Join us as we begin a new series in which we review Robert Kiyosaki’s, CashFlow Quadrant. In today’s episode Anthony and Cameron define the four quadrants and focus on the differences between them. They ask thought invoking questions that will help you identify which quadrant you are in today and where you want to be in the future. Enjoy this episode..... Resources: Cashflow Quadrant by Robert Kiyosaki Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Be sure ...
Nov 17, 2020•21 min•Ep. 68
Today we answer the often debated question: “Which type of insurance company is better for Infinite Banking: Direct or Non-Direct Recognition?” Often times we hear of advisors ONLY using one or the other because of certain advantages they perceive. Anthony and Cameron discuss the difference’s between Direct and Non-Direct, their findings when they actually did the math and finally they list several features to consider in addition to whether a company is Direct or Non-Direct. Resources: How to t...
Nov 10, 2020•15 min•Ep. 67
In today’s episode we interview strategic coach David Chavez, owner of Assured Strategy. Throughout his 11 year career he has helped over 200 companies Scale Up and today he shares some of his insights on goal setting and how if done properly business owners can stop the triage and start treating the major issues that are holding them back. Join us as we discuss this idea as well as The Value of Setting Three (And only THREE) Goals and How Stretch Goals can be Harmful. This is Part One of a Two ...
Nov 03, 2020•46 min•Ep. 66
In today’s episode we interview Brandon J. Miller, Director of Life Equity Lending with M&M Bank. M&M Bank is one of multiple banks we work with that will allow policy owners to use their cash value as collateral in order to establish a line of credit. Brandon describes the advantages and disadvantages of doing this instead of taking a loan against your cash value directly from the insurance company. Additional topics discussed include: (1) What is the difference between a loan and line ...
Oct 27, 2020•56 min•Ep. 63
In this episode Anthony and Cameron discuss page 71 of Nelson Nash’s book, Becoming Your Own Banker. This chapter is titled “An Even Distribution of Age Classes” and focuses on the importance of thinking long term. When discussing leaving a legacy often times the focus is only on leaving dollars for the next generation while often financial “sense/cents” is overlooked. Anthony and Cameron discuss planting the seeds of a financial legacy by sharing practical ways they are teaching their children ...
Oct 20, 2020•27 min•Ep. 64
In today’s episode, Anthony and Cameron walk our listeners through a case study that features a couple in their early 60’s that received a $250,000 windfall and were wondering what to do with it. Cameron and Anthony break down this case study into four parts: (1) Back Story (2) Policy Design (3) Case-Specific Considerations (4) How they plan on using the cash value moving forward Enjoy this week's episode!!! Resources : Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc...
Oct 13, 2020•34 min•Ep. 63
Today we interview fellow Infinite Banking Practitioner and best-selling author, Mary Jo Irmen. Mary Jo has authored Farming Without the Bank and her most recent book Wealth Without the Bank or Wall Street has helped establish her as the premier Farm Finance Consultant in the country. We discuss how and why she became an expert in her niche market; how her clients have been using this strategy to finance equipment and ultimately replace lines of credits with the banks and additionally we discuss...
Oct 06, 2020•40 min•Ep. 62
Show Notes: Infinite Banking Concept FAQ - Part II “The important thing is to never stop questioning.” - Albert Einstein. Questions are crucial especially when we are learning something for the first time. We have gathered the top 15 FAQ’s and will be answering them in a two part series to help our listeners better understand the Infinite Banking Concept. Questions discussed in this episode include Won’t I get killed by the agent’s high commissions? When can I take my first policy loan? What hap...
Sep 29, 2020•21 min•Ep. 61
In today’s episode we learn how Zeona McIntyre’s side hustle allowed her to become financially free in just a few short years. Zeona tells us how she got started as an AirBnB host and how she grew that into becoming a premier AirBnB Consultant. We discuss a range of topics including how she finds her properties, how she has creatively financed many of those properties as well as how passive this business model actually is. Join us as we learn about the AirBnB market from an industry expert....En...
Sep 22, 2020•43 min•Ep. 60
“A prudent question is one-half of wisdom.” - Francis Bacon. Questions are crucial especially when we are learning something for the first time. We have gathered the top 15 FAQ’s and will be answering them in a two-part series to help our listeners better understand the Infinite Banking Concept. Questions discussed in this episode include: But I can get a higher rate of return... Why isn't everybody doing this? Why do I have to pay interest to borrow my own money? Can I roll my 401(k) into this?...
Sep 15, 2020•29 min•Ep. 59
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Is money like candles or cake??.....In today’s episode we interview noted rabbinic scholar, TV Host and best-selling author, Rabbi Daniel Lapin. In answering the question, “What is money?” Rabbi Lapin provides his unique insight of ancient Jewish wisdom and compares the spiritual attributes of money to both candles AND cake. In addition we discuss the following topics from his widely recognized books, Thou Shal...
Sep 08, 2020•1 hr 3 min•Ep. 58
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast “But I can get a higher rate of return somewhere else!” This response highlights a fundamental misunderstanding of the Infinite Banking Concept. In today’s episode we explain why the rate of return in the policy is secondary to learning how to “use” the policy. In other words, the lesson Nelson is conveying to us in this brief chapter is this: Where you store wealth is not where it is created. Take your time wi...
Sep 01, 2020•13 min•Ep. 58
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Why wouldn’t I just pay cash? We get this question often....often enough that I cant believe it took us thing long to record this video. We have created this podcast and a YouTube video to explain why you should be taking a loan against your cash value to purchase your Real Estate investments. Real estate is not liquid and Whole Life insurance doesn’t create income the way real estate does but TOGETHER they are...
Aug 25, 2020•20 min•Ep. 56
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In today’s episode Cameron and Anthony dive deep into page 68 of Nelson Nash’s, Becoming Your Own Banker. In discussing this section titled, “The Cost of Acquisition” they address the following two topics: (1) The Slow Start: Easily the number one objection to IBC and (2) What’s the TRUTH: “Is Cash Trash” or “Is Cash King?” Enjoy this episode. Resources: “And 1 Video” - TBD Cash vs. IBC Video Becoming Your Own ...
Aug 18, 2020•16 min•Ep. 55
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In today’s episode Anthony and Cameron discuss the differences between saving, investing and speculating. These three words are often used interchangeably but they have profoundly different meanings and for us to be successful in our financial lives we must understand the differences. Join them as they go through each the meanings and provide easy to understand examples. By the end of this podcast you should be...
Aug 11, 2020•27 min•Ep. 54
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast We tell clients every day....“YOU are your GREATEST asset!” In today’s episode Cameron, Anthony and their guest, Ryan Pineda discuss why personal development should always be your first investment. Ryan is a former professional baseball player turned serial entrepreneur. He shares with us how his emphasis on personal development has led him to go from flipping 5 houses to over 300 in just a few years. In additi...
Aug 04, 2020•44 min•Ep. 53
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In today’s episode, Anthony and Cameron discuss Nelson Nash’s Becoming Your Own Banker and review the section he titled “The Retirement Trap.” In this section, Nelson shares his views on Social Security and other government-sponsored plans such as 401(k)’s and IRA’s. In addition, they discuss the definition of retirement and how helping clients have a clear understanding of what it means to live/invest with int...
Jul 28, 2020•27 min•Ep. 52
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast One of the biggest misconceptions in Real Estate is that you have to have money to get started. In today’s interview, Chris Prefontaine shares with use three creative financing strategies you can use to acquire Real Estate with little to no money out of pocket. He defines what it means to purchase real estate on “terms” and explains why price is not always the most important piece when it comes to buying/sellin...
Jul 21, 2020•41 min•Ep. 51
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Have you ever wondered what a tax lien is? If so, you’re not alone....Anthony has too :) Today we interview the tax lien guru, Cynthia Spirlin, J.D. As a child Cynthia witnessed first hand what kind of impact owning real estate could have on her family's finances and in addition to sharing her story, she explains tax liens and discusses investment opportunities investors can use to create passive income. We dis...
Jul 14, 2020•56 min•Ep. 50
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Have you ever felt like you’re watching someone’s highlight reel and wondered if Real Estate Investors ever make mistakes?? Today we interview Spencer Cornelia and he shares with us his story of stepping out from his W-2 job and stepping into Real Estate. He shares some of the setbacks he encountered in his first two deals and how that experience ultimately led him to create his YouTube channel where know he ha...
Jul 07, 2020•40 min•Ep. 49
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast As Nelson states in his book, “If you know what’s happening you’ll know what to do” and if you’ve been following along by this point you have a fundamental understanding of how the “banking function” of your life has a direct impact on your personal finances. In today’s episode Anthony and Cameron discuss Nelson’s advice for capitalizing and implementing your system. It all starts with some honest introspection...
Jun 30, 2020•26 min•Ep. 48
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Have you ever wondered if IBC actually works? If so, you’re not alone. In today’s episode we interview Dr. Dick Dykman, DDS and he shares with us how he has used the Infinite Banking Concept in his dental practice as well as his personal life over the last 14 years. In addition to providing his own personal testimony we address the following topics: Why isn’t everyone doing this? Am I too old for IBC? Does this...
Jun 22, 2020•36 min•Ep. 47
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast BACK BY POPULAR DEMAND.......In today’s episode, we interview Aaron Chapman with Security National Mortgage. Aaron does over 700 loans a year for Real Estate Investors and today we discuss why cash flow is really just the “Cherry On Top” of real estate investing. Today we dive deep into the tax advantages of Real Estate; How Real Estate acts as a Hedge Against Inflation; and Aaron provides a foundation understa...
Jun 16, 2020•54 min•Ep. 46
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Have you ever laid in bed at night and wondered if you have enough money to retire? In today’s episode we interview Dr. Wade Pfau, who has devoted his career to answering this question. Dr. Pfau is the Founder of the Retirement Researcher Blog which provides independent, data-driven and research-based information about retirement income planning. Today we discuss one of the biggest misconception's clients (and ...
Jun 09, 2020•51 min•Ep. 45
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In this episode we interview Steven Libman, Managing Partner of Integrity Holdings Group. He details how he built a very successful wholesaling/fix flip business and what led him to the realization that he needed to move to Commercial Real Estate; specifically Self Storage Units and Apartment Buildings. In additional we discuss how to create generational wealth through Commercial Real Estate and how he uses IBC...
Jun 02, 2020•38 min•Ep. 44
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In this episode we review pages 51 – 63 of Nelson Nash’s “Becoming Your Own Banker.” We dive deep into the equipment financing section where Nelson proves the more we use the policy the better it gets. This idea is counter intuitive to most and so Nelson dedicates these pages to show readers what happens when we start to take control of the banking function of our business and the results will surprise you. Con...
May 26, 2020•26 min•Ep. 47
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Are you tired of the roller coaster that is the stock market? Have you ever felt Wall Street doesn’t have your best interest at heart? If so, you’re not alone. In today’s episode we interview best-selling author and advisor Barry James Dyke. Barry has written three books (with one more coming soon) that peel back the curtain on how Wall Street has systemically transferred the risk of investment losses’ to the A...
May 05, 2020•1 hr 14 min•Ep. 43
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast Are you feeling stuck at your job and tired of trading time for money? If so, you need to listen to this episode where we interview Stuart “Stu” Grazier, co-founder of Storehouse 3:10 Ventures where he tells us about his success’ (and some failures) he’s made in real estate investing. He discusses his experience with private lending and why he’s transitioned to not only purchasing turnkey rental properties hims...
Apr 30, 2020•38 min•Ep. 42
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In today’s episode we interview Keith Yackey, carpenter turned Real Estate Entrepreneur. Keith is the founder of Private Money Pro, the creator of the Private Money Process and has flipped over 700 properties, owned over 300 rentals and raised close to $50M of private money. Keith peels back the curtain on raising Private Money and shares the top 3 place you can go to raise private money and what you need to sa...
Apr 24, 2020•57 min•Ep. 41
Schedule your 15-minute call with Anthony or Cameron here: http://bit.ly/iwc15podcast In this week’s podcast we discuss the recently passed CARES ACT; the single largest stimulus package ever passed by Congress. There are some phenomenal provisions in here and we want to make sure you understand what is available to you and your business. We are joined by the managing partners of the Las Vegas based accounting firm Campbell Jones Cohen CPA’s. This live webinar was recorded on Friday, April 10th:...
Apr 14, 2020•58 min•Ep. 40
