Best Spreadsheet Financial Decision vs Best Money Decision For You

In this episode Thomas and Treyton talk about how personal finance is much more personal than it is finance. 

We are told all the time what the best textbook financial decisions are, but the thing is real life is not lived in the spreadsheets. You need to make decisions that are best for you and your life. 

We go into multiple examples of decisions that are not the most optimal but still can be the best for you.

Then we end talking about credit cards, if you should use them, who shouldn't, and also about 0% interest cards as well as spreading purchases out over months.