The Money Gains Podcast - podcast cover

The Money Gains Podcast

The Money Gains Podcastupthegains.co.uk

Welcome to the Money Gains Podcast, where we talk all things money and how to grow your bank balance. Hosted by Sammie Ellard-King, Money Content Creator of the Year 2024, we chat with the sharpest minds in personal finance to give you real, actionable advice – no fluff, no jargon. 

Whether you're skint, smashing it, or somewhere in between, we’re here to help you make smarter money moves.

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Episodes

Financial Adviser To Footballers Reveals: Why So Many Struggle With Money When They Retire

Join us this week with Financial Advisor to Footballers & Athletes, Emmelia Powell to discuss what it's like becoming a professional footballer and suddenly earning more money than you've ever dreamed of. And why so many footballers go bankrupt when they retire plus lots more! --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fra...

Apr 22, 20261 hr 7 minEp. 181

Married Couple REVEALS: How They Became Financially Free By 34!

Join us this week with Ken & Mary Okofoafor from The Humble Penny to discuss their new book The Wealth Habit. It's how putting in the right habits and investing your money helps you become the rich version of yourself. Ken & Mary have been teaching personal finance for many years and have two Sunday Times Bestsellers teaching you how to get rich. Get the book 👉🏼 https://www.waterstones.com/book/the-wealth-habit/ken-okoroafor/mary-okoroafor/9781529449204 --------- A huge thanks to the e...

Apr 15, 20261 hr 12 minEp. 180

Financial Adviser Reveals: The REAL Reason You're Not Rich Yet! (Andy Hart)

Andy Hart joins us this week to discuss the real reason most people don't get rich and his new book 'No Bullsh*t Money Advice'. This was a refreshing episode about why you're probably not rich yet and what to actually do about it. Andy's book 👉🏼🔗 https://www.nobullmoney.co.uk/ --------- A huge thanks to the episodes sponsor - Trading 212. 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free frac...

Apr 08, 20261 hr 13 minEp. 179

I Built A £180,000 Investment Portfolio In 8 Years (And You Can Too!) - Ryan King

Ryan King joins us to discuss how he built a £180,000 investment portfolio and how to get started investing with global index funds. This is a investing for beginners masterclass focusing on keeping Making Money Simple which just happens to be his brand name to! --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo ...

Mar 25, 20261 hr 4 minEp. 178

11 Habits To Become DISGUSTINGLY Financially Literate (And Rich!)

Only 29% of the UK are considered financially literate. This HAS to change and these 11 habits will get you 90% of the way there. ---- Gains App launches in a couple of weeks time. It's an AI-powered budgeting and cashback app designed to help you make more of your money. Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year. Join the waitlist HERE 👉 https://gainsapp.com/ --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you d...

Mar 18, 202635 minEp. 177

Why Saving £10,000 Changes EVERYTHING

Here's why saving £10,000 will change your life. It's not just a number its SO much more than that. In this podcast we unpack why that is. Gains App launches in a few weeks. It's an AI-powered budgeting and cashback app designed to help you make more of your money. Every single person who joins the Gains app waitlist has a chance to win their shopping paid for an entire year. Join the waitlist HERE 👉 https://gainsapp.com/ --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit ...

Mar 12, 202627 minEp. 176

I Turned a £500 Overdraft Into £350 Million. Here's How. (Oliver Cookson - Founder of Myprotein)

Oliver Cookson, founder of Myprotein, reveals the secrets to building a business worth over £350 million. Why anyone can build a business in today's day and age plus the story behind the Founder and his next steps. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you invest) ...

Mar 05, 202657 minEp. 175

The ONE Thing You Need To Invest In... (This Works!)

In this episode of the Money Gains Podcast, I share the ONE thing you need to invest in that's so easy and simple. Here's the FREE 10 Step Investing Checklist 👉🏼 https://subscribe.upthegains.co.uk/investing-checklist -------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section. (Capital at risk when you inves...

Feb 25, 202632 minEp. 174

ACCOUNTANT EXPOSES: Why The UK Tax System STEALS 80% Of Your Wealth

Tom McNally, founder of Pie Tax, reveals how the UK tax system takes 80% of your money and what you can do about it. From hidden tax refunds to property investment strategies, this episode is packed with money-saving insights every UK taxpayer needs to hear. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code...

Feb 18, 20261 hrEp. 173

You're Not Behind - Why Everyone Looks Richer Than You (But Isn't)

In this episode of the Money Gains Podcast, I share why you're probably doing better than you think and why it doesn't feel that way. I dive into the psychology of comparison, the people profiting from your insecurity, and why most "rich-looking" people are actually broke. Plus, I share my own story of being £24,000 in debt trying to keep up. -------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don't receive the...

Feb 11, 202623 minEp. 172

Why Your Student Loan Goes UP Even When You're Paying - Ollie Gardner Rethink Repayment

In this episode of the Money Gains Podcast we welcome Ollie Gardner to the show. Ollie's campaign Rethink Repayment, is fighting for student loan reform in the UK. We discussed why your student loan goes up even when you're paying, the truth behind the £270 billion debt crisis, and whether an entire generation was mis-sold the biggest financial decision of their lives. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/...

Feb 05, 202657 minEp. 171

Most of Us Rent Our Income. Here's Why This Matters.

In this episode of the Money Gains Podcast, I explain why your income is rented, not owned and what to do about it. I dive into the research on why we spend to prove ourselves, the dopamine trap that keeps us stuck, and the "tend your forest" framework for building real wealth. If you've ever felt like you're working hard but getting nowhere financially, this one's for you. -------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/j...

Jan 28, 202628 minEp. 170

A Gangster Saved My Life: From Council Estate to 8-Figure Exit (Timothy Armoo)

How to turn yourself into a wealth-generating machine. --------- In this episode of the Money Gains Podcast we welcome Timothy Armoo to the show. Timothy is the founder of FanBytes which he sold for an eight-figure sum before turning 30. We discussed the difference between your mental and physical environments, why successful entrepreneurs are far more unremarkable than you think and how to develop the courage to leave your existing tribe to pursue bigger goals. --------- 👉🏼 Get FREE FRACTIONA...

Jan 21, 20261 hr 8 minEp. 169

This Is Exactly How You’re Going To Take Control Of Your Finances In 2026 (90 Day Plan)

The playbook to make 2026 your year. --------- In this episode of the Money Gains Podcast I'm breaking down a practical 12-week action plan covering everything from conducting a financial review to automating your money management. We talk about why personal finance is deeply personal and provide actionable steps for increasing income and capturing cashback opportunities that could save you over £1,000 a year. This is the CHATGPT Prompt >> “Here are my last 3 months of bank transactions. P...

Dec 17, 202547 minEp. 168

Could You Run the UK Economy? Inside the Decisions No One Sees (Joe Mayes)

There's more to the Budget than the headlines. --------- In this episode of the Money Gains Podcast we welcome award-winning journalist and bestselling author Joe Mayes to the show. We discussed the intense pressures faced by the Chancellor, why there's so much uncertainty about economic policies and ran through some interactive scenarios from Joe's book, Can You Run the Economy? --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading21...

Dec 10, 202559 minEp. 167

Finance Experts Reveal: What The UK Budget Means For You (Andrew Craig & Brian Byrnes)

They promised growth - did this Budget deliver? --------- In this special UK Budget episode of the Money Gains Podcast we welcome best-selling author Andrew Craig and Brian Byrnes, Head of Personal Finance at Moneybox, back to the show. We discussed Rachel Reeves' latest Budget and the implications that tax changes will have on you, the economy and the country as a whole. --------- 👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/jo...

Nov 28, 20251 hr 20 minEp. 166

Multi-Millionaire Reveals: Why Financial Freedom Isn’t About Money (Jason Graystone)

This is what really matters if you want to be free. --------- In this episode of the Money Gains Podcast we welcome Jason Graystone to the show. Jason shares his journey to achieving financial freedom at just 30 years old, spending a week with Richard Branson on Necker Island and revealing why most people are optimising for the wrong version of freedom. --------- 👉🏼 Get a FREE FRACTIONAL SHARE worth up £100 when you deposit £1 with Trading 212 🔗 https://www.trading212.com/join/MGP If you don'...

Nov 19, 20251 hr 8 minEp. 165

Warning: Cash ISA Changes Will NOT Boost UK Investment (Rajan Lakhani - Plum)

Are the Government about to get this all wrong? --------- Check out Plum https://upthegains.co.uk/visit-plum-partner/ (When you invest your capital is at risk. Past performance is not a guarantee of future success. Investments can go up and down in value. Lifetime ISAs can be used for a first home purchase or towards retirement) --------- In this episode of the Money Gains Podcast we welcome Rajan Lakhani, Head of PR & Comms at Plum to the show. Rajan explains why Rachel Reeves' proposed cas...

Nov 12, 202559 minEp. 164

The Truth About Why Young People Feel So Lost (Bianca Errigo)

This is why workplace stress is affecting more than just your health. --------- Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome Bianca Errigo from Human OS to the show. Bianca shares groundbreaking insights into how chronic workplace stress creates invisible financial leaks, why 63% of 18-34 year-olds are worried about their finances, and how the resilience c...

Nov 05, 20251 hr 10 minEp. 163

Why The UK Housing Market Will Explode In 2026 - (James Gerrard)

Society is splitting in two - which side you're on will determine your financial future. --------- Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome James Gerrard to the show. James is a property investor, business owner and speaker with a unique view on the current economic landscape and how the middle class is effectively vanishing. --------- 👉🏼 Get a FREE ...

Oct 29, 20251 hr 13 minEp. 162

How To Make £500+ Before Christmas Day

These are easy ways to pay for your Christmas shopping and expenses. ----------- Join the waitlist for my new app GAINS. 👉🏼 https://gainsapp.com/ Every person who joins the waitlist gets the chance to have their food shopping paid for an entire year. Yep, you read that right. ---------- Other cashback providers mentioned: TopCashback 👉🏼 https://www.topcashback.co.uk/ref/sammieellardking ----- Take My Money Personality Quiz (Get A Free Action Plan) 👉🏼 https://upthegains.co.uk/quiz ---------...

Oct 25, 202512 minEp. 161

Dating App CEO Reveals: Why Finding Love Has Never Been So Expensive (Jamie Johnston)

Is there a hidden tax to being single? --------- Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome Jamie from Mattr to the show. Mattr is the UK's first lifestyle app for single people and Jamie talks about how there is far more to being single than dating, the financial realities single people are facing and the toxic influence of social media on dating expect...

Oct 22, 20251 hr 2 minEp. 160

Money Moments 25 - The Hidden Tax Increase No One Is Talking About (Charlotte Baroukh)

Understanding tax and our pay slips shouldn't be this complicated. In this week's Money Moments we're back with Charlotte Baroukh to talk about common misunderstandings about payslips plus the hidden tax increases that are hurting your wallet. Tune into the full episode ⤵️ YouTube: https://youtu.be/6NgwGZ2Lq3k?si=72qf90AhgJDLH9JR Apple Podcasts: https://podcasts.apple.com/gb/podcast/accountant-exposes-why-the-uk-tax-system-stops-you/id1670382337?i=1000706623864 Spotify: https://open.spotify.com/...

Oct 17, 202514 minEp. 159

The Stock Market Will Crash: Former Credit Suisse Head Reveals Why (Rich McDonald)

Everything is hitting record-highs - is this a warning sign? --------- Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome Rich from The Art of Investing to the show. Rich brings over two decades of finance experience to talk about a rare moment where seemingly everything is at all-time highs simultaneously. We talk about current market risks and opportunities, p...

Oct 15, 20251 hr 8 minEp. 158

Money Moments 24 - Why Talking About Money Can Make Or Break A Relationship (Bekah Donovan)

Is who you share your life with the most important financial decision you can make? In this week's Money Moments we're back with Bekah Donovan to talk about the often-avoided subject of money conversations in dating and relationships, and why financial compatibility matters just as much as emotional connection Tune into the full episode ⤵️ YouTube: https://yt.openinapp.co/uce9n Apple Podcasts: https://podcasts.apple.com/gb/podcast/financial-red-flags-in-dating-relationships-with-bekah/id16703823...

Oct 10, 202515 minEp. 157

UK Economy Explained: This Could Change Everything For You

Why does it feel like everyone in the UK is struggling right now? --------- Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz --------- In this special episode of the Money Gains Podcast we've rounded up some of the best discussions about the UK economy from the last year. We've got Andrew Craig, Grace Blakeley, Joe Bryan, Rich McDonald and Michael Taylor sharing decades of experience in UK economics, politics, tax and much more. This is a deep dive into everything from gov...

Oct 08, 202547 minEp. 156

Money Moments 23 - This ONE Simple Technique Saved Me From Burn Out (Anyone Can Do It) - Dan Hughes

What's the point of building wealth if you're too burnt out to enjoy it? In this week's Money Moments we're back with Wim Hof Instructor Dan Hughes from Vitae VI to talk about a simple change you can make to reduce stress, improve your decision-making and set yourself on the right path for long-term success. Tune into the full episode ⤵️ YouTube: https://yt.openinapp.co/1q3sz Apple Podcasts: https://podcasts.apple.com/gb/podcast/without-this-your-money-wont-matter-how-to-avoid-burnout/id16703823...

Oct 03, 202517 minEp. 155

Financial Expert Reveals: 31 Money Lessons To Grow Your 1st 100k - Brian Mitchell (Frugal Spender)

How to make a budget, stick to it and grow wealth for the long term 💸 Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome Brian Mitchell from Frugal Spender to the show. We chat about why your budget keeps failing, how car finance is silently destroying your wealth, and why the person you marry matters more than any investment strategy you'll ever learn. We also...

Oct 01, 20251 hr 20 minEp. 154

Money Moments 22 - Financial Experts: £31 BILLION in Lost UK Pensions - Is Some Yours?

In this week's Money Moments we're back with financial experts and content creators Rotimi Merriman-Johnson and Laura Ann-Moore to talk about lost pension money, why it's such a problem and how you can find money you could be missing. Tune into the full episode ⤵️ YouTube: https://yt.openinapp.co/beqgudd Apple Podcasts: https://podcasts.apple.com/gb/podcast/dont-wait-your-state-pension-will-leave-you-broke-ask/id1670382337?i=1000697794758 Spotify: https://open.spotify.com/episode/2N95X5bMYvw897S...

Sep 26, 202512 minEp. 153

Bank of England Senior Advisor Reveals: How The UK Economy REALLY Works (Jack Leslie)

From interest rates to inflation - this is what you really need to know 💸 Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇 🔗 https://upthegains.co.uk/investing-checklist --------- In this episode of the Money Gains Podcast we welcome Bank of England economic advisor Jack Leslie to the show. We chat about the things that really matter when it comes to what's happening with your money. This episode reveals the intricate processes behind Britain's most powerful financial...

Sep 24, 202554 minEp. 152
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