The Personal Finance Made Simple Podcast - podcast cover

The Personal Finance Made Simple Podcast

Personal Finance Made Simple: with Dan Roman⠀ ⠀ As Your Money and Financial Coach Dan gives you real talk about money, personal finances, budgeting, saving, investing and building generational wealth. Dan guides listeners on removing the challenges many face with their money by keeping personal finance simple. The result being in control of your money, a life without money stress and building wealth. ⠀ "The status of your money is based on the decisions you make with your money." - Dan Roman ⠀ Presented by: Roman Solutions

Episodes

98. YOU ARE THE ONE TO CHANGE YOUR LIFE & MONEY

This is an excerpt from Ed Mylett's book, "The Power of One More." It's meant to inspire and move you to where you want and need to be. Get My FREE Daily Email - a quick read on life, money, marriage and self development. JOIN NOW: https://mailchi.mp/394468273605/free-daily-newsletter?utm_medium=social&utm_source=linktree&utm_campaign=free+daily+email Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squa...

Nov 15, 20223 minSeason 5Ep. 98

97. Are you FIRE or FINE? I'll explain...

FI/RE vs FI/NE. What they are and how you fit in each.  Financial Independence Retire Early or Financial Independence Next Endeavor. Get My FREE Daily Email - a quick read on life, money, marriage and self development JOIN NOW: https://mailchi.mp/394468273605/free-daily-newsletter?utm_medium=social&utm_source=linktree&utm_campaign=free+daily+email Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squ...

Nov 08, 202222 minSeason 5Ep. 97

96. I DON'T DO THIS OFTEN

I don't do this often, or maybe never. But I had to today. Tune in and thank you for your time and support. Also make sure you vote! You cannot complain if you do nothing about it. Talk to A Financial Advisor Here: https://www.napfa.org/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Read My FREE Blog: https://medium....

Nov 01, 20229 minSeason 5Ep. 96

95. INVESTING is SIMPLE: Tips to get you started, get you going and get you clear on investing.

Let's talk about investing without getting stressed or worried. Today we cover some things to know, what they mean and how to go about investing, the right way. Talk to A Financial Advisor Here: https://www.napfa.org/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Read My FREE Blog: https://medium.com/@financialdiffer...

Oct 25, 202222 minSeason 5Ep. 95

94. Good and BAD Financial Advice. Watch out! Here are 2 things I found lately.

There is a lot being said on social media and I'll be honest, much of it is stupid and done for likes. Here are 2 things I keep hearing that MUST be addressed.  How To Spot BAD Financial Education on Social Media https://medium.com/ifiredmyboss/financial-education-on-social-media-by-people-of-color-hurts-people-of-color-3fd043856fda Talk to A Financial Advisor Here: https://www.napfa.org/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Sch...

Oct 18, 202213 minSeason 5Ep. 94

93. BUDGETING MADE EASY: 15+ tips to get your money right!

Have you done a budget in the past and it did not work? Are you looking to budget but do not know how to start, where to start or how to handle it? Here I walk you through the common things I help my private one-on-one clients with. I hope you find this helpful!!! Talk to A Financial Advisor Here: https://www.napfa.org/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD...

Oct 11, 202245 minSeason 5Ep. 93

92. 5 MOST COMMON MONEY TRAPS TO AVOID!

There are many mistakes we make or can make with money. Here are 5 of the most common (over the last 3 years or so). What have you done or which ones have you avoided? Talk to A Financial Advisor Here: https://www.napfa.org/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolutions.com Buy Life Ins...

Oct 04, 202231 minSeason 5Ep. 91

91. The “Morning Routine” Is a Scam…Here’s Why

What is your morning routine? Have you ever been frustrated by it or why its important? Do you want a morning routine but do not know where to get started? Listen to this episode so you do not get scammed! Read my blog on this on Medium: https://medium.com/ifiredmyboss/the-morning-routine-is-a-scam-heres-why-27e20d9998d7 Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8G...

Sep 27, 202218 minSeason 5Ep. 91

90. Financial Education on social media that HURTS YOU

Not everything you see and hear is right. Often times, its wrong and meant to distract you. The very people we look up to might be taking advantage of us and our money. To avoid being impacted, listen up! Financial Education On Social Media By People of Color… Hurts People of Color  To Avoid being impacted listen up. https://medium.com/ifiredmyboss/financial-education-on-social-media-by-people-of-color-hurts-people-of-color-3fd043856fda  Five Minute Money Makeover (FREE DOWNLOAD): http...

Sep 20, 202231 minSeason 5Ep. 90

89. Your Life Will Change when you start living in your “WHAT”

Are you stuck trying to find your purpose or passion? Imagine if there were a way that you could find it. Would you do it? I know and believe that my "WHAT" Strategy will change your life and your money. Listen here how you can use this strategy for FREE right NOW! Live in your "WHAT": https://medium.com/ifiredmyboss/live-in-your-what-d5078784c10a Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Schedule a Call with Dan: https://squareup.com/app...

Sep 13, 202212 minSeason 5Ep. 89

88. The Status of Money : Jan-March 2022 - research study

A third party research study was down by Ramsey with over 1,000 people interviewed. The State of Personal Finance is a quarterly report (that happens 4 times per year) that give us a temperature on how others see money. You'll find a lot of similar feelings. This episode I talk about the what this research study is telling us. If you want to read the whole study, tap the FIRST link below. The State of Personal Finance : https://www.ramseysolutions.com/budgeting/state-of-personal-finance-2022-q1-...

May 24, 202212 minSeason 5Ep. 88

87. Starting a business is not for everyone. But why??

I've been battling two different illnesses over the past month and a half. With that, it stood out what separates the mindset needed to be an entrepreneur. Starting a business is not for everyone. There are traits we need to have in order to take be successful in business. Do you have them? Have you wanted to start a business? Do you have an idea that you want to create? Well, this podcast is for you. Find out what it is you need to jump into success. Five Minute Money Makeover (FREE DOWNLOAD): ...

May 17, 202216 minSeason 5Ep. 87

86. How do I make my first hire in my business?

The hardest thing in business is hiring people. We do not know how the person we hire will work out, long term. In this episode I give some guidelines to who that first hire should be and beyond. I have not hired for my small business yet. But in the past I have been a leader to teams and responsible for hiring my own team members. So I use that experience to answer todays question. Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPL...

May 03, 202212 minSeason 5Ep. 86

85. When to leave my full-time job for my business

How do you know you are ready to leave the job for your business? Leaving the full-time job that has benefits, structure and a set paycheck is scary! I've been there. This episode I share some guidelines to stick to in order for you to leave your job and go full-time on your business. Entrepreneurship is not for the weak at heart. Nothing will test you like entrepreneurship.  Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE ...

Apr 26, 202217 minSeason 5Ep. 85

84. My biggest obstacle as an entrepreneur

No one tells you how difficult starting a business is. You will face hundreds of bumps in the road. Today I talk about my biggest obstacle so far. Listen here! Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+guide+%F0%9F%93%88 Schedule a Call with Dan: https://squareup.com/appointments/book/F...

Apr 19, 20225 minSeason 5Ep. 84

83. What successful entrepreneurs have in common

This episode I give you real, successful entrepreneurs who have done it. They all have the same thing in common. Want to find out more? Listen here! Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+guide+%F0%9F%93%88 Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8G...

Apr 12, 202218 minSeason 5Ep. 83

82. Yeah, but how do you actually start a business?

Last week I answered a question on what I advise to start a business and I got a lot of interest on Social Media and by email. Many want to know HOW? So I give practical, real and honest tips here. Do you want to start a business? Do you have an idea for a product or service and you want to make money from it? This episode is for you. Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad....

Apr 05, 202221 minSeason 5Ep. 82

81. Tips to starting and maintaining a business. This might surprise you!

Tiana sends in a question via email. She wants to start a business and asked what  advice I can provide. I hope she's is ready to receive these answers. Do you want to start a business? Do you have an idea for a product or service and you want to make money from it? This episode is for you. Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&a...

Mar 29, 20228 minSeason 5Ep. 81

80. I pay my credit card but keep using it. Now, I don't know how to get rid of my credit card debt.

Personally, I've been here. I would use my credit card, send "some money" and keep using it. It was an endless trap that I did not get out of. But there are some things I did and you can too so that you can get away from that trap. Listen here to find out more! Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_camp...

Mar 22, 202211 minSeason 5Ep. 80

79. I have a car that I don't like and I can't afford the payments

"A car loan I cannot afford." Jay sends me a message on what to do with a car he simply cannot afford to make the monthly payments on. If you are here now or have ever been, take a listen! Find your Cars Value on KBB: https://www.kbb.com/ Your Cars Value on Edmunds: https://www.edmunds.com/ Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&ut...

Mar 15, 202223 minSeason 5Ep. 79

78. Walk away and start over. Why excel is not as useful with your money as you think!

I love excel and its powerful tools. But to be honest, not all decisions should be made from what you see in excel or any other platform. There is so much more information needed to make a decision other than the numbers. Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+guide+%F0%9F%93%88 Sche...

Mar 08, 20228 minSeason 5Ep. 78

77. I just inherited $500k should I buy a home or buy 5 rental properties?

Imagine inheriting tax free, $500,000? In this episode we talk about a listener who sent me a TikTok about this. You get to hear my thoughts on TikTok financial advice and inheriting $500k. FREE Budget App - EveryDollar : ramseysolutions.com/ramseyplus/everydollar Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_c...

Mar 01, 202223 minSeason 5Ep. 77

76. Why does Budgeting not work for me?

Today we talk about budgeting that fails and it's getting frustrating! Plus my tips on how to handle this and how to create a budget that actually works. You can take control of your money! I'll tell you how. FREE Budget App - EveryDollar : ramseysolutions.com/ramseyplus/everydollar Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source...

Feb 22, 202216 minSeason 5Ep. 76

75. Relationships & Money

Many things can impact our romantic relationships. But money seems to impact each part! The fear of money, stress over money and the fights because of money leads in divorce and failed romantic relationships. Today, I give my thoughts on this. Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+g...

Feb 15, 202210 minSeason 5Ep. 75

74. I only have one question

I was asked a very deep question and this is my go-to question that I ask. You can learn so much about a person and you can gain major keys for life. Tune in to find out! Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover BUY NOW: SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_source=linktree&utm_campaign=%245+budget+guide+%F0%9F%93%88 Schedule a Call with Dan: https://squareup.com/appointm...

Feb 08, 202213 minSeason 5Ep. 74

73. HELP ME!

I remember what it was like to be scared and not know where to start. This emailer sent in an urgent request! Tune in to find out more! Five Minute Money Makeover (FREE DOWNLOAD): https://mailchi.mp/d9e28596c052/5-minute-money-makeover Buy Life Insurance TODAY: https://www.zanderins.com/ Get a Will TODAY: https://www.mamabearlegalforms.com/ Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolution...

Feb 01, 202214 minSeason 5Ep. 73

72. My Dad died - Insurance Inheritance TAX?

This breaks my heart having dealt with this myself. Here I answer a question from someone who had her Dad pass away and she is unsure what happens with the life insurance payout. Tune in. Buy Life Insurance TODAY: https://www.zanderins.com/ Schedule a Call with Dan: https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolutions.com Instagram: www.instagram.com/bydanroman/ Twitter: Www.twitter.com/bydanroman TikTok: https://www...

Jan 25, 202210 minSeason 5Ep. 72

71. My family keeps telling me I am wasting money by renting

Tyler emailed with a question about renting and the pressure he feels from his family. Has this happened to you? Tune in to hear his story and my advice. Schedule a Call - https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolutions.com Instagram: www.instagram.com/bydanroman/ Twitter: Www.twitter.com/bydanroman TikTok: https://www.tiktok.com/@bydanroman? BUY NOW - SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/...

Jan 18, 202210 minSeason 5Ep. 71

70. Happy New Year - Why you shouldn't have goals

First episode of 2022 and Dan has a message for everyone! Also Dan answers an emailed question. Tune in!  Schedule a Call - https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolutions.com Instagram: www.instagram.com/bydanroman/ Twitter: Www.twitter.com/bydanroman TikTok: https://www.tiktok.com/@bydanroman? BUY NOW - SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansolutions?utm_medium=social&utm_so...

Jan 11, 202216 minSeason 5Ep. 70

69. "The Couch"

No we did not buy a new couch. Well actually we did. But this is where I was when my life changed forever. Tune in! You do not want to miss this. Schedule a Call - https://squareup.com/appointments/book/F4Y3JWYZPK8GD Email: [email protected] Website: www.danromansolutions.com Instagram: www.instagram.com/bydanroman/ Twitter: Www.twitter.com/bydanroman TikTok: https://www.tiktok.com/@bydanroman? BUY NOW - SIMPLE Budget Guide $5 https://romansolutions.gumroad.com/l/romansol...

Oct 20, 202116 minSeason 4Ep. 69
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