Ep 489 - Vanguard fee hike and best alternatives, check your credit report for free and tax rules for selling online
Episode description
In this week's episode, Damien discusses the recent changes to Vanguard's charging structure and how this will impact investors using its platform.
Damien then provides an analysis of the alternative options available, including the cheapest platforms for ISAs, pensions and general investment accounts. Next, Damien explains how you can check your credit report for free with all three main credit agencies.
Finally, Damien discusses the new reporting requirements for platforms like eBay and Vinted that will mean sharing sellers' data with HMRC.
Watch the whole show on YouTube here:
Check out this week's podcast article on the MTTM website to see the full list of resources from this week's show.
00:00 - MTTM Podcast Episode 489 03:39 - Vanguard's new minimum fee for DIY investors explained 06:03 - Cheaper Vanguard ISA alternatives 10:48 - Cheaper Vanguard Pension alternatives 15:20 - Cheaper Vanguard General Investment Account alternatives 16:54 - How to check your credit report for free 23:55 - New tax rules for selling online
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Links referred to in the podcast:
- Vanguard introduces minimum fee for DIY investors
- Best Vanguard ISA and Pension alternatives (including heatmaps)
- Cheapest Stocks & Shares ISAs in 2025
- Best & Cheapest Pensions in 2025
- Investment platforms paying the highest interest on cash
- InvestEngine review (including how LifePlans work)
- Best ISA cashback offers (and fee-free deals)
- Best pension cashback offers (and fee-free deals)
- How to check your credit report for free
- Experian Boost review
- Tips for completing your self-assessment tax return for 2023/24