203 - Twas the Night Before Christmas
A new take on a classic Christmas story.

A new take on a classic Christmas story.
Don't worry. You've been saving up for this!
YNABer Question: How do I switch banks with YNAB?
Hey Procrastinators, I have the perfect system for you.
Frugality. Consumption.
Have a budget bucket list.
Mint: Post-Mortem. YNAB: Minority Report
Save something, try just a dollar or two...
What Covey's "Four Disciplines of Execution" means for your budgeting.
It's healthy and interesting to question all of your finances at least once a year. Here's why.
That student loan disbursement came in? You're not rich. You're broke.
It's not about automating or not, it's about eliminating tedium, and increasing awareness.
If you could only have one report, what would it be?
Every once in a while, the budget needs good shave. A fresh start, if you will.
An Interview with Amy Jones, creator of the awesome Map Your Progress.
College student with a big pile of loan disbursement: You're still broke. Please act like it!
With the change in seasons, it's a good time to give your budget a fresh look.
Where Julie and I broadcast our budget meeting (unedited) to the world. Take from it what you can, if anything.
Why saving without a purpose isn't really saving at all. You know you've done this.
Should you go crazy with your debt? Save some money? Both?
What should be the order of prioritization once the necessities are taken care of?
The past is in the past, but it still affects the future. Dealing with financial scar tissue.
We'll be following Carrie, a brand new YNABer, for an entire year! Learn as she learns.
Should I? Shouldn't I? I basically get to make you my therapist.
The budget lets you let go of so much cognitive overhead. Free yourself from decision fatigue.
Spend money. And then spend money for your Bucket List items. A bit about YNAB's bucket list policy.
The point of having money is to spend it. Also, an attorney joke that takes most of the time.
You can choose to think the budget is a prison, or a vista of endless possibilities. It's your call.
High-ticket items deaden your sensitivity to spending amounts you would otherwise weigh carefully. Proceed with caution!
Don't be a slave to your data. Learn from it, and then focus on your priorities and goals moving forward.