If you're watching this channel, then you already know that I put a massive premium onto education. I constantly pound the table on one pouring into our own education. And two that's why I like to teach information or education, So not only do I help share it, but I learn it even better. Education sits at the beginning of everything that we have. We need a curious mind to go seek the education, and it's the key to having success in every area of our life. Now, unfortunately, our
school systems have taken the creativity out of us. They've taken the desire, the fun of building our own education out. But there's a way that we can get it back. There's people that are actively working on this. Now. You've heard the saying that you can't teach an old dog new tricks, and so rather we learned, we'd rather start teaching people how to learn properly at a young age. And that's what we're talking about today with today's guest. He saw the problem and he has found a solution.
You came up with his own solution to find the things that need to be taught, um adapt them to a younger audience, and we dig in how that's being done. How the idea came out. How he's reshaping the future right now today, how you can use some of these tools to help reshape your future. The future so much good stuff to jump into, so let's go go ahead and get into it. Hey, everyone, welcome to the episode of the Market Disruptor Show on today. I'm joined by
Phil Denniston. He is the founder of the publisher of Bad Daddy Publishing, something that I'm very excited about its education, but for a very very specific demographic we're talking about today. Phil, thanks so much for joining us. You bet market it's a pleasure to be here. I found you about eight twelve months ago, and you become quickly one of my favorite content creators. High quality, high quantity. I love awesome, Phil, I appreciate that. Yeah, you know, um I uh, I
guess I love education. I've been doing a lot of it. I think that, um education is just the most important thing in the world. And not just education, but the right the right education, I should say, um, so something I've been super passionate about for the last I I wasn't passionate about it in school, but after school I I got a passion for it, and so I love to teach it as well, and just trying to help
people see different things. I know you and I have had several conversations offline, um, but for everyone who doesn't know, why don't you kind of give us a little bit of a background on what it is that you're doing,
what you're working on. Yeah. Absolutely, So we published what we call Better Bedtime Stories to educate kids and really their parents too, about finance and economics and not so much the mainstream, mainstream stuff that you can get elsewhere, but really what's behind it all, which is the dead based paper money system and how it works. And that's largely eight in this country because it really needs to be because of all the shenanigans that go on behind
the scenes. I myself graduated from college in two thousand with an economics degree, and they never once mentioned Austrian economics. It was all Keynesianism and monetarism, and and the tech bubble was bursting at that time, and I thought, Okay, maybe once in a lifetime the powers that be might
screw up in this way. And so for eight more years I kept reading mainstream stuff, and then in two thousand and eight, housing bubble burst and I'm like, I've got to really peel back the onion and understand what's what's really happening here and why it's happening, And that sort of led me down. I think a similar path as you understanding that the FIA up money was really the issue, and kind of you know, even going deeper
from there. That's interesting. So, UM, you major in economics. Um. Of course all the universities today teach some version of Kinsian economics. UM. I don't tell you that, um. And so you were trained in that. That was of your worldview or the way that you viewed economics. And so when the two thousand eight crashs happened, you thought that maybe it was just a minor problem that caused it, they got it wrong just this one time, and that it probably wouldn't happen again. Is that right? That was
kind of your view at that time. So, so that was the two thousand tech bubble, and it clearly was significant and not minor. But I I thought of it, maybe, Okay, this is one of these once in a lifetime or once in a generation things where things blow up in this way and you start learning about bubbles, and they typically did used to be more like once in a generation, because once a populist was you know, understood the implications of a bubble, they were less likely to walk right
into one. But the fact that we did another even bigger eight years later, with the Great Financial Crisis and the housing bubble, that's what led me to stop following the mainstream financial information, which I was very attuned in, having graduated with an eat con degree and read a
lot about investing in finance. And there's a lot of good mainstream financial information, but what they don't teach you, really it is not only the Austrian school, but the the issues with Fiat money, and we really call it the the root of all the world's biggest, most intractable problems. And that kind of led me to think that these are the kinds of things that I should have learned
growing up, whether from school or from my parents. And some of my my earliest memories, of course, are reading books with with my parents Dr SEUs and um, you know, the Cat and Hattan whatnot. And I thought, every night I read to my kids. I've got four kids now, ages three to twelve, and for a while, I mean, it was fun. The day the crowns quit, Uh, you know Dr Susan whatnot, But I thought would have missed opportunity. You know, we're spending an hour at night and we're
having fun, but we're not learning anything. Let me see if I could teach them some of the lessons that I've learned in life the hard way, uh, and make them indelible memories in their minds in the same way that I remember, you know Dr SEUs as a kid and so um. The first one is where does money come from? It's really all about the difference between sound and fiadd money, and then we go into debt, the
debt based money system money itself. You know, it has to keep growing through the issuance of new debt, as you and your audience know well. And that's why our kids are sort of poked and product and go to to get launched in the world at eighteen years old and get pulled into a broken higher education system to rack up tens of thousand dollars in debt. And so these are the things they should learn that no one's teaching him. Hey, hold up just for a second. I
want to tell you about something. I just got something cool in the mail I want to show you, and it is this new sleek package I just got with a brand new credit card. This isn't just any credit card. This is a Block five credit card that's powered by Visa and it's backed by bitcoin reward. So this is a Visa card. I can use it anywhere in the world that visas accepted. And the benefit of this Block five Visa card is that I get paid back in bitcoin. Most of my other cards pay me in some sort
of reward points. I get airline miles. Um, I'm not very good at using those. They end up accumulating and I'm doing anything with them, but getting to earn bitcoin back with every single purchase is of course something that matters to me. Now. I know for a lot of people they say that the price of bitcoin is too high,
So I say, well, you can always earn bitcoin. You can get paid in bitcoin, or you can just get cash back rewards on every purchase paid in bitcoin with the Block fight Visa credit card used everywhere that Visa is accepted. And if you want to sign up for the Visa card that pays back in bitcoin from Blackboy, there is a link in the description down below. Check it out. Yeah, it's interesting. Um, I want to go back,
you kind of ran around a little bit farther. I just want to go back a little bit, um, because I think it's important to understand. I mean, as you're saying, right, these lessons that you could have learned, or you should have learned, or you should have known, right, trying to pass that on um. And it's interesting though, like even from the kinseiean uh worldview. I mean, I guess you could say maybe two thousand was a fluke, but I
guess now, I guess, not knowing what you now know. Um, looking backwards, I mean, isn't a isn't it just a series of escalating bubbles that we've just had, right? I mean, I mean we had the Black Monday in Night seven, we had the seventies crashed, the eighties seven crash, and we can go back and it's just like a series
of escalating bubbles. Of course, now looking at two thousand and eight and then even what happened in two thousand twenty as reference, you can see that the bubbles just get bigger and bigger and bigger, right, exactly right, I mean, the amplitude just keeps getting bigger, and of course you know you could track it to to nineteen seventy one. I mean when when we went on, three days from today, it will be the fiftieth anniversary of the UH of
the broken debt based money system. And now it's global because in history, where where countries tried fiat money or paper money, it was regional, but now it's global. And I agree with you completely. They're getting bigger and the only way to prevent more of the next one, which
will be huge. I mean, we we at this point face either you know, a destruction of the currency through inflation or massive deflation correcting the decades of malinvestment that have been trying to ripple through the system in eighty seven and two thousand and two thousand and eight, and and the FED comes along and fights that with more money printing and pushing interest rates down, which just causes economic distortions. Yeah, I mean, uh, it's it's it's almost
like the markets continues to try to correct itself. Um, it keeps trying to purge itself of this uh you know, this inflation that the Fed is created. And every time it rejects that inflation and starts to deflate, Um, they go back and try to pump the balloon back up. Yeah, that's the cleansing trying to happen, and it's it's painful when it happens because people will, you know, go bankrupt and lose their homes and lose their jobs. But that
isn't the problem. That's the consequence of the money printing, which is the problem. And listen, if you gave me the ability to print money, I probably would. It would be very difficult for anybody not to even if you think that you're saving the world and saving the whales and you know, et cetera. The ability to print money is not something that that humans you know, can can with can cannot do uh in good conscience. So of course it's happening and we shouldn't be surprised. Yeah, now
all the education piece. A quote that I like to throw around often was Henry Ford from about a hundred years ago, and he said, if the American people knew how the banking system worked, there would be a revolution before the morning. Like they wouldn't even put up with it for a minute, like before even sunrise came up, they'd be already revolting. And of course that was over a hundred years ago, so imagine how much worse the
banking system is today than it was back then. UM I would say that, UM, I guess to found how cynical your world view is. UM. It's at least been intentionally withheld from any education and potentially even misled through education of exactly how the banking system work, what money is, how money worked, how the banking system worked, etcetera. Do
you hold that same view? I absolutely do. I mean, no, they can't teach you how it works because that would reveal the con and and and there's no way that the populace would would would stand for it. In fact, I mean the Constitution itself basically precludes it. It says that Congress shall make nothing money except gold and silver, but that of course is ignored at this point. I mean, the creature from Jakol Island is a great place to
start about. How the FED was created in nineteen thirteen when the bankers got together, and the whole thing has been cloaked in secretsy since. And of course it benefits the bankers and those closest to them, and the government that gets to spend. And so these are the folks pulling the strings and in charge. So it's absolutely intentionally omitted, and we are also misled in a I wouldn't say
it's overt necessarily, it's sort of group think. It's like, you know, we're led to believe that the money system is the only way that it could be in just the way that it should be, and there wouldn't necessarily be any other way to structure things, and that's definitely not the case. M So it's not not even So then I guess those the two options I gave. One it's being intentionally left out. The other was even potentially
being misled. And so I guess you're opting for more of the misled where they're teaching you that we have to have inflation, the money supply has to grow. How can the economy grow if the money supply doesn't grow, right, I guess, And so they're really ingraining that in your head, and I see that all the time from people are like, oh no, well, if if the money supply doesn't doesn't grow, then how can the economy grow? I guess, So those
some of those things that you're you're seeing. Yes, but I would say that the money system that we have today, really it is necessary to have inflation because it would be because every dollar is issued as debt. There is no dollar that exists today there wasn't first issued as a loan, and that loan requires repayment of principle plus interest. So the system the way it is designed today actually
does need inflation. It doesn't need consumer price inflation necessarily, but it needs the issuance of new money, which causes
consumer price inflation. So they say they need a two percent inflation target essentially as an excuse to continue issuing more money, to get people to go deeper and deeper into debt and to encourage the you know, for the government to keep borrowing, because if if they don't do that, you get massive debt deflation because there aren't enough dollars in the system to repay the loans that are simply issued in the creation of money. So the system doesn't
have to be designed like it is today. It benefits them that them that it is, and because it's designed this way, we actually do need inflation, not necessarily in in prices going up, but we need more money which causes those prices to go up. Let me just clarify this. So, um, what you're saying is given the current existing debt based system that we have today. In order for it to continue to pretend to work, we have to have inflation. But we don't need that system. We should have a
different system that wouldn't depend on inflation. Would that be right? Absolutely? Yep, alright, So what kind of other system would it be? So traditionally, from you know, five thousand years, what worked best in the free market was gold and silver, uh, And that's that was simply a commodity money that was in using
precious battles that was limited in supply. And there's a fairness to that because in order to obtain gold indoor silver, you either need to dig it out of the ground and do that work, or you need to create value in the marketplace by trading goods and services for it. And that's a system that's fair. You wouldn't have a government that can suddenly create gold and silver out enough. It has to be obtained through taxation in the case of government, or again dug from the ground, or earned
through through work or trade. So for five thousand years, that's always worked best in human history. And there's been countless experiments where they where they tried paper instead. Going back to China or John Lawn France, and that always ends in debacle and a hyper inflation. Um. So gold and silver traditionally is the right way to do it.
And I'm absolutely enamored with the bitcoin story. I think that could be the beautiful awakening, the solution to the very crux of the problem, at the apex of the problem. And it's untested, it's new, but conceptually I'm definitely beginning to to love the bitcoin story, and not as a substitute or replacement for gold and silver. I think free market alternatives to money are going sure when when people have more choices, the people win, right. So Um, of
course it's always about competition. Um. You know there's uh in regards to that. Just real quickly, you kind of said, you know, gold and silver's work five thousand years. There's been periods of John Law like where they try to get back into paper. You said it he was in the debacle. Um. And I think that therein lies the
crux of the argument. It's man that's the problem, because as you said earlier that, um, if you had a chance to print money, you would, right and so like what man, human nature wouldn't want to get something for free, free lunch, so to speak. And so from the beginning of time, they've had alchemy trying to turn you know, uh nothing into gold, or they debased currencies to create more.
And it's the man piece. And so that's where the beauty of bitcoin comes into play, where it removes man and it puts code and it puts immutable code into place. And so to your point, you know, eleven twelve years isn't enough to prove it out. What every year makes it makes it stronger? Um so, um, so you see this problem. You had to have your own eyes weight, you know, opened up. I should say, right, you're you're top kinzie. In all of a sudden you kind of
learned a different way. You believe that to be a better way. You recognize that education is powerful, and I guess the best place to start educating is at kids. Uh As you said you were kind of reading to your kids. Um, I have two kids and we read to them every single night, and I love that. Unfortunately too old now they don't want me to read them anymore. But but yeah, it isn't it is an amazing opportunity.
How do you think through Um, I guess just the topics that you think kids should be learning at that young of an age. Yeah, and this is looks certainly I've been called crazy by by a lot of people that that I would introduce these topics to kids as young as three, because I've started with my three year old. But the the important thing I think with that is
the repetition, because it's a nightly ritual. You're not necessarily reading the same book every night, but you go back to it every week or two, and so they really begin to understand stand the concepts through time, and you, uh, it's an opportunity for discussion around those things. Um. But yeah, I mean first justifying what money is and what it is and and and and that really the difference between
sound and fia. And that's very actually accessible to a child because and and I actually have my kids saving in silver now too. We've got a system where when they earn money around the house, you know, they get paid and sober. And they've been we've been doing that for the last couple of years, um, actually four or five years now, so they've seen the price of silver fluctuating that time. They're you know, they're up on that and they can trade it out for cash if there's
something they want to buy. But we take the lessons from the books and we try to apply them in real life and debt. Yeah, it's it's early to you know, three year old doesn't get dead. But again, you read it in three or four or five, six, seven, and they start to internalize those concepts. So it's not Uh. And by the way, when my kids, I truly could be reading them just about anything because what they really enjoy is the time that they spend with me every
night in the conversations we have. So it's untested because we're fairly new to the marketplace, but but we believe in the content. Yeah. No, I agree. Like I said, I mean, we read our kids every single night, and I'm sad we don't get to do that anymore. But it is to your point, it's that time that's spent together that's super powerful. But um, you know understand the
way that people learn. Kids learned specifically right through through reputation. Um. I had a I had a conversation with a friend who's a educator a teacher, and we were talking about the merits of college and she throughout the media headline to me that everybody needs an education, And I said, Okay, sure, everyone needs to be educated. You tell me what do they need to be educated in? And like she just
drew a blank. I don't know. And I'm like, well, I could tell you what I think people should be educated in, Like how about like communication? How about time management? How about you know, and I throughout a list of things. So I'm curious, do you have like a list of things that you think that like kids should be learning that sets them up for life. And then you start working off of that, We're like, uh, kind of what's
your view on that or your process. I just wanted to take a second to explain to you one more time just how cool having this new block Fight Visa credit card is. I'm starting to move a lot of my bills over to get paid from this. Of course all my business supplies. I'm starting to pay for this my advertising budgets, and I'm starting to run as much as i can through it because I'm getting paid a
percentage back of every single transaction in bitcoin. We want to save in bitcoin because bitcoin is an asset that goes up in value because of the deflationary nature of it, and we want to spend our fiat. So I'm spending my Fiat through my Block five visa card, and I'm getting back bitcoin that I can save and I can hold. I expected to go up in value a lot. I expect to hold my bitcoin. I'm gonna pass it to my kids and my grandkids and hopefully my great grandkids
will have my bitcoin one day. So I'm gonna save it. I'm gonna spend my Fiat through this card, and I'm gonna earn back bitcoin that I'm want to save. If you want to get one, there's a link down below. Yeah. So for now we're focused on finance and finance related issues because that is my passion and it's what I've been doing for so long. I should probably uh, the other things they don't teach you in school that are so important, of course our relationship skills, but that's probably
not my specialty. Um. But but we doug tail from finance. So again, first we kind of got to talk about what is money sound if you have been been dead? Then we talked about the big bad business cycle, which is essentially the FEDS, you know, increasing amplitude of every larger bubble and bus, which will not only destroy you financially if you don't understand it. But if you do understand it, it can help help you create massive amounts
of generational wealth. And the latest book is The Madness of Crowds, where we really talk about you know, that one quirk insider evolutionary brain that makes it very difficult for us to question the consensus of the herd because you know, and when we lived in tribes, if we were excommunicated from the tribe, we would be picked off by a predator. We wouldn't make it through the winter.
So we can't and social media makes this very hard because you see a feed of information that looks like what they want you to think, or what your group of friends are all thinking. And to to be the question that consensus is very difficult. But that again can lead to peril. So we talked about with trials and financial bubbles and global pandemics, you know, most of which were in the middle of right now, and how we
need to think independently and do our own research. At any time that you you know that you're you're afraid that you have fear or greed as a result of what the herd is doing, that's a that's the time to take a step back and make sure you understand the real motivations and what's happening around here. Yeah, that's great. I mean really getting to the base of this and that's really where Austrian economics really differs from traditional economics
is understanding that it all comes from human action. Um. And so then you have to understand what that human action is, like something like you've talked about. UM. So
that's so that's pretty good. I'm curious, like what kind of books have been instrumental in helping this, Like, for example, um, there's another set of kids books that are written by the Tunnel Twins, and like they have one called The Road Deserved Them, which is one of the most important books I think everybody should read, which is Hyak wrote The Road Deserved Them and they tried to kind of
make a version of it for kids. Uh. Have you looked at some books and kind of done something like that or they all kind of like your own, um lessons that you've kind of come up with. So first of all, yeah, I absolutely love the Tunnel Twins. Um. Yeah. And after I started doing this project, I served, is there anybody else doing anything like this? And that's when
I found the Tunnel Twins. So we recommend those as well. Um, we're focused you know, more more focused on on on the money side, not just uh you know, not the not the wide or libertarian economic side. But ours are completely original. But I love what I think is this Connor Boy act is doing and basically taking the Austrian the great Austrian economists and translating it into individual stories
about those tuddle tums. But ours are completely original. Yeah, yeah, good, Yeah, I was just more curious about, Like I said, I'm trying to understand, like what are you trying to teach? Like where do you get the inspiration from, um, etcetera. So I guess it's just kind of some lessons that you think are powerful and way that you can translate them to the kids. Yeah, really centered around the money
system and and and and fiad versus sound. In fact, our fifth book that we're working on now is the Bitcoin Book, and it's really going to try to tell that that bitcoint story to uh to a much younger audience. Now, what about the traditional education system that we have right now? We've already talked about obviously like withholding some of this stuff. UM, I'm guessing in your books are are your your books
are more geared for like elementary age children. Have you tried to talk to any school systems about getting them in there like anything like that? No, I haven't. I haven't spent any time founding the pavement with schools. But home schoolers tend to flock to us. So a lot of our subscribers or home schoolers because they recognize, really, you have to take charge of your own children's education. And then public libraries and rural towns have found us too,
and they tend to like us. Um, I've got a day job, and so mostly I turned out the books as a labor of love and need to focus a little more on the marketing approach. But people do find us through word of mouth, and they tend to be that type, the libertarians, the homeschoolers, um. People that that don't necessarily associate very heavily with either mainstream political party. Instead they do their own research. Do you home school your kids? We did? My wife did? We do? Not?
Right now they're in a private Montessori But now that we have four, because we had two older ones and then we had twins, and the twins canater was just impossible to try to do anything really, so they're they're my olders are in school and the twins are will be starting preschool in the Okay, would it be something that you would consider again at some point? So so I find I'm too busy. I believe in it. Um but but but but it was my wife that was doing it, and I would support her to do it.
But I personally, unfortunately, at this time in my life, it's just too busy to give it the attention that it needs. Yeah, that's that's how I am as well. We're homeschooling our kids right now. They're they're you know, they're they're taking an online curriculum that they're going through. Um. Yeah, I wish I could be more involved as part of their teacher. But I but I can't do that either. But it is good for everybody to be more involved at least be aware of what they're doing. I mean,
school choice is a big thing. Like like we like we kind of already established Earlierright, the more choices somebody is given, the better they are. Right Like, uh, when when uh businesses compete, right, we get better products, better service, better prices, etcetera. So, um, I like that there seems to be a real push though for like the government trying to take away school choice, right, like, um, what do you think about that? Yeah? I mean the direction
that we're going is is alarming. I mean, and this and and of course COVID has accelerated all this, and interestingly enough, it's certainly woke a lot of people up to that they could home school because they had to, and so you've got more people that want to. And then and now you've got some politicians talking about, you know how that's what a disservice that is to children, and we need to further regulator even ban homeschooling. I mean, I think you'd have a revolution if you try to
do that. Um. But the direction that we're going is you've said many times, is away from individual liberty and more towards centrally planned economies and control by government. Now I've also followed done only your work on cycles, but the fourth turney and whatnot. And if we truly are you know, at the in the in the fourth turning, then we will have an awakening and be moving back in the other direction soon. And I'm hopeful, for example, that it that bitcoin is a big part of that
and accelerate that. But if if the government looks to ban or regulate homeschooling, I think, uh, I think they have a tough time doing it in many parts of this country. UM. And I therefore, I don't think they would try. Even though some of the folks are talking about it. I consider that booting and hollering. That's sort of reflective of the times that we live in today.
But I don't see it as a real threat right now. Yeah, that's insane that these politicians think that they have the right over your kids, you know, more than you Yeah, I mean exactly. I mean and in some states going as far as saying that, you know, a twelve year old can make a decision to vaccinate or non vaccinate against the wishes of their parents. I mean, you're you're you're gonna destroy some families around that. And obviously those
are individual choices that families should make. But a twelve year old is not summarign and and and not just that, but uh, you know that could be uh, birth control, you know, it could be abortion, it could be UM, lots of things like that. Um, even now choosing what gender they decide they want to be. UM. And if you follow that logic, then like Okay, Well, then shouldn't drinking and smoking be legal at fault? I mean, if they can literally change their gender at twelve, they know
enough to change their whole life. They don't know enough to have a cigarette or have a drink of alcohol, Like, right, shouldn't shouldn't? Shouldn't we have both? It's neither so absurd? Yeah, I mean, like, and if you're legally responsible as an adult to care for and provide shelter and food and uh and medical care for your children, then you you absolutely have to have the authority to take those decisions.
But the fact that government would even think that they can step in the situations like that, I mean, it's it's reflective of the times. It's downright bos tragic, I would take. Yeah. I mean, it just really goes to show how much more, if you care, how much more you need to be involved in your into your child's life. And I think, um, you know a lot of things.
When the government tells you not to do drugs, it doesn't make me want to go do drugs, But when they start trying to tell me I have no power over my kids, it makes me go, wait a minute, what are you trying to do? Here like I maybe I need more more control or more more input anyway, UM, well that's great man. I love what you're doing. Um, you did send me some books. I checked them out. They were great. Like I said, I've been reading books to my kids. Unfortunately, uh my youngest is she she
went through them, she liked them. She's still right there on the bubble. Um. But man, I I just I applaud what you're doing. Um, go after I'm young, you know, get their brains thinking right, set them on a right foundation, and even just um, you know, expand their thinking so they learn how to think critically. I think, right, that's
a lot of kind of what it is. Yeah, and you know in question the consensus, right, And you better get them young because my oldest just turned twelve, and boy, she doesn't listen to us anymore, and she's so you gotta you got to get them while you can. Yeah, you gotta start young. And that's a good, good piece of advice for any young parents out there. I know.
My my youngest is twelve and was like last Halloween, we were sitting down and like she's like arguing with me about a stance that she has that I am not happy with like her worldview is is not right in my opinion, and uh she's like arguing it with me, you know. And it's just like, yeah, you you need to get whatever you want to get in their head. Get in there when they're young, because as they get
older and they ain't gonna listen to you. And and and then my oldest is in high school and uh, yeah, she ain't listen to anything. Whatever I wanted to tell her, I better have told her a couple of years ago. So a little motivation to you young parents out there. Yeah, I mean, if there anything like I was as a teenager, I mean I won't see him for days at a time, and they definitely won't listen to me. Yeah. So you spend the time with your kids reading to them. It's
super powerful. Build that bond, increase their literacy, their literacy also expand their mind. Um check out these books, um where people gonna find them. Yeah. So it's a terrible U r L the bad Daddy dot com. But I started a few years ago before I knew what it was gonna be when it grow grew up. And that's what my son always called me when I tried to discipline and but we have a really great offer. It's an Alliance offer. If you joined the program, you get
one book every three months. You see on all of them, so they're fifteen instead of But if you don't like the first one, keep it. Let us know. We'll refund your money. You don't, you don't even have to send it back. It's that important that this story find your family. Nice. We're gonna make sure that we link it in the show notes down below. Uh so everybody can go check that out if they want to spend some good time
with their kids and set them on the right track. Um. Anything else that you want to say while we're while we're still going, uh no, just that I really appreciate all your work, marking for you having me on the show, and for your audience. I mean we I think we went through a similar pathway and I really appreciate that you getting the message out around sound money, around a point around finance as well. Yeah great, all right, Well
that we're gonna go ahead and sign it off. Thanks so much for joining, and everyone check out the books, see you great. Thank you guys. All Right,
