It’s hard to believe, but somehow it’s already time for another Rich Girl Roundup about our last three deep dives: The Real Cost of Being a Working Parent, to which Rich Dad Nation had a decidedly mixed response How Home Insurance and Climate Change are Upending the Real Estate Market, which introduced some good questions about the role of everything from technology to sabotage in effecting change The Truth About “Government Waste,” Privatizing Public Goods, & Turning Citizens into Customers, wh...
Mar 05, 2025•2 hr 34 min•Season 2Ep. 248
For years, I’ve referenced the book The Privatization of Everything as a seminal work in my understanding of the relationship between government and the private sector. So given the recent DOGE of it all, it seemed like a great time to revisit this conversation—now with one of its authors, Donald Cohen. We discuss the role privatization plays in government waste, and who stands to gain from the transformation of public funds into private wealth. (Hint: It’s not the public!) Transcripts, show not...
Feb 26, 2025•1 hr 19 min•Season 2Ep. 247
The average middle class family has 67% of their net worth tied up in its primary residence. But there’s one looming issue: Rising insurance rates and climate change are threatening those property values—and they might be the canary in the coal mine of the American Dream. We’re joined by Dr. Jeremy Porter, author of the First Street report at the center of most recent insurance analyses. We discuss insurers pulling out of “high-risk” states, “insurers of last resort” in those states, climate-dri...
Feb 19, 2025•1 hr 8 min•Season 2Ep. 246
In the past, we covered the national average costs for different types of child care and how it may be directly related to the gender wage and wealth gap. But Eryn Schultz, a CFP known as Her Personal Finance online, reached out to say the data was vastly undershooting the realities of working parents she works with. She joins us today to share the real costs of childcare and what working parents in the US contend with. Transcripts, show notes, production credits, and more can be found at: https...
Feb 12, 2025•1 hr 8 min•Season 2Ep. 245
It's our first newly revamped Rich Girl Roundup of 2025, and we’re taking you on a scenic guided tour of the chatter spurred from recent episodes: our most contentious episode to date, one that generated moving revelations from listeners, and the two-part series that ended up being less polarizing than we expected. We also discuss how to jerry-rig your Wealth Planner to project a “Die with Zero”-style drawdown, by popular demand—as well as the potential for a book club or community. (00:00) Intr...
Feb 05, 2025•1 hr 18 min•Season 2Ep. 244
Welcome back to Part Two of our series, the Economics of Weight Loss Drugs. (If you haven’t heard Part One, listen here!) Today, we’re picking back up where we left off in our conversation with Lili Zarghami, a writer who got on (then off) a weight loss drug. Then we’ll talk with Dr. Mara Gordon, a weight-neutral physician who deals with GLP-1s. Finally, I’ll share my final thoughts and analysis on where the world of GLP-1 agonists is all headed and what it says about health, wealth, stigma, and...
Jan 22, 2025•1 hr 13 min•Season 2Ep. 243
We’ve all heard about Ozempic. But there are the GLP-1s we colloquially call “Ozempic” (see also: Wegovy, Mounjaro, Zepbound) and then there’s the cultural role of Ozempic. Given the price of these drugs, barriers to access, and class implications of weight stigma, this topic presents a unique opening to talk about inequality in health outcomes and the profitable business of individualizing social problems. In part one of this rare two-part series, we’re covering: The wage penalties associated w...
Jan 15, 2025•1 hr 15 min•Season 2Ep. 242
After three years and 255 episodes, we take a walk down memory lane to reflect on some of our top episodes of The Money with Katie Show thus far—and where we're going from here. We're excited about what’s to come, and we hope you are, too. Preorder Rich Girl Nation: https://moneywithkatie.com/rich-girl-nation Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/whats-next. Money with Katie’s mission is to be the intersection where the economic, cultur...
Jan 08, 2025•47 min•Season 2Ep. 241
Most personal finance advice falls into one of two camps: one that implicitly assumes that humans need discipline, control, and punishment, and the other that says people are fundamentally good, reasonable, and worthy of trust and confidence. So when I read Dana Miranda's You Don't Need a Budget and realized her system was in that latter bucket, it challenged my own ideas of "budget culture" and what trusting yourself with money might actually look like. Dana joins us on the show today to talk t...
Jan 01, 2025•1 hr 20 min•Season 2Ep. 240
Chelsea Fagan of The Financial Diet and Berna Anat of New Dimes join us for our last Rich Girl Roundtable of the year. We cover everything from women and first-gen communities' relationships with money in 2025 and beyond, to building coalitions in "real life" for the futures we want to see. Tune in to this episode...then head offline. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out ...
Dec 30, 2024•48 min•Season 2Ep. 239
The recent coverage around the healthcare industry from major media outlets has left me...wanting. So given this news cycle, I wanted to talk about some of the most relevant misconceptions around healthcare (and what they teach us). I'm joined by Wendell Potter, an ex-Cigna VP-turned-whistleblower and healthcare reform advocate, and he shares some eye-opening insights from his time in the space. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/hea...
Dec 18, 2024•1 hr 12 min•Season 2Ep. 238
"Who can afford all these $75,000 Ford F-150s?" asked Rich Girl Ally—so we decided to dive in. We're looking at the cost of cars today, "big car" culture, and how to actually go about purchasing a vehicle without putting your budget in financial jeopardy. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week....
Dec 16, 2024•51 min•Season 2Ep. 237
In 2019, I read Ramit Sethi’s bestseller I Will Teach You to Be Rich for the first time—and it was nothing short of revelatory for me. Since then, Ramit’s work has focused more directly on a specific aspect of money management: couples. I’ve always found navigating this topic to be a challenge, because the most common problems are relational questions, not financial ones. Ahead of his new book release, Money for Couples (out 12/31), Ramit joins me today to discuss how you can make your relations...
Dec 11, 2024•1 hr 10 min•Season 2Ep. 236
Rich Guy Ryan's girlfriend just got a raise, and they're interested in opening an IRA for her to begin investing—but stocks keep hitting new all-time highs, making him nervous that a correction is coming. Should they wait it out for the next bear market to start investing, or get in now? Plus, how to check your investments for weapons manufacturers and privatized prisons, and a wheels-off job posting that launders unrealistic expectations in the language of Hustle Bro nonsense. We are not licens...
Dec 09, 2024•32 min•Season 2Ep. 235
How have the last 40 years of American history—starting from the Reagan era—delivered us to where we are today? Today, we'll explore Reaganomics and its continued implications on the economy, what Bidenomics really was (versus what it attempted to be), and what we’re likely to see over the next four years under a second Trump presidency. I also wanted to dig into some of the questions I’ve received since the election about whether our individual strategies need to shift. Transcripts, show notes,...
Dec 04, 2024•1 hr 14 min•Season 2Ep. 234
Every year, we share the books that gave the Money with Katie team a new perspective or changed our minds on a topic—here are the top mind-expanding books that Katie read in 2024. (To find all books covered before across Money with Katie, check out our Books page.) Happy reading! Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie)....
Dec 02, 2024•32 min•Season 2Ep. 233
Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get on a different one. So, using the new features we added to the 2025 Wealth Planner, we’ll explore all the considerations that might impact your own projections—from temporary expenses you won’t need to support forever (like childcare) to future pension income that’ll lower your investment needs. 💰 JOIN THE 2025 WEALTH PLANNER WAITLIST FOR 25% OFF AT LAUNCH. Listening a...
Nov 20, 2024•38 min•Season 2Ep. 232
Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home and she’ll have to pay it back eventually. Is it worth it? And separately, how are home buyers affected by the recent NAR agreement? We are not licensed professionals; please do your own due diligence. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'...
Nov 18, 2024•44 min•Season 2Ep. 231
At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a major bank. Then, one early morning, Lacy woke up and realized she was unable to hear anything in her left ear, experiencing something called sudden sensorineural hearing loss. She feared the worst: Her career, as she knew it, was over. Fortunately, Lacy had purchased a valuable insurance policy a decade earlier. And you don’t have to be pulling down seven figures like Lacy to benefit in the sa...
Nov 13, 2024•1 hr 10 min•Season 2Ep. 230
In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent. Katie and Henah review the financial advantages of legally marrying, and how to potentially work those benefits into a different type of legal agreement. They are not certified financial or legal professionals; please do your own due diligence. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burnin...
Nov 11, 2024•24 min•Season 2Ep. 229
In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing. While most of us are probably familiar with the law of diminishing marginal returns and accept that after a certain point, money won’t make us any happier, the idea that money could make us actively unhappier is pretty antithetical to the entire capitalist enterprise. So to get the inside track, we invited Clay Cockrell, a therapist for the ultra high-net worth, to t...
Nov 06, 2024•51 min•Season 2Ep. 228
In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage more money in your current position? Is this a thing?" Katie and Henah share some suggestions, considerations, and a template for how to approach the conversation. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New epis...
Nov 04, 2024•25 min•Season 2Ep. 227
If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and only economic system worthy of our attention), this episode is for you. My guest, Grace Blakeley, recently published a book called Vulture Capitalism in which she tees up what we fundamentally misunderstand about capitalism and knocks down the many half-truths that enable the status quo's most powerful narratives. Transcripts, show notes, production credits, and more can be fo...
Oct 23, 2024•2 hr 50 min•Season 2Ep. 226
"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks a listener who's still interested in taking advantage of financial independence tax loopholes. Reminder: We are not certified financial professionals, and this is not financial advice—please work with a CFP and CPA. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a c...
Oct 21, 2024•25 min•Season 2Ep. 225
See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million downloads, and check out The Money with Katie Show wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices
Oct 18, 2024•1 min
For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I recommend to hit your financial goals with minimal stress, because by taking advantage of the two big As—Automation and Amortization—you can put your financial life on the third A (Autopilot). (Sorry, I’ll stop.) I am not a licensed financial professional, so please do your own due dil. Transcripts, show notes, production credits, and more can be foun...
Oct 16, 2024•37 min•Season 2Ep. 224
One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than later." We address if that's the best move, considerations to keep in mind, and ways to thoughtfully position the ask. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes...
Oct 14, 2024•22 min•Season 2Ep. 223
We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors go passive? Is this the most “benevolent bubble” in history? (Fair warning: That description is hyperbolic.) In this week’s solo expedition, I attempt to make sense of these claims—and what it would mean if they’re true. (I am not a licensed financial professional, I’m just a podcaster with internet access, so please do your own due dil.) Find a trans...
Oct 09, 2024•38 min•Season 2Ep. 222
Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly don’t have great returns. So are they still worthwhile? And if so, should you buy them? Plus, we respond to some critical feedback we received. Rich Girl Roundup is Money with Katie's weekly segment where Katie and her Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywi...
Oct 07, 2024•42 min•Season 2Ep. 221
If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful determinants of how people are paid. This week on the show, you’ll hear from two people: an anonymous 20-year veteran of publicly traded, multinational corporate human relations who believes the “at-will employment” structure in the US is the core of our systemic insecurity, as well as renowned labor journalist Hamilton Nolan, who advocates tirelessly for ...
Sep 25, 2024•52 min•Season 2Ep. 220
