The Property Podcast - podcast cover

The Property Podcast

Rob Bence and Rob Dix from The Property Hubwww.propertyhub.net
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
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Episodes

ASK236: Will there be a recession after coronavirus? PLUS: Has the 18 year property cycle been reset?

This week on Ask Rob & Rob the guys are going to be answering two questions that we’ve been inundated with. The first question comes in from Danny who’s wanting to know if there is going to be a recession after the coronavirus, as that’s what he’s been seeing a lot of in the media. Naturally reading headlines like this is going to make you wary, and with Danny having a buy, refurbish, refinance and rent project on his hands, he’s worried that if there’s a recession, he might struggle to refi...

May 19, 20206 min

Market update: 15 May 2020

Rob & Rob are back again with another Friday market update for you. Although at the beginning of the week Rob & Rob weren’t feeling too positive after Boris’ announcement on Sunday, by Wednesday their moods had certainly lifted as the property market turned up the gas and got going again. Even better news, surveyors are now starting to be un-furloughed which is a huge boost for the property market and means property processes that had been put on hold can get moving again. House viewings...

May 15, 20208 min

TPP374: A step-by-step guide to changing your financial life

This week on The Property Podcast, The Robs are discussing how you can become a master of your personal finances and set yourself up for financial success. There might not be a lot to do whilst we’re still in isolation, and we’ve been banging the drum on our social channels about how you should be using this time to educate (or better) yourself or even learn a new skill. Just something to keep your brain working. We’ve mentioned it before that now is a great time to buy, or at least prepare your...

May 14, 202026 min

ASK235: What’s the difference between a refurb and a flip? PLUS: What discount should I get when buying a property to flip?

This week on Ask Rob & Rob, the guys are clearing up some definitions on the difference between refurbs and flips, as well as below market value deals. Our first caller Sam has a nice and easy question for us this week. He wants to know exactly what the difference is between a refurb and a flip. It might seem like an obvious answer but there is a distinct difference, and one that most people will just assume they know the answer to. So Rob B is taking it back to basics and clearing things up...

May 12, 20206 min

Market update: 8 May 2020

Rob & Rob are back again with another Friday market update for you. Could this week be the start in the decline of our market updates? Well, that all depends on what Boris announces this weekend. This week there’s been some positive news for Grand Junction, the first ever Property Hub Homes development. We’ve started to have units go through completion. Hurrah! And even better, after just a few hours of being on the rental market, we were inundated with rental applications from virtual video...

May 08, 202014 min

TPP373: The ultimate list of lockdown resources (books, podcasts, apps and more)

This week on The Property Podcast, The Robs have got a lockdown special for you. Since lockdown hit, everyone is trying to better themselves, whether that be learning a new skill, educating themselves on something they didn’t already know and then there are others who are just simply bored. So this week, The Robs are coming at you with a boat load of books, podcasts, videos and apps to help you get through lockdown. Here’s all the links to everything you need from today’s podcast: Podcasts An ep...

May 07, 202028 min

ASK234: How can I beat the rental stress test? PLUS: Should I get a commercial valuation on a HMO?

This week on Ask Rob & Rob, the guys are giving advice on mortgage stress tests and discussing if it’s beneficial to have a commercial valuation on a HMO property. Our first caller this week is Tom who has a question on mortgage stress tests. He’s got two mortgaged properties already and he’s done a pretty good job on running the numbers to try and work out his stress test figures. But now he’s wanting to release equity from the two properties and thinks this might now affect him meeting the...

May 05, 20207 min

Market update: 1 May 2020

Rob & Rob are back again with another Friday market update for you. There’s a bit of positivity in the air with Boris announcing that we are past the peak of COVID-19. And he’s even hinting at the possibility of easing lockdown restrictions - hurrah! We’re sure more will be revealed over the next few weeks but these nuggets of information have certainly perked us up. Not only would lockdown easing be good news for individuals, but it’ll be great news for the economy! This week has also been ...

May 01, 202015 min

TPP372: This is how investors are reacting to the Coronavirus (plus rental market update)

This week on The Property Podcast, The Robs are joined by our magazine editor Chantelle to discuss how investors are reacting to the Coronavirus. For the past few weeks Rob & Rob have been giving tips on how investors should be reacting, but they haven’t spoken to any to find out what they’ve actually been doing. Luckily for us, Chantelle has spoken to a number of investors for our cover story of the Property Hub magazine. So, what did Chantelle find out from investors? Tune in to find out! ...

Apr 30, 202018 min

ASK233: Should I renegotiate my purchase or pull out because of Coronavirus? PLUS: Should I go for a 2- or 5-year fix?

This week on Ask Rob & Rob, we’ve got one caller who has a question off the back of another podcast episode, and another who’s questioning how long he should get a fixed mortgage for. First up this week we’ve got Luke from Essex. He listened to a recent podcast episode on pulling out of deals due to the Coronavirus, and out of the number of scenarios that The Robs described, Luke found himself in one of them. He’s at the point of being able to exchange and complete on a property, however the...

Apr 28, 20208 min

Market update: 24 April 2020

Rob & Rob are back again with another Friday market update for you. It seems this week that along with the rest of the nation, Rob & Rob are starting to look towards the end of lockdown. So much so, that Rob B already knows what he’s going to order from Pizza Express when it reopens. Although the government hasn't officially said anything about when lockdown will be lifted (there’s still at least another two weeks to go), it’s not stopping people from planning ahead. And one sure sign of...

Apr 24, 202017 min

TPP371: Universal Credit: Why every property investor needs to understand it

Rob & Rob are back again this week and this time they’ve got one of our favourite podcast guests joining them. Mark Morris. You’ll probably remember Mark from a few months ago when he was sharing his investor story - the one that got everyone buzzing! Well, he’s back again this week to discuss Universal Credit after making himself somewhat of an expert on the topic. Most investors are only aware of Universal Credit coming into play a few years ago when the government rolled a number of benef...

Apr 23, 202027 min

ASK232: What do you think of my high-yield strategy? PLUS: What should I know about Universal Credit?

This week on Ask Rob & Rob, the guys are answering two caller questions about strategy and the potential changes to Universal Credit. Our first caller this week is Matt. He’s a fairly new listener who joined us earlier this year, however he’s already got a couple of buy-to-let properties under his belt. He’s currently in the process of purchasing his next buy-to-let which will be his first property in Liverpool. His strategy is to buy properties with good yields to help build his deposits up...

Apr 21, 20209 min

Market update: 17 April 2020

Rob & Rob are back again with another Friday market update for you. This week Rob B is feeling a bit more positive than he has in past weeks. He may have seemed positive on the podcast when laying out what The Robs think might happen, but now we’re starting to see evidence. One thing that’s been a positive this week is that it’s been a lot easier to get in touch with developers. Simply because they’ve now got more time on their hands. Some may argue that it’s because they’re getting desperat...

Apr 17, 202016 min

TPP370: 4 property investors give us millions to spend!

Rob & Rob are back again this week for a slightly different episode of The Property Podcast. Today they’re advising four different investors on how they should spend their money. We’re always asked for advice by aspiring and experienced property investors on how best to invest their money. And now (possibly more than ever), investors seem a tad confused on where they should be putting their money, if anywhere at all! All of the investors you’ll hear from today are at the start of their journ...

Apr 16, 202024 min

ASK231: How has the Coronavirus affected Rob & Rob's portfolios? PLUS: Should I take a mortgage holiday?

The Robs are back again this week answering more Coronavirus related questions - and it’s a bit of a personal one. How has the coronavirus affected Rob & Robs personal property portfolios? Well, Rob B has a vacant property whilst Rob D has one tenant who hasn’t paid their rent or been in touch with the letting agent to say why, or try and come to some arrangement. Are Rob & Rob panicking? What do they plan on doing? The second question we’ve been getting a lot is on buy-to-let mortgage p...

Apr 14, 20206 min

Market update: 10 April 2020

Rob & Rob are back again with another Friday market update for you. This week the property market has been a bit quiet, which isn’t always a bad thing. Nobody seems to be panicking when it comes to buying and selling, and they’re certainly not slashing prices either. However, we’ve said many times that there will be deals to be made for those that need to sell their property sooner rather than later. And despite many holding out to see if prices would drop, there aren’t any indications of th...

Apr 10, 202013 min

TPP369: Coronavirus: Should I pull out of my deal? Is it crazy to buy right now?

The Robs are back again this week with more Coronavirus talk. As you know, the world is still a little bit of a mess at the moment and that’s left people feeling skeptical. So, two questions that we’ve heard an awful lot over the past couple of weeks are ‘should I pull out of this deal?’ and ‘would I be stupid to invest right now?’ Well, this week Rob & Rob are going to clear things up on whether you should be walking away and avoiding investing in property right now. The guys are going to b...

Apr 09, 202027 min

ASK230: Should I buy in the city centre or further out? PLUS: Any sourcing tips?

It’s Tuesday and Rob & Rob are back with another episode of Ask Rob & Rob. And this time, they’re not Coronavirus related questions. Wahoo! So, first up this week we’ve got Richard. He’s watched our video and listened to our podcast episode on The Robs’ 2020 property hotspots and is wondering if Rob & Rob favour city centre apartments as opposed to other investment types outside of a city centre. Now Rob & Rob don’t necessarily prefer one or the other, or invest in just city cent...

Apr 07, 20207 min

Market update: 3 April 2020

Rob & Rob are back again today with another Friday market update for you. The stock market is still changing week on week. Yes, it has slowed down with how aggressive it’s changing, but compared to last week, it’s down again. One that caught Rob B’s eye especially was Taylor Wimpey. A month ago it was 2.13 and today it’s 1.06 - which is mind blowing! It’s hard to believe it’s now worth half of what it was a month ago. So the question is now, will it just go up from here and work it’s way bac...

Apr 03, 202018 min

TPP368: Coronavirus: Property insiders share what's really happening

This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry. They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now. And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the ...

Apr 02, 202029 min

ASK229: Should I look for a new mortgage offer now interest rates have fallen? PLUS: How can I help my tenants during this crisis?

It’s Tuesday which only means one thing, another episode of Ask Rob & Rob! As ‘Coronavirus’ is the word on everyone’s lips right now, there’ll be no surprise to learn that this has spurred many Ask Rob & Rob questions this week - we’ve literally been inundated! The main question we’ve been asked is around mortgages and the (very) low interest rates we have right now. Is now the time to be looking for a new mortgage offer now interest rates have been knocked down? The answer might not be ...

Mar 31, 20208 min

Market update: 27 March 2020

Rob & Rob are back again today with another Friday market update for you. Whilst this week has been a bit of a whirlwind with positives and negatives throughout the media, there were still some headlines The Robs thought needed clearing up. Apparently, the government has put the housing market on hold. But surprise, surprise… this isn’t the case. What they’re actually doing is offering advice on buying and selling a property in the current circumstances. It’s also been said that banks are pu...

Mar 27, 202031 min

TPP367: A rational approach to the Coronavirus, and the future of the world

It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it. Coronavirus. But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation. What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for ...

Mar 26, 202020 min

ASK228: How do mortgage holidays actually work? PLUS: Should I reduce my rent?

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today. Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones. The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work. Rob & Rob have addressed the situation to give property investors a better understanding. Here...

Mar 24, 20206 min

Market update: 20 March 2020

Our world is changing - on almost an hourly basis right now. The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help o...

Mar 20, 202018 min

TPP366: Budget review

This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors! At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor. For most, the budget will now be a distant mem...

Mar 19, 202015 min

ASK227: How will Coronavirus affect the property market? PLUS Major Podcast Update

This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over. There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had. Rob & Rob will be discussing the change in the property market and covering: Transactions Letting ...

Mar 17, 202013 min

TPP365: Don't Get Emotional Over Property

It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing? We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks. Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamor...

Mar 12, 202026 min

ASK226: Can I switch my residential mortgage to interest-only? PLUS: Can I extend this tenancy myself?

It’s another week which means it’s another episode of Ask Rob & Rob, and we’ve got two fantastic questions... First up we’ve got Adam. He’s been saving up so he can start investing in buy-to-let properties in the north. Currently, Adam owns a property in London which he has a repayment mortgage on. He has 45% equity in his property but he doesn't want to put any more down as he wants to achieve something with a good return and growth. He’s been looking at Manchester and Liverpool as potentia...

Mar 10, 20206 min
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