The Property Podcast - podcast cover

The Property Podcast

Rob Bence and Rob Dix from The Property Hubwww.propertyhub.net
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
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Episodes

ASK212: How can I buy my own home and invest at the same time? PLUS: How much stamp duty will I need to pay?

Rob & Rob are back again this week to answer two more fantastic property questions from two of our listeners. This week our first question comes in from Luke in Manchester, who’s been inspired by The Property Podcast to get started in his investment career. Luke is in a situation that most people are probably in when trying to start their buy-to-let journey. He’s looking to purchase his first personal home and an investment property at the same time. At the minute he’s only going to have eno...

Nov 12, 20197 min

TPP347: Build To Rent: The biggest competitor you didn't know you had

Last week Rob & Rob were joined on the Property Podcast by Build To Rent expert, Richard Berridge. Well, he’s back again this week for a second episode on the new craze that is Build To Rent. In last week’s episode, The Robs covered what Build To Rent actually is, and this week they’re discussing why it matters for you and what the future of Build To Rent might look like. Here’s some of what you can expect The Robs and Richard to cover in today’s episode: What will Build To Rent look like in...

Nov 07, 201925 min

ASK211: ​Should I invest in Birkenhead? PLUS: Should I overpay my interest-only mortgage?

This week The Robs are answering two fantastic questions on investing in Birkenhead, and talking about whether you should be overpaying on your mortgage. These are two questions that will definitely benefit a lot of listeners. Joe from Leeds got in touch recently, he’s currently living in London and has a budget of £80,000 - £100,000 and he’s looking for a buy-to-let deal up north. He’s considering our hotspot areas of Leeds, Manchester and Liverpool but has noticed significant growth in the Liv...

Nov 05, 20198 min

TPP346: Build To Rent: What it is and why you need to understand it

This week Rob & Rob are joined on the podcast by Build To Rent expert, Richard Berridge. After listening to this episode, you’ll know more about Build To Rent than most people in property. Build To Rent (or BTR) has been flying under the radar for a while now, but it’s only really just starting to become a well known, big thing. So whilst it’s a topic that has piqued Rob & Rob’s interest, they thought it would be best to bring in the experts to help not only you, but themselves learn all...

Oct 31, 201933 min

ASK210: My property's gone up in value -– should I pull out as much equity as possible? PLUS: Do I need an extra insurance policy for my flat?

Rob & Rob are back again to answer two more fantastic questions sent in by our Hubbers. Martin from Birmingham has got in touch this week. He’s had a property for a few years and has remortgaged a couple of times and changed his mortgage rate. It’s coming up for renewal again soon and he’s not sure if he should withdraw some of the equity, or leave it in the property so he can get a better loan-to-value rate on his mortgage. So what should Martin do? Well first and foremost it all depends on...

Oct 29, 20196 min

TPP345: Rich Dad Poor Dad Revisited: 5 essential lessons, and 2 important warnings

They still hear it all too often ‘Rich Dad, Poor Dad changed my life!’ So this week on The Property Podcast, Rob & Rob are going back and taking a revised look at the book and sharing the lessons that they took away from it, and what they just don’t agree with. In today’s episode you can expect to hear what the five key lessons are that you should take away from this book, but also the two things that you should be very careful of. This beloved motivational book is now 20 years old! But it s...

Oct 24, 201930 min

ASK209: What should I do as the property cycle reaches its peak? PLUS: I'm an expat – can I get a mortgage?

Rob & Rob are back this week for another episode of Ask Rob & Rob and this week they’re offering advice on releasing equity and purchasing property as an expat. Our first caller of this week’s episode has a question about one of Rob & Rob’s favourite topics, the 18 year property cycle. He wants to know what you should do at the height of the market? Essentially, should you release equity from your portfolio to purchase more property after the crash or should you sell up completely an...

Oct 22, 20197 min

TPP344: Most asked questions for Property Hub Invest

As you can imagine The Robs get inundated with questions day in, day out on all our different platforms. From social media to our Property Hub forum, they get questions fired at them from all directions. But one of the places that they get asked lots of questions is through Property Hub Invest. So this week on The Property Podcast, Rob & Rob are answering the most asked questions for you all to hear. On a daily basis our Property Hub Invest team talk to clients who are at different stages of...

Oct 17, 201935 min

ASK208: Can you invest in too many places? PLUS: How much do I need to spend on furniture?

The Robs are back again this week for another round of Ask Rob & Rob, and this week they’ve got two cracking questions that they’re about to answer. Our first caller is a very enthusiastic property investor who unfortunately didn’t leave her name. She’s fortunate enough to have three property investments in three different locations, which at the moment is working pretty well for her and she’s happy enough being a remote investor. However, she’s wondering if there’s such a thing as investing...

Oct 15, 20196 min

TPP343: What happens after spending thousands of pounds in a property course?

Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered. He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use. Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that...

Oct 10, 201932 min

ASK207: What do I do if I can't get a limited company mortgage? PLUS: Should I buy on the crossrail route?

We’re back again this week for another Ask Rob & Rob. Our first question this week comes from Dorian. His question is around income tax for buy-to-let properties, with the new Section 24 rules. Dorian and his wife are looking at investing in their first buy-to-let and they’ve been told that a lot of lenders won’t lend them the funds through a limited company because they’re first time landlords. Their other thought was to purchase as individuals which will then result in the income from the ...

Oct 08, 20198 min

TPP342: The contrepreneur formula exposed: An interview with Mike Winnet

This is the podcast that most people and businesses in the property industry WON’T want you to hear. As you know, we’re strong on education. We firmly believe that education is how you can arm yourself with the right information to make informed decisions. We’re often asked for our thoughts on property investment courses that charge you to attend, and also what we think about the free courses that hook you in, only for the host to spend the entire event enticing you to part with your cash. That’...

Oct 03, 201929 min

ASK206: How important is parking? PLUS: How much can I remortgage for?

Ask Rob & Rob is back for another week to answer all your burning property investment related questions. First up this week we have Charlie. Charlie is based in Manchester and wants to know how important parking is. He almost invested in a 2-bed apartment with his sister but pulled out due to the owner selling the parking separately. Did they do the right thing by walking away? Is this a yes or no answer, or are Rob & Rob right down the middle with this one? One thing is for sure… Rob B ...

Oct 01, 20195 min

TPP341: Strategy September - Refurbs

This is the end! Well… it’s the end of Strategy September at least. And we have a great one to finish off on, because today we’re covering the refurb property strategy. And to help us, we’re welcoming Ian back to the Property Podcast. Ian’s no stranger to our shows; he’s been on the podcast twice before and he has years of experience with building and construction, not to mention the fact that he’s a property developer and investor himself - so what better episode to have him share his practical...

Sep 26, 201926 min

ASK205: How many mortgages can I apply for at once? PLUS: Should I invest in Scotland?

We’re back with another episode of Ask Rob & Rob, and the first question this week is from John. John would like to know how many mortgage applications he can have on the go at any one time. He’s looking at buying 3 buy-to-let properties but is concerned about the effect that 3 different buy-to-let mortgage applications could have on his credit file. Is John right to be wary of multiple applications? Will these multiple marks on his credit file make a difference to his applications - and mor...

Sep 24, 20197 min

TPP340: Strategy September - Flips

It’s the penultimate episode of Strategy September and this week Rob & Rob are covering flips. Now flipping is probably the most glamorous property strategy there is. There are dozens of TV shows you can watch and it’s a good way to make a decent profit quickly. However, there are a number of risks involved that you should consider and The Robs are going to cover them in today’s episode along with: How much capital will you need? What are your finance options? Where do you want to be looking...

Sep 19, 201923 min

ASK204: Will these areas benefit from the ripple effect? PLUS: How much should I keep aside for a rainy day?

This week we’re talking about the ripple effect and also seeing if there’s a certain amount of cash you should be putting to one side for a rainy day. Kicking us off on Ask Rob & Rob this week is Kevin. He’s listened to the podcast for over a year now and is interested in investing in the north. He’s obviously heard us bang on about our top city locations such and Manchester and Leeds, but he’s curious about the surrounding areas. He’s particularly interested in Barnsley and Chesterfield. He...

Sep 17, 20197 min

TPP339: Strategy September - HMO

We’re back for part two of Strategy September and this week we’re talking about HMO’s. The Robs have talked about HMO’s numerous times on The Property Podcast, but they wouldn’t consider themselves experts. So this week they’ve brought in another Rob who knows pretty much anything and everything about HMO’s. Enter Rob from Maygreen Investments who, along with his wife Sarah, has built up a portfolio of HMO’s that are absolutely beautiful. You can have a nosey here. Here’s a little taster of what...

Sep 12, 201920 min

ASK203: How would you spend £500k in the North? PLUS: Should I pursue a serviced accommodation strategy in Manchester?

This week we’re back to normality and The Robs are answering two fantastic questions that have come in from our Hubbers. First up, we’ve got another Rob. He lives in Dubai and he’s got a whopping £500,000 to invest! He’s looking to invest his cash in the North of England and his strategy is to generate an income. Obviously being in Dubai, viewing properties is a little tricky for Rob, so he has no idea what kind of property he should be investing in or where he should ideally be looking to gener...

Sep 10, 20198 min

TPP338: Strategy September - Buy-to-let

We’ve got something exciting for you over the next few weeks. We’re bringing you ‘Strategy September’ and going back to basics discussing all the possible strategies that are out there. They’re going to be talking about flips, HMO’s and refurbs. This week The Robs are kicking it off with buy-to-let and here’s what they’re going to cover in today’s episode: What is buy-to-let? Examples of buy-to-let properties The advantages The disadvantages Who is it for? Tips for finding the perfect deal Plus,...

Sep 05, 201927 min

ASK202: HS2 to be scrapped? An Ask Rob & Rob special

This week we have one question that’s taking centre stage. But it’s one that A LOT of you have been talking about... so here’s Vicky asking the question on everyone’s behalf. Her question is about the HS2. Since Boris Johnson came into power there have been a number of mixed messages floating around: “It’s going ahead…” “It’s not going ahead” “It’s over budget…” “It’s only going to serve the north…” The list is endless. Vicky is wanting to know what The Robs think of it all and what impact they ...

Sep 03, 20196 min

TPP337: The winning mindset behind rapid portfolio growth

We’re back with Property Podcast listener Mark Ward who last week told us how his strategy helped him to grow a double digit portfolio in just five years. This week The Robs are delving into how Mark managed to change his mindset to that of a winning one which was the driving force behind the growth of his buy-to-let portfolio. He’s focusing on the strategy of buying below market value, refurbishing and refinancing. While he’s been using traditional mortgages and a little bit of bridging too, Ma...

Aug 29, 201920 min

ASK201: Am I too late to be excited about Manchester? PLUS: Can I avoid paying Stamp Duty on my holiday let?

We’re back after a long weekend with two more fantastic questions from our listeners. This week we’re answering questions on one of our favourite cities - Manchester - as well as trying to avoid stamp duty. First up, we’ve got another Rob! There’s just no escaping them. Rob is new to property investment and after securing two properties in London where he lives, he’s looking to start his property journey up north. After he listened to Boris Johnson’s speech, the growth potential of Manchester an...

Aug 27, 20197 min

TPP336: 0 to 10 properties in five years – one listener's story

Forget location, location, location - we’re talking about education, education, education. And today we have a guest who’s put ALL our property education into practice. Today we’re kickstarting a two-part series and talking to Mark Ward who has taken all those property lessons and built himself a double digit portfolio in just five years! Impressive stuff. So settle in and get ready to listen to what Mark has achieved and just how he did it. Who knows, this might just give you the kick start you...

Aug 22, 201920 min

ASK200: Are new builds overpriced? PLUS: Can I use my Lifetime ISA to buy an investment property?

It’s our 200th Ask Rob & Rob episode! Can you believe it? So what better way to celebrate than continuing to do what we do best and answer your property questions! This week’s first question comes in from Steve. He’s seen some new build properties that look slightly overpriced compared to other new builds in similar areas. So he’s wanting to know from an investor perspective whether Rob & Rob reckon he’s better off investing in a new build or maybe purchasing something a little older? Ro...

Aug 20, 20198 min

TPP335: Manchester v Leeds: Let bat

This week The Robs are looking at more listener deals but this time they’re taking on the challenge of helping Nathan decide between two deals. He’s torn between two properties and doesn’t know which one to go for. Should be invest in Leeds or Manchester?! Two fantastic cities and two very different deals. So which one do The Robs think he should go for? Settle in as Manchester and Leeds battle it out to win Nathan’s investment. First up we have a two bedroom flat in the middle of Manchester on ...

Aug 15, 201926 min

ASK199: Are repossessed properties mortgageable? PLUS: Are you sure there won't be a post-Brexit crash?

This week on Ask Rob & Rob, we have the B word again - and the R word. So if you’d like to know more about Brexit or repossessions, this is the podcast episode for you! First up we have Christiano. He’s wanting to know if he was to go ahead with a repossessed property, will it be mortgageable once he’s bought it? He’s also wondering if Rob & Rob have any advice on what tactics he should use when looking to get the best deal on a repossessed property. It’s good news for Christiano! Listen...

Aug 13, 20198 min

TPP334: Rob & Rob critique your deals

This week on The Property Podcast, Rob & Rob are back by popular demand, evaluating your listener deals live on the show. These episodes are ones that The Robs absolutely love doing, and this week we’ve got three cracking deals to get through. So grab a brew and settle down as we listen to how Rob & Rob scour Rightmove and offer advice to our three lovely listeners Tim, Sarah and Ahmed. First up we have Tim who has been looking at three bedroom terrace house in Worthing. The property was...

Aug 08, 201924 min

ASK198: What will Boris Johnson as Prime Minister mean for property investors?

This week on Ask Rob & Rob, the guys are only answering one question because it warrants a pretty comprehensive answer. AND it’s a question that’s on everyone's lips right now... What impact will Boris Johnson have on property investors now that he’s our new Prime Minister? Thanks for the question Becky - let’s dive right in! Boris has already made noises that he’s going to make changes to stamp duty, and if you didn’t read last week’s Hub Extra, we actually included this story. Surprisingly...

Aug 06, 20197 min

TPP333: How to recycle your capital and supercharge your portfolio's growth

This week we’re going to teach you how you can recycle your capital and grow your portfolio at speed. This might seem like a daunting topic and you might be thinking it’s going to take you at least another two years to build up your deposit pot to be able to buy your next property. But fear not! We’ve got mortgage expert Dave Cookson on the show this week who’s going to demonstrate how you can build your portfolio at a pace you probably didn’t think was possible. Just by listening to Dave you ca...

Aug 01, 201921 min
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