The Karat Podcast - podcast cover

The Karat Podcast

Karat Financialtrykarat.com
Ever wondered what your favorite creators are like behind the scenes? Karat Financial co-founders Eric Wei and Will Kim talk with today’s biggest creators to get to know the humans behind the content. Tune in to go deep, with topics covering hopes, dreams, philosophy, and insecurities.
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Episodes

EP. 63 - HasanAbi & Will Neff’s Secret Weapon: Marche the producer (interview) [VIDEO]

Marche quit community college to work at a gaming center for minimum wage so he could use the computers to stream a dying video game. Those life choices led to today - where Marche is the secret boss of Twitch. He’s co-owner & producer of @FearAndPodcast with @HasanAbi @WillNeff @QTCinderella @AustinProductions - and shoots content for @Valkyrae . Today Marche shares how to take massively risky bets on yourself that payoff, why partying can help your career, and how to find meaning if in lif...

Jan 26, 20241 hr 14 minSeason 1Ep. 63

EP. 62 - I got answers from the CEO of Twitch (interview) [VIDEO]

Dan Clancy is the CEO of Twitch. He plays dodgeball with Ludwig, met streamers 1:1 while living in his van during a cross country roadtrip, and went viral singing Country Roads on Twitch. He cares about streamers. He’s also is trying to make Twitch profitable and making hard decisions around layoffs, exiting Korea, and streamer payout changes. Today- Dan shares his plan to save Twitch, why Twitch is so culturally important, and his personal story on *why* he started streaming. Recorded 12/29/202...

Jan 26, 20241 hr 17 minSeason 1Ep. 62

EP. 61 - He’s saving YouTube from MrBeast & the algorithm: Max Reisinger interview [VIDEO]

@MaxReisinger will save YouTube. At age 18, he cofounded the YouTube New Wave -a movement focused on telling powerful stories that are anti-algorithm and anti-clickbait - with friends like @RyanNgFilms @nataliexlynn @wholesomesimon At age 20, he’s now helped raise over $200K from brands like Polaroid & Notion to support the New Wave while documenting his life growing up thru YouTube. Today, Max shares his story on what’s wrong with YouTube, how to do business in a human way, and how to creat...

Jan 26, 202450 minSeason 1Ep. 61

EP. 60 - I quit YouTube & came out of the Christian closet: Kelly Stamps interview [VIDEO]

She's quitting her YouTube channel with 700K subscribers. She already deleted her Instagram. She blew up for sharing everything about her life - but then everyone began asking things of her or attacking her. @KellyStamps is starting a new channel - @senpaistamps - more focused on her faith. Join us as she shares why she's doing this, how to move beyond toxic relationships, and how to start over when you have everything to lose. ---------------------------------------------- Learn more about Kara...

Jan 03, 20241 hr 13 minSeason 1Ep. 60

EP. 59 - Scumbag Dad Takes on MrBeast, SSSniperWolf & xQc [VIDEO]

Hollywood rejected Scumbag Dad. TikTok censored him. But over 10M of you today support his critiques of fake social media content - enough to support him to become a full time creator. Today he shares takes on MrBeast, SSSniperWolf, xQc, Hasan Minaj, & Barstool Sports - as well as why staged content is always bad, how to be a moral person in a fake world, and what he learned from his own relationships. ---------------------------------------------- Learn more about Karat at https://www.tryka...

Dec 26, 20231 hr 23 minSeason 1Ep. 59

EP. 58 - I quit pro chess for Twitch: akaNemsko's story [VIDEO]

At age 3, @akaNemsko learned chess. At 5, she won a Finland national championship. At 16 she became a woman grandmaster. Then - she quit. When you’ve spent your entire life winning a game you now hate playing - where do you go next? Today Nemo shares why she quit chess, how she became a top Twitch streamer, and how she made peace with her parents on the Karat podcast. ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com...

Dec 20, 20231 hr 33 minSeason 1Ep. 58

EP 57 - I quit college to stream: iGumdrop's story [VIDEO]

At just 12 years old, Jaime hustled to help support her family by selling clothing and offering a homework service. She started streaming as a way to help pay for college but dropped out to go full-time. After her move to L.A., she received so much hate that she almost quit. Today, Jaime opens up about the struggles of growing up, the stress of becoming successful, and what's next beyond streaming. ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Kar...

Dec 12, 20231 hr 8 minSeason 1Ep. 55

EP. 56 - ConnorEatsPants on Beating Depression, Burnout, & Being Rich [VIDEO]

@ConnorEatsPants felt suffocated in school - but when he streamed, he felt alive. He developed that passion into a 7 figure streaming career collaborating with friends like jschlatt & Ludwig. Over 15 years in though - he's burned out and looking to find fulfillment. Today Connor opens up on the anxieties of Internet fame, why he makes content, and what he's thinking about doing next. ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at https...

Dec 05, 20231 hr 3 minSeason 1Ep. 56

EP. 55 - He Fought Mythbusters & Won: Allen Pan's Villain Origin Story [VIDEO]

@allenpan almost made it to MythBusters but was rejected at the last round - and then later sued by them. He's built a top channel showcasing crazy inventions like giving snakes robot legs - with a secret underlying message about capitalism hidden in them. Join us as he talks about his time on TV, how he hitchhiked across the US dressed as Ash Ketchum, and why he values principles over money. ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at ...

Nov 28, 20231 hr 18 minSeason 1Ep. 55

EP. 54 - I Asked NileRed For Life Advice [VIDEO]

Before he was a rogue super scientist making uranium glass in his garage, NileRed loved playing with firecrackers with his dad. Now he has over 12 million followers across all platforms. Learn his origin story on the Karat podcast. ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow NileRed at @NileRed @NileBlue @NileRedShorts https://www.instagram.com...

Nov 21, 20231 hr 17 minSeason 1Ep. 54

EP. 53 - I Quit Wall Street to Make $3 Million On TikTok: Your Rich BFF [VIDEO]

Vivian Tu became a millionaire at age 27. She quit her Wall Street and left a $600k/ yr Buzzfeed job to make TikToks sharing financial advice - and blew up. Today she shares her secrets- why you need a mentor, what being in finance is *really* like for a woman, and how to turn your biggest fears into your biggest motivators. Join Your Rich BFF and host erictway on The Karat Podcast - and preorder her upcoming book release at https://www.penguinrandomhouse.com/books/735755/rich-af-by-vivian-tu/! ...

Nov 15, 202355 minSeason 1Ep. 53

EP. 52 - Inside NYC's New Secretly Thriving Content "House" [VIDEO]

@TejasHullur , @ColtKirwan , & @ShervinShares live together in a 800 sq ft closet in NYC. They've quadrupled their YouTuber follower count to over 250K in less than a year. Most content creator houses fail. What's their secret? ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow Tejas at @TejasHullur Follow Shervin at @ShervinShares Follow Colt at ...

Nov 08, 20231 hr 9 minSeason 1Ep. 52

EP. 51 - why being a girl boss sucks: ur mom ashley's journey [VIDEO]

@urmomashley has millions following her NYC vlogs on style and relationships. Now she’s ready to share more on her journey as a female CEO- and why she’s been afraid to discuss it publicly. Join Ashley & host erictway on the Karat podcast! ------------------------------------ Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow Ashley at @urmomashley...

Oct 31, 20231 hr 3 minSeason 1Ep. 51

EP. 50 - Kelly Wakasa Won't Stop [VIDEO]

Kelly Wakasa hit rock bottom. With no direction, he chose to live by only one motto, 'Do What Excites.' Now, he's a full-time vlogger in New York, living to the fullest with no plans on stopping anytime soon. Join us on the Karat podcast with @KellyWakasa ——— Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com/trykarat Follow Eric at https://www.instagram.com/erictway Follow Kelly at @KellyWakasa...

Oct 25, 202354 minSeason 1Ep. 50

EP. 49 - Meet the YouTube Expert Behind 10 Billion Views: Paddy Galloway’s Full Story [VIDEO]

Paddy Galloway helps clients like MrBeast, the Sidemen, and Jesser get over 700M YouTube longform views a month. Now- he’s sharing his secrets learned over a decade of YouTube experience with us today on the @trykarat podcast! ——— Learn more about Karat at https://www.trykarat.com Follow Karat at https://www.instagram.com/trykarat Follow Eric at https://www.instagram.com/erictway Follow Paddy at @paddygalloway8780...

Oct 17, 20231 hr 10 minSeason 1Ep. 49

EP. 48 - TierZoo Ranks His Life on a Tier List [VIDEO]

What if this world were a video game - balanced by the dev team from the heavens? You'd want an expert - like @TierZoo - walking you through how best to play the game - and which animal character classes are optimal. Today - he shares his journey from beef jerky food scientist to top YouTuber- and ranks his personal life experiences from first kiss to first job - on a tier list. ----------------- Karat helps creators with their finances. Apply for a Karat business credit card at https://link.try...

Oct 11, 20231 hr 8 minSeason 1Ep. 48

EP. 47 How to Stop Being Unhappy from Harvard Psychiatrist & Trained Monk | HealthyGamerGG's Story [VIDEO]

He was addicted to video games, depressed, and hated his life. He traveled to India to become a monk and trained at Harvard as a psychiatrist - to learn how to help himself & help others. Now he works with top creators and cofounded a mental health support company - healthygamer.gg Today- he shares why self-help is a paradox, his path to enlightenment, and why you should stop making decisions. This is the Karat podcast with @HealthyGamerGG . ------------- Karat helps creators with their fina...

Oct 06, 202354 minSeason 1Ep. 47

EP. 46 - From Secretary Making Tumblr Memes to New York Times Journalist: Taylor Lorenz's Story [VIDEO]

Elon Musk banned her from Twitter. Tucker Carlson attacked her. Political influencers doxxed her. Taylor Lorenz is a NYTimes / Washington Post reporter who covers influencers. Today she shares how she turned making Tumblr memes into a journalist career - why Elon hates her - and how mainstream media fails us today. ---------- Check out Karat at https://www.trykarat.com/ and sign up for a Karat card at https://link.trykarat.com/signup-youtube Follow Karat at https://www.instagram.com/trykarat/ Fo...

Sep 27, 202354 minSeason 1Ep. 46

EP. 45 - How to Make $100M by Age 29: Leila Hormozi’s Story [VIDEO]

After gaining 85 pounds and getting arrested for the 6th time, Leila Hormozi looked in the mirror and decided she had enough. Now, 10 years later, she’s worth over $100M and runs a portfolio of businesses as CEO with her husband Alex Hormozi. Today, Leila shows us how she turned her life around, learned to embrace fear as a catalyst for change, and the key secrets in becoming a 9 figure entrepreneur. ----------------------- Check out Karat at https://www.trykarat.com/ and sign up for a Karat car...

Sep 19, 20231 hr 19 minSeason 1Ep. 45

EP. 44 - Jet Lag: Group Therapy Edition [VIDEO]

Jet Lag: The Game is a phenomenon. Sam from Wendover Productions - together with his writers Ben and Adam- have traveled around the world in 100 hours, played capture the flag in Japan, and chased each other thru tag in Europe. Join us today for an in depth look into how the Jet Lag crew met each other, became friends, what they appreciate about each other, and what frustrates them. ---------- Check out Karat at https://www.trykarat.com/ and sign up for a Karat card at https://link.trykarat.com/...

Sep 13, 202358 min

EP. 43 - Scumbag Dad’s Villain Origin Story: MasterChef & AGT Reject to TikTok Star [VIDEO]

Before blowing up on TikTok with over 5M followers, Scumbag Dad was just an ordinary guy - who almost made it on America's Got Talent with pirate rap songs and MasterChef with his Sichuan dan dan noodles. But he was rejected because the shows were a bit staged. Now he's vowed revenge - and uses social media to expose hypocrisy in other creators & influencers. Join @trykarat cofounder @erictway and Scumbag Dad for an in depth conversation! ------------------------------ Check out Karat at htt...

Sep 06, 20231 hr 10 minSeason 1Ep. 43

EP. 42 - Millionaire OnlyFans "Harvard Dropout" Kazumi Gets Intimate [VIDEO]

Kazumi was under house arrest from her parents until age 18. When she escaped, she decided to prioritize financial stability above all else to ensure she'd never need to depend on someone else again. She built an OnlyFans empire through smart marketing by herself - earning $300K/ a month and building a fortune of millions. But it was extremely difficult. Join us today as Kazumi shares her journey today with @trykarat cofounder @erictway. ---------- Check out Karat at https://www.trykarat.com/ an...

Aug 29, 20231 hr 5 minSeason 1Ep. 42

EP. 41 - College Dropout to Fashion Icon | Frugal Aesthetic's Path to Winning [VIDEO]

Christian Villanueva never thought he’d win in life if he stayed in college. He skipped classes just to secretly create content. After dropping out and becoming broke -- splitting meatballs with his roommate to survive -- he started his channel as the infamous Frugal Aesthetic. With over 2M subscribers and multiple channels, he continues winning at life. Join Christian and @trykarat cofounder @erictway to learn more about Christian’s success. ---------- Check out Karat at https://www.trykarat.co...

Aug 22, 20231 hr 26 minSeason 1Ep. 41

EP. 40 - Plumber to David Dobrik’s Cofounder | Ilya’s Story [VIDEO]

Ilya Fedorovich moved from Belarus at age 3. He worked as a plumber with his dad for 7 years. Today he's helped David Dobrik launch his Doughbrik's pizza business as cofounder - as well as Xeela Fitness, where Ilya's helped friends like Jason Nash and Natalie Noel get in the best shape of their lives. Join Ilya and @trykarat cofounder @erictway to learn more about Ilya's journey. ---------- Check out Karat at https://www.trykarat.com/ and sign up for a Karat card at https://link.trykarat.com/sig...

Aug 16, 20231 hr 11 minSeason 1Ep. 40

EP. 39 - The Yard to Mogul Moves: Aiden's Journey as an Accidental Influencer [VIDEO]

Aiden just wanted to play Super Smash Bros Melee. That genuine passion led to his friendships with Ludwig , Slime, & Nick - which today's become Aiden's life as he joins them on @TheYardPodcast and helps Ludwig with events and merch at Mogul Moves. How did this all happen? Join us for a 2 hour in depth look into Aiden's story on the @trykarat podcast. ---------- Check out Karat at https://www.trykarat.com/ Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagr...

Aug 08, 20231 hr 52 minSeason 1Ep. 39

EP. 38 - Gymnastics Prodigy Overcame Intense Pressure Now Has 5M TikTok Followers | Elena Shinohara [VIDEO]

At age 6, Elena Shinohara was a rhythmic gymnastics prodigy. She's a Junior Olympic Champion who overcame intense pressure from herself, her peers, and her family to compete. Today she has over 5M followers as a popular creator. Join her and @trykarat cofounder @erictway for 36 Questions to Fall in Love --- Check out Karat at https://www.trykarat.com/ Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow Elena at @elenashinohara...

Jul 28, 20231 hr 23 minSeason 1Ep. 38

EP. 37 - We Raised $70M to Build a Bank for Creators | Karat’s Founding Story [VIDEO]

We launched Karat over 4 years ago, and today we have raised $70M to help creators with their finances. Our investors are top creators like Ludwig, Graham Stephan, Nick DiGiovanni and more! We're also introducing a new business credit card that *also* can build your personal credit score via an official partnership with Visa - apply at http://link.trykarat.com/signup-youtube! We're also upgrading our taxes service for creators with a new team and bringing it out of beta at trykarat.com/books. Ap...

Jul 21, 20231 hr 50 minSeason 1Ep. 37

EP. 36 - CodeMiko Was Laid Off and in Debt - Now She’s a Top Streamer & Founder Who Raised Millions [VIDEO]

During COVID, CodeMiko was laid off. She took over $20K in debt to buy equipment so she could start streaming with our own avatar on Twitch. Now she's a top streamer and founded her own company to help others follow her path. Join us for 36 Questions to Fall in Love with CodeMiko and ​⁠ cofounder Eric Wei. --- Check out Karat at https://www.trykarat.com/ Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow CodeMiko at @CodeMiko...

Jul 18, 20231 hr 5 minSeason 1Ep. 36

EP. 35 - She Lost Everything - Now She Plans to Launch Her Own Brand | Sulhee Jess Woo [VIDEO]

Join Eric Wei, co-founder of Karat as he sits down with Jessica Woo and discusses what it takes to be a hustler, a full time mom, and The Bento Box Queen. This is 36 questions to fall in love with @trykarat cofounder @erictway and Jessica Woo. --- Check out Karat at https://www.trykarat.com/ Follow Karat at https://www.instagram.com/trykarat/ Follow Eric at https://www.instagram.com/erictway/ Follow Jessica at @SulheeJessica ---...

Jul 05, 202359 minSeason 1Ep. 35

He was depressed. Then he cofounded a $100M bank for creators | Eric Wei - cofounder of Karat [VIDEO]

@erictway is cofounder of @trykarat and helped raise millions of dollars to build a better financial system for creators. Before Karat, he lived a really different life - he did product at Instagram, consulting at McKinsey, investment banking at Blackstone, and economics at Harvard. He also hated it. Listen to his story that he shared in a keynote given at Asian Hustle Network's annual conference! --- Check out Karat at https://www.trykarat.com/ Follow Karat at https://www.instagram.com/trykarat...

Jun 30, 202332 min
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