In this episode Hans shared his journey from academia to real estate investing, focusing on his experiences with wholesaling properties and transitioning to creating notes and investing in properties subject to existing loans. The discussion covered various aspects of real estate investing, including the importance of building trust with sellers, understanding motivated seller characteristics, and navigating sub-2 deals and their complexities. Hans and Dan explored different investment models, i...
Jun 30, 2025•56 min•Ep. 128
Dan interviews Dee Simpson, a transaction coordinator, to discuss her background and the role of transaction coordinators in real estate, including their responsibilities in managing and facilitating transactions after contract execution. They explore common mistakes investors make when reviewing documents and working with vendors, emphasizing the importance of thorough contract reading and legal consultation. The conversation delves into the complexities of land contracts versus mortgages, incl...
Jun 24, 2025•27 min•Ep. 127
In this episode, we sit down with Dave Friedman, a seasoned real estate investor, as he shares his journey from building a rental portfolio to transitioning into property flipping and creative strategies like seller financing. Tune in to hear the lessons he’s learned, the challenges he’s overcome, and how he’s adapted his approach to maximize returns in today’s market. Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderw...
Jun 03, 2025•38 min•Ep. 126
This podcast is a replay of a webinar from 5/23/25 where I discussed 10 aspects of underwriting new seller finance loans that you may not have considered. Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? COMPREHENSIVE NOTE BUYING COURSE: https://www.notelaunchpad.com...
May 29, 2025•1 hr 3 min•Ep. 125
In this episode, I kick off a new series exploring how AI is transforming real estate note investing and creative finance strategies. I break down foundational AI concepts and their evolution, and share insights from my experience implementing AI at major tech companies. Tune in to hear where AI shines—and where it still falls short—when it comes to streamlining administrative work and supporting complex decision-making in real estate investing. Want to create your own seller-financed notes? MAK...
May 16, 2025•16 min•Ep. 124
In this podcast I discuss some of the differences I have noticed between note buyers and note creators, and also provide some updates and lessons learned from the recent DME conference in Nashville.
May 07, 2025•20 min•Ep. 123
This podcast is from a webinar that covered 7 costly mistakes that both new and experienced note investors commonly make. For a few days only, you can take advantage of the Spring Sale for the Note Launchpad online training course and SAVE $1000 off the normal price: https://notelaunchpad.com/
Apr 04, 2025•1 hr 5 min•Ep. 122
In this episode, I had the pleasure of sitting down with Joe Holmes, a seasoned real estate investor with over 45 years of experience. Joe shared his journey, from purchasing his first investment property to his current strategy of using "subject to" financing for house flipping. We dove into the details of subject-to loans, the process of creating notes as part of real estate deals, and the challenges that come with selling those notes on the secondary market. Joe also offered his insights on t...
Apr 01, 2025•22 min•Ep. 121
Dave Franecki joined me on the podcast to discuss his extensive background in notes and real estate. He shared his journey from being a commercial landscape contractor to becoming a real estate agent and builder. We also discussed the economic cycles and their impact on the real estate market, the importance of cleaning one's portfolio during a downturn, and the potential of the west valley of Phoenix. The conversation also covered the concept of 4-year balloon notes, the changing landscape of t...
Mar 25, 2025•32 min•Ep. 120
Want to quit your job and dive into real estate full-time? The hard truth is that it takes time, savings, and a strategic plan. In this episode, Ryan shares how he made the leap—retiring at just 31 years old. Ryan walks us through his journey from a traditional W-2 career to building wealth through real estate. He breaks down how he acquired rental properties, leveraged equity, and ultimately replaced his income. We also discuss the financial side of investing, property management, and his trans...
Feb 20, 2025•27 min•Ep. 119
Beth has been investing in performing and non-performing notes since 2012. In this podcast she discussed some of the details and nuances involved with reverse mortgages. Connect with Beth here: Beth.Hale@efinitymortgage.com or https://www.linkedin.com/in/bethhalemortgagespecialist/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/...
Feb 13, 2025•33 min
Dan, James, and Alden Guajardo discussed the value of investing in mobile home notes, highlighting the increasing demand for manufactured housing due to affordability and the potential for higher returns. Connect with James and Alden here: https://www.mobilemailboxmoney.com/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ Are you Ready to work with Dan to learn how to invest in notes yourself? SMALL GROUP ...
Feb 05, 2025•33 min
Brett Synicky from Sense Financial joined the podcast to dive into the world of self-directed retirement accounts. We explored the key differences between self-directed IRAs and solo 401(k)s, the impact of investing in an IRA before age 59½, and the nuances of UBIT (Unrelated Business Income Tax). Brett also shared insights on the importance of aligning investments with personal knowledge and risk tolerance, as well as the growing popularity of private lending and real estate among his clients. ...
Jan 30, 2025•25 min
Join me on the podcast as I sit down with Dan Zitofsky, a highly experienced real estate investor with over 35 years in the industry. Dan shares his journey from flipping properties to building a passive income portfolio through non-performing notes. By rehabbing properties and selling them to investors using seller financing, Dan has effectively transitioned into acting as a bank, earning consistent income without the headaches of tenants or property management. In our conversation, Dan breaks ...
Jan 21, 2025•39 min
Rachel purchases hundreds of notes per year as a Loan Acquisitions Officer for First National Acceptance Company (FNAC). FNAC is one of the largest note buyers in the industry, and Rachel shared some of the factors that influence what they are willing to pay for a note. We also discussed the closing and due diligence processes for note deals, the nuances of working in different states, land and mobile home notes, and much more. So if you have notes you may want to sell or are creating your own n...
Jan 02, 2025•33 min•Ep. 113
In this week’s podcast, I was joined by Sohail Badruddin, owner of Provident Loan Servicing and an RMLO in Texas. Sohail shares insights from his extensive experience in the mortgage industry and discusses his vision for Provident Loan Servicing. He delves into the challenges and risks of mortgage lending, such as prepayment penalties, balloon provisions, and borrower bankruptcies. Additionally, Sohail covers key aspects of loan servicing and origination, emphasizing the importance of proper bor...
Dec 19, 2024•31 min•Ep. 112
In this podcast, Ben Fredricks joined to discuss the note events industry, and he also shared his background in mortgage and his involvement in the note space. We explored the potential of note investing as a new opportunity for a younger generation and shared some of our experiences in the real estate business, particularly in the non-performing note sector. The conversation concluded with an invitation to an upcoming event in Scottsdale, Arizona, where they will be meeting and discussing vario...
Dec 12, 2024•25 min•Ep. 111
Dan, Tracy, and Fred discussed the creation and benefits of seller finance notes, emphasizing the importance of creating valuable notes for both holding and potential resale. They also discussed the size and growth of the owner finance market, the increasing trend of seller financing due to tightening traditional loan markets, and strategies for note creation and selling. The conversation ended with a discussion on the importance of compliance with regulations, the potential of using an MLO and ...
Dec 03, 2024•1 hr•Ep. 110
Michael came on the podcast to discuss his real estate investment strategy, which involves buying properties virtually and selling them to individuals with poor credit through seller financing. Michael has successfully completed over 65 transactions and currently has 53 assets. Michael also shared how he raises private funds, having raised over 3.5 million in the last 3 and a half years. Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: ht...
Nov 19, 2024•35 min•Ep. 109
Dan and Nic discussed their experiences in the note space, the potential of technology solutions in the real estate industry, and the current state of the US economy. They also explored the challenges and opportunities in the commercial market, particularly focusing on retail and office spaces, and the potential of alternative investments. Lastly, they shared their investment strategies, emphasizing the importance of stable returns and avoiding stock market volatility. Connect with Nic DeAngelo:...
Nov 05, 2024•33 min•Ep. 108
Dan and ForrestJinks, CEO of Altus Equity, discussed their experiences in the real estate industry, with a focus on distressed assets and the current state of the market. They also discussed the challenges of buying and selling individual non-performing loans, particularly in the context of private equity-backed debt funds. Learn more about Altus Equity: https://www.altusequity.com/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.f...
Oct 22, 2024•30 min•Ep. 107
In this episode Dan discusses the recent CFPB announcement regarding land contracts, and explains some of the rules of road you need to follow when originating consumer loans. Link to the CFPB announcement: https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-to-stop-contract-for-deed-investors-from-setting-borrowers-up-to-fail/ Are you Ready to work with Dan to accelerate your note-investing journey? SMALL GROUP LIVE COACHING: https://www.fusionnotes.com/livetraining PREMIUM CONT...
Oct 10, 2024•17 min•Ep. 106
In this webinar, Dan Deppen and Justin Bogard discuss seller finance and the best practices for creating seller finance paper. They cover topics such as the value of a note, underwriting the buyer, collateral type, buyer's equity, and the terms of the loan. They also discuss the importance of using an RMLO (residential mortgage loan originator) to ensure compliance with Dodd-Frank and CFPB rules. The conversation emphasizes the trade-off between risk and reward in seller financing and the import...
Sep 10, 2024•1 hr 1 min
Jay Conner joined the podcast to discuss his strategies for raising private money for real estate, which he has been employing since 2009. Jay's approach is similar to mine in that he educates people on how his deals work, and then money tends to find him. He also explored the benefits of self-directed retirement accounts and discussed his approach to managing private lender investments in real estate. Lastly, Jay introduced a new free 7-day private money challenge, 'Raising Private Money with J...
Sep 03, 2024•30 min•Ep. 105
Bill discussed his experiences and strategies in the buying and selling notes, with a focus on residential seconds and the considerations involved in foreclosure sales. He also explored the complexities of managing different levels of client portfolios, the risks and strategies of second mortgage lending, and the importance of due diligence, education, and communication in the note investing business. Lastly, he shared their concerns about the industry, Bill's recent return to podcasting, and th...
Aug 20, 2024•31 min
Edward Brown joined to discuss his experiences and strategies in real estate investing, with a focus on mortgage notes and bridge loans. We also explored the challenges and costs associated with lending money, including the need for due diligence, the importance of clear communication with borrowers, and the potential for legal battles and foreclosures. Lastly, he shared his business models, the importance of diversification, and the potential for managing funds,. Connect with Edward at Pacific ...
Aug 13, 2024•50 min•Ep. 102
Fred Moskowitz joins the podcast again to discuss the ongoing changes in the note investing marketplace and the broader real estate market. He went deep on the importance of building and maintaining relationships and the shift in note-buying patterns from some investors. We also discussed different CRM systems, strategies for partials, and the potential for the higher interest rate environment to create more opportunities. You can connect with Fred at https://www.fredmoskowitz.com/ . Are you Rea...
Aug 06, 2024•32 min•Ep. 101
Dan and John discussed the role and terms of hard money loans in real estate investment, with John emphasizing the potential benefits and risks, and the importance of understanding the borrower's details. They also explored the licensing requirements for originating these loans in various states, and the potential rewards and risks of purchasing existing owner-occupied notes. Lastly, John shared his expertise and experience in commercial and private money lending, and his goal of helping others ...
Jul 30, 2024•36 min•Ep. 100
In this episode we discussed Jay's background and experience in the real estate business, with a focus on his strategies for acquiring and managing loans, and his approach to assessing loan applicants. We also shared our experiences during the Covid-19 pandemic's impact on our loan portfolios, our portfolio strategy, and the importance of risk management and transparency in business operations. Additionally, we discussed unique situations where they helped family members and other individuals, a...
Jul 23, 2024•44 min•Ep. 98
Signup for the free workshop on Buying Notes in 2024: https://us06web.zoom.us/webinar/register/WN_icJlapkYQ_CkU8FBJREeJw Note Accelerator small group coaching program: https://www.fusionnotes.com/livetraining
Jul 17, 2024•7 min•Ep. 98
