It’s that time of the week where Rob & Rob answer listener questions. And this week, we’re breaking all the rules as we’re answering two questions from one listener. Recently on The Property Podcast, Rob & Rob delved into why Dave Ramsey is WRONG and this got one listener thinking. If you have a low loan-to-value, where the risk should be lower for the lender, why aren’t you offered a more generous interest rate? Why don’t LTD lenders reward investors with a prudent approach? He would al...
Oct 26, 2021•9 min
Should you invest in property funds? Property funds are the ultimate hands-off strategy, but what are they and should you invest in them? This week on The Property Podcast, Rob & Rob will be sharing everything you need to know to decide if property funds are the right investment option for you. They’ll run you through exactly what they are, the pros, cons and who they might be right for. If you’ve ever considered property funds before but you weren’t quite sure, then you won’t want to miss t...
Oct 21, 2021•28 min
It’s Tuesday and Rob & Rob are back for another round of listener questions! Our first question is from John in Chorley. John bought an off-plan property, and the completion is a couple of years behind due to some delays. What John wants to know is if the property has gone up in value since he purchased, could he use the equity and complete without putting any money in? Next up we’ve got a question about mortgages from Sammy. Sammy wants to know if it’s better to have a higher product fee an...
Oct 19, 2021•7 min
It’s the October Market Update It’s that time again, it’s the October Market Update! And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into. We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines. So, settle in as The Robs to talk you through this month’s latest headlines. Here’s all the links you need: Market: UK House Price Index – August 2021 Michael Gove set to...
Oct 14, 2021•19 min
The guys are back with two more listener questions! First up is Matt from Devon. Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him? With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out? Rob & Rob share their thoughts and advice. Our second question is from Ben. Using a mortgage, ...
Oct 12, 2021•10 min
Introducing Portfolio The wait is finally over. We know, we’ve been teasing this for a while now, and we’ve made some pretty big claims, but we’re ready to reveal it all! In today’s episode, we’re introducing Portfolio. So, hit play and to find out more ... you’ve waited long enough! Let’s get social We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on...
Oct 07, 2021•12 min
Rob & Rob are back for another round of listener questions! Our first listener is a first-time investor, and the current market has got them considering flats. With a surplus of flats on the market, is this the time to bag a deal in the South East? Next up we’ve got a question from Oliver in North Wales. The guys recently discussed what you can expect from the upcoming property boom on The Property Podcast, which has left Oliver questioning whether he should buy now or hold off? Tune in to f...
Oct 05, 2021•6 min
Don’t sweat the small stuff Things will always go wrong in life, but that doesn’t mean you should spend your time and energy complaining. When you focus on the things that go wrong, all the goodness in life and a whole load of opportunities are passing you by. So, in this episode, Rob & Rob are looking at the most common complaints in property and breaking them down to exactly what they are – minor inconveniences that aren’t worth your time. If you’re ready to break the cycle of complaining,...
Sep 30, 2021•15 min
It’s that time of the week where Rob & Rob answer more listener questions! First up is Jamie. Jamie currently owns two buy-to-let properties in the midlands, and has £125,000 to invest in his next property. He originally planned to invest in the North West, but what he wants to know is with the London market stagnating is this the time to be buying in the capital? Our next question is all about mortgage brokers. Tom is currently hunting for a broker and he wants to know what information they...
Sep 28, 2021•7 min
How do you pick the right investment location? This week on The Property Podcast we’re taking it back to basics. Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task. And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow. So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the ep...
Sep 23, 2021•26 min
It’s Tuesday, and that means Rob & Rob are back with two more listener questions. And this week, we’ve got a couple of tough ones. First up is Paul from London. Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it. It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first. The second question is from Julian. Julian is planning on releasing some equity from his first property and is planning ...
Sep 21, 2021•8 min
What can you expect to happen in a property boom? If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom. Which is great for investors as properties go up in value, but what else can you expect to happen? The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops. But what are they? In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom. In the news We’ve ...
Sep 16, 2021•21 min
Rob & Rob are back to answer some more listener questions! Our first question is from Paul and it’s a great one. Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase. What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere. The next question is about leverage. Our listener is going to be retiring early soon and is wondering what do to with the cash ...
Sep 14, 2021•8 min
Houses or flats – which make the better investment? Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other. Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments? That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what...
Sep 09, 2021•24 min
Get ready for some more listener questions! Rob & Rob are back, and this week they’ve got some pretty interesting ones. Our first question is from Steven. Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year. What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead? Next up is Becky from Stockport. Becky has been viewing some leasehold pro...
Sep 07, 2021•7 min
It’s the September Market Update In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices. They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%! Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & R...
Sep 02, 2021•22 min
It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones. First up is Reese from Plymouth. Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment. She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing. Next, The Robs hear from Bailey in London. Bailey’s fina...
Aug 31, 2021•6 min
This week on The Property Podcast we’re battling with Dave Ramsey on mortgages If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage. And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this. So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon. I...
Aug 26, 2021•32 min
It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones! Our first question is from Jeff in London. He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium. Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are conside...
Aug 24, 2021•7 min
Real-life Monopoly – The important property lessons you can learn Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing. But can these be applied to real life? In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments. For further learning on buy-to-let mortgages check out this video. In the news We’ve got two news stories for...
Aug 19, 2021•18 min
Rob & Rob are back once again to answer two more listener questions. Our first question this week is from Alex from Reading. He’s recently bought his first buy-to-let property and has naturally spent all his money. So now he’s in the process of saving for another deposit. But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio. Next up we’ve got Sam from Bedford. S...
Aug 17, 2021•8 min
Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot. So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible? That’s what we’re going to explore in today’s episode so make sure you tune in. If you want to learn more, check out our free course on how to get a deal. In the news If you listened to last week’s episode, you’ll remember that we were...
Aug 12, 2021•31 min
It’s Tuesday which means Rob & Rob are back to answer two more listener questions. The first question this week comes from Rachel. Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash. They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%. Naturally that type of yield would be attractive to anyone, but after seeing one of Property ...
Aug 10, 2021•10 min
It’s the August Market Update The property market is incredibly hot right now. In the UK it’s crazy, but on this month’s market update, The Robs are revealing some numbers from the US that will blow your mind! This time of year is usually a quieter one, but that certainly doesn’t seem to be the case in 2021. Here are all the links you need to get stuck into today’s episode. Prices: UK House Price Index – June 2021 Super-rich buyers coming back to prime – Savills US cannot afford housing market ‘...
Aug 05, 2021•24 min
The guys are back for another fantastic episode of Ask Rob & Rob. First up this week we’ve got Lil who’s looking for an answer to a common question we get asked. Lil currently has a residential property in London that she lives in, and a buy-to-let property in Liverpool. She’s going to be moving cities soon and needs a property with more space, so she’ll be switching her residential property into a buy-to-let property. In the short-term, Lil plans to rent herself until she finds the right pr...
Aug 03, 2021•8 min
The Robs are back with their second episode on inflation This might just be the most important podcast episode Rob & Rob have done yet. If you understand this episode, then you’ll understand the secret to being wealthy. Last week we talked about inflation in the short-term, so this week we’re looking at long-term inflation. The dynamic that produces inflation for the long-term is completely different to the short-term. The Robs are going to be looking at what causes long-term inflation, the ...
Jul 29, 2021•31 min
This week on Ask Rob & Rob we’re talking all things money and mortgages. Our first question is about leverage and comes from Tyrone. He wants to know if there’s a right amount of leverage to go for. Tyrone is planning on re-mortgaging his property, but he doesn’t know what level he should go to. So, he’s asking for advice on how to calculate it and how he can balance the risk. Our second question comes from James who wants to know about residential mortgages. He’s got a three-bedroom propert...
Jul 27, 2021•7 min
Everyone is now talking about inflation (H3) Inflation is here and things are visibly getting more expensive from month-to-month. But why is it happening? Will it last? And what is the government going to do about it? Rob & Rob are going to be answering all these questions in today’s episode of The Property Podcast. Inflation can mean the difference between being wealthy or poor when you’re older, so it’s important to understand how and why inflation works, which is why this is just the firs...
Jul 22, 2021•34 min
Rob & Rob are back for another round of questions. Our first question this week comes from Louis. Louis is in the process of saving up a deposit for his first investment property and has been doing some research whilst listening along to The Property Podcast. He recalls a previous episode we did on quantitative easing and how the Bank of England pumped £450 billion into the economy in 2020. He’s since looked into the Federal Reserve Central European Bank and Bank of Japan who have introduced...
Jul 20, 2021•6 min
What makes the best property investors? Lisa Orme is back to join The Robs on The Property Podcast. Not only is she sharing the traits of successful property investors, she’s also sharing the strategies that she highly rates, and the ones that are overrated. Lisa has had plenty of hands-on experience dealing with some of the best, and worst, property investors and has narrowed down the traits that make a good one. It’s another jam-packed episode with plenty more takeaways so make sure you’ve got...
Jul 15, 2021•23 min
