The Property Couch - podcast cover

The Property Couch

Bryce Holdaway & Ben Kingsleythepropertycouch.com.au

Each week, Bryce Holdaway and Ben Kingsley bring their conversational style to The Property Couch, where they educate their community on the fundamentals of property, finance, and money management. They delve into the latest industry data, trends, and best practices, making complex concepts understandable and engaging.

Since its launch in February 2015, The Property Couch has become Australia’s premier property investing podcast. Bryce and Ben draw on over 25 years of personal investing experience and extensive work with thousands of clients through Empower Wealth, their multi-award-winning national property and wealth advisory firm.

With a consistent ranking in the Top 5 of the Investing Category charts and an impressive 4.8-star rating from more than 2,300 reviews on Apple Podcasts, The Property Couch is essential for anyone serious about building a passive income through property investing.

As best-selling authors of two books, Bryce and Ben don’t hold back in sharing their deep knowledge, personal experiences, and lessons learned including both their successes and their mistakes. Known for their fun banter, they make learning about these topics enjoyable and insightful.

But the podcast isn’t just about Bryce and Ben. They love learning from others too, and regularly bring in top minds from Australia and around the world to discuss topics like property, economics, lending, money management, investing mindsets, high performance, and habit and behaviour building.

Their true mission? To help you achieve financial peace and live your ‘Lifestyle By Design.’ They’re so dedicated to your success that they’ve even developed Moorr, a free money management app designed to help you set and achieve your goals, manage your finances, oversee property investments, and track wealth creation over time.

As Ben often says when wrapping up each episode, “Knowledge is empowering, but ONLY if you act on it.”

YT: https://www.youtube.com/@thepropertycouchaustralia

IG: https://www.instagram.com/thepropertycouch/

Episodes

200 | Paul Clitheroe - Timeless Wisdom from the Original “Money” Guru

Folks, it’s finally here…… our 200TH EPISODE!!!!!!!!!! Pheeeeeeeeeeuuuuuuuuppppp!!!! (This is as close as we can get to a Party Horn sound.) And, boy, do we have a legendary episode for you!!! To give you an idea folks — when we locked in today’s guest, Ben was cartwheeling and high-fiving all over the joint. And for good reason… because joining us today is none other than THE “ Money” man himself, Mr Paul Clitheroe!!! Look, we probably don’t need to tell you that from 1993 – 2002, Paul Clithero...

Nov 29, 20181 hr 52 min

199 | Q & A - Future Proofing your Portfolio, Changing Loan Structure and Equity Release

Folks, with State Election around the corner and the Federal Election less than a year away, it’s time to future-proof your portfolio. The market has changed and will continue to change. We’ve also got some challenges in the Macro landscape as well — lending regulations, potential changes to negative gearing and interest rate rises, just to name a few. So you might be asking yourself, “How is it still possible to build a property portfolio and earn $2K per week in passive income with all of this...

Nov 22, 201842 min

198 | Nine Ways to Navigate the Credit Crunch

Folks, if you’re playing the long-term game in property investing, you’ve got to know how to navigate the credit crunch! And what do we mean by this?? … You MUST build financial muscle in order to succeed at the game of lending! Because folks you can NOT save your way to a passive income. You just can’t. What you need is access to credit and the ability to optimise this credit so that it works in your absolute best interest. But of course, there’s an elephant in the room here, isn’t there?? The ...

Nov 15, 201851 min

197 | Our Embarrassing True Stories: What Was Money Like in Our Own Lives?

Normally personal stories about money stay secret… up until this episode! The truth is folks — it’s not really the “done” thing to have a conversation about money, is it? Almost always, there’s this societal expectation to throw money matters — the real truth of your financial situation— off the table and bury it in the overflowing junk drawer. After all, talking about money is embarrassing, right? Well… not anymore!! Today folks, we’re attempting to lead by example — so we’re simply going for i...

Nov 08, 201852 min

RBA Nov 2018 Announcement - When Will RBA Move Rates?

Hello folks, as promised, we’ll be posting Ben’s short commentary on the RBA Cash Rate Decision on a regular basis! Let us know if you like this segment below! So, on this Melbourne Cup Tuesday, what will be RBA’s decision on the cash rate? Let’s start with some positive news! The seasonally adjusted unemployment rate has unexpectedly dropped to 5% in September 2018, the lowest job rate since April 2012 while markets estimated 5.3%. But what about wage growth? Ben will be unpacking how this will...

Nov 06, 20184 min

196 | Q & A - Negative Gearing Changes - Should I Still Invest in Property?

“Labor risks $12bn housing hit over ending negative gearing” — if you’re like us folks… this headline has us all concerned!! And the concern didn’t stop at the headline. As we read on, the full news article , published by The Australian on the weekend, highlighted that the $32 billion plan to end negative gearing would — quote — lead to a fall in new housing construction of up to 42,000 dwellings over five years and 32,000 fewer jobs across the country, according to independent modelling — end q...

Nov 01, 201850 min

195 | Property Bubble or Property Balloon?

Folks, no doubt you’re aware there’s been a shift in the property market. House prices have dropped. This weekend’s Auction Clearance Rates here in Melbourne were below 50%. So it’s obvious that Sydney and Melbourne have come off their peak. And back in Episode 66 (over 2 years ago now), we warned you that Winter was Coming… Well, let’s just say “Winter is Here”. So where’s the good news? And what is a Property Balloon? Today we’re going to go “up in the clouds” to see the 30,000ft view of the m...

Oct 25, 20181 hr 8 min

194 | Seven Tips to Trap Surplus Cash

Folks, have you ever wanted to trap surplus cash and have more money? If you want to get your hands on the tips to do exactly this, then this is the episode for you! Because coming your way right now are the 7 Tips to Trap Surplus Cash ! Did you know : this will take us to over 100 money management tips! ‘Cos there are 95 tips in our book, Make Money Simple Again . For the folks who haven’t got a copy of MMSA , you can head to our homepage ( thepropertycouch.com.au ) and pick up a FREE Chapter o...

Oct 18, 201856 min

193 | The Top 50 Significant Urban Areas & Busting the 10-Year Property Investing Myth!

Folks, we’re on the back end of a great — but late — night!!! And we come with some equally crazy news!!! Because after the success of last night’s Sold Out Live Webinar… we’ve decided to pick the sleep from of our eyes and do a ONE-TIME only Encore Webinar . So if you weren’t able to get in because the webinar was already filled, then you can get a second chance to come along! OR… if you came along when we were having “a moment” with the internet (yep, it’s the beauty of being alive folks!)… We...

Oct 11, 201833 min

192 | How do you compare to other property investors PLUS the Tech Platform that Outperforms any "Money Hack"!

Before we get into unpacking the recently produced PIPA Sentiment Survey ( download here )…. Let’s play a game, folks! It’s kinda like Charades… except we don’t act out anything. Or sing. Or draw. Or dance. Actually, all we do is tell you the exact words… BUT we say these words slowly, so it’s still really exciting! Okay, ready? First word: Money. Second word: SMARTS. Third word: Platform!!! ! Yep. It’s finally happened, folks! THE PROPERTY COUCH HAS ITS OWN MONEY SMARTS PLATFORM — and it’s Live...

Oct 04, 201856 min

191 | Seven Steps to Make Money Simple Again

Spoiler Alert: we’re practically giving away our new book, folks! Because today we’re revealing the 7 Steps of managing your money… the exact steps that we reveal in our brand new book (coming out next week), Make Money Simple Again ! And why would we give away the gold hidden in a book that’s not even hit the shelf yet? Simple. We want every Australian to be a smarter money manager — and with sky-rocketing credit-card debt levels in the country, we don’t think this is currently happening. So if...

Sep 27, 20181 hr 5 min

190 | Q&A - Addressing Media Alarmists, Investing in Your 50s and The Truth About Lenders Mortgage Insurance…

If you’ve heard the latest media reports, folks, you might have reason to believe the property market is all bricks and slaughter… but is that really the case? Today on the Couch, we’re addressing media alarmists — the recent noise shouting out alarms that they’ll be a total housing crash in Australia! So… is there any truth to the gloom and doom? PLUS, we’re deep-diving into investing later in life and what this really looks like for people in their fifties, including the ramifications of inves...

Sep 20, 201848 min

189 | Q & A - Vic Residential Tenancy Changes and “Legoland” in a Good Location

Folks, today we’re tackling your questions around some tough topics! Because chances are, you’ve heard about the amendments that’ve recently been passed on Victoria’s Residential Tenancies Act — laws that allow tenants to keep pets and make ‘minor’ modifications to the property, regardless of the landlord’s wishes. So we’re going to give our take on this, as well as take a deep dive on “Legoland” and whether or not these properties are worth considering if they’re sitting in a good location. Plu...

Sep 13, 201849 min

188 | What's Renovating got to do with Dating? Chat with Naomi Findlay

You heard that correctly, folks! Renovating and Dating. YEP… turns out they’ve got something in common! And to be honest — if it wasn’t for today’s guest, we probably wouldn’t have clued onto this comparison on our own. But, yep, you betcha… she’s definitely onto something! Joining us on The Couch today is none other than Naomi Findlay, Australia’s Rapid Renovation Expert . And not only is Naomi the Principal and Founder of the International Institute of Home Staging, author of the best-selling ...

Sep 06, 20181 hr 4 min

187 | How to Inspect Property Like a Pro! Chat with Andrew Mackie-Smith, Expert Building and Pest Inspector

Folks, let’s just come right out and say it… getting a Building and Pest Inspection is very, very important if you’re going to buy a property. So much so that we’d go as far as to use the word “vital”. Yep, this is true for both homeowners and investors!! So, we think it’s in your BEST interest to listen to what today’s guest, Andrew-Mackie Smith , Principal Consultant of BuildingPro (Building and Pest Reports) and author of Building Success: Why Property Investors Need Building Inspections has ...

Aug 30, 20181 hr

186 | Q&A - Should You Pay Down the Principal Loan When Interest Rates are Low? Are Multiple Offset Accounts a Good Idea? PLUS The Step-by-Step Process to Buying an Investment Property!

“The People’s podcast” is EXACTLY that today folks! Because here’s the deal… it’s full-on, gold-packed Q & A Day!! And we’re diving headfirst into… Offset accounts —is it a good idea to have multiple offset accounts? And should you offset your highest loan or the oldest loan? Investing in outer suburbs versus inner suburbs The step-by-step process of buying an investment property Buying a home (PPOR) versus an investment property (IP) Lending — should you pay down the principal of an investm...

Aug 23, 201852 min

185 | Will your Generation achieve “The Great Australian Dream”? — The Future of Australia’s Population, Retirement Expectations, And Other Things You Thought Were True – Chat with Mark McCrindle

Attention! Baby Boomers, Gen XYZ, Alpha and everyone else — yep, that’s probably you — we have THE episode that just might teach you a thing or two about your generation, your next-door neighbour’s generation, AND the next “smashed avocado” to take Australia by storm! What are we talking about? Folks, making himself comfortable on the couch today is Mark McCrindle, founder and Principle of McCrindle Research , and an award-winning social researcher, best-selling author, influential thought leade...

Aug 16, 20181 hr 1 min

184 | Five Property Investment Rules You Should NOT Ignore Today

Folks, today we’re unpacking the FIVE PROPERTY INVESTMENT RULES that will turn the media headlines on their heads and help you succeed as a property investor in a changing market! Let’s just come straight out and say it: there is an opportunity in the market RIGHT NOW . No ifs, no buts, and no “doom and gloom” about it. So, what do you need to do to ensure your investment’s safely backed and bound to get you a return? Simple. Listen to this episode. Implement these 5 rules. And see why the riche...

Aug 09, 201846 min

183 | Is a Granny Flat a Good Strategy? Chat with Paul Glossop

We’ve got to admit it folks — this episode’s overflowing with all the GOLD, regardless of the stage of property investing you’re in! Straight from the Qantas Lounge, we’re interviewing none other than Paul Glossop, Founder and Director of Pure Property Investment ! To give you a bit of an idea, Paul’s built a substantial property portfolio, which focuses on the fundamentals of property investing. And, yep, today we’re talking all things Granny Flats, folks!! To dig deeper into this, Paul lets yo...

Aug 02, 20181 hr 6 min

182 | Everything You Need To Know About How To Value Your Property - Chat with Greville Pabst

Folks, we’re LIVE from the Melbourne Property Buyer Expo this episode! And we’re with a very special guest: Greville Pabst - licensed property valuer and Executive Chairman of WBP Group (one of the biggest property valuation companies in Australia). Not only that, but Greville’s also purchased and valued thousands of properties on behalf of his clients, and his team inspects 800 properties per day so he knows EXACTLY how much you should pay for your property! So… what do you need to know about h...

Jul 26, 201844 min

181 | Tips from Three Birds Renovations on How to Create the Perfect Renovation, Survive it, and See a Return on Investment!

Folks, just a heads up: ripper episode coming your way! To give you roughly an idea of what we mean: we even flew up to Sydney to check out an epically-renovated property, and to have a sit-down chat with three wonderful women. Why three? Well, folks, today we’re interviewing Lana, Bonnie and Erin of Three Birds Renovations ! And if you’re not familiar with them, we’d urge you to check them out! Here’s why… these three best friends left their jobs to renovate properties, film the whole thing, an...

Jul 19, 20181 hr 13 min

180 | Building A Portfolio in a Changing Market - LIVE Q & A in Melbourne

You don’t want to fork out the big bucks (probably the most you’ve ever spent) on a property that’s going to end in little-to-no return come market crash, right? Not to mention, you don’t want this said “investment” to wind up in an economic tsunami, which by the way, WILL happen when life follows the fate of a catchy news headline. So… is that what’s really what’s happening here? Is the market seriously “bottoming out”… because, as far as we see it folks, we’re sitting pretty happy where we are...

Jul 12, 201855 min

179 | Five Ways to Create a Winning Property Investor's Mindset - Chat with Jaemin Frazer

In this day and age, we know that what you think plays a very real part in the life you lead, whether you’re aware of it or not. In truth, thoughts have the ability to change, create or enhance your mood, behaviour and reality. Some people know this instinctively, some not at all, and some are adamant that their mindset alone is responsible for their success. So, if you’re an actual or inspiring property investor — regardless of your thoughts on thoughts ; ) — what can you learn from them? Are t...

Jul 05, 20181 hr 8 min

178 | Q&A: Is that 4th Bedroom Such a Good Idea? APRA’s Effect on Credit Cards & What’s The Secret to a Career in Property Investment?

If you’ve got a question about investing in property, then it’s in your best interests to listen to this episode! Why? Because it’s our favourite day, folks… Q&A Day! And not only is today just a couple of days away from the end of financial year, but also we’ve got some new, timely SpeakPipe Questions to answer! Which means 1) It’s probably a bit too late to get your Depreciation Schedule in to your accountant, BUT 2) You’re in for a high-powered learning session! This Q&A is great for ...

Jun 28, 201834 min

177 | Get Rid of Settlement Headaches Once and For All – Chat with Lisa Dowie

No one wants their most expensive decision to be fumbled, delayed or up in the air come D-day… so today, folks, we’re giving you the settlement solutions BEFORE you need them! And it’s a little bit like taking a peek into a future that’s just around the corner. How do we know? Well, joining us today is Lisa Dowie, Chief Customer Officer at Property Exchange Australia Ltd (PEXA) , Australia’s online settlement platform. No, she didn’t arrive by a hovercraft or drop in via teleportation, BUT, yes,...

Jun 21, 201845 min

176 | How to Prioritise Your Property Investment Journey and Still Have a Life — Sydney LIVE Podcast ft. Q & A

If you’re reading this, you’re probably keen on property investing — regardless of whether or not you’re a beginner or a multimillion-dollar property portfolio owner… or somewhere in between. And chances are you also like to have a life too, right? Because folks, at the end of the day, while hard work’s rewarding and a passive income’s exciting, there are also other factors competing for your time and attention, and — let’s face it — other things you’d prefer to do, like put your feet up (and wa...

Jun 14, 20181 hr 11 min

175 | Five Foolproof Ways to Conquer your Finance in this Changing Landscape

What an episode we’ve got for you today, folks!! We’re letting you in on the 5 FOOLPROOF WAYS to conquer your finance!! Yep, we’re dead set serious. Why? Because we know in this day and age it can be a little more challenging to get a loan than it used to be! With APRA’S handbrake on the lending sector, what banks look for can mean you’re jumping through a few more loops just to get approval… so are there ways to make getting finance easier ?? We think there ARE. And that is what today’s episode...

Jun 07, 201841 min

174 | Stop! Don’t sign the contract until you’ve listened to THIS! – Chat about Strata, Body Corporates & Legal Stuff with Tim Graham

Folks, it’s a SERIOUS episode today… jam-packed with nothing but serious GOLD!! Why? Today we’ve got Tim Graham, Partner at HWL Ebsworth Lawyers , to discuss all things Real Estate Law … especially Strata!! Strata? What do we mean? Think Off the Plan. Subdivision. Owner Corporate. Townhouse. Apartment. Unit. Yep. Tim practices exclusively in the areas of strata and subdivision law, Owners Corporation and dispute resolution with almost 20 years of experience! He’s the President of the Australian ...

May 31, 20181 hr 6 min

173 | Q & A – The BATTLE ROUND: "This" vs "That" - What's Your Pick?

It’s a “BATTLE ROUND” Q & A Day, folks!! In other words… This vs That. Yep. After 4 solid weeks of some seriously special guests interviews — starting with Alan Oster and ending with Stuart Wemyss — we’re finally in the ring for a good ol’ Q&A Session! The Battle Round includes… Melbourne vs Brissy Sell vs Hold Costs of Property Investing vs Gains of Property Investing House vs Beach apartment … and plenty more Resources to help if you’re battling a decision right now… Demand vs Supply… ...

May 24, 201858 min

172 | The 5 Rules for Mastering the Game of Building Wealth – Chat with Stuart Wemyss

Ever wanted the formula to win the game of building wealth? Well, folks… you’re in luck! Because today we have a very special guest who’s going to hand you the GOLDEN RULES of building wealth that is founded in logic, simple maths and supported by historic evidence! Joining us is Stuart Wemyss , author of the newly-released book Investopoly , and Founder of ProSolution , who has over 20 years of experience in financial services. Plus, he comes with a Bachelor of Commerce, is a Chartered account ...

May 17, 201857 min
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