Quantitative Easing: hard to understand, even harder to say...and about to have a serious impact on your property investing plans. In this week's episode we explain what QE is, what effects it has, and how you can position yourself to take advantage of it. Useful links: A video from the Bank of England explaining the mechanism by which QE works A letter to the Chancellor warning of the risks A report from the New Economics Foundation assessing QE and proposing an alternative TPP024: Inflation – ...
Aug 18, 2016•26 min
This week on Ask Rob & Rob, Sam... Asks Rob & Rob – What's the catch with student pods? Rob D starts by agreeing that the propositions offered can look attractive and if all pans out as promised then they do indeed sound great. The key, however, is trying to figure out if things will work out as promised by the developer! So for this reason it's absolutely key to look at the previous projects of the developer and see if their history backs up their claims. Rob B is against student pods a...
Aug 16, 2016•9 min
Buying property within a limited company is becoming increasingly popular – but when it comes to obtaining mortgages for companies, there are some extra considerations you need to know about. This week, with the help of our friend Dave Cookson from TC Financial Services, we're running through the important details you need to be aware of. Including: The kind of range and selection you can expect to choose from How to set your company up correctly The documents you should have to hand before you ...
Aug 11, 2016•25 min
On this weeks podcast, Jack asks a cracker of a question - where are we in the 18 year property cycle. Given that this is one of Rob & Rob's favourite topics to talk about, they didn't need a lot of convincing to answer this one! Rob B starts off by stating that he thinks we're just heading into the mid-term wobble - where London and the South East prices should soften a little, and the North should grow a little less slowly. Of course the media will term this as a 'crash' but it's likely th...
Aug 09, 2016•7 min
In the course of getting to know hundreds of investors, we've come across a whole cast of characters who probably shouldn't be investing in property at all – including Stressful Susan, Dithering Derek and Gung-Ho Grace. Will you recognise yourself in any of them? Do you have the right temperament to be a successful investor, or are there traits you need to get under control? Listen to this week's episode and find out! Related episodes we mention: - When Property Goes Wrong - How Rob B lost £40,0...
Aug 02, 2016•27 min
This week, the brilliantly named Rob, asks a question regarding the build to rent scheme, and how this may impact upon the existing PRS. Asking is this a ploy by The Government to eradicate small time BTL Landlords. Rob D begins by acknowledging that there will definitely be more institutional investment in BTL, and that it is probably healthy for the sector not to be controlled entirely by private BTL Landlords. But thinks there is room for both in the marketplace, due to the demand for differe...
Aug 02, 2016•8 min
This week we're talking about how to hire for your property team – whether it's a property manager, an assistant, a bookkeeper, or just about any other role you can think of. We've talked about the benefits of hiring many times, so this week we talk through the exact process we use to maximise our chances of finding the perfect candidate. We cover: How to set yourself up for success before hiring begins The different hoops we make applicants jump through (and why) How we organise the process to ...
Jul 28, 2016•34 min
In this week's episode, Rob & Rob talk about getting a mortgage when you're not yet a property owner. Rob B says that there are a lot of mortgage lenders out there, but as a non home owner, and not yet a property investor, the pool of products available are actually quite small. Rob B goes on to say that in 6 months time there will be more options. Both Rob and Rob discuss the options available to you and say how important it is to have a good mortgage advisor. See omnystudio.com/listener fo...
Jul 26, 2016•7 min
This week it's all about the money, as we explore alternative ways to raise funds for your property investments. We explore the pros and cons of using: Credit cards (!) Bridging finance Private finance Joint ventures Second charge loans Each funding source we discuss could be (and most will be) a separate episode in itself – but in this value-packed episode we give you a quick run-through of the different strategies you might want to have in your kit, and how to decide which is the right tool fo...
Jul 21, 2016•39 min
In this week's episode, Rob & Rob discuss the pros and cons of buying a home or an investment property. Tony has been living overseas and is looking to return to the UK with his young family - he doesn't have enough to buy in the location the family want to live and he wants to know whether to buy an investment property instead. Rob B starts off by addressing the pros of investing in a property, then renting a home to live in. He says that if you're moving to a new area, renting will give yo...
Jul 19, 2016•7 min
Brian from Birmingham and his partner are eager to invest and have saved up to buy their first property, but will need some more capital in order to complete their first flip. Rob & Rob give their tips on gaining finance in this situation and note the things to be aware of as potential pitfalls to gaining finance with no previous investment track record. See omnystudio.com/listener for privacy information.
Jul 12, 2016•7 min
So, Brexit happened...now what? That's the question we attempt to answer in this week's episode. What happens next in general, what happens next for the property market in particular...and perhaps more importantly, what general lessons can we take away from the whole thing? We discuss: What's happened during the last couple of weeks since the result What it means for property in London – and the UK market in general What to absolutely not do now as an investor Where there might be opportunities ...
Jul 07, 2016•31 min
Rob & Rob own multiple property businesses as well as their own portfolios...but what do they actually do every day? That's what we attempt to answer in this episode, as a means of both showing what a full-time career in property looks like and extracting useful lessons for investors at all stages. See omnystudio.com/listener for privacy information.
Jun 30, 2016•35 min
In this special episode, Rob & Rob give their immediate reactions to what Brexit means for property investors. We'll be returning to the topic again in more detail next week! See omnystudio.com/listener for privacy information.
Jun 29, 2016•8 min
In this episode, Rob and Rob give pointers on how to establish the value of the house with the current lease, the importance of working with a specialist and also having a process in place to make it an effective strategy for you. Listen in to get Rob D's magic lease number that he recommends as a guideline for lease length. See omnystudio.com/listener for privacy information.
Jun 28, 2016•8 min
This week we’re talking about one of the hottest topics in property investment: serviced apartments. Setting up a property as a serviced apartment can allow investors to achieve levels of return normally associated with high-yielding investments like HMOs – but as always, there’s hard work involved and pitfalls to watch out for. In this episode […] The post TPP171: Serviced apartments: the next big thing? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 23, 2016•30 min
This week on Ask Rob & Rob, Ed asked: What will happen to mortgage availability as you get older? The answer touched upon the fact that the trend is leaning more and more towards people getting mortgages later in life. This is for a couple of major reasons: firstly the change in pension reforms that have […] The post ASK44: What will happen to mortgage availability as you get older? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 21, 2016•7 min
Many investors are drawn to HMOs by their seemingly high returns, but then deterred (us included) by the amount of work they seem to involve. And there’s no getting away from it: HMOs are more effort than your standard single let. Nevertheless, there are steps you can take to boost your chances of making HMOs […] The post TPP170: How to make HMOs work for you appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 16, 2016•29 min
This week on Ask Rob & Rob, Steven asked: How do you handle renovations from a distance? A great question! The answer focused on a couple of older Property Podcast episodes, which talk about this very issue and how to tackle it (see links below). It also mentioned having someone to run the project that you […] The post ASK43: How do you handle renovations from a distance? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 14, 2016•7 min
This week we unpack the often-repeated claim that property prices double every 10 years. Have they done in the past…and most importantly, can we expect to see it happen in the next 10 years? We talk about: The true pace at which prices have grown in the past Why property prices tend to go up […] The post TPP169: Will property prices double in the next 10 years? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 09, 2016•37 min
This week on Ask Rob & Rob, Tim Freeman… Tells off Rob & Rob! The episode this week is all about the Robs’ attitude towards DIY and repair, and listener Tim Freeman calls out the Robs on not having DIY knowledge, when they so regularly preach about how knowledge is the most important thing and […] The post ASK42: R&R get told off! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 07, 2016•10 min
We’ve activated gloom-mode this week to talk about what’s set to become an endangered species in the UK: the middle class. By “middle class” we don’t mean whether you say “sofa” or “settee”: it means middle-income earners, who are increasingly being squeezed out. Over the last 30 years, the proportion of households in London described […] The post TPP168: The disappearing middle class appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
Jun 02, 2016•29 min
This week on Ask Rob & Rob, Yael asked: How do you start? Not an easy one to answer! The answer, however, starts with sorting your finances. Ultimately, you need money to invest in property, and if you don’t have funds, there’s nothing you can do. You don’t need millions, but you will need access to […] The post ASK41: How do you start? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 31, 2016•6 min
This week we’re delving into one of the invisible forces that guides the property market: supply and demand. It’s not the only force that operates on property (we’ll be looking at some of the others in the coming weeks), but over the long-term it’s one of the most important. We discuss: What the laws of […] The post TPP167: Supply and demand explained appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 26, 2016•20 min
This week on Ask Rob & Rob, Paddy asked: What do you do in a boom? Slow and steady wins the race. This question (as many do) refers to the 18-year property cycle, so be sure to check out our episode on that. The answer talks about looking at your portfolio in the period leading up to […] The post ASK40: What do you do in a boom? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 24, 2016•7 min
This week we’re featuring another interview we recorded at the Property Investor Show – this time, we’re talking auctions with Rob Marchant from Clive Emson auctioneers. Rob tells us how best to prepare for an auction in advance, if it’s really still possible to find a bargain in a post-Homes Under The Hammer world, and […] The post TPP166: Auctions! (from The Property Investor Show) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 19, 2016•28 min
This week on Ask Rob & Rob, Graham asked: How will Brexit affect the property market? A popular question! The answer touched upon the important fact that neither Robs believe that Brexit is actually going to happen – people tend towards keeping things as they are, and in all likelihood, Britain will remain in the EU. […] The post ASK39: How will Brexit affect the property market? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 17, 2016•7 min
At the Property Investor Show, we grabbed interviews with experts on two of landlords’ least favourite topics: tenants and taxes. First we spoke to Paul Shamplina from Landlord Action about the messes landlords get themselves into with troublesome tenants. Then, to keep the party mood going, we turned our attention to tax – grabbing Janice […] The post TPP165: Tenants and taxes – interviews with Paul Shamplina (Landlord Action) and Janice Parker (Rita4Rent) appeared first on The Property Hub. Se...
May 12, 2016•35 min
This week on Ask Rob & Rob, Raj & Ruth asked: Does the stamp duty surcharge apply to limited companies, & can you use a mortgage to buy a flip? Two questions this week in our first ever double bill! To answer Raj’s question: yes, you have to pay stamp duty if you have a limited […] The post ASK38: Double bill! Can you use a mortgage to buy a flip? (and more!) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.
May 10, 2016•6 min
This week we’re finding out if there’s any substance behind the buzzword that is the “Northern Powerhouse”. We talk transport links, government projects, multi-billion pound regeneration schemes…and most importantly, what it all means for property investors. Useful links: The official website for HS2 The government’s northern transport strategy document Resource of the week Archilogic is […] The post TPP164: What is the Northern Powerhouse all about? appeared first on The Property Hub. See omnys...
May 05, 2016•30 min
