The Banks Are Collapsing | What Happens Next

and technology, so we can put things into context. And the technology is bitcoin, which is the decentralized technology that's going to help decentralize with the world. Now, there's other technologies that are going to decentralized the world. I've been talking about that. We're going to talk about that more. A lot of people don't understand, They say, but Mark, what do you mean things are breaking apart? I just

see more centralization, more World Economic Forum. The United States is trying to lay down as sovereignty to the World Health Organization all these things, and that is true, but you can also see the pushback. You can see the system cracking apart. And that's what we're going to talk about today. Big, big, big, big topics dominated news headlines. I've talked about it extensively. I've been called on numerous podcasts and Twitter spaces to talk about this, and I

am talking about the banking collapse now. In the decentralized revolution, we talk about three revolutionary cycles that are all converging. Of course, there's the two hundred and fifty year political revolution cycle. There's an eighty year financial revolution cycle on a fifty year tech but the eighty year financial cycle is where we're at. We're seeing the entire financial system

being reset. The banking system is being reset, the sovereign wealth system, the entire global financial system is being reset right before our very eyes. About eighty years ago, we went into the Bretton Woods Agreement where the entire world, most of the entire world, agreed to go into a new monitor hary system. It would be a gold back system, that it would be gold, the dollar would be pegged

to gold, and everyone would use the dollar. And now that system is being reset and we're watching it now. It is not near as neat and clean and easy as it was before because as the cracks start happening, it gets very messy. It's very dangerous. You don't want to get caught up in this danger. You want to be able to navigate it correctly, and if you navigate it correctly, it could be massively profitable for you. So we're gonna talk about that. We're gonna talk about the

banking system collapsing. Like I said, it's all over the news. Silicon Valley Bank SVB was bailed out. We're gonna talk about that. We're gonna talk about, like I said, how this goes into the banking system overall, not just for the United States, but for the world, what that means. We'll talk about steps that you can do to protect yourself.

So we have a lot to cover. Like I said, I've talked about this extensively, and so I'm going to give you some different perspectives that I was thinking about last night, thinking about this morning, because as I think about this, as I talk, as I discuss it, I keep kind of having these new insights and revelations. And so we're gonna talk about a couple of different angles that I haven't really thought of. So let's dig in, all right. So, first of all, the banks are collapsing.

You've heard it, like I said, Unless you've been living under a rock, you already know this. You've heard about it. Silicon Valley Bank crashed. Of course it wasn't the first one. Didn't happen a vacuum. First we saw it was Silvergate Bank first of all, and then it was you know, SBB. Now we're seeing other banks, Signature Bank was taken over, etc. So why are they failing now? If you want a super deep analysis into the data, including looking at the charts and the graphs and the data, go to my

main YouTube channel. Just search Mark Moss on YouTube and you'll see a very detailed video. I don't know how long that was. It was, it was long, it was, I don't know. I haven't looked. Probably twenty thirty minutes, I'm guessing. But I have all the charts of all the graphs if you want to see the data of exactly how this went down. So I'm not going to go super deep into that, because like I said, you

can go watch that if you want. I'm gonna give you the super high level because I want to get to what I think is more important, which is why is the system failing? What is the government doing to prevent a new system from being built to save this system? Why it's inevitable. It's going to happen, like I said, and what we're gonna do about it? Okay, So why first of all, let's talk about that. So well, we'll

just say it's the FED. The irony here is that the Federal Reserve was created in nineteen thirteen, and it was created to stop the boom and bust cycles. Specifically, it was created to backstop banks because previous to the Federal Reserve creation in the late eighteen hundreds, we had

an era known as free banking. And what that means is that we had something called capitalism where we had businesses that would compete against each other, and so you had all these different banks and they would try out

different models. That's how it works in capitalism. One bank would try one system, another bank would try another system, and we were starting to figure out what was working and what wasn't working, and unfortunately, some banks went bust, and when the banks went bust, people would lose their money in there. Now, I believe, and this is a pretty radical viewpoint today, So I apologize if this ends you.

Not really, I don't apologize for that, but my very radical viewpoint is that I believe that we should be responsible for ourselves. At the end of the day, anything that happens in my life is my responsibility, just like anything that happens in my business is my responsibility. Even if it was someone below me, someone who was supposed to do that. At the end of the day, I got to take responsibility. It's my business, it's my life, it's my money. I need to take responsibility for where

I put that money. So in the free banking are in the eighteen hundreds, it was it was up to the people to be responsible for that money. Just like a Silicon Valley bank, it was their responsibility to make sure where they put their money was safe. And we'll talk about that, but first let me continue frame this up. So with this araa free banking and these banks were trying out different models capitalism at its finest, we were

starting to figure out what worked. Part of what caused that banking system to collapse the free banking era was the government. The government came in to put all kinds of crazy restrictions on this free banking, such as they couldn't have more than one branch open in different jurisdictions. And so if you got money, iou claims because back then gold was money. Gold went into the bank. They gave us an IOU, a paper gold certificate that was

redeemable for gold. But if I got an IOU from a bank in New York, I necessarily couldn't redeem that IOU in a bank in Texas or California. The banks were not allowed because of government regulations. They weren't allowed to open up separate banks. So what happened is if I wanted to redeem a paper goalstificate from New York in Texas, they would make me. They'd give me a discount. They'd say, we're not going to redeem it a one hundred percent, will give you seventy eighty percent or whatever

it is that really restricted it. Now, it's no different. I spend a lot of time in Mexico. As a matter of fact, I'm heading down to Mexico tonight, and in the very remote places of Mexico, they don't want dollars. They use pasos. So if you're in the tourist areas, they typically will take dollars, but your exchange rate isn't

always going to be that good. Now, if you go to the more remote places, they may not take those dollars at all, or they're going to give you a very discounted exchange rate, because it's what are they going to do now? They got to go drive hours or whatever to the bank to go exchanges, so they're going

to charge you for that. And that's basically what happened in the free banking are That was number one, but the number two this is a very interesting parallel protocol here, or parallel way to look at it, is that the governments forced these free banks to buy government bonds. And what happened is that that's government debt treasuries, which are supposed to be the risk free asset because the government's

never going to default. But the problem is is that the bonds crashed and these free banks we're sitting on a bunch of government bonds that lost value and the bank's crashed. Now interesting parallel because that's exactly what just happened in this banking collapse. They bought risky assets that were government bonds that lost money and they collapsed as well. Same thing that happened in the free banking area. It wasn't really free. It was mandated by the government. Can't

have more than one branch. You have to buy government bonds and they lost money. Then the Federal Reserve was started nineteen thirteen. We're gonna backstop the banks. We're gonna make sure that it doesn't happen. We're gonna make sure that we regulate them and they're gonna be safe, and we're going to make sure that if they fail, we're

going to back up the deposits. And so ever since nineteen thirteen, when the Federal Reserve was created to do just that, booms and bus have only gotten bigger and bigger and bigger. We've had something like over five hundred banks have failed in the last you know, thirty forty years, and we're having banks failing today. If you're just tune

in you are listening to the Mark Moas Show. We're talking about the banking collapse that happening, but we're gonna bring it into bigger context, show you how the entire financial system of the United States and the world is collapsing. How do we protect ourselves, what's coming next? All of that good stuff like we always talk about all the time. Again listening to the markmas Show. If you if you miss any of this, you can catch it on the podcast.

Just search the Mark Moa show and your favorite podcast player, or you can watch me on YouTube as well. Just search Market Disruptors and you can find it over there as well. But I gotta take a quick break. I'm gonna take a second. I'm gonna come back. We're gonna talk about this more. Don't go away, I'll be right back, all right, welcome back. If you just tune in, you are listening to the Mark Moas Show. We're talking about the blood bath in the banking sector. We're talking about

the meltdown in the banking sector. And so I was kind of framing up how that worked. It's failing. So the banking system is failing because the banks don't have any money. So what happens is you put your money in the bank and you hope that you get your money back out of the bank. What a lot of you maybe don't know is that when you give that money to the bank, it is no longer your money. Most people don't understand this. When you open up bankcount,

you fill out a whole packet of information. In that packet of information, you basically give away your money. It's no longer years. You now become what's called an unsecured creditor of the bank. So what does that mean? Unsecured? That means they owe it to you, but it's not against any security. Like if the bank, you know, gives you a loan against your house, but it's secured against house. If you don't pay the house loan, they take your house,

it's secured against that asset. But when you give your money to the bank, it's unsecured. So we're doing that and they don't have the money. Now in the case of this, just to kind of frame it up real quick, go watch my YouTube video to get the full details. But basically, the FED created all this money, so we had the pandemic twenty twenty came between the FED and the government. They printed about eleven trillion dollars and sent

that out into the ecosystem. Where does that money go, Well, of course, it goes to businesses and people and things like that, and they put it into the bank. The bank balance is swelled to massive amounts had and seen as a matter of fact, in twenty twenty one, banks were telling people not to give them any more cash. We don't want your cash, we don't have to do with it, go spend it, give it to another Bank. I mean it was crazy, and so they balance is swelled.

For SVB, Silicon Valley Bank, the balance is swelled from sixty billion to almost two hundred from sixty to two hundred in about a year and a half. Now what do they do with all that cash, Well, they invest it. It's your money, they invest it, and they make money. Of course, they give you zero percent. We're going to come back to that, and that's an interesting piece. They give you zero they're making money. But the problem is with Silicon Valley they and other banks, Silvergate as well,

they bought government bonds when government bonds very cheap. Then the Fed goes on this crazy hiking path, raises rates really high, drives the value of those bonds down, and the bank's lost a lot of money, similar to the free banking era. Then when people went to go get their money out of the bank, Silvergate Bank had over forty billion dollars worth of redemptions or withdraws in a day,

and they didn't have the money. It was gone. They risked it into treasuries, they risked it into mortgage backed securities, and they lost money, and they didn't have the money to give to the people. When they started selling the treasuries to get the money. They lost almost two billion dollars. They try to go raise two billion dollars to pay these people. No one want to give it to them, surprise, surprise, and they went out. Now it's a it's a much deeper,

more involved story. Like I said, go to my main YouTube channel, Mark Moss to watch that whole thing. All right, But the problem, the thing is that I want to highlight is that this isn't just silver Gate or Silicon Valley Bank or Signature Bank. This is all the banks. This is the entire banking system that's breaking apart. Like this,

it's doomed. They don't have your money now. In order to try to save this system, the FED pulled out some more magic tricks and they basically said, hey, all these government bonds that you have you lost money on, We'll just make you whole, okay. And the FED also said we're gonna we're gonna guarantee all deposits. So you have money in the bank that's FDIC insured up to two hundred fifty thousand dollars. But now the FED said, hey, we're just going to guarantee all of it. Now, why

Silicon Valley Bank is a bank in Silicon Valley. Silicon Valley is a big, big, big political donors, specifically to the Democrat Party. California Governor Gavin Newsom rallied really really, really hard to get a bell out for Silicon Valley Bank. Turns out all his businesses use that bank. Surprise surprise, turns out about ninety eight percent of all the deposits of Silicon Valley Bank were not insured because they were

over the two hundred fifty thousand dollars limit. So we basically had was a small, very small community bank for the very very very rich. That's what we had, the very very rich and very very connected, we'll say, right. So that's basically what happened. And so they got the government to guy and Knewsom got the government's ear they built out the bank, and they made all those depositors hold. Now it wasn't necessary to do this, there was they

had losses. They wouldn't been able to pay everybody back one hundred percent, but they could have paid back everybody mostly ninety percent. Maybe some of these depositors would have

taken a ten percent haircut. These are the billionaires I think they could afford a ten percent haircut, but more importantly, would protect the system, because that ten percent haircut would be like that slap on the wrist when you touch a hot stove and you don't and you know, you don't touch it again, And it would teach those people that they should take personal responsibility and not put all

their money into the system that's not protected. It would also teach the bank that they should use proper risk management. So SVB Bank didn't do that. They didn't use any proper risk management. They were way too risky. As a matter of fact, they had about seventy percent of their investments into mortgage backed securities for comparison stake that normal

banks are about third. They're way too risky, and they didn't employ even the most basic of risk management strategies, such as hedges, to protect themselves against bond yields moving against them. And so again no lesson has learned. Capitalism is shurecutted, and so the government saves the day. But one thing that's important here is that in the fog of war there are casualties sometimes that you might be

called friendly fire or something like that. And in this case, it looks like what the government is trying to do, or actually say, the banking system is. They're trying to take out the exits. They don't want you to get out of the system because if you get out of the system, the system collapses. They need your money in the bank. As we found out Silicon Valley Bank, people tried to pull their money out the bank. The banking system collapsed. If people go pull their money out of

the bank, the banking system will collapse. As a matter of fact, if just a few percentage of the people were to pull their money out of the banks, the banking system collapse. So they need your money in the bank. They don't want it coming out. The whole system of collapses. And we can see this. So I recently had on Caitlyn Long on my main YouTube channel, Amazing interviews also on the podcast so Mark Moss Show Caitlyn Long. You can find that interview hundreds of thousands of views on

this video and the podcast downloads. Go check that out. And she was trying to form a bank called Custodia Bank in Wyoming, and Custodia Bank was going to be a custodian which meant they were going to hold onto your cash for you. They were going to be a one hundred percent full reserve, meaning you give them money, they keep it. None of the other banks do that. When you give your money to the banks, they lend

it out. They don't have your money. But her bank wanted to have a novel idea such as, we're going to keep all your cash in the bank and we're going to charge you just to service your cash. And I think a lot of people would do that, and apparently the FED thinks a lot of people would want that as well. So the FED denied their banking charter. They said, Nope, you can't have that. Why why would the FED do that? Well, it turns out it wasn't the only one. There was another bank called Narrow Bank,

same thing. So the FED has to approve any bank charter and Narrow Bank Custodia bank. They got denied for trying to be safe, for trying to hold onto your cash, which is what they're supposed to do, and the FED deny them. Why would the FED deny them? Will the FED deny them because they know that that's what people would want, and so everyone would take all their money out of these risky banks. They don't hold your money, and they would move it to these other banks and

it would completely wipe out the banking systems. So the FED said, no, no, you don't have the right to keep yourself safe. That's how fragile this system is. But it gets worse. There's so much more now you won't even believe what they're trying to blame this on and what they're trying to do next. It's probably one of the biggest battlegrounds that we have in our life right now and over the next couple years, we're gonna talk

about that. I gotta take a quick break. If you're just tune in right now, you're listening to the Mark Moas Show, talking about the banking collapse, the blood bath, explain to you. But we are going to go deep. We have a lot more to cover, so do not go away. I'm just gonna take a quick break. I'll come right back, all right, Welcome back. If you just tune in, you are listening to the Mark Moss Show,

we're talking about the banking collapse. Of course, this builds into our thesis of the decentralized revolution that we talk about each end every week. And I was talking about how the government or the Fudderal Reserve. The Fuddal Reserve approves banks, and they've denied two different banks because they want to hold your money in the bank. It's the novel concept and they don't want that because they know that if there was a bank that offered safety and security,

everybody would go to that bank. It would collapse the entire system. So what they want is they want to take out the exits. It looks like what they've also done is they've taken out the exits. There's another bank called Signature Bank that got taken over by the FDIC and according to one of the authors of the Dodd Frank Act that was written after the bank collapse of two thousand and eight, that was written specifically to not

have this problem happen again. According to one of the authors of that bill, he said that Signature Bank was taken over by the FDIC, and they don't know why. It wasn't risky, it wasn't facing insolvency. There was absolutely no reason for it to be taken over by the FDIC. So he doesn't know why, except for Signature Bank is one of the main banks that cryptocurrency and bitcoin companies use.

So we had Silvergate Bank go down. That was one of the main banks, and so people when silver Gate went down, they left and they went to Signature Bank. Signature Bank was one of the other very very very crypto bitcoin friendly banks, and that just got taken over for no reason, apparently, no reason. They weren't risky except for is this another case of them trying to take out the exits. They don't want you to be safe. They don't want you to find the exit, to find

the lifeboat. They want you on the boat as the boat goes down, because I guess it makes the boat go down less slowly obviously, right if everybody rushed for the exits, the boat would just sink. Now, they're doing this from a lot of ways. And as I said kind of before the break, I was saying, this is all. They're also doing this in what is maybe the biggest fight we have of our time right now, and that

is a censorship of our speech. So the SEC head Gary Gensler, came out and says warning, any misconduct amid a banking collapse will be prosecuted, will be prosecuted. What kind of misconduct is he talking about, Well, they're saying that people on Twitter talking about a banking collapse, are causing a banking collapse, and if you put out a tweet that causes the banks to collapse, you could be prosecuted.

They're saying that it could be potentially Peter Thiel's fault because he said that he's pulling his money out of SVB Bank, and he's telling all his companies that he advises to pull their money out of SPB Bank. He put that out publicly, which caused a mad rush for the exit. So it's his fault. Never Mind SVB made all types of risky investments. Never Mind that SVP made

zero attempt for any type of risk management. Never Mind the fact that they didn't have the money, Like the bank's supposed to have your money, so if people want to get their money, they should get their money. How is it Peter Deal's fault that SVP didn't have the people's money. I mean, it's just insanity. But apparently if we don't talk about it, then it's not real. As a matter of fact, I put on Twitter last night.

If you're not following on Twitter, you should. It's just at one Mark Moss, the number one Mark Moss, and I put this video clip of Jerome Powell, the fed share of Jerome Power, and some lawmaker from Nevada was saying, Hey, Jerome Power, it explained to me, and it was a very clear question. Tell me how two percent inflation helps Nevada families. There was a very simple questions. Of course

it doesn't. So he couldn't really answer it. So he danced around, danced around, dance around, didn't even try to attempt it. But what he said was, well, it just gives us a target because if people think that we're going to have two percent inflation, then we will. So whatever we collectively think just happens, which he's calling the self fulfill in prophecy. If we go into the mirror and we screamed beetle juice three times, I guess beetle

juice appears. I don't know. That's what he's saying. So if we just all collectively hold hands and seeing kumbaya and hope for two percent inflation, we'll get it, I guess. But I guess that's what they're thinking about banking laps. If we don't, if we don't talk about banking collaps, then we won't have banking collaps. Never mind that they don't have your money. That's the problem, a man. That's the problem with all this censorship of speech. We shouldn't

be afraid of the truth. Truth is freedom, truth is found an open, honest dialogue. We shouldn't be afraid of that. They're afraid of it because they live in a crooked, evil, corrupt, failing system that if there's any light shine on what they're doing, the whole thing will be found out. As a matter of fact, Henry Ford says, if the American people knew how the banking system worked, there would be a revolution before the morning. Not there'd be a revolution

not tomorrow, before the morning. If the American people knew how it worked, well, they're finding out how it works because we're in a new era. We're in a new paradigm. And that new paradigm, that new era is the information age or the digital age. Information moves at the speed of light instantly, and it broadcasts to everybody. Now. I often say I like to look at politics, finance, and technology. It's always technology that changes the world more than anything.

And I have been talking about how it's changing the world now, and it is. And so let's go back a little bit in history to kind of see a little perspective jump back forward, but on a two hundred fifty year time frame, we have a political revolution cycle. Two hundred fifty years ago was the American and the French Revolution rejecting the centralization of the monarchy of the king.

Two hundred fifty years before that was fifteen hundred. It was the Protestant Reformation, where the people rejected the centralization of the church and state and they sought their own decentralized path to God. Now what led to that It was a piece of technology, a piece of technology that was invented seventy years earlier, and it was a new piece of technology called the printing press. And the printing press allowed for mass distribution of books, specifically the Bible.

And when people were got a Bible were able to actually read it for themselves, they said, wait a minute, everything you've been telling us is a lie. You're lying to us. Now we know the truth. Now. They didn't like that, of course, they tried to hang onto that power as best as they could, so they would lay anybody who would speak out against the labeled them a heretic heresy. My friend Joe Brown shout out to Joe Brown. He's got a podcast on the iHeart network as well.

His is called heresy Financial. Anyway, they would call them a heretic, and it was punishable by death by death. But no matter how many people they killed, no matter how many people they threatened with death, they couldn't stop the inevitable, which was the free flowing of information, and eventually their whole system collapse because people have the information.

Now fast forward to today, we also have a new invention that started about thirty years ago called the Internet, and the Internet allows for free flowing of information, sort of like the printing press. And no matter how much they try to censor us, no matter how much Gary Gensler warns us that they're going to prosecute us if we talk about it, the information is out there. And to Henry Ford's quote, if the people knew how the banking system worked, well, that's my job. That's my goal.

I shouldn't say it's a lot of people's jobs. As I say on my YouTube videos, I'm here to change the way you think about money because everything you've learned is wrong. Purposely because Henry Ford said there'd be a revolution. They don't want that, so they have to either not teach you about it, or they have to teach you wrong. They have to lie to you about it. But just like the printing press, the Internet has now exposed this.

We now see how it's working and we're in that age stay so they can't control it, and it moves fast. So just like Henry Ford said, a revolution before morning, Peter Field put that out and within forty eight hours the bank had collapsed within forty eight hours. So there's two things. One, information moves really really fast. We can share the information no matter how much they try to censor and control. You got the Joe Rogans, you got the Russell Brands. You got little old Me doing my

part as well, trying to expose this. So you know what's going on and they can't stop that. But there's something else that's also leading to this, something called the digital age. I'm going to talk about that. I gotta take a quick break. If you're just tune in, you're listening to the Mark Moss Show, we're talking about the

banking system collapse. I'm gonna do. I'm gonna cover exactly like I said, the second ingredient to why we're in a new paradigm and why they aren't unable to control this, and then we're gonna talk about how to protect yourself from all of this. So I'm gonna be back with all of that, talk about some of the ramifications. Like I said, how to protect yourself, and so much more. If you've missed any of this before, go check it out on the podcast The Mark Moss Show on your

favorite podcast player or the Market Disruptors YouTube channel. You can listen and watch me at the same time. I'm gonna take one quick break. I'm gonna be right back with the rest. Don't go away, all right, Welcome back. If you're just tune in, you're listening to the Mark Moss Show. Of course we're talking about the banking system collapse, the blood bath that's happening in the banking market, banking system, and of course this leads into our thesis of the

decentralized revolution. It's one of the three revolutionary cycles that are resetting. The financial system is resetting. Now. I'm not going to recap everything I've talked about, but it was important. Go check it out on the podcast player. Just search Market Maas Show if you want to check that out. So the new paradigm. Now information moves at the speed

of light. The Internet has changed that exposes it. But even more importantly, we're in the digital age of money, and so in previous banking collapses in the seventies and the thirties, the twenties, the eighteen hundreds, information moved very very slow. Maybe you know, out on my farm we had on the prairie. Eventually months later, like a little rumor comes to me and I don't know if it's

true or not. Right, So information moved really slow, whereas today boom, one Twitter post can reach millions of people, or tens or twenty or fifty million people. But more importantly, if I'm that rancher out on the farm that maybe don't get that news for a couple of months now, then I would have to get get on my horse and I would have to ride, however many days to get to the town and stand the line at a

bank to get some cash out. Now I can see the post online on my favorite news site or social media app, and I can literally open my banking app and just click a button and move my money out of the bank. So not only in the digital as this information move to speed delight. So does money. And I can move it from one bank to another, which you know hurts that bank I pulled it from it's still in the banking system overall. Or with a click of a button, I can just go buy a bitcoin,

which happened a lot. We saw bitcoin price bounce from twenty to twenty five thousand as massive amounts of people were moving into bitcoin. Also gold gold caught a massive bid, did amazing. But a couple of things I think that are interested about this. The banks don't understand capitalism, so they don't understand capitalism because the government always bails them out. Right, if there was a little bit of risk and reward here, if banks actually lost money instead of what they we

say privatizing gains, the banks privatize the gains. They get to keep the profits. But if they lose, we socialize the losses. That means you and I, as tax I have to pay that. If they didn't do if the government didn't bail them out, if that didn't happen, they would learn that, shoot, I shouldn't touch that hot stove again. Capitalism would kick in. They'd have personal responsibility. But they don't.

A couple things that are just stupid for the banks that have again because they've never had risk It's like it's like it's like a it's like a kid who's been or or an adult who's grown up with, you know, overbearing parents who's treated them like a kid, and they've just never learned to manage themselves. And so the banks didn't practice any proper risk management. That's their fault. They made massive bad investments into e SG that have complete

felt so they lost. They had no risk management. They made massive amounts of bad investments. But that's SVB. But the banks overall don't get it either. So for example, as I said, you give your money to the bank, you're a non secured creditor, okay, and how much does the bank give you. Well, when you give the money to the bank, they loan, they use that money to invest and make money. How much of that do they

give back to you. See, used to be when I give my money to the bank, the bank would invest it and then they would pay me interest, which was a return on my money, which was part of the money they were making with my money. But today we put our money in the bank. They make money with our money, but they give us zero As a matter of fact, most banks pay like zero point eight today. But the FED, the government, the FED will pay me five percent. And that's the FED. So I don't have

to worry about the riskiness of the bank. I have to worry about being unsecured creditor. I don't have to worry about them, you know, making bad deals or whatever, fraud. I don't have to worry about any of that. I just give it directly to the FED, and they guarantee my money and they pay me five percent. So would you rather take all the risk, all the problems, all the headaches, all the pitfalls for zero percent or give it to the Fed for five? Of course, the answer

is give it to the Fed five. So what are doing well? They're pulling money out. Banks have never had to deal with competition. They don't understand capitalisms, so they don't get this. So if the banks want us to keep our money in the banks, they should probably pay us better than what the FED will pay us. They should pay us Fed five percent plus whatever they're making on our loan portfolio. They're giving out credit cards, are given out home loans. They're making about a seventeen percent

return on average seventeen percent. So could they give us what the FED is paying five plus two? Could they give us seven percent? We'll keep my money in the bank for seven percent. At five percent, let's going to the FED. That's it. Banks lose. Now maybe I'll keep enough to pay my house payment next month, but the rest goes to the Fed. So how do we protect ourselves. Let's move into that part. Well, one, get your money out of the banks, move it to the FED. Certainly,

keep your money under two hundred fifty thousand dollars amounts. Certainly. Of course, now the Fed's going to backstop all though, so maybe that doesn't even matter anymore. But why would you put your money in the bank and mern zero? Now, like I said, you know, we have our checking account.

I'm talking about checking account. There's money that I need short term paying my bills this month, and then you should have hopefully you have a savings account, and that's long term money, right, and so that savings account, put that at the FED. Go make five percent. You can do it. And now not long term treasuries. That's how everyone lost money. Short term treasuries less than two years,

one year, six months, and it's tax free. In most cases, talk to your tax professional in that most cases that income is tax free for you, so it's even better than that. You can't earn that in stocks, which is why stocks are going downhill. So that's how you protect yourself. That's one way. Another way, obviously, bitcoin Bitcoin was made for this moment. As I said, it pumped from twenty twenty five thousand. People realize that the banks can't be trusted,

there's moral hazard, and so there's bitcoin. Now, I'm gonna do a live event next week where I'm gonna go live for about an hour and really going to break this system down and more importantly talk about how we can protect ourselves, how we can invest, how we can make money through this situation because oh, a lot of wealth is being created right now. Um, if you want to find out about that, you want to join me next week where we're gonna go live and you can

actually interact with me. It's done like over zoom. Just go to go dot one, Markmoss dot com, Go dot one, Markmas dot com, slash crash, Go dot one, Markmoss dot com, slash crash. We'll go live, like I said, in a zoom environment, we can talk. We can share messages and we'll really talk about this, but I'm gonna lay out my plan of how we're making a killing in this market. Um, when there's when there's volatility, that's when the time is

to make money. It's sort of like, um, when there's big waves in the ocean, that's the time to go surf. When there's big waves in the financial market, that's time to make money. So we want to talk about that. But UM, you know, like I said, uh, get your money out of the bank. Why if you if you have more than you need for this month or two, go put into treasuries short dated less than two years tax free. In most cases, gold is doing amazing well.

I expect that to continue. Bitcoin is doing amazingly well. And part of this isn't just the system collapsing on its own because they've made all these bad decisions, which is certainly the case. It's also happening because other nations around the world see the same problem. As a matter of fact, central banks have bought more gold than any time in history. Central banks are going to shoot. We don't want fiat currency. I don't want any fiat currency. I don't want the Turkish lira, I don't want I

don't want any I don't want any currency. I don't even want to use a dollar. I'd rather just have the gold they're saying, I would rather have the commodities. So Russia announced are going to produce less oil. They'd rather keep the oil in the ground than pump it all out and hold onto Fiat currencies. Saudi Arabia the same thing. GM just announce they're going to spend six hundred and fifty million, over half a billion dollars to

buy a lithium mine. They'd rather own lithium in the ground than they would rather have the dollars or the treasuries. So that's what's happening here. And so you know, we have the rise of the bricks nations. Over sixty percent of the people in the world are now part of the bricks nations. That's Brazil, Russia, India, China, South Africa, but of course lots of other nations are joining in Iran, Saudi Arabia, and now even Mexico is talking about it,

which would be catastrophic. And so everybody sees what's happening. Everybody's running too. The exits. The banking system is trying to close off those exits as fast as they can, and you need to get out of the exit while you still can. But like I said, those walls are closing in. If you want to join me next week we're gonna go live talk about this, do live Q and A join me. Just go dot one Mark Moss dot com slash crash again, that's go dot one Mark

Moss dot com slash crash. But whatever you do, be careful. It's the age of personal responsibility is snapping back. You are responsible for your retirement, you are responsible for your health, you are responsible for your money in the bank, You're responsible for your business. You're responsible for yourself. No one is coming to save you, so better learn how to

do it yourself. Anyway, you're listening to the Mark Mos Show talking about the decentralized Revolution, talking about the banking collapse. If you missed any of it, check it out on the podcast The Mark ma Show. And that's what I got. Thanks for listening.