“Banks Don’t Teach You This — But You NEED to Know It.” In this episode, Jaspreet pulls back the curtain on how banks really make money and why it’s hurting you more than helping you: Why banks profit more when you go into debt The real reason they push credit cards, car loans, and HELOCs Why “good debt vs. bad debt” is a dangerous trap for most people The sacrifices you’ll need to make if you want real financial freedom How to stop making your banker rich and start using banks to your advantage...
Apr 15, 2025•10 min•Ep. 200
“Got $5,000? Here’s how to make it work for you.” In this episode, Jaspreet breaks down what to do if you have $5,000 sitting in the bank and how to turn it into way more: Why paying off debt and building an emergency fund come first Two powerful paths: actively growing your money (start a business) vs. passively growing it (invest) The easiest types of businesses you can start today: content, service, or product-based How to invest your $5K even if you don’t want to run a business Why consisten...
Apr 10, 2025•20 min•Ep. 191
Want to invest but don’t know where to start? Here’s the breakdown: In this episode, Jaspreet dives into the difference between mutual funds, index funds, and ETFs, and why picking the wrong one could cost you tens of thousands in hidden fees: What mutual funds really do (and why most people overpay for them) Why Warren Buffett bet $1M against high-fee hedge funds and won How index funds let you mirror the market without the management drama Why ETFs are like stocks…but with way more chill How t...
Apr 08, 2025•15 min•Ep. 195
“Want to find the real investment gems? Start here.” In this episode, Jaspreet reveals the Investment Trio—three key steps that help you uncover hidden opportunities and grow real wealth without falling for the hype: Why being financially prepared matters more than chasing the next hot stock How financial education helps you avoid rookie mistakes (and fake deals) Where to look for upcoming trends before they go mainstream The simple system to start investing—even if you’re not rich Examples from...
Apr 03, 2025•17 min•Ep. 190
“Buying isn’t always better. Sometimes renting is the smart move—and here’s why.” In this episode, Jaspreet challenges the myth that homeownership is always the path to wealth and breaks down the real costs of owning vs. renting. It’s not just about the monthly mortgage—there’s a lot more under the hood. The 5 hidden costs of owning a home most people ignore Why more wealthy people are choosing to rent How opportunity cost eats into your equity What the 10-year plan has to do with your decision ...
Apr 01, 2025•18 min•Ep. 202
“Ramsey says avoid all debt. Kiyosaki says use debt to get rich. Who’s right?” In this episode, Jaspreet shares his personal experience testing out Dave Ramsey’s 7 Baby Steps—what worked, what didn’t, and how to adapt them for your own goals in 2024. The key difference between Ramsey and Kiyosaki’s approach to building wealth Why a $1,000 emergency fund might not cut it anymore Which debts you should actually pay off first—and why What Jaspreet did instead of opening a 401(k) Alternatives to col...
Mar 27, 2025•22 min•Ep. 196
"A good financial decision moves you forward—but a bad one can set you back even more." In this episode, you’ll learn how to spot and avoid seven of the biggest money traps that quietly sabotage your financial future—so you can build wealth without unnecessary setbacks. What lifestyle inflation really looks like—and how to break the cycle Why waiting for the “perfect” time to invest is keeping you broke The triple cost of financing a car versus buying one with cash How to “act your wage” without...
Mar 25, 2025•20 min•Ep. 193
"Most people don’t get rich because they don’t realize what’s keeping them broke." In this episode, Jaspreet uncovers seven hidden wealth killers that hold people back from financial freedom—often without them even realizing it. Why an 800 credit score won’t make you wealthy The real cost of car payments and why financing a car keeps you broke How buying a home can hurt your finances if you’re not ready The hidden cost of time—how TV and distractions kill financial growth Why buying luxury befor...
Mar 20, 2025•19 min•Ep. 172
"The wealthy don’t just work for money—they make money work for them." This episode explores five key ways rich people think differently about money and how those shifts can change financial outcomes. The importance of growing wealth rather than just earning more How to structure finances to protect and keep more of what’s earned The distinction between assets and liabilities—and why it matters Why limiting beliefs around income potential hold people back How calculated risks play a role in long...
Mar 18, 2025•18 min•Ep. 186
"Recessions come and go, but once in a lifetime, the financial system resets. Ray Dalio says we’re on the brink—are you ready?" Billionaire investor Ray Dalio warns that the U.S. is at the end of a long-term debt cycle, a rare economic reset that happens every 50–100 years. In this episode, we break down: The Short-Term vs. Long-Term Debt Cycle – Why recessions are frequent, but true economic resets are generational. Where We Are Now – Why debt levels, government intervention, and rising taxes s...
Mar 13, 2025•13 min•Ep. 174
"Want to make $100K a year without working? Real estate can make that happen—but only if you do it right." Most people dream of financial freedom, but few actually create a plan to make it happen. In this episode, Jaspreet breaks down exactly how to build a rental property portfolio that generates enough cash flow to replace your income, allowing you to live off rental income forever. What You’ll Learn: The Real Estate Wealth Formula: How much you need to invest to generate $100K+ per year The 3...
Mar 11, 2025•15 min•Ep. 185
"Making money isn’t magic—it’s math. Break it down, build the system, and the results will follow." If you’re starting from scratch and want to hit $100K in the next 12 months, you need a plan—whether it’s earning it, investing it, or saving it. In this episode, Jaspreet breaks down the step-by-step strategies to build your first six figures and avoid the common money traps that keep most people stuck. Here’s what you’ll learn: The three different $100K goals: earning, investing, or saving How t...
Mar 06, 2025•22 min•Ep. 180
"The secret to building wealth isn’t how much you make—it’s how much you keep and invest." Most people make money and spend it—then wonder why they’re broke. Wealthy people do the opposite: they pay themselves first by saving and investing before spending a dime. In this episode, Jaspreet breaks down his 75/15/10 Rule—the easiest way to manage your money so you always have cash for today and investments for tomorrow. Here’s what you’ll learn: Why most people stay broke (and how to stop making th...
Mar 04, 2025•19 min•Ep. 178
"If the government can take their cut before you see your paycheck, why not pay yourself first too?" Most people get paid, spend, and then wonder why they’re broke at the end of the month. Wealthy people do the opposite—they invest first, save second, and only spend what’s left. In this episode, Jaspreet walks you through a foolproof system to manage your paycheck so you can start building wealth immediately. Here’s what you’ll learn: The 75/15/10 rule for dividing your income Why you should hav...
Feb 27, 2025•17 min•Ep. 175
"The tax code is a rulebook—those who understand the rules pay less." Most people don’t realize that the IRS tax code is built to benefit business owners and investors, not employees. If you don’t know how to navigate the system, you’re likely paying more than you need to. In this episode, Jaspreet breaks down seven key tax loopholes that the wealthy use to keep more of their money legally. Here’s what you’ll learn: How Section 179 allows business owners to write off big purchases (like a G-Wago...
Feb 25, 2025•24 min•Ep. 184
"America is the greatest country for building wealth—so why are most people drowning in debt?" The biggest financial trap isn’t low income—it’s how you spend what you earn. In this episode, Jaspreet breaks down: Why high earners are still broke (and what they’re getting wrong). How banks, corporations, and the government make money off your financial struggles. The two biggest money traps—the You Problem and the Me Problem. Why earning more won’t make you rich unless you change this one habit. H...
Feb 20, 2025•15 min•Ep. 177
"The key to financial freedom isn’t just making money—it’s making your money work for you." Can you really live off dividends and never work again? Yes—but most people do it wrong. In this episode, Jaspreet breaks down: Why most people fail as dividend investors. The 3-step strategy to turn your dividends into passive income. How to start with just $1,000/month and build a six-figure dividend stream. The psychology of winning in dividend investing (most people panic and sell at the worst time). ...
Feb 18, 2025•13 min•Ep. 183
"Wealth isn’t about having a million dollars in the bank. It’s about having enough passive income to never worry about money again." If you want to stop trading time for money and actually build sustainable wealth, this episode is for you. Jaspreet breaks down the two proven strategies that the wealthy use to generate profits and achieve financial freedom: The difference between a salary and real wealth (most people never learn this). How to own assets that generate profits—without working for t...
Feb 13, 2025•22 min•Ep. 179
"Your home isn't an investment just because you live in it. It can either build wealth—or drain it." Owning a home is part of the American Dream, but too many homeowners turn their biggest purchase into a financial nightmare. In this episode, Jaspreet breaks down the five most common mistakes homeowners make that cost them money—and how you can avoid them. You'll learn: Why refinancing too often can sabotage your financial future. The hidden dangers of treating your home like an ATM. Why your mo...
Feb 11, 2025•13 min•Ep. 171
"The difference between rich and wealthy? Rich people work for their money. Wealthy people make their money work for them." Most people spend their entire lives chasing a paycheck, upgrading their lifestyle, and wondering why they never feel financially free. The truth is, earning more money doesn’t automatically make you wealthy—it’s what you do with it that counts. In this episode, Jaspreet breaks down the money system that wealthy people use to build financial freedom, step by step. Here’s wh...
Feb 06, 2025•25 min•Ep. 173
"You don’t need millions to invest in real estate—you just need to know the right strategy." Want to earn passive income from real estate—without buying a house or dealing with tenants? REITs (Real Estate Investment Trusts) offer a way to invest in real estate with low capital, zero property management headaches, and steady dividend payouts. In this episode, Jaspreet breaks down: REITs vs. Physical Real Estate – Which is better for your money? The different types of REITs (and which ones pay the...
Feb 04, 2025•14 min•Ep. 182
"Your 401(k) was never meant to be your entire retirement plan." Millions of Americans are relying on their 401(k) to retire comfortably—but the truth is, most people won’t have enough. In this episode, Jaspreet reveals why your 401(k) alone isn’t enough to retire stress-free and what you need to do right now to build a real retirement plan. You'll learn: Why the old three-legged stool of retirement is broken (and what replaced it). The biggest mistake people make with their 401(k) (and how to a...
Jan 30, 2025•14 min•Ep. 181
"Your first $100 investment won't make you rich—but it will change the way you think about money forever." If you’ve got $100 and you’re ready to start investing, but you don’t know where to begin—this episode is for you. Jaspreet breaks down 7 simple ways to invest your first $100, even if you have no experience. You'll learn: Why paying off debt might be your highest-return investment. How to turn $100 into passive income in the stock market. The real truth about 401(k)s and IRAs (and how to u...
Jan 28, 2025•18 min•Ep. 176
"Money is a tool—use it wisely, and it can work for you for generations." What if you could stop worrying about money and create a legacy that lasts for generations? In this episode, Jaspreet breaks down the 10 steps to building real wealth—covering everything from mindset to investment strategies to legacy planning. Learn how to: Develop a wealth mindset that sets the foundation for success. Decode the rules of money and leverage them to your advantage. Save your first $2,000 and establish a bu...
Jan 23, 2025•35 min•Ep. 162
What if your net worth wasn’t just about how much you owned—but also about how well you protected it? Learn the five powerful (and completely legal) strategies that the wealthy rely on to safeguard their assets and ensure financial security. We’ll dive into: How to make your assets "invisible" and shield yourself from liabilities. The essential team you need: attorneys, accountants, and advisors who can save you from costly mistakes. Real diversification: it’s more than stocks—how to include rea...
Jan 21, 2025•21 min•Ep. 164
What would you do if you received a $1 million check tomorrow? Most people scramble for a plan, but true financial independence starts with preparation. In this episode, learn the seven essential steps to retiring early and building a life of freedom: Calculate your real retirement number (it’s simpler than you think). Discover the difference between a traditional retirement account and a freedom account. Learn how to create new income streams that work for you, not the other way around. Protect...
Jan 16, 2025•26 min•Ep. 159
"Would you rather make a lot of money or be worth a lot of money?" Jaspreet breaks down the two strategies wealthy people use to build massive wealth: being worth a lot (like Elon Musk) and making a lot (like Warren Buffett). Learn the pros, cons, and risks of each approach and how you can apply these principles to build your own wealth system. What You’ll Discover: Elon Musk’s playbook: How leveraging assets and debt creates wealth on paper. Warren Buffett’s strategy: Generating cash flow throu...
Jan 14, 2025•18 min•Ep. 170
"You either master your money, or your money masters you." Jaspreet reveals the 7 most common financial pitfalls that keep young people broke and struggling. Learn how to avoid these costly mistakes and start building real wealth in your 20s. What You’ll Discover: The car trap: Why that shiny new car could be a $430,000 mistake. Luxury lifestyle lies: How designer clothes and vacations can sabotage your future wealth. Homeownership myths: Why buying more house than you need is a financial disast...
Jan 09, 2025•14 min•Ep. 167
"Your wealth starts in your mind before it grows in your bank account." Feel empowered as Jaspreet shares how to break free from limiting beliefs and unlock the mindset of the wealthy. Learn actionable strategies to reshape your relationship with money and set yourself on the path to financial freedom. What You’ll Discover: The invisible barrier: How to break out of self-imposed limitations and think like a successful person. Money as a tool: Why understanding the role of money in your life is c...
Jan 07, 2025•20 min•Ep. 161
“True generational wealth isn’t just a home—it’s income that lasts beyond your lifetime.” This is a mindset shift we all need. Learn from Jaspreet on how to redefine generational wealth and how to create it, even if you don’t make a high salary. From owning cash-flowing assets to avoiding common pitfalls of traditional wealth-building strategies, tune in for insights on how to set up your family (or community) for lasting financial freedom. What You’ll Learn: The difference between a home as an ...
Jan 02, 2025•26 min•Ep. 168
