The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

400 | 4% Chance of Survival: The Story of Perseverance You Will Find Hard to Believe! - Chat with Michael Crossland

Imagine, as a child, being diagnosed with an incurable cancer of the central nervous system. Imagine being told that you only have a 4% chance of survival. Now imagine being offered hope – a shot at life – as a patient in a new cancer drug trial. But…as the days and months creep by, seeing all the other children slowly passing away, one by one, until you are the only survivor left. Folks, this gut-wrenching, heart hammering vision is the TRUE story of Michael Crossland , the man who survived and...

Jul 21, 20221 hr 26 min

399 | “I Just Wanted to Keep the Party Going!”: From Overcoming Addiction to a 4 Investment Property Plan - Chat with Alex

“It was almost considered rude in our family to be talking about how money is generated and how much of it is generated, and where it goes. We were sort of told to mind our own business…” Folks, we’re finishing our 2022 Winter Series on a high with a guest with an amazing tale that shows the undeniable power of changing your mindset to change your life … Today’s special guest – Alex – grew up in a household where discussing money was actually considered….rude :O. And this seed grew into a tree o...

Jul 14, 20221 hr 18 min

398 | From Financial Anorexia to Financial Peace of Mind - Chat with Jack

“I wouldn’t be going on holidays, I wouldn’t be going on those trips or just those little things, I guess the little voice in the back of my head going, “Oh, you sure you can afford that?” Folks, today’s guest has been through a remarkable journey. He’s transformed from a state of Financial Anorexia to achieving Financial Peace of Mind – but his tale doesn’t begin as you might think. Jack didn’t grow up scrounging for pennies for the bus or living under a tight budget. Instead, he grew up in a h...

Jul 07, 202259 min

RBA Cash Rate July 2022: Yet Another Cash Hike BUT Why Consumer Sentiment is not as bad as it seems?

And just like that, we’re back with another jam-packed economic and RBA update! This month saw the RBA lift cash rates by yet another 50 basis points , bringing the cash rate to 1.35% – the biggest month-on-month increase in 22 years and the highest cash rate since early June 2019. Here are our other key themes for this month’s economic update: The world’s leading economies are going to manufacture an economic slowdown to curb global inflation What do we need to do to break our current upswing i...

Jul 05, 202244 min

397 | “I Thought Investing was for Rich People” - How Knowledge Unlocked his Financial Freedom - Chat with Anthony

“I thought investing was for RICH people, and that’s just what it was. It was something a normal person didn’t do, and now our eyes are open – the possibilities are endless really.” Growing up in a household with a tight budget and parents working double jobs to feed a family of seven, our second Winter Series guest didn’t have a lot of money conversations around the table… In fact, there was none. Born and bred in Dublin, Anthony graduated into a culture where holidays were funded by loans and ...

Jun 30, 202255 min

396 | From Public Housing to a $180K Passive Income Per Year: The Power of Planning - Chat with Kim

As Australia descends into winter, what better way to celebrate the chill than by kicking off our 2022 Winter Series ?! In this special edition series, we’ll be deep-diving into some of our listener’s personal stories, going behind the scenes to share their challenges and triumphs and exploring how they’re successfully investing in property thanks to the power of planning. We’ve got a very special lineup of guests, all with very different money stories but all with 1 thing in common… They’ve eac...

Jun 23, 202258 min

395 | Darius Boyd: How this NRL Star Found his Financial and Mental Peace

While we love to have some good AFL banter on the show, this week’s episode is all about a star from another Aussie sport… We’re jumping into the world of NRL (National Rugby League) with one of its most prominent athletes who played fullback, wing, centre and five-eighth for the Brisbane Broncos. Representing Australia at an international level and playing in the Queensland State of Origin… We’re extremely chuffed to welcome Darius Boyd to the couch! He captained the Brisbane Broncos from 2017 ...

Jun 16, 202259 min

394 | Do you NEED to choose between Lifestyle & Wealth?! - Q&A

It’s been a while since we’ve said this (which makes it even more exciting!!)… Ben reckons he’s found his new FAVOURITE QUESTION!!!! That’s because this question is something EVERYONE can relate to: Do I need to choose between building wealth or living the lifestyle you want?! Folks, this is the type of thing that we deal with on an everyday basis! We’re using our years of battle-hardened experience and razor-sharp knowledge to outline what this question essentially boils down to, revealing how ...

Jun 09, 20221 hr 1 min

RBA Cash Rate June 2022: Onwards & Upwards: How high will interest rates go?

The RBA has released its June update and boy is there a lot going on! Not only do we have a new Federal Government behind the wheel, but after lifting interest rates for the first time in 11.5 years in its May update , this month saw the RBA lift cash rates by a massive 50 basis points, bringing the cash rate to 0.85%. A certain sector within the property market is also facing a new threat… how will it impact the wider industry if it crumbles under pressure? Tune in to this episode where Ben exp...

Jun 07, 202243 min

393 | The Top 3 Influences on Investing Success – Chat with Scott Phillips

Have you ever wondered what the BIGGEST influences are on an investor’s success?! Is it passion, personality, time, experience, learnt market timing or even luck?! Or are you just born with a “business brain” ?! Well folks, our very special guest today can actually narrow an investor’s success down to just 3 things!! And if you’ve got that covered, well according to him…you’re basically going for gold! This awesome guest – Scott Phillips – is the Chief Investment Officer at the Motley Fool Austr...

Jun 02, 20221 hr 28 min

392 | “Don’t land the plane during a storm": Should you change investment plans?! - Q&A

We repeat! Do NOT land the plane during a storm!! What do we mean by this…? Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway and then hitting stormy weather. Should you try and land the plan in the middle of the storm?!? You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane over looooads more ground like… Advice for a 16-year-old property in...

May 26, 20221 hr 13 min

391 | War of the Property Policies: Which is the Winner?

With the Federal Election fast approaching, you’ve probably heard A LOT of noise around stuff like climate change, international security, and aged care funding… But as a property investor, you’re probably wanting to know: What do the parties’ property policies mean for you!?! We’ll be breaking down and comparing Liberal’s Access to Super policy and Labour’s Help to Buy (Shared Equity) policy and answering: How do they fit into the big picture?!? Like… Will either policy help Australia’s economy...

May 19, 20221 hr 18 min

Bonusisode | 2022 Tax Planning Tips to Maximise your Returns (Part Two) - Chat with Julia Hartman

Folks we’re back to finish what we started… In last week’s Bonusisode we featured Part One of Tax Planning Tips to Maximise your Returns and now, we’re back to give you the rest of the gold! We’ll be unpacking… How to claim travel expenses related to work (especially if you’re a rental owner!) Is it possible to successfully act as your own accountant and claim travel expenses for properties? Hint: you need to prove this ONE thing to be eligible… The 2 key ways to keep a travel record ( Plus Ben ...

May 18, 202248 min

390 | Will Interest Rates CRASH the Property Market?!

With all the buzz around interest rate hikes and inflation, potential market crashes and unpayable mortgage debt, we’ve heard a couple of people feeling anxious about the future… We want you to stop. Take a step back. Breathe. And listen to this podcast cos’ we’re not only answering the Q: “ Will Interest Rates crash the Property Market?!” , but we’re giving you 7 REASONS why we believe in our answer! (With cold hard numbers to back it up!) PLUS, we’re diving WAY deeper to cover: Is now actually...

May 12, 20221 hr 22 min

Bonusisode | Tax Planning Tips to Maximise your Returns (Part One) - Chat with Julia Hartman

As the old saying goes… “By failing to prepare, you are preparing to fail”. And folks, we believe this holds true today which is why this Bonusisode is all about organising your taxes in the lead up to 30 June [...] CONTINUE READING The post Bonusisode with Julia – Tax Planning Tips to Maximise your Returns (Part One) appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3...

May 10, 202247 min

389 | Interest Rate Rise: What this means for YOU! - Chat with Evan Lucas

Right. Let’s get this out of the way first… Interest rate rises shouldn’t be scary! There might be some panic-inducing headlines floating around (Especially after the Reserve Bank of Australia’s announcement to raise interest rates for the first time in over a decade ) But in reality, rising interest rates are not bad! To help us explain why this is true, we’ve got a NEW guest on The Property Couch… Meet Evan Lucas, Chief Market Strategist at InvestSmart ! He is an accomplished financial markets...

May 05, 20221 hr 27 min

RBA Cash Rate May 2022: Cash Rate to 0.35% - Find out what’s next here!

As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia! The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Here are our three other key themes for this month’s economic Global inflation, The impacts of globa...

May 03, 202248 min

388 | Why do people sell off-market properties?! - Q&A

Folks we have received one of the greatest compliments bestowed upon us in this episode… We have been called… THE NETFLIX FOR PROPERTY INVESTORS! And folks that has absolutely made our day! Thank you, Andrew!! But we’re guessing if you’re here, you haven’t just come to hear us celebrate our new title. You’ve probably been like us and Jordy – who asked the question – and wondered “Why do people sell off-market properties??” And we’re so excited to dive into this because honestly, we think the ans...

Apr 28, 202257 min

387 | Everything you need to know about Home & Contents Insurance - Chat with Steve Mickenbecker

It’s no secret that Australia is facing an insurance crisis. Did you know that roughly 70-80% of all Aussies are underinsured?! With the constant string of natural disasters from fires to floods, the ability to choose the right personal insurance that actually covers you is becoming more and more critical! It might not be our sexiest topic folks, but it’s definitely super important to know!! But how are you supposed to know what insurance is best for you? Or what makes an insurance policy a good...

Apr 21, 20221 hr 14 min

386 | BEWARE Tax Traps! How to rebuild or repair after a natural disaster - Chat with Julia Hartman

To celebrate the beginning of the festive (tax) season, we’re welcoming back a special guest…. It’s the only and only… Julia Hartman!!!! And this week she’s sharing with us how to repair or rebuild your house if it was damaged by a natural disaster (Like a fire or flood) … Without paying tax through your eyeballs!!! She’ll cover all bases from why it’s paramount that you move back into your house as soon as it’s been fixed (trust us, it’ll save you a heck of a lot of tax…listen in to find out wh...

Apr 14, 20221 hr 14 min

385 | THE GREAT AUSTRALIAN DREAM - How to make it more affordable?

Ahh yes, The Great Australian Dream . Great beaches just a stone’s throw away, endless sunny days and the ability to own a large house on a quarter-acre block of land (With enough space to invite all your mates down for a barbeque on the weekend!)… But while this dream has survived over the years , its accessibility is another thing entirely. And it has not gone unnoticed! A recent 2022 inquiry published by the Standing Committee on Tax and Revenue addresses this very issue… Titled The Australia...

Apr 07, 20221 hr 9 min

RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget... What does this mean for you?

The Reserve Bank of Australia has just released their cash rate folks! A lot has been happening both internationally and domestically over the past month. The Russia-Ukraine war continues, the floods in QLD & NSW, the release of the Federal [...] CONTINUE READING The post RBA Cash Rate April 2022: An Invasion, a Mandate and a Federal Budget… What does this mean for you? appeared first on The Property Couch . LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: ...

Apr 05, 202243 min

384 | Budget Wrap – Your Questions Answered!

Yep. You guessed it. This week’s topic is all about… The 2022-23 Federal Budget!! And today, we’re unpacking what’s in it, who the winners and losers are, and answering your burning questions about the Budget! We’re looking at: What are the consequences of Government Backed Schemes? Will the proposed Homeowner Guarantees actually help housing affordability and availability ? PLUS, we’re unpacking interest rates and inflation! Ensuring generational wealth! Rising cost of living! Wage growth!! If ...

Mar 31, 20221 hr 9 min

383 | How to create an optimal mindset for investing – Q&A

Let’s face it… Money is an emotional asset folks. Especially when you realise, you’ll never have “perfect” knowledge before investing… But we think that shouldn’t stop people from investing! In fact, we think it’s something that everyone should be okay with, especially if you’ve covered your bases! That’s why in today’s episode we’re uncovering: What these bases are… How to control your emotions around money… Why people fall into an analysis paralysis… And ultimately how you can create the optim...

Mar 24, 20221 hr 13 min

382 | "Property Investors are tired of being the ATMs for the State!" - Chat with Antonia Mercorella

Queensland has been through A LOT folks. With the 2022 floods estimated to cost $2.5B in damage and more than 5,000 homes inhabitable, in the words of today’s podcast guest Antonia Mercorella: “We are facing a humanitarian crisis in Queensland” Together, we’ll be unpacking the housing crisis that Queenslanders are waking up to every day, how this added demand will impact the states ALREADY struggling rental system… AND how REIQ and Q Shelter ’s “Help House a Queenslander” campaign can help with ...

Mar 17, 20221 hr 19 min

381 | Should I Continue Investing After 40?

Do you know how to make your invisible finances….visible? Or what we mean by “the big rocks in the jar”?! It’s been a while since we’ve done a Q&A Day folks, and boy we’re covering a lot of ground! We’re answering the questions above, and more, including debunking the “ too old to invest” mentality that many people fall into, why it doesn’t work and how it leads to unfortunate statics, like how 73% of all Aussie property investors stop at one property, and 91% stop at 2! Folks, we need to ch...

Mar 10, 202259 min

380 | Is the Property Market Past its Peak?

With Australia’s housing boom slowing and interest rates on the horizon, folks it’s finally time to ask Is the property market past its peak?! To help us answer this question we’re doing a deep data dive into CoreLogic’s Hedonic Home Value Index February report! We’ll be unpacking the cycle just passed, its monthly and annual data, and what it means for our future… But remember folks: We’re talking about the peak rate of growth! While this means we probably won’t see the same level of growth in ...

Mar 03, 202259 min

RBA Cash Rate March 2022: When Will We Have The First Rate Rise?

There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view. Tune in to this episode where Ben unpacks three key themes for this month’s economic update: What does Russia’s invasion of Ukraine mean for the global economy? When will the first rate rise be? How will the reopening of international borders affect the Australian economy? Plus, Ben also includes his latest news and commentary on… Th...

Mar 01, 202247 min

379 | Why Time is the Secret Sauce?

FOLKS if you take away one thing, let it be that the secret sauce to investing is TIME! That’s right! While playing the long game may be boring to some, we dive into why time is exactly what you need to achieve amazing returns. Don’t believe us? Did you know that investing legend Warren Buffet accumulated 99% of his wealth after he turned 50?! Yep. And to build on that, we’ll be unpacking some case studies that have achieved an 84% growth in their third decade and exploring the TRUE power of com...

Feb 24, 20221 hr 10 min

378 | The voice behind “The Female Investor”! – Chat with Nicola McDougall

Did you know that 1 in 3 Australian women retire with no super? Or that women are twice as likely as men to sell their house and move to lower-cost accommodation because of tight financial circumstances during retirement? That’s a SHOCKING fact folks. And joining us to deep dive into this complex topic is none other than Nicola McDougall : Chair of the Property Investment Professionals of Australia (PIPA), Director of Bricks & Mortar media, award-winning journalist and editor, and co-author ...

Feb 17, 20221 hr 21 min
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