What has changed in Jammu and Kashmir as Union Territory?

After abrogation of semi-autonomy of erstwhile state of Jammu and Kashmir on 5 August 2019, the BJP government downgraded the J-K to a federally-governed territory on On 31 October 2019. Sarwat Javaid of The Kashmir Walla, speaks to Romaan Muneeb, a lawyer; Adnan Ashraf, spokesperson for People’s Conference; Sarwar Malik, Managing Director of Pro-Active Premium Water; and Fahad Shah, editor-in-chief of The Kashmir Walla about what has changed legally, politically, economically and security wise, a year after the erstwhile state of Jammu and Kashmir was downgraded to a federally-governed territory.