It’s time for your latest edition of Ask Rob & Rob! (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy? (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back ...
Aug 01, 2023•7 min
The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one. The silent property crash is here and we’re telling you all about it on today’s episode. (1:06) News story of the week (2:52) 20 million downloads (5:20) Is the property crash here? (10:12) Property is down 12.5% (13:30) Prices are the same today as they were in 2003 (15:44) This is the best crash (19:19) What’s going to happen next? (24:07) Hub Extra Links mentioned: 20 millio...
Jul 27, 2023•26 min
It’s time for your weekly dose of Ask Rob & Rob (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down? (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of. Links Mentioned Should You Buy a Prope...
Jul 25, 2023•6 min
We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring! (0:51) News story of the week (3:21) How are our predictions doing? (4:08) House prices (7:44) The best places to invest (10:36) Interest rates (13:50) What’s going to happen next? (17:58) Hub Extra Links mentioned: Turo YouTube Video: Renters Reform Bill Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property...
Jul 20, 2023•20 min
It’s time for some more listener questions: (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker? (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously though...
Jul 18, 2023•8 min
It’s Market Update week! This is your chance to catch up on the latest and get to grips with what’s happening in the property market right now. (0:50) Property Hub Select (2:09) House prices (7:44) Mortgages (11:17) Rents (12:55) Investor sentiment (15:30) Rent controls (16:51) Tenant preferences (18:45) Hub Extra Links mentioned: House prices relatively stable in June but annual growth remains in negative territory Rightmove: House Price Index Halifax: House Price Index Buyers negotiate on pric...
Jul 13, 2023•21 min
Happy Tuesday! We’re back with some more listener questions! (0:30) Tony’s got a question on the 18-year property cycle. He wants to know if lenders offering 100% mortgages means we’re about to see the boom phase. (3:30) Rob’s seen a property to buy that’s already tenanted. The issue is that the tenant isn’t currently paying rent as they can’t afford it. Should Rob still buy the property? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free w...
Jul 11, 2023•7 min
What we’re talking about today gave us a whole new perspective on things. So much so, we can hardly believe nobody else is talking about it! We’ve dived into the data to uncover the truth: do property prices really double every 10 years? (1:05) News story of the week (1:48) Property Hub Select (3:00) Fact checking: do house prices really double every 10 years? (4:40) The shortest vs longest period prices have doubled (5:55) What’s the longest time prices have taken to double? (9:59) Why is this ...
Jul 06, 2023•20 min
It’s time for some more listener questions! (0:36) Alex and his business partner are thinking about buying a holiday let outside of Liverpool City Centre and turning it into an Airbnb, but he’d like to hear Rob & Rob’s thoughts on this strategy. (3:14) Damien's started seeing more “modern auctions” on the market and he’s hoping the guys can shed some light on what they actually are, the fees, and share any experiences they might’ve had. Enjoy the show? Leave us a review on Apple Podcasts - i...
Jul 04, 2023•6 min
It’s time for your weekly dose of Ask Rob & Rob! (0:38) Matt has a couple of decent yield buy-to-let properties in Hull. He now knows the area pretty well and has a great relationship with a letting agent. Matt wants to know if he should keep investing in Hull, and should he try to increase these properties’ EPC ratings now or sell them and reinvest into a higher-end property? (3:39) Greg invests in London and he’s recently been approached by agents that offer company let agreements. They’re...
Jun 27, 2023•7 min
Hundreds of mortgage products being pulled off the market, shocking inflation figures and an increasing base rate. What’s happening in the mortgage market? (0:56) News story of the week (2:28) Exciting announcement (4:55) What’s going on with the mortgage market? (5:48) What’s the current state of the market and has this ever happened before? (6:17) What’s happening with the base rate/swap rates and how are lenders responding? (6:59) Do you see this period of volatility lasting much longer? (8:0...
Jun 22, 2023•25 min
Rob & Rob are back and they’re answering more listener questions! (0:39) The mortgage on David’s terraced house in East London is up for renewal soon, and with current interest rates, his payments are going to triple, causing him to have a negative cash flow. Should he stick with it at the capital appreciation is going to outweigh the short -term pain or should he cut his losses now? (5:32) Tom’s currently purchasing a property and once the sale goes through, he’ll have around £20,000 left. ...
Jun 20, 2023•9 min
Dive into the world of Rob's real-life Monopoly! Tune in as we uncover his current portfolio strategy and the reasons driving this strategy switch-up. (0:44) News story of the week (2:22) Rob B’s Monopoly strategy (3:27) How Rob’s portfolio has grown and evolved (5:43) What percentage of Rob’s portfolio would he like to move on? (6:02) How many properties has Rob sold so far? (7:06) How did Rob choose which properties to sell? (8:25) What made Rob decide to sell? (9:11) What is Rob doing with th...
Jun 15, 2023•25 min
It’s time for some more listener questions! (0:37) Butch is wondering how concerned he should be about the EPC C rating requirements coming in for 2025 (3:31) Leo has a great solicitor, but they’re no longer advising on personal guarantees. He’s wondering if this happening everywhere - or should he start looking for a new solicitor? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by...
Jun 13, 2023•6 min
Hundreds of mortgage products have been pulled off the market, and the latest inflation figures have shocked the market. Join us to make sense of this week’s market news, and learn how you should respond. (0:54) What’s going on with house prices? (6:46) Are city house prices suffering? (9:01) How are the top cities performing? (10:23) What’s going on with the mortgage market? (14:35) What’s the latest on the Renters Reform Bill (15:13) Upcoming changes to EPC ratings (16:00) Is the leasehold ref...
Jun 08, 2023•19 min
Rob & Rob are back with more listener questions! (0:36) Hayley has recently received £600,000 from her divorce and she’s wondering what to do with it. Should she buy a residential property outright or use the money to invest in a buy-to-let? (3:26) John has a small portfolio of 1-bed leasehold flats in London, and he wants to know if there’s any benefit to renewing the leases early or should he wait until the new legislation comes in? Enjoy the show? Leave us a review on Apple Podcasts - it ...
Jun 06, 2023•6 min
Around the world, some property markets are holding up – while others are crashing. What’s causing this pattern, and what could it mean for the future of the UK market? (0:44) News Story of the week (3:16) Want to join the team? (3:49) The global house market (4:33) Looking at the numbers (5:27) How has this happened? (8:08) Where does this leave the UK? (10:37) What’s going to happen to the UK? (12:10) Why have we told you this? (13:15) Hub Extra Links mentioned: Join the Property Hub team! Ins...
Jun 01, 2023•15 min
It’s Tuesday! So that means it’s time for some more listener questions! (0:36) Amy is looking to start investing in property, so she’s been educating herself with courses and listening to the podcast, but now she’s looking to find herself a property mentor and she’s wondering how she can find a good one! (4:13) The house next door to one of the properties in Danny’s portfolio has become available, should he buy it and are there any advantages to owning adjoining properties? Enjoy the show? Leave...
May 30, 2023•7 min
The renters reform bill has finally landed and it’s the biggest shake-up to property law in a generation! Tune in to catch the 5 changes you need to be aware of! (2:08) The biggest change to property law (2:57) The end of no-fault evictions... (10:31) How will this impact student lets? (11:43) When can you ask a tenant to leave? (14:40) Goodbye unlimited rent increases (17:04) Introducing the mandatory redress scheme (18:19) A landlord database is coming (19:48) Yes to pets! (21:29) When are the...
May 25, 2023•26 min
Rob & Rob are back and they’re answering more listener questions! (0:35) As the economic climate is changing Mike’s taken some time to reconsider his exit strategy and he wants to know what Rob & Rob’s exit strategies are, and if they’ve changed over time as the landscape has shifted. (4:51) Lizzie’s looking at purchasing her next buy-to-let and she’s wondering what location she should invest in. So far, Telford and Shrewsbury have caught her eye and she’d love to hear what the guys thin...
May 23, 2023•7 min
After 10 years of the podcast, we’re bound to receive some criticism and today we’ll be addressing our biggest one... (0:45) News story of the week (3:23) The renters’ reform bill (3:52) A little PSA! (4:33) Is now really a good time to buy? (5:45) Educating beyond the headlines (7:47) There’s no “bad” time to buy (9:02) It’s often a good time to buy somewhere… (11:09) Consistent action > timing the market perfectly (14:10) Investing for the long term (17:01) Hub extra Links mentioned: Proper...
May 18, 2023•19 min
It’s time for some more listener questions! (0:40) Matt has recently remortgaged his first property so that he can pull the equity and buy his first buy-to-let but he’s struggling to find a deal that meets his criteria. So far, he’s not been considering leasehold properties and he wants to know if that’s the right decision. (4:06) Ed’s recently been gifted a property and wants to use it to kickstart his personal portfolio but he also wants to inspire his son and get him involved in property. Ed ...
May 16, 2023•6 min
It’s Market Update week! This is your chance to catch up on all the latest property news and understand what’s going on with the market. (1:06) - We’re hiring (1:55) - What’s going on with house prices (4:04) - First-time buyers are making the headlines (5:50) - Diving into the top cities for house prices (7:36) - Is Help to Buy on the return? (9:33) - The mortgage market (10:45) - 100% mortgages are back! What does this mean? (13:23) - The rental market: what’s happening? (14:27) - Hub Extra Li...
May 11, 2023•17 min
The guys are back with some more listener questions: (0:40) Vik currently owns a number of buy-to-let properties in London where he’s based, but he’d like to expand his portfolio to Manchester. He wants to know what approach he should take when buying properties that are far away. (3:25) Jim is looking at buying a freehold property, there’s a service charge that covers the cost to maintain the shared areas, but he’d like to know what he should be looking out for in the management contract. Enjoy...
May 09, 2023•6 min
Rents are going up by double digits – but why is this happening so rapidly, and what’s next for the rental market? (1:00) - News story of the week (4:00) - A huge thank you! (5:11) - Another rental crisis (6:26) - Explosion in demand (8:27) - What’s happening to supply? (9:31) - Consider the ability to pay (12:01) - Are rent controls the answer? (13:04) - What does the future hold for rents? (13:24) - What about rents in London? (16:49) - Hub Extra Links mentioned: Asking price of properties pop...
May 04, 2023•19 min
It’s time for another round of listener questions: (0:39) Stephen is looking at purchasing a property, but should he be put off by the 105-year lease? (2:52) Chika wants to evict his tenants as he wants to do something different with his property, but how does he get his property back? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a messa...
May 02, 2023•6 min
What’s actually happening to property prices? Think you know the answer? You might change your mind when we consider them in real terms. (0:50) - Story of the week (2:32) - We’ve gone public (3:57) - A Sunday Times Bestseller! (4:55) - Headline property prices (5:30) - What does “in real terms” mean? (6:39) - An example of how “in real terms” works (7:38) - Why should you look at prices in real terms? (8:51) - Taking a look at the numbers (10:41) - What can we take from this? (12:11) - What’s ha...
Apr 27, 2023•22 min
Rob & Rob are back for another round of listener questions: (0:39) Himesh owns a couple of flats, which he currently pays service charges on. As the charge covers building insurance, he’s never taken out any insurance of his own, but now he’s wondering if he should? (2:42) Michelle and her husband have a deposit saved and are considering buying a property, but should they buy their residential home or an investment property? Enjoy the show? Leave us a review on Apple Podcasts - it really hel...
Apr 25, 2023•7 min
Want higher rents and better tenants that stay for longer? Here’s 7 tricks you can steal from the Build-to-Rent sector to make you a more profitable landlord. (0:58) A huge thank you! (2:04) Story of the week (3:23) The Build-to-Rent sector & landlords (4:10) Tip 1: Allow pets (6:09) Tip 2: Flexible tenancies (7:44) Tip 3: Offer amenities (10:39) Tip 4: High-end furnishings (11:48) Tip 5: Offer a high level of service and use tech (13:19) Tip 6: Include bills (14:28) Tip 7: Market yourself a...
Apr 20, 2023•19 min
Welcome to a very special edition of Ask Rob & Rob! And it’s a very special day, because our crowdfund is officially open! We’ve been blown away by the response and we’re excited to have some of you on board as our shareholders. If you’ve pre-registered, you’ll be receiving your link to our live campaign today, so keep your eyes on your inbox! Missed out? Don’t worry we’re planning on taking this campaign public (we didn’t get that far last time because everything went a bit bonkers!), and w...
Apr 18, 2023•4 min
