packed with fascinating rental stats. But that’s not all - we dive into the hottest topic right now: the election! What’s the latest updates? The manifestos are out, but what do they mean for property investors? Did The Robs see anything that worries or excites them? Join us as they break down all the news and share their beliefs on politics. W...

Jun 20, 202420 min

ASK433: How do I value new build properties? PLUS: Are flats with cladding an opportunity?

Rob & Rob are back to offer their advice to two more listeners! (0:45) Mussa is curious to know if flats with cladding still face a negative perception, even with EWS1 certificates. He seeks Rob & Rob’s advice on whether these properties offer good capital growth potential or should be avoided as property investments. (3:48) Thomas is at a loss on how to properly value new build properties since there are no comparable ones in the area. He turns to the guys for their expertise and guidan...

Jun 18, 20249 min

TPP587: How to avoid a leasehold nightmare

The most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill. (0:58) News story of the week (3:27) Let’s talk about leaseholds… (4:25) What actually ...

Jun 13, 202423 min

ASK432: Who should I vote for? PLUS: Do I really need to pay this fee?

It's Tuesday, and that means it's time for Ask Rob & Rob! Join us as we tackle two new listener questions… (0:44) Tom wonders what property investors should be looking for in each party's manifesto for the upcoming July election. He's curious if any appear to favour landlords and investors and which might introduce stricter policies. He turns to Rob & Rob for their insights to help him decide who to vote for based on his investment strategy. (2:44) Jalon received a payment request from t...

Jun 11, 20245 min

TPP586: Should property investors be scared of Labour? (Election special)

It's the topic that sparks the most passionate debates: politics! With the unexpectedly early election just around the corner, what does this mean for the property market, and will a potential new government bring significant changes? Join us as Rob & Rob tread on dangerous territory, sharing their thoughts and opinions on the possible impact of a Labour government! (0:40) News story of the week (2:49) Let’s get into it… (3:20) What’s happened as a result of the election being called early? ...

Jun 06, 202425 min

ASK431: Would you rent to someone with a CCJ? PLUS: What type of company should I set up?

Let's dive into your questions and get some answers on this week's Ask Rob & Rob! (0:38) A potential tenant with a CCJ has applied to rent Chris's property. The tenant has a guarantor, and the lettings agent offers a protected rent scheme. He wonders if this provides enough protection or be cautious and asks Rob & Rob for their advice. (3:10) Ashley’s at the start of her property journey and unsure whether to set up an SPV or a limited company. She wants to know the difference between th...

Jun 04, 20245 min

AOB: What do Rob & Rob actually DO?

In this candid peek behind the curtain, Rob & Rob delve into what they actually do on a day-to-day to keep their £100m property business running. From handling operations to marketing and growth initiatives, they get raw about their current roles and responsibilities - and how the wrong role had Rob D considering if it was his time to leave the business... Links mentioned: Rob Dix’s Instagram Rob Dix’s LinkedIn Rob Bence’s Instagram Rob Bence’s LinkedIn Subscribe to Property Pulse Enjoy the ...

May 31, 202417 min

TPP585: Reviewing 3 real listener deals: Which would we buy?

Running a £100m property business means Rob & Rob have spent countless hours analysing deals and today they’re delving into three investment opportunities our listeners have sent in! They share their decision-making process, break down the pros and cons, run the numbers, and reveal which deal they’d be happy to invest in. (0:49) News story of the week (1:51) Real listener deals… (2:12) Deal 1: Two-bedroom apartment in Sheffield city centre (19:27) Deal 2: Four-bedroom detached house in Bath ...

May 30, 202441 min
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