If you were to prioritise the things that you need to do to build a successful business, what would it be? In today’s episode, I'm going to share with you the 4 most important things that helped me build the business that I have today. I've taken these four things from a reflection of my own business and the achievements that I've been able to make and also the conversations that I've had on the show with our guests, the best examples that we've seen and heard, of sustainable and successful HMO ...
Aug 17, 2022•34 min•Ep. 145
Are you unsure as to which type of mortgage you need for your HMO property? I’ve brought back our Expert Broker Ellie Broadhurst to help us figure this out and talk about: Mortgage options for HMO and non-HMO properties The importance of choosing the right Specialist Broker Mortgage options for small HMOs (less than 5 beds) Understanding the benefits of bridging and development finance What to look out for when considering bridging How to build a great relationship with lenders Interested to dis...
Aug 12, 2022•34 min•Ep. 144
It’s been 18 months since Jake and Lucy were first here on the show. Have they finally left their full-time job? In today’s episode, I’m joined again by Jake and Lucy of Innova Property and in this special conversation, we talked about: Their story and when they started investing in HMOs The importance of prioritising tasks to achieve your targets A walkthrough of a day in the life of property investors Challenges that they encountered in the last 18 months A 6-bed professional HMO case study Go...
Aug 10, 2022•50 min•Ep. 143
Are you finding it hard to manage some of your tenant’s unrealistic expectations? In this episode, I wanted to give some advice on how to set and manage your tenant’s expectations with some examples from my previous experiences. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!...
Aug 05, 2022•26 min•Ep. 142
Are you curious as to how these R2R deals really work? In this episode, I want to share the details about how we actually found, negotiated, and completed this 25-Bed R2R deal. I’m going to share with you: How content marketing has helped us find this deal How we analysed this deal before making an offer The challenges that we had to overcome during the negotiation and the refurbishment Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help yo...
Aug 03, 2022•31 min•Ep. 141
Today's a quick biz update for you guys because I feel like I've hit a big and really important milestone in the last couple of weeks and I want to share it with you. So for this episode, I’ll update you on what’s happening on my student and professional portfolio, my HMO refurb, my commercial to residential stuff, and a couple of updates from The HMO Roadmap. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemi...
Jul 29, 2022•22 min•Ep. 140
How do you balance family life with your property business? In today’s episode, I’m joined by Charlie Sullivan of Capstone Fox. Charlie was a Chartered Mechanical Engineer in the subsea and offshore oil and gas industry prior to investing full-time in property for about five years now. And in this insightful conversation with Charlie, we talked about: His story and work experience before investing in HMOs How he’s managing his time with family and his property business The attributes of a succes...
Jul 27, 2022•55 min•Ep. 139
What do we need to think about if we're going to be signing tenants up to our property that's undergoing a refurbishment? In this episode, I wanted to give you a bit of advice on filling your properties and getting tenants signed up when you haven’t finished the refurb yet. Plus, seven tips to avoid wasting a lot of time! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also foll...
Jul 22, 2022•22 min•Ep. 138
Are you still contemplating whether or not R2R is the right strategy for you? I'm a huge fan of rent-to-rent and I've been doing it for seven years across several cities. This is really important to note because there are a lot of people out there talking about this strategy and teaching it but have limited experience. So in this episode, I’m sharing with you my experience and thoughts about this strategy including: What I love and don’t love about the R2R strategy How I drive the rents up throu...
Jul 20, 2022•33 min•Ep. 137
Do you need help in choosing the best business bank account for your HMO business? Well, let me narrow down your options. If you've set up a business, then you're required by law to have a business bank account. You can't spend anything from your business through a personal account of any sort. But I get it. It's quite confusing and there are so many banks out there. So, who do you choose? That’s exactly what we’re talking about in this short episode. Got any questions? Ask us in The HMO Communi...
Jul 15, 2022•15 min•Ep. 136
Would you leave a cash-flowing but stressful business to invest in HMOs? In today’s episode, I’m joined by Adam Collison of Highline Property. Adam is a digital marketing agency owner before he became a HMO property investor in 2018. He is also the mastermind behind The HMO Roadmap’s Deal Stacker. So in this insightful conversation with Adam, we talked about: His background and experience before investing in HMOs How he planned and executed his exit from his digital marketing agency business The...
Jul 13, 2022•1 hr 1 min•Ep. 135
Do you want to know what went down during the summer changeover? Well, all I can say is that students never fail to surprise me, but somehow we survived it again! So I'm going to tell you all about it. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!...
Jul 08, 2022•30 min•Ep. 134
If I have to build my HMO business again from the ground up, knowing everything that I know now, how would I do it? This is a question that I’ve been asked a lot. And honestly, there’s a lot I’d like to do differently so in this episode, I’m going to share with you five things that I would do if I were going to start again from scratch. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. Yo...
Jul 06, 2022•37 min•Ep. 133
Would you like to know how to scrape your local property market for thousands of data points in minutes to help you calculate average values, average rents, and the pound per square foot? If your answer is yes, then listen to this episode and I’ll talk you through the process that I go through when I'm evaluating a market and when I'm evaluating particular types of property values and data. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to hel...
Jul 01, 2022•14 min•Ep. 132
Are you considering starting a rent 2 rent property business? I'm a huge fan of R2R and I've been investing in my own R2R business for over seven years, and during that time, I've turned over millions of pounds in rental income. So it's fair to say, that I know a thing or two about rent 2 rent. So in this episode, we’re going to talk about: What’s a rent 2 rent business model What’s involved in building a rent 2 rent business Who should and shouldn’t do rent 2 rent 8 steps to help you get starte...
Jun 29, 2022•24 min•Ep. 131
In today’s Q&A, I’m answering a question from @williski. Can a newbie really invest and make it work in today's HMO market despite the rising utility costs, material costs, and interest rates? Listen to the full episode to find out what my thoughts are. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Fa...
Jun 24, 2022•18 min•Ep. 130
Do you want millions of pounds worth of property business or portfolio? Or perhaps you want to generate thousands of pounds worth of rental income? Well, if that’s your goal then this is the episode that you definitely don't want to miss. In today’s episode, I’m joined by Sean Cheung of Midland Capital. Sean is an accountant and a HMO property investor since 2019, with over 5 million pounds of portfolio value at the moment. So in this insightful conversation with Sean, we talked about: How he wa...
Jun 22, 2022•46 min•Ep. 129
I have been a busy boy the last couple of months so, in this episode, I'll be giving you an update on what's been happening across all of my businesses, the good and the bad! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!...
Jun 17, 2022•22 min•Ep. 128
For anyone interested in Student HMOs, I’m going to talk you through what student changeover looks like for our team, and our plan to make sure that we move current tenants out and move new tenants in as smoothly as possible. I’m going to share a list of 15 things that we consider, and what we have to do and deliver when it comes to the student changeover. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise y...
Jun 15, 2022•32 min•Ep. 127
HMO licences are part and parcel of investing in HMOs, but you can save time and money by being more efficient when it comes to applying and executing your HMO licence. When you apply for your licence is really important so I’m going to share a few tips in this episode. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO ...
Jun 10, 2022•15 min•Ep. 126
Property investing in the UK while living in a different country is surely quite challenging but not totally impossible. So in this episode, I am joined by Ex-Pat Howard Giblin of South West Properties , a HMO property investor currently living in Amsterdam. In our conversation, we talked about exactly how Howard started investing in single lets and transitioned to HMOs, how he prepares and views potential properties remotely, his criteria for choosing a strategy and location, and how he has man...
Jun 08, 2022•47 min•Ep. 125
Our very own HMO Mortgage Finance Expert, Ellie Broadhurst is back on the show to update us on what’s happening in the market at the minute because rates have been going up. I want to know what lenders have done about that, what we should be expecting to pay, and what Ellie thinks about the next 6 months when it comes to lending. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can a...
Jun 03, 2022•25 min•Ep. 124
In today’s episode, I’m going to share with you the other revenue streams that I have aside from my HMO portfolio. I actually have 8 other sources of income and I’d like to share what they are, and how and why I’ve developed them over the years. This is not an episode to show off but to help you if this is really what you wanted to do because for me, having multiple streams of income is the way to go if you’re an entrepreneur. Got any questions? Ask us in The HMO Community Facebook Group or beco...
Jun 01, 2022•21 min•Ep. 123
In today’s Q&A, I’m answering a question from Everly Rae Property about ‘Grandfather Rights’. Listen to the full episode to find out the answer! Got any questions? Ask us in The HMO Community Facebook Group or become a member at thehmoroadmap.co.uk to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!...
May 27, 2022•25 min•Ep. 122
If you’re planning to build a rent-to-rent business or any property business, then this episode is definitely for you. In today’s episode, I am joined by Joe and Olivia of J.O. Property. Joe and Olivia are part of our HMO Mastermind program that’s why I’m really excited to share with you their story of how they were able to go from 0 to 31 properties under management in just 2 years (17 of them are HMOs). So in this conversation, we’re going to talk about exactly how they’ve done it! They’re als...
May 25, 2022•46 min•Ep. 121
In today’s Q&A, I’m answering a question from Harri Williams: “Andy, should I go to uni to train as an accountant or work and save for my first HMO?” Listen to the full episode to find out the answer! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podcast on Facebook for more updates!...
May 20, 2022•15 min•Ep. 120
Is investing in HMOs right for everybody? Well, the honest answer is NO. But how do we know if it’s the right investment for us or not? In today’s episode, I’m going to share 10 things to help you identify whether or not investing in HMOs is the right choice for you. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Pod...
May 18, 2022•27 min•Ep. 119
Building a HMO property business is hard work and I’m all for delayed gratification BUT if we don’t stop and celebrate the small wins along the way, we’ll never make it. We’ll lose motivation and we will lose focus. Listen to today’s episode for a bit of motivation. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and systemise your HMO business. You can also follow me on Instagram @andygraham.hmo or follow The HMO Podc...
May 13, 2022•10 min•Ep. 118
In today’s episode, I am joined by Chris and Anna of Parkhurst Properties. Chris is an IT Project Manager in the financial services sector for nearly 20 years while Anna’s background is in management and operations. In this conversation with Chris and Anna, they shared why and how they decided to start their HMO business and focus on commercial conversions and larger HMOs. Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale...
May 11, 2022•39 min•Ep. 117
Starting on this episode, I’m going to be running a Q&A series to answer some of your HMO questions. You can now send me your questions on Instagram @andygraham.hmo and I’m going to choose one question to answer every Friday. So for today’s question: “How have increased energy costs affected your business?” Listen to the full episode to find out the answer! Got any questions? Ask us in The HMO Community Facebook Group or become a member at The HMO Roadmap to help you start, scale, and system...
May 06, 2022•22 min•Ep. 116
