Episode 18: The Super Retirement Account (HSA) In this episode we cover: What Is A Health Savings Account (HSA)? HSA Contribution Limits The HSA Tracking System How Much Can My Health Savings Account Grow? Other Massive HSA Benefits RESOURCES: IRS Publication for what is qualified M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) ** Some links may be an affiliate link and we earn a small commission at no extra cost to you. We o...
Sep 09, 2020•24 min•Ep. 18
Episode 17: The Cheapest Ways to Become a Millionaire In this episode we cover: How to Start a low-cost online business How to build a website How to create Niche Sites How to create amazing FBA products How to make money online Want to create your own website? Check out BLUEHOST HERE (Affiliate) See all the examples Here Resources in this episode: Blogs Smart Passive Income Making Sense of Cents The Points Guy Digital Photography School Niche Sites Parrot Secrets Food Truckr Kitchen Knife Guru ...
Sep 02, 2020•25 min•Ep. 17
Episode 16: House Hacking: How to Live Rent Free In this episode we cover: What is house hacking Benefits to house hacking How to Run the numbers on a house hack Best House Hacking Properties Managing Your House Hack Resources in this episode: The Book On Managing Rental Properties I recommend (Affiliate Link) House Hacking Book to Dive Deeper (Affiliate Link) Mortgage Calculator How to Buy a House Article M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT...
Aug 26, 2020•24 min•Ep. 16
Episode 15: How to Buy a House (and Have Instant Equity) In this episode we cover: The home buying Process How much you need to save How much you need for a down payment How to buy a house and add value Tips on finding a house that is good for resale Resources in this episode: Mortgage Calculator How to Buy a House Article M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adc...
Aug 19, 2020•28 min•Ep. 15
In this episode we cover: What is a 401(k) How much money you need to save each paycheck to be a 401(k) millionaire How to increase your contributions Why your employer wants to give you free money Tips on how to become a 401(k) millionaire Resources in this episode: What is a 401(k) Article Average 401(k) Balance by Age Charts M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.f...
Aug 12, 2020•20 min•Ep. 14
Episode 13: 19 Habits of People Who Always Have Money (Save Like The Rich) In this episode we cover: How to Save Like The Rich How to Build More Wealth Money moves you can make now to save more How to Increase your income Tips on investing and Side-Hustles Resources in this episode: M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices...
Aug 05, 2020•22 min•Ep. 13
Episode 12: How To Prevent Lifestyle Creep In this episode we cover: What is lifestyle creep (Lifestyle Inflation) Signs You May Have Fallen Victim to Lifestyle Creep How to Prevent Lifestyle Creep Why Lifestyle Creep Can Be Terrible for Your Finances The Most Common Lifestyle Creep Categories Resources in this episode: M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoi...
Jul 29, 2020•24 min•Ep. 12
In this episode we cover: Why Rental Properties are a Fantastic Investment How to Build Wealth With Rental Properties Mistakes to Avoid when Investing In Rentals How to Run The Numbers The Tax Benefits of Rentals Resources in this episode: M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jul 22, 2020•21 min•Ep. 11
Episode 10: If You Keep Saving Your Money You Will Ruin Yourself Financially In this episode we cover: Why Inflation will eat away at your savings You Can Never Outwork Your Money How to Make Your Money Work For You What to Invest in Why It’s Not How Much Money You Make Resources in this episode: Charts! M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jul 15, 2020•32 min•Ep. 10
Episode 9: How to Ask Your Boss for a Raise (and get it!) The Step By Step Guide. In this episode we cover: Why you need to ask for raises How to prepare for a raise negotiation How to communicate with your boss and set a plan to get a raise How to get the raise you want How to ask for a raise while working from home Resources in this episode: Free Ebook with Scripts and Checklists! M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Acco...
Jul 08, 2020•34 min•Ep. 9
Episode 8: How to Negotiate Your Salary Like a Pro In this episode we cover: Why negotiating can make you a million dollars more How to prepare for a salary negotiation Strategies to negotiate and win How to get the salary you want Other negotiation perks Resources in this episode: Free Ebook with Scripts and Checklists! Million-dollar study Dollar After Dollar Article M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn mor...
Jul 01, 2020•23 min•Ep. 8
In this episode we cover: Why There’s A Recession Coming How to Handle a Recession How to Prepare for a Recession Why Recessions Happen How to Handle Your Investments in a Recession Resources in this episode: Debt Prices Beyond 2008 Dollar After Dollar M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App CIT BANK (Best Savings Account) Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jun 24, 2020•24 min•Ep. 7
Got questions? Ask me on Instagram Here . @mastermoneyco This is the fastest way to get a response from me. Episode 6: The Fastest Way to Pay Off Debt In this episode we cover: Why Debt is like Miley Cyrus Reasons Debt Brings You Down How to Decide if You Want to Pay Down Debt The Fastest Way to Pay Down Debt The Debt Wrecking Ball The Debt Snowball Resources in this episode: M1 Finance Best Place to Invest Personal Capital Free Wealth Management and Budget App So-Fi LendEDU Learn more about you...
Jun 17, 2020•25 min•Ep. 6
Episode 5: Why Budgets Aren't Boring (Budget and Chill) In this episode we cover: Why Budgets create freedom The 4 rules to create an amazing budget How to budget and chill The minimalist budget The power of budgeting Resources in this episode: YNAB M1 Finance ROTH IRA or Brokerage Personal Capital Free Budget App Learn more about your ad choices. Visit megaphone.fm/adchoices...
Jun 10, 2020•23 min•Ep. 5
Got questions? Ask me on Instagram Here . @mastermoneyco This is the fastest way to get a response from me. Episode 4: How to Become a Roth IRA Millionaire In this episode we cover: What is a Roth IRA? How to max out a Roth IRA. How much money do you need to save in your Roth IRA to become a millionaire? What to invest in your Roth IRA. The best brokerage for the Roth IRA. Personal Finance Q&A. Resources in this episode: M1 Finance ROTH IRA or Brokerage Personal Capital Free Budget App Vangu...
Jun 03, 2020•24 min•Ep. 4
Got questions? Ask me on Instagram Here . @mastermoneyco This is the fastest way to get a response from me. Episode 3: Emergency Funds: The Ultimate Guide to Saving Money In this episode we cover: The 7 Steps to an Emergency Fund What your emergency fund is used for How much money do you need to save for an emergency fund Where to park your emergency fund Why those who are Financially Independent or Retired Early may not need an emergency fund. Resources in this episode: M1 Finance ROTH IRA or B...
May 27, 2020•38 min•Ep. 3
Episode 2: How to Automate Your Money - The Set it and Forget it System Habits are for suckers and systems are for winners. This is a proven system that Andrew uses week in and week out. In fact, Andrew spends an hour a month on his personal finances with this system. In this episode we cover: How to Make Money Management Simple How Andrew spends an hour or less a month on his personal finances with this system Why Would you Want to Auto-Invest Always Paying Yourself First How to automatically p...
May 27, 2020•21 min•Ep. 2
Got questions? Ask me on Instagram Here . @mastermoneyco This is the fastest way to get a response from me. Episode 1. When you are trying to get to your first 100 stacks, it is hard. The reason behind this is most of your money will have to come from savings. You won’t have enough money yet to begin to reap the heavy rewards that your investments will gain. If you are in your early 20’s, and your salary is, well, less than you would like. Then you have to find other ways to make additional inco...
May 27, 2020•23 min•Ep. 1
Welcome to The Personal Finance Podcast. Everything you were ever told about money is likely wrong. Hey, that’s not your fault, You were never taught this stuff. That’s where I come in. You don’t need to master some technical jargon or have a fancy pants advisor. You just need to have some basic knowledge and you too can build wealth. With wealth comes freedom. Freedom to do what you want with your time, energy, and creativity. We will talk about how you can earn more money, invest, and build bu...
May 05, 2020•1 min