What does it mean to live life with intentionality? What does it look like to do things with more intention? Perhaps most importantly, how do you start acting with more intentionality? Dylan answers these questions and more in this latest episode of Fiscally Savage. Show Highlights [02:11] Intentionality and why it’s important [04:38] Examples that show a lack of intentionality in decisionmaking [08:10] What happens when you act with more intentionality [11:18] Five steps to acting with more int...
Nov 22, 2022•26 min•Season 1Ep. 15
The so-called “quiet quitting” trend has recently taken the workforce by storm. Unlike real, actual quitting, quiet quitting refers to doing nothing more than what one’s job description states. Quiet quitters continue to fulfill their primary responsibilities but are unwilling to do extra, unpaid work. No more staying late at the office or attending unnecessary meetings. But how and why has quiet quitting come to be so prevalent among today’s workers? What exactly changed in the months following...
Nov 18, 2022•30 min•Season 1Ep. 14
Debt is a common source of financial stress for many Americans. Job losses, medical expenses, and even impulsive purchases can lead to insurmountable debt and get in the way of your financial goals. If you’re in a financial hole due to debt, the only real solution is to change your debt mindset and start digging your way out, one step at a time. In this episode of Fiscally Savage, Dylan talks about the debt equation, why people go into debt, and how we can deal with debt problems. Show Highlight...
Nov 15, 2022•30 min•Season 1Ep. 13
“Quiet quitting” is on the rise in a post-COVID world. But what is it, exactly? And why is it happening? To answer these questions, Dylan turns to the concept of the social contract as presented by Thomas Hobbes, John Locke, and Jean-Jacques Rousseau. Show Highlights [01:42] On the link between “quiet quitting” and social contracts [02:34] Thomas Hobbes and Leviathan [03:38] Hobbes on government [05:28] The social contract theory of Hobbes [08:42] John Locke on human nature and social order [10:...
Nov 11, 2022•23 min•Season 1Ep. 12
As humans, we need food, security, intimacy, self-esteem, and purpose. But we need money to fulfill these needs. In this episode, Dylan discusses Maslow’s famous hierarchy of needs, how money impacts that hierarchy, and how understanding that hierarchy can help us build better, long-lasting relationships. Show Highlights: [03:46] Why finances are critical to relationships [07:36] What is Maslow’s hierarchy of needs? [08:13] Tiers one and two as the service to self tiers [10:27] Tiers three and f...
Nov 08, 2022•26 min•Season 1Ep. 11
Gross Domestic Product or GDP is one of the most talked about economic indicators. You might have heard about growth rates or projections for GDP on TV, the radio, or podcasts like this one. You might have also heard about GDP in reference to previous recessions or periods of high economic growth. But what is GDP, exactly? How is it measured? And is it actually a good tool for looking at how well, or badly, an economy is doing? In this episode of Fiscally Savage, hear what GDP measures, how it’s...
Nov 04, 2022•29 min•Season 1Ep. 10
In this episode of the Fiscally Savage podcast, Dylan talks about the value part of the money equation — money is equal to the time you give plus the value you add — and how you can increase that value to take control of your life. Show Highlights: [02:26] The equation on how to make money [03:10] Changing the value you add with the time that you have [04:08] How you can increase the value you add [07:48] The importance of understanding the system you are in and how it works [13:24] The reality ...
Nov 01, 2022•29 min•Season 1Ep. 9
Banks are among the oldest businesses in American history, but they have changed in many ways through the years. Today, banks offer a wider range of services than ever before, and they deliver those services more efficiently. But banks weren’t always as cut and dried as they are today. There were no modern American banks as late as 1781, let alone a central bank to oversee banking and finance. This resulted in some major problems, like financial instability, unemployment, and a chaotic currency....
Oct 28, 2022•29 min•Season 1Ep. 8
In this episode of Fiscally Savage, Dylan talks about time — our most precious, nonrenewable resource — and the role it plays in the money equation, as well as the ways in which we can create more time in our lives. Show Highlights: [02:16] The equation on how to make money [04:25] Why we do not all have the same 24 hours [05:00] How food can impact your 24 hours [07:18] How your living situation can impact your 24 hours [11:13] Why improving your life is an iterative process [14:47] How you can...
Oct 25, 2022•27 min•Season 1Ep. 7
Did you buy a house in 2020? Did you change jobs in 2021? Are you holding off on buying a new car this year? Believe it or not, only one institution stands behind all of your financial decisions: the US Federal Reserve. In this episode of Fiscally Savage, Dylan takes a closer look at the structure, responsibilities, and work of the US central banking system. What does it do? Why do we have it? And how does it affect you and your money? Show Highlights: [02:48] What the Federal Reserve System (FR...
Oct 21, 2022•26 min•Season 1Ep. 6
In this episode of the Fiscally Savage podcast, Dylan talks about the significance of value in the money equation, how you can develop your value, and what it means to work for yourself in today’s economy. Show Highlights: [03:26] Self-improvement as the key to making your time more valuable [04:54] The first thing you need to do to develop your value [05:47] Why charm can make you valuable [06:11] Why insight can make you valuable [07:06] Why reliability can make you valuable [07:34] W-2 self-e...
Oct 18, 2022•24 min•Season 1Ep. 5
In an attempt to fight inflation, the U.S. Federal Reserve has raised interest rates, warning that more big rate hikes are on the table if inflation will not cool. This has led to fears that a recession is on the horizon for the U.S. But what is recession? And why does it matter? In this episode of Fiscally Savage, Dylan brings us a closer look at recession, one of the scariest words in economics. How is it measured? What does it mean for workers and businesses? And are we on the verge of enteri...
Oct 14, 2022•21 min•Season 1Ep. 4
In this episode of the Fiscally Savage podcast, Dylan talks about why money is time, the importance of money management, and the ways in which we can act with more intentionality in life. Show Highlights: [00:31] The incident that made Dylan want to live with more intentionality [02:46] Why money is time [05:19] Why managing your money is foundational to your growth as a person [06:32] Why the energy you bring to events in your life is even more important than time [08:12] Why your attention is ...
Oct 11, 2022•27 min•Season 1Ep. 3
In this episode of Fiscally Savage, Dylan discusses three aspects of the inflation equation: too much money, too many people, and too few goods. Dylan also addresses related topics such as supply and demand, the COVID-19 pandemic and how it affected global supply chains, what the Federal Reserve is doing to combat inflation, and more. Show Highlights: [03:22] The functional definition of inflation [04:25] The problem with demand and supply [08:11] The problem with printing money [08:52] The “too...
Oct 07, 2022•27 min•Season 1Ep. 2
In this episode of the Fiscally Savage podcast, Dylan talks about his journey to financial independence, the reality of the American job market, and the ways in which we can break free and live with intentionality. Show Highlights: [00:00:56] The incident that led Dylan to take over the approved and civilized path [00:07:44] The reality for 60% of American workers [00:09:16] Maslow’s hierarchy of needs and how it affect our lives [00:13:41] How dependence on various agents in our lives can under...
Oct 04, 2022•27 min•Season 1Ep. 1