In this episode, Rob sits down for his weekly chat with Marc Champ of Wharf Financial. Marc is a member of the advisory board for the National Association of Commercial Finance Brokers (NACFB), with 20 years of experience in the industry. During this episode, they discuss the recent Bank of England interest rate rises. In particular how the mortgage market has responded to it and what that means for property investors, developers, and entrepreneurs. KEY TAKEAWAYS The rates of mortgages have jump...
Nov 15, 2022•22 min•Ep. 320
For this episode, Rob welcomes you to Scotland as he reminisces about attending one of the most hotly contested Old Firm Derbies, in the world. The rivalry between the Rangers and Celtic fans is intense, which always makes for an interesting and colourful spectacle. He, Aaron, and their mates were lucky enough to time their visit in a way that enabled them to watch all 4 of Glasgow´s premier teams play, in one weekend. A weekend that included plenty of whiskeys, a doner kebab pie, a burger serve...
Nov 10, 2022•19 min•Ep. 319
In this episode, Rob takes a look at all the different things that are going on in the world at the moment. He explains why he feels that we are heading into dark times and why it is not all doom and gloom for property investors. As well as sharing how he has/is preparing his business and personal finances to weather the storm. Rob is not a financial expert so you will need to do a bit more research to be able to work out whether his approach is also right for you. KEY TAKEAWAYS It is good to be...
Nov 07, 2022•18 min•Ep. 318
For this episode, Rob and Aaron’s football odyssey takes them to West Wales, Ireland, and Northern Ireland. Starting with Carmarthen, where they got to see John Hartson in action and witnessed an extraordinary free kick. Before moving on to Dublin. A visit that involved sampling whiskey, visiting the Guinness factory, and enjoying the Temple Bar area. Finishing up in Belfast, where they got to enjoy The Giant's Causeway, an impromptu tour provided by a local taxi driver and a bit more whiskey to...
Nov 03, 2022•20 min•Ep. 317
In this episode, Rob breaks new ground by talking to Jerome Roith about land development. Jerome started his career working in an estate agency and moved on to become a commercial property consultant. In 2013, he and his partner used the new permitted development rules to convert offices into residential. Now, he mainly develops land and teaches others how to do the same. He explains why acquiring land and developing it is so lucrative, including plots without prior planning permission. During t...
Oct 31, 2022•27 min•Ep. 316
In this episode, Rob shares memories of his and Aaron’s first three footballing odyssey games. Matches in Manchester, Munich, and Milan during 2010 and 2011. A story that includes a volcanic eruption, two-night games, sitting in the player’s seats in the AC Milan player´s dressing room and being able to drink while watching the game in Munich. ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shape...
Oct 27, 2022•20 min•Ep. 315
In this episode, Rob shares an example of the fact that the MIMO (Money In, Money Out) principle works. Proof positive that it is possible to make these deals. He explains how this golden goose of property investment works and provides insight into how you can also take advantage of these opportunities. KEY TAKEAWAYS Rob´s first MIMO experience was as a result of a Buy Refurb Refinance (BRR) project. You do not have to necessarily get all of the cash you put in back, for a deal to be worth doing...
Oct 23, 2022•11 min•Ep. 314
In this episode, Rob explains how he and Aaron came up with an idea that enabled them to combine two of their biggest passions – Travel and Football. A moment, which ended up quite literally transforming their lives. It’s a notable example of how setting a simple goal, and then pursuing it regardless opens up a world of opportunity for you. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes,...
Oct 19, 2022•11 min•Ep. 313
In this episode, Rob digs into the facts behind a recent story that says councils will soon have the right to double council tax bills on second homes, not in use. As well as on those that are let out for at least 70 days a year. He looks at the situation from several angles. Including, providing understanding on how it would impact accidental landlords, holiday let owners and others. Rob also talks about why so many people are opting for green mortgages. KEY TAKEAWAYS Locals in tourist hotspots...
Oct 16, 2022•12 min•Ep. 312
Rob and Aaron have always loved to travel, but it was their goal to watch 53 football games in 53 countries that lit a fire under them and led to the creation of this podcast. It is those travel experiences he is planning to share with you, over the next few months. Including looking at how the experience of attending live matches has changed in each country over the years and how the game has evolved. Even if you do not like football, don´t worry the content will still be interesting and releva...
Oct 12, 2022•9 min•Ep. 311
In this episode, Rob talks about why if you are going to invest in property projects you must always do your due diligence. He does not name any names but shares examples of how some property gurus misappropriate or lose other people’s money. Then, provide you with some tips to help you to do your homework before actually investing. KEY TAKEAWAYS One company had £43 million of assets but had taken on £60 million in debts. With investing never lose sight of the fact that your capital is at risk. ...
Oct 09, 2022•9 min•Ep. 310
For this travel episode, Rob switches from sharing his and Aaron´s historical travel experiences to talking about their more recent adventures. This one, is all about Rob´s visit to Mexico in 2022. A trip which ended in a proposal of marriage. His 7-week itinerary included spending time in Mexico City, the UNESCO city of Puebla, Oaxaca, Chiapas, San Cristóbal de Las Casas, and Merida, Yucatán. As well as trips to the Waterfalls of Chiflón , the stunning Lagunas de Montebello, the Chinkultic Arch...
Oct 05, 2022•20 min•Ep. 309
In this episode, Rob once again sits down with Marc Champ of Wharf Financials to discuss the mini-budget and the impact they think it is likely to have. Particularly on property purchases and those who are involved in the sector. KEY TAKEAWAYS Marc believes two different strategies are being played out, which contradict each other. The Bank of England is trying to leave people with less spare cash to spend to bring down inflation. But tax cuts do the opposite, they give people more money to spen...
Oct 02, 2022•33 min•Ep. 308
Surprise! Jaguars and crocodiles can be extremely dangerous animals. When dealing with them, be sensible and don’t do anything too stupid…….. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide yo...
Sep 28, 2022•24 min•Ep. 307
In this episode, Rob sits down with Neil Goodrich to finish off their 4-part series about the state of social housing in the UK. They round things up by discussing the many challenges the sector is facing, including some of the changes they are making to navigate what many in the industry are calling the “perfect storm.” Rob uses his EPC expertise to talk through the practicalities of upgrading social housing to make it more environmentally friendly. KEY TAKEAWAYS The sector is in a very tricky ...
Sep 25, 2022•27 min•Ep. 306
We’re back in the Yucatan but this time it is Rob and the future Mrs Property Nomads Podcast. We revisit the same place with the famous LEMON SMELLING sauce – which leads to a case of Montezuma’s revenge. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a hug...
Sep 21, 2022•18 min•Ep. 305
In the 3rd episode of the TPNP UK Housing Association series, Rob and Neil Goodrich sit down to discuss whether they are getting too big and unwieldy. They look at examples of both types of associations to tease out the answer to the question: are housing associations, in the UK, getting too big? As well as using their experience to provide their take on what the ideal size for this type of organisation is. KEY TAKEAWAYS Being a small organisation does not automatically mean you will be a good h...
Sep 18, 2022•25 min•Ep. 304
From looking like you are NOT lost to learning the local language, we cover our 9 top travel tips in this episode. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom?Rob wants to make a huge difference to people around the world. He is here to guide your success in property, busi...
Sep 14, 2022•18 min•Ep. 303
In this episode, Rob once again sits down with Neil Goodrich who has studied and worked in the social housing sector for a decade. He currently works for a medium-to-large housing association and is the former chair of the CIA´s futures board. During this episode, they take a look at whether housing associations are developers or simply providers of social housing. The answer to this question has a significant impact on how they run things and the standard of housing that they offer. KEY TAKEAWA...
Sep 11, 2022•27 min•Ep. 302
When getting kicked out of a club it is probably not a good idea to take it out on a bus. We also saw a great 3-3 football game and nearly got take-off at the local water park. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people aroun...
Sep 07, 2022•14 min•Ep. 301
In the first of a four-part series about social housing, Rob sits down to speak with Neil Goodrich. Neil is a housing professional who has studied the subject of social housing for a decade. He works for a medium to large housing association in the Midlands, Southwest and East and is the former chair of the CIA´s futures board. He and Rob discuss how the way regulations are changing is impacting the social housing sector. KEY TAKEAWAYS England, Northern Ireland, Scotland, and Wales all have sepa...
Sep 04, 2022•31 min•Ep. 300
It’s incredibly beautiful to have a cenote all to yourself and even better when you finish the day off with probably what was the hottest sauce known to man. Or at least the hottest sauce ever known to Aaron. IT SMELT LIKE LEMONS! ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedo...
Aug 31, 2022•12 min•Ep. 299
In this episode, Rob talks about how proposed changes to the tax rules could benefit accidental landlords. As well as the impact this change is likely to have on the UK property market. KEY TAKEAWAYS About 40 to 45% of landlords are accidental landlords. They inherit their property. Accidental landlords make up around 20$ of the private rental sector. Being a landlord can be quite daunting. There's a lot of rules and regulations. There are personal tax implications to becoming an accidental land...
Aug 28, 2022•8 min•Ep. 298
The heat in Merida got the better of us but we were able to learn how to make tortillas, visit a train museum (YAY) and also experience the wonders of Chichen Itza. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world....
Aug 24, 2022•18 min•Ep. 297
In this episode, Rob sits down to speak to Sam Watterson the owner of Watts & Co, a Leeds-based Lettings and Property Investment Agency. He is a landlord himself, a podcaster and a mentor that teaches people how to invest in and run all kinds of property businesses. Sam explains how having systems in place and automating as much as possible has enabled his business to grow fast. He explains what a CRM is and how property developers can use it. As well as sharing how he uses Zapier and If Thi...
Aug 22, 2022•27 min•Ep. 296
Mexico is famed for its cuisine but please be careful of the sauces before putting them on your food. You never know what is going to happen…… ABOUT THE HOST Rob Smallbone the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He is here to guide yo...
Aug 17, 2022•16 min•Ep. 295
In this episode, Rob sits down to speak with John – The Expat Property Guy who is also known as the Banksy of podcasting. He is based in Hong Kong but invests in UK property. John talks about the highs and lows of his journey of investing in property, from abroad. He and Rob discuss HMOs, new builds, the buy-refurbish-refinance model, SA, holiday lets and student accommodation. John also explains how using auctions you can buy wholesale rather than retail. KEY TAKEAWAYS Be careful to double-chec...
Aug 14, 2022•31 min•Ep. 294
Visiting the tallest (supposedly) pyramid built by the Maya along with the wonderful complex at Tikal, taught us a lot about the Maya. A truly magnificent sight. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge difference to people around the world. He...
Aug 10, 2022•16 min•Ep. 293
In this episode, Rob once again sits down with Marc Champ of Wharf Financials to discuss a couple of recent changes that will have a significant impact on the UK property market. Including, The Bank of England´s plan to scrap the mortgage affordability test. As well as the story that house prices have defied expectation and hit record highs. KEY TAKEAWAYS Marc´s customers, who are mainly buying in the North of the UK, have not really reacted to the scraping of the mortgage affordability test. Th...
Aug 08, 2022•18 min•Ep. 292
Semuc Champey offered us a lot. Tubing, belly flopping into the river (not recommended) and exquisite rock pools were among some of the crazy activities in this idyllic setting in the heart of Guatemala. ABOUT THE HOST Rob Smallbone, the host of The Property Nomads Podcast, is on a global mission to guide your success. Success can happen in many ways, shapes, and forms. Think about what success means to you. More properties? More clients? Financial freedom? Time freedom? Rob wants to make a huge...
Aug 03, 2022•19 min•Ep. 291
