Finance bros are out, #RichGirls are in. Join Money with Katie and her guests for conversations about where the economic, cultural, and political meet the practical personal finance education that everyone needs. Listen weekly on Wednesdays.
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In this special "Curtain Call" episode, Katie Gaddy Tossan brings back five favorite guests to reflect on financial independence, surprising money lessons, and the current economic climate. Discussions range from the benefits of renting and navigating entrepreneurial marriages to critiques of online political discourse and the systemic risks of the AI and private credit bubbles. The episode concludes with a look at how economic insecurity can be an opportunity for collective action.
Today’s guest won’t surprise you if you read the introduction to Rich Girl Nation , which recollected the 2018 event that made me think personal finance might not be solely for people with brown bananas and pocket protectors. Lindsey Stanberry, founding editor of Refinery29 ’s Money Diaries turned media entrepreneur, joins me for the penultimate episode to talk about: Why most conversations about money are really about time What she learned about our culture from monitoring the Money Diaries com...
Rebecca Herbst reached financial independence at age 32 during the tenuous early days of the pandemic, and volunteered shortly thereafter to be furloughed from her job in commercial real estate—and so began her (extremely) early retirement. But spending her days exactly as she wanted featured an unexpected side effect: guilt. What do you owe to others when you’ve gotten everything you wanted? Rebecca alchemized her sense of duty and founded Yield & Spread. In detail, we cover: What the “FI-l...
How do you solve a problem like the disconnect between “wages employers are willing to pay” and “wages employees need to survive”? If you’re my guest this week, the answer is: a wage subsidy. Today on the show, I speak with Ben Glasner, an economist with a PhD in public policy and management in search of answers for how to build a fairer economy, about the benefit proposal that he says has two very critical things most proposals of this nature lack: efficient targeting and bipartisan support. We...
Since I spent last week’s episode detailing the thrilling ins and outs of making your own 2026 financial plan for wealth-maxxing, today I’m taking a hard left turn and interviewing Andrew Hartman, a history professor and the author of Karl Marx in America , a 500-page tome about which he says, and here I quote directly, “My father-in-law told me that he likes the book even though he still doesn’t like Marx.” We talked about: The limitations of theories from the founding Enlightenment thinkbois l...
At this point, the annual “Plan with Me”-style episode feels like a sacred ritual. In today's show: Thinking through major tax changes, including why I finally ponied up for a CPA and what they’ll be doing Estimating and planning with irregular income Identifying new retirement contribution targets Revisiting the slush fund concept for covering lean cash flow months Penciling out a realistic spending plan Sign up for the December 3 D.I.Y. class and see the Wealth Planner System's new features: ...
There is perhaps nobody in the financial education space who knows her way around the National Bureau of Economic Research quite like Stefanie O’Connell Rodriguez. If Chapter 2 of Rich Girl Nation were sentient, it would probably sound a lot like Stefanie. Today on the show, I’m picking her brain about the current state of what she calls “the ambition penalty.” Subscribe to our Wednesday email: https://moneywithkatie.com/newsletter Get your copy of Rich Girl Nation , recently named one of Barn...
In today’s episode of Rich Girl Roundup: 👀 A little more about the changes coming at the end of the year 🏖️ Whether mini retirements or “semi-retirements” are unrealistic (and talking through a few remaining tactical questions) 🔥 Some burnout-reduction tips we’ve been experimenting with 📍 Thoughts on shifting asset allocation away from US dominance without jeopardizing 4% rule “eligibility” 🥇 What to make of the increasingly popular advice to buy gold Subscribe to our Wednesday email: https...
I previously joined Kate Kennedy on her show, Be There in Five , to discuss Rich Girl Nation , and we ended up talking about everything from beauty culture to women as breadwinners—enjoy. Get your copy of Rich Girl Nation , recently named one of Barnes & Noble's Best Business Books of 2025 : https://moneywithkatie.com/rich-girl-nation Transcripts, show notes, resources, and credits will be available within a week at: https://moneywithkatie.com/beauty-culture . — M...
Do you frequently find yourself feeling overwhelmed and spread thin? Like you can't catch up with life, no matter what you do? If so, a mini-retirement —or 20 mini-retirements over the span of your career—might help. (02:20): Introducing Jillian Johnsrud and the idea of mini retirements (04:00): How to actually structure a mini retirement (08:55): Why you should practice retirement before you reach FI (12:30): What do you want out of your mini retirement? (20:20): Three tools to help visualize a...
I sat down with assistant professor of labor studies and author of We Are the Union , Eric Blanc, to discuss: the euphoria and struggle of movement-building as a response to hopelessness, how mid-century suburban development undermined labor power, and why understanding (and wielding) economic leverage is critical. (05:22): The pushback against unions and why unions are essentially about democracy (08:55): How worker-to-worker organizing might be the best path forward against oligarchy (18:45): ...
We covered more ground than usual in this Rich Girl Roundup, because a few themes dominated your feedback and questions. On today’s show, in addition to recapping feedback to our last three episodes: (00:00): Intro (01:12): Plastic surgeons encouraging young women to set aside money in “face-lift funds” alongside 401(k)s and IRAs (14:00): Feedback to our episode, "A CFP on Outdated Advice, 'Jumping' Social Classes, & Why Money Mindset Matters" (24:38): Feedback to our episode, "Personal Fina...
Today, I’m talking with Anna Gifty Opoku-Agyeman, a writer and researcher as well as the youngest-ever recipient of the Women’s Human Rights Award by the UN Convention. Her new book, The Double Tax , is out now. We covered: (00:00): Intro (07:45): Black women as the group whose economic progress (or stagnation) signals what’s coming for everyone else (24:20): Beauty spending as an investment in respectability and social capital (50:35): The study that explored hiring discrimination and what c...
My guests this week, economic professors John Campbell and Tarun Ramadorai, argue that the financial system itself is a powerful contributor to wealth inequality, and that there are ways to improve it. Their new book, Fixed: Why Personal Finance Is Broken and How to Make It Work for Everyone (out October 21), addresses how the bulk of our financial issues are downstream of poor structural design, not personal shortcomings—and what we can do about it. (00:00): Intro (04:00): 🏁 How our financial ...
This week, Certified Financial Planner® Adrianna Adams joins us to answer six questions pulled from last year’s final round of listener submissions. After poring over hundreds, I selected these for how they captured themes that find their way into our inbox frequently. (00:00) Intro (03:40) Outdated personal finance advice (07:53) How health diagnoses could impact your FI plans (15:57) What grad students can do before earning consistent income (19:18) I'm underpaid but enjoy my work—what should ...
In today’s Rich Girl Roundup, we’re discussing a wide range of alternately nerdy and controversial (sometimes both) topics: 🩹 The role of insurance around the fear of impending doom 🏃 When side hustles are worthwhile 🧮 How to calculate opportunity costs when you have both savings and loans as options on the table 🤑 The theoretically rigorous case for wealth taxes 👀 Where the current economic discussion about Trump’s immigration policies is self-defeating ⚖️ Why my perspective on state-run u...
Why don’t things in the US feel like they work the way that they should? Why does life feel so much harder than it would need to be, between exorbitant costs of housing, draining healthcare expenses, and inequitable access to education? But the problems that plague us aren’t unsolvable, and in fact, other places have solved them with tactics that are within reach. So this episode, featuring the author of Another World is Possible , Natasha Hakimi Zapata, is all about solutions and hope. Transcri...
In today’s episode with fellow money nerd, Nick Maggiulli, author of The Wealth Ladder and writer of Of Dollars & Data : 🫐 Why you might be spending too much time agonizing over small consumption choices 🤔 How to approach a risky career shift when you’ve already built financial momentum 📈 What the largest risks and opportunities are once you’ve eclipsed the $100,000 net worth mark—and how they shift after you pass the $1 million threshold You’ll walk away with at least two handy new trick...
Amid the heat of recent legislative chaos, I got the opportunity to briefly sit down with the House Democratic Whip, Representative Katherine Clark, to ask what your average American can anticipate over the coming years—from the downstream effects of Medicaid cuts on rural and low-income communities, to the fourfold expansion of the ICE budget. Transcripts, show notes, resources, and credits can be found at: https://moneywithkatie.com/big-beautiful-bill . — Money with Katie’s mission is to be th...
In this week’s Rich Girl Roundup, my executive producer Henah and I talk through a variety platter of feedback, questions, and reflections—from being “in” but not “of” a certain group, to whether you’d make different career choices if you knew you’d be working long beyond “retirement age,” to the idea that American politicians are hamstrung by their constituents. Plus, we answer some show-agnostic audience-related questions. Transcripts, show notes, resources, and credits can be found at: https:...
Today's guest, financial professional and author of The Future Poor, Jonathan Grimm, believes the post-1945 version of retirement planning (stockpiling as much cash as possible for 40 years and praying you can leave paid work) isn’t going to work for much longer. But as a financial “ethicist,” Grimm's unique approach centers the social determinants of health and begins from the belief that we should figure out what’s best for people—and work backward from there. Transcripts, show notes, resource...
Hedge fund founder, author, and one of the top influences in the financial world, Ray Dalio has written about how countries (or, in his parlance, “empires”) find themselves in irreversible doom spirals, covered in depth in his new book, How Countries Go Broke: The Big Cycle . So, I wanted to talk to him about the fiscal hot potato being passed back and forth between the House and the Senate that threatens to explode our deficit past the point of no return. His message is clear: “I don’t care who...
Sometimes you encounter a person whose brain is such an effective X-ray for the world that you can’t help but spend 90 minutes working through a backlog of all the topics you’ve ever wanted to ask her about. Dr. Tressie McMillan Cottom is one of America’s foremost sociologists, a 2020 MacArthur Genius, a New York Times columnist, and author of Thick: And Other Essays . I hope you enjoy listening to this conversation as much as I enjoyed having it. Get your copy of Rich Girl Nation : https://mo...
We’re back with a particularly spicy Rich Girl Roundup—this time covering the absolute barrage of feedback on the last three episodes ("Student Loans, 50% Save Rates, and Being a Capitalist" with JL Collins, "How to Use Economic Uncertainty to Get Closer to Your Dream Life" with Amanda Holden, and Rich Girl Nation 's Ask Me Anything conversation). Plus, a few clips from the Rich Girl Nation launch party. Get your copy of Rich Girl Nation : https://moneywithkatie.com/rich-girl-nation Transcript...
In honor of Rich Girl Nation 's release, today’s episode has a Q&A featuring your questions about: 💰 The finances of writing a book with a publisher—like advance payments, proposals, and negotiating ✍🏼 The process—how long it takes, lessons learned, and the surprising prevalence of ghost writers 📇 The subject matter of Rich Girl Nation —what’s in it, who it’s for, and why it’s different from other books in the genre We wrap with an exclusive audiobook excerpt from Chapter 4, “I Thee Wed (...
The economic uncertainty of March 2020 inspired me to think about what I really wanted to do with my life—and Money with Katie was born. Now in the midst of another bout of uncertainty, I wanted to cover the fundamentals of financial planning and the flexibility that can unlock for you to get closer to your dream life. I invited investing educator Amanda Holden (aka Dumpster Doggy ) to talk about the slow-but-necessary process of unlocking golden handcuffs and pursuing financial freedom while pr...
The last time JL Collins joined me on the show (our most popular episode ever ), we covered everything from millennial challenges, to his “VTSAX and Relax” approach, to lessons from his 2015 best-selling book, The Simple Path to Wealth . Now re-released a decade later with new insights, JL joins us again and we talk about: If the US Dollar still holds its reserve currency status—and what it means if it doesn't America’s student loan crisis and the myth of “good debt” The liberation of dramatical...
In this Rich Girl Roundup review: We’re discussing a uniquely challenging crop of feedback, critiques, and questions about… the episode that generated some rousing back-and-forth about American exceptionalism the conversation that prompted some of you to reach out and share your successes and horror stories one writer’s work that elevated my understanding of the relationship between our material conditions and family planning 📙 Preorder your copy of Rich Girl Nation (out 6/10), and receive 3 fr...
Can you pay people to have kids? On one hand, countries that have beefed up social safety nets and pay people to procreate often see short-term success. But long-term results have been remarkably consistent worldwide: It’s very hard to pay people to have children. My guest, writer Meagan Day, joins me today to discuss the recent birth rate data, the growing appeal of opt-out fantasies proffered by both tradwife influencers and the manosphere alike, and what our leaders would be wise to consider—...
Given private equity’s reach (1 in 25 work for a business owned by a PE firm), the industry has the power to shape work culture at scale, for better or for worse. And ironically, that’s exactly why Pete Stavros, co-head of global private equity for KKR, thinks he’s in a unique position to bring employee ownership to the mainstream. Pete’s goal? To dramatically expand the number of Employee Stock Ownership Plans (ESOPs) that grant ownership shares to workers: “Imagine how different our economy an...
