In this episode, I’m joined by Kieren Goldie , a property investor focusing on the South of England, particularly in prime Article 4 areas. Kieren’s built an impressive business offering a full turnkey service—covering everything from property acquisition to project and property management. We’ll discuss how Kieren got to where he is, the ups and downs of building a business like his, and how he’s overcome challenges such as Article 4 regulations, planning restrictions, refurbishments, and stick...
Feb 19, 2025•43 min•Ep. 296
In this episode, I’m joined by James Ashford of Carter Ashford, a former mentee of mine, to talk about all things project management. James has years of experience managing large residential projects, and now he’s applying those skills to the world of HMOs. Managing HMO projects can be one of the toughest parts of building a HMO business. It’s not just about finding a great deal or managing tenants—it's about keeping your projects on budget, meeting deadlines, and making sure everything runs smo...
Feb 12, 2025•52 min•Ep. 295
In today’s episode, we’re revisiting a special one—an episode I wasn’t sure I wanted to record but felt was essential. It’s important to make it clear that investing in HMOs isn’t just a highlight reel, and transparency is key when discussing what’s truly involved. HMOs aren’t for everyone, and there’s a lot to consider: Do you understand the value of cash-flowing assets? Does property investment excite you? Are your priorities focused on cash flow or equity? If you’re already investing in HMOs,...
Feb 05, 2025•29 min•Ep. 294
Struggling with high energy bills in your HMO? You're not alone. Today, I’m joined by Anthony Cherry, an HMO landlord and the founder of Timeostat – a company that makes smart thermostats. After facing the same energy challenges in his own HMOs, Anthony couldn’t find a solution, so he created one. Now, with a successful business and a Dragons Den appearance under his belt, he’s on a mission to help landlords manage energy costs better. In this episode, we’ll talk about how to reduce energy consu...
Jan 29, 2025•36 min•Ep. 293
In this episode, I'm really excited to be joined by a former mentee of mine, Rebecca Alcock . Rebecca is a Chartered Accountant and Chartered Tax Adviser, and until the summer of 2024, she was responsible for overseeing all taxes at a FTSE100 housebuilder. Since then, she’s shifted her focus entirely to Jolly Property , a venture she co-manages with her husband, Jolly. Rebecca and Jolly primarily invest in Sheffield, and as you'll soon hear, they've achieved some truly remarkable things. What I ...
Jan 22, 2025•42 min•Ep. 292
In this episode, I’m going to answer a question that’s on everyone’s mind: which HMO strategy is best—students, professionals, or social HMOs? If you’ve saved up your hard-earned money and are ready to invest in HMOs, you probably want to know where you’ll get the best returns, which strategy works best, and how you can scale your investment. So, where should you put your money for the best results? Today, we’re going to look at this question, and I’ll give you the best advice I can. But fair wa...
Jan 15, 2025•34 min•Ep. 291
What’s holding you back from building the HMO business you want, and more importantly, what are you doing about it? In this episode, I’m revisiting one of my most downloaded and valuable episodes, packed with insights to help you overcome key obstacles in building your property business. I’ll share seven ideas that can help clear some of the biggest, yet easiest-to-overcome challenges. It’s hard to see the full picture when you're in the thick of it, but get these right, and 2025 could be the ye...
Jan 08, 2025•24 min•Ep. 290
Happy New Year! It’s officially 2025, and in today’s episode, we’re going to look at some predictions and key trends for the year ahead. We’ll talk about property values, the overall economy, and the rental market. I’ll also highlight some risks and opportunities that could impact us as HMO investors. There’s a lot to cover, but I think this is an important episode and a great way to kick off the year. I’m really excited to see what our community will achieve in the property market—and especiall...
Jan 01, 2025•30 min•Ep. 289
Wishing you and your family a very Merry Christmas! In this episode, I’m revisiting what I consider one of the most valuable I’ve ever recorded. I’ll be sharing my proven five-step system for building and scaling a sustainable HMO property business. The truth is, it’s not hard to find a good HMO and make some profit. But to do this consistently, and scale it into a business that gives you time, freedom, and flexibility—that takes a process. I’ve been refining this system for nearly 15 years, and...
Dec 25, 2024•35 min•Ep. 288
Have we hit the goals we set ourselves back in January? Have we smashed those targets, or have we fallen short? It’s become a bit of a tradition on this podcast for me to break down my goals and share exactly how I’ve done against the targets I set. I really enjoy these episodes because, not only is it part of the accountability process, but it’s also a great way to keep things completely honest and transparent with you. Social media—Instagram, Facebook, and the like—often turns into a highlight...
Dec 18, 2024•37 min•Ep. 287
In this episode, I'm on the other side of the mic. I recently joined Jerry Alexander on The Commercial Property Investors Podcast , and we had a great conversation. I shared my journey, starting with HMOs, building property businesses, and progressing to buying commercial properties and undertaking bigger and better projects. We also discussed the ups and downs of buying, selling, and investing in property. Topics covered in this episode: 02:23 How Andy’s Passion for Property Started 08:36 Exper...
Dec 11, 2024•56 min•Ep. 286
In this episode, I’m going to talk about guarantors and why I think they can be a great solution to many of the challenges you might face when managing HMO properties. I know not everyone agrees with me but in this episode, I’ll be sharing some thoughts from our community, as well as my own opinion. I’ll also give you the information you need to make the best decision for your business. If you’re managing tenants or HMOs, this is definitely an episode you’ll want to stick around for. Topics cove...
Dec 04, 2024•25 min•Ep. 285
In today’s episode, I’m thrilled to welcome back Mike Clay of Clay Properties . For those of you who follow my work, you’ll know that Mike is not only a great friend, but also one of my business partners. In fact, Mike has become a bit of a regular on the show! Today, I’ve brought Mike back to talk about something very specific—raising private finance. This is a key strategy that has played a huge role in how Mike has rapidly and successfully built his HMO property business. It's also something ...
Nov 27, 2024•51 min•Ep. 284
In this episode, I’m excited to catch you up on what’s been happening in my businesses over the past couple of months. I’m a big believer in starting with the end in mind, and while setting goals and targets for your business is key, I think it’s just as important to have goals and dreams outside of business too—those are the real reasons we build businesses in the first place. So, I’ll share some updates from my businesses, plus a peek into my personal life. I’ll talk about the challenges I’ve ...
Nov 20, 2024•38 min•Ep. 283
In this episode, I’m joined once again by our expert mortgage broker, Ellie Broadhurst , to discuss Rachel Reeves' recent "doom budget" and what it means for property investors. We’ll talk about the latest budget, its impact on the property market, and what lenders are saying about it. We’ll also break down the Bank of England’s recent decisions, how rising interest rates are affecting property investment, and what to expect moving forward. Plus, we’ll cover changes to stamp duty, new opportunit...
Nov 13, 2024•33 min•Ep. 282
In this episode, I want to talk about HMO maintenance. As an HMO investor and landlord, maintaining your properties is a big part of the job. It's something you’ll need to stay on top of for the long term. Good maintenance is key to keeping your business—and your HMOs—profitable. If you let it slide, it can quickly lower the value of your portfolio and undo all the hard work you’ve done finding great deals and refurbishing properties. I’ll also be sharing some insights from our community about c...
Nov 06, 2024•36 min•Ep. 281
Ready to build your business empire? In this episode, I’m excited to welcome Kane Andrews , a successful entrepreneur, property investor, and founder of Rockstar Property . We discuss his unique journey from musician to property investor and how he scaled his business using investor finance. Kane shares his expert insights on building a strong team, implementing effective systems, and navigating the challenges of property investment. Whether you’re a new investor or a seasoned pro, you won’t wan...
Oct 30, 2024•47 min•Ep. 280
In this episode, we’ll discuss the significant changes to the Renter's Rights Bill, particularly focusing on the amendments made by the Labour party - the abolition of Section 21 evictions, the introduction of rent controls, and the implications for landlords, especially those operating in the student housing market. Topics covered in this episode: 03:05 - Key Amendments to the Renter's Rights Bill 05:50 - Abolition of Section 21 Evictions 09:00 - Rent Controls and Health Standards 11:47 - Evict...
Oct 23, 2024•30 min•Ep. 279
How do you scale a HMO business from 0 to 1,500 rooms? In this episode, I’m joined by Jordi Pasqualin , a former professional rugby player and now co-founder of BAM Capital . We talk about the unique business model of lease operators and discuss the challenges and misconceptions in the HMO industry. Jordi also shares his insights and experience on scaling the business through acquisitions, logical planning approaches, and the sacrifices made along the way to achieve success in the property marke...
Oct 16, 2024•44 min•Ep. 278
We're revisiting a classic from the vault—an episode that covers everything you need to know about stress testing your deals. I wanted to highlight this topic again because I've noticed a surge in questions from our community lately. This uptick is likely a result of rising prices, changing legislation, and a bit of market panic. Deals aren’t as profitable as they once were, and understandably, HMO property investors like you, want to plan effectively and ensure your deals are as strong as possi...
Oct 09, 2024•27 min•Ep. 277
We’re celebrating the 4th anniversary of The HMO Podcast! Can you believe it? Over the years, I’ve learned so much—not just about podcasting, but about business as a whole. In this special episode, I want to take the opportunity to celebrate and reflect on those lessons, as many of them will be applicable to your own HMO property business. Join me as I share the most important insights I've gained over the past four years while building this part of my business. I believe these will be incredibl...
Oct 02, 2024•32 min•Ep. 276
In this episode, I'm answering a question recently asked by one of our members in the HMO community. It was a great question that led to some interesting discussions, although people had different opinions. Steven asked how to go about buying an HMO with tenants in place that needs some cosmetic work. As you can imagine, the answer isn’t simple, and there were different views. If you’re thinking about buying an HMO yourself, whether it comes with tenants or you have the option to do so, this is ...
Sep 25, 2024•20 min•Ep. 275
Curious about what’s been happening with my HMO businesses? In this episode, I’m excited to bring you up to speed on my HMO portfolio, development business, and trading groups. I’ll cover how I managed my HMO properties over the summer, share some special news, and talk about any challenges I've encountered with property deals. Plus, I’ll update you on my development projects and discuss the importance of community engagement and building partnerships. As I prepare for these upcoming changes, I’...
Sep 18, 2024•32 min•Ep. 274
Can a magazine feature boost your HMO property business? In this episode, I'm excited to be joined by Sam Cooke, the owner and editor of Blue Bricks Property Magazine. Sam will be sharing his valuable insights on the current trends in the property market, the benefits of being featured in magazines and publications, and how you can secure a spot in these media outlets. If you’re looking to raise private finance, boost your opportunities, or connect with key people in the industry, this episode i...
Sep 11, 2024•42 min•Ep. 273
Are you managing the finances for your property business effectively? In this episode, I’m going to share a simple but powerful tip to help you manage your property business finances. You might be wondering why this matters so much. Well, there are two big reasons. First, if you’re not keeping track of your finances, you can’t really measure how well your business is doing. Without that insight, you’re flying blind. Second, ignoring your finances can lead to a bunch of small problems that will e...
Sep 04, 2024•30 min•Ep. 272
In this episode, we’re going to talk about your HMO Power Team. I’ll explain why it’s so important to have a strong team for successful HMO property investing and list 20 key people you should have on your team. Think of building a successful property business like putting together a great symphony. You shouldn’t play every instrument yourself; instead, you should be the conductor. It’s crucial to have the right people—skilled and experienced professionals—helping you reach your goals. We’ll cov...
Aug 28, 2024•41 min•Ep. 271
In this episode, we’ll talk about why it’s so important to start with the end in mind when building a property business. Here’s what I do with every mentee: we sit down together to plan out their business and then work backward from that plan. I’m interested in what they want their business to look and feel like in the future, not just in terms of money but also in the freedom and flexibility it provides. Too often, people begin building their property business without a clear vision. As a resul...
Aug 21, 2024•39 min•Ep. 270
Are you having trouble getting your property business started? In this episode, we’ll cover the five main reasons people often struggle to launch their property ventures. We’ll talk about issues like poor financial planning, not knowing the legal rules, not making important priorities and sacrifices, lacking a strong support network, and being afraid to take the first step. We’ll also discuss why it’s crucial to understand your finances, plan ahead, and build connections with others who share yo...
Aug 14, 2024•39 min•Ep. 269
In this episode, we're discussing something I believe is incredibly important: return on investment (ROI) or, as I prefer, return on capital employed (ROCE). This is undoubtedly one of the most critical metrics we should consider when appraising and analysing deals in our business. However, in my opinion, and I need to get on my soapbox here, too many people are excessively focused on this target, setting standards that are simply too high. This, in fact, hinders the future potential and perform...
Aug 07, 2024•40 min•Ep. 268
In this episode, I’m excited to have our specialist mortgage broker, Ellie Broadhurst, back on the show. Ellie is our expert when it comes to mortgages and finance, and we always turn to her for advice. We’re going to chat about what Labour’s policies could mean for the property market. We’ll also look at whether we might see our first base rate cut in years—could this finally be happening? Ellie has some important tips on commercial valuations and using private finance along with mortgage lendi...
Jul 31, 2024•33 min•Ep. 267
