116 - Asserting Your Authority
Perhaps generosity benefits the giver in ways not previously considered.

Perhaps generosity benefits the giver in ways not previously considered.
How to you change the status quo? Adopt an extreme behavior for a while, and let it teach you (in surprising ways) some new money lessons.
Sometimes in your excitement to start budgeting, you take the whole "categorization" thing a bit too far. No?
Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy
We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.
If you're running a business with YNAB, should you have it as a separate budget, or part of the same file?
Luckily, budgeting has nothing to do with the olympics. Take another run as often as you want.
The key, is to break it down.
YNAB has a great dollar-for-dollar value proposition, but the intangibles of budgeting are even better.
Winning financially is simple. You just need a pen, a paper, and a plan.
I think I save for its own sake, assuming there's something inherently good about saving "more," regardless of the fact that more remains undefined. Maybe I should relax.
YNAB had a banner year (thank you for telling your friends and family!). 2014 shall be the year of the status quo.
Since Julie took over the budget, things are green. Christmas is no different. We've been saving all year for it. It's exactly how you too, can have yourself a merry little Christmas.
This "loophole" isn't a loophole at all. It's actually a plain Jane tax planning strategy that can be employed by almost anyone, with even the most boring of tax returns. You can contact Casey directly at casey@wealthguardadvisors.com.
I've brought back my tax adviser, Casey Murdock, for another podcast. He should be your adviser too. We discuss the fringe world of tax credit and deduction phaseouts. You can contact Casey directly at casey@wealthguardadvisors.com.
Inspired by Mark's blog post over on the blog, we discuss the very true (albeit depressing) principle that once you finance something, everything else you purchase is also "financed."
I reminisce, and then look forward.
A discussion on how I use YNAB to manage our real estate investing.
This is awesome. Having Julie "own" the budget has been just short of revolutionary.
I've handed the Budgetingi Reins over to my wife, Julie. She'll do a better job, and our relationship will be even better for it. Here what lead up to this, and why it's going to be awesome.
An interview with my favorite personal finance blogger, Mr. Money Mustache. He retired at 30 years old, and he and his wife and son live a luxurious life on just under $30,000 per year. THIS IS THE MOST IMPORTANT PODCAST YOU WILL LISTEN TO THIS YEAR. :)
An interview with Jeff Rose, CFP and author of Soldier of Finance. You can snag a chance for a free copy by going to http://goodfinancialcents.com/ynabbook
My thoughts on cellphones, not just smartphones, and how we're being sold a bill of goods that's costing us money, and decreasing quality of life. And yes, I'm going for "dramatic" here.
Mark's blog post from a while back spurred this commentary. My thoughts on financial priorities regarding the big picture, longer-term stuff.
With your budget, especially for those just starting, just show up. Keep it simple, do what you're told, and…just show up.
Sometimes creation trumps consumption purely for its own sake; where you're satisfied on a personal level, even though the math doesn't work.
Sometimes the best way to start thinking about making extra income is to think small. Really small. Don't let visions of grandeur slow you down.
There are a few ways to apply Rule Two (Save for a Rainy Day) to your wildly fluctuating income situation. This also applies if you happen to receive windfalls, but are otherwise on a fairly steady income.
Your budget will never be perfect, because you're dealing with imperfect variables (people, external events, and bad data).
The key is to give them a taste of how good it feels to save up and pay for something. Positive, achievable, and life-changing.