The long-awaited Renters Reform Bill has finally been published and is now making its way through Parliament. This is a substantial document with a lot of information to digest. However, I have taken the time to thoroughly review it, and today, I will highlight some of the most important aspects that, as HMO property investors, we need to be aware of and start considering. Overall, I believe this bill is not particularly favourable for landlords. While there are a few positive aspects that we wi...
May 24, 2023•35 min•Ep. 205
In this episode, we're shaking things up a bit on the show as I'm joined by Matt Lester. Matt, a property investor and a member of The HMO Community, our thriving Facebook group, eagerly volunteered to participate in a mini mentoring session with me. He sent over three questions, and I'll do my best to provide valuable insights to help him with his HMO property business. During the mentoring session, we tackled these questions: Are HMOs more challenging to execute in the South of England? What l...
May 17, 2023•46 min•Ep. 204
In today's episode, I will discuss three common mistakes that new renters and operators often make. These mistakes can prove fatal to their business, and hence, it is essential to know about them and avoid them. As someone who started building their rent-to-rent business in 2016 and scaled it across cities like Leicester, Sheffield, and Manchester, I have a soft spot for rent-to-rent. However, these mistakes are not exclusive to rent-to-rent. People often make them when buying HMOs for themselve...
May 10, 2023•22 min•Ep. 203
I'm thrilled to have my mentees, Joe and Olivia from JO Property Group, back on the show today. Their R2R management business has been growing rapidly with around 30 properties under their management. As their mentor, I have been closely involved with their progress, and I'm excited to share their latest business update with you. During our conversation, we covered a range of topics including: How they discovered the R2R business model How they started their R2R business The amount of capital th...
May 03, 2023•37 min•Ep. 202
Get ready to dive into the exciting world of Rent-to-Rent! In this episode, we'll be covering everything you need to know to get started, from the basics and fundamentals to practical tips and real-world examples straight from my own experiences. We'll explore the Rent-2-Rent strategy and cover the following topics: The basics and fundamentals of R2R Tips and strategies for finding the right R2R property Best practices for managing and operating R2R properties effectively Financing options for i...
Apr 26, 2023•28 min•Ep. 201
Are you managing your projects efficiently? In this episode, we'll be discussing project management efficiency and I'm pleased to introduce my good friend Dean Adkins from QS Force. Dean, a property investor since 2009 running his investment business alongside his career in project management will share his knowledge and experience with us. We'll cover a range of topics, including: What project management entails and how to approach it more effectively How to shift our mindset toward project man...
Apr 19, 2023•46 min•Ep. 200
In this episode, I'm going to share 10 pieces of essential property advice that I would give my younger self to help me achieve more in less time. I'm gonna reflect on the last 15 years of being in this game - all of the things that I've learned, the trials and the tribulations, and the struggles. And I'm gonna package it up into 10 pieces of advice that I would give to my younger self. So if you are just starting your property business, or perhaps you've already started it, but you wanna do thi...
Apr 12, 2023•25 min•Ep. 199
In this episode, I'm going to bring you up to speed and tell you exactly what's been happening in my businesses over the last 4 to 6 weeks. I like to do these episodes because I like to make sure that you guys know that I'm not just talking the talk, I'm actually out there and walking the walk as well. Plus, I’ve got something that I've been keeping under wraps and I'm going to share it for the very first time. - Please leave us a quick review on Apple Podcasts or Spotify if you find this episod...
Apr 05, 2023•23 min•Ep. 198
I want you to take this episode very seriously because we have honestly been helping a lot of our community members get some very substantial amounts back from the HMRC. Money that they overpaid in stamp duty. I myself have overpaid on two occasions and received refunds for very significant amounts. So in this episode, I'm gonna help you understand whether or not you might qualify for some sort of exemption or a potentially due rebate. And if you are, then I'm gonna tell you exactly what you nee...
Mar 29, 2023•28 min•Ep. 197
In this episode, I need to have a bit of a rant. Not because I just want to rant but because I think you're actually going to find this quite useful and valuable. This is an issue that I recently had with a HMO licence and more specifically the team who are responsible for inspecting and issuing the license. If you want to know what exactly the issue is, be sure to listen to this episode now. - Please leave us a quick review on Apple Podcasts or Spotify if you find this episode helpful. Got any ...
Mar 22, 2023•25 min•Ep. 196
In this episode, we're gonna talk about the three essential ingredients that you can use to bake the perfect HMO deal every single time. When I look at every single one of my deals, whether it's something I'm buying myself, whether it's a rent-to-rent deal, or whether it's something I'm just advising somebody on in our community, I'm always thinking about three things. And these three will really determine the performance of this HMO. But remember, you do still need to think about some of the ot...
Mar 15, 2023•19 min•Ep. 195
The mortgage market is constantly changing, with various factors affecting interest rates, property values, and lending policies. So in this episode, we’ve got our Specialist Mortgage Broker, Ellie Broadhurst back to discuss what's happening in the mortgage market right now and provide some tips for navigating this complex landscape. We’ll cover the following topics: Base rates and their impact on interest rates Disparity between lenders Increase in rentals and how it affects the market The impo...
Mar 08, 2023•38 min•Ep. 194
Are you tired of putting in endless hours on social media without seeing any real results? It's time to stop scrolling aimlessly and start using social media efficiently to grow your HMO property business! In this episode, I'll be sharing some tried and tested tips on how to maximise your time, efforts, and resources on social media to get the best possible results. I'll cover five key benefits of using social media, based on my own experiences, and provide you with six actionable steps to start...
Mar 01, 2023•26 min•Ep. 193
In today's episode, I want to share what I've learned from the best in our industry and how they build successful portfolios. This is taken from a presentation that I delivered at the HMO Awards last year but we could only fit so many people in that room. And I know a lot of our listeners haven't had the chance to listen to this yet so I'm going to share the five most important lessons or learnings that I've taken from all of the great conversations that I've had with other successful investors ...
Feb 22, 2023•25 min•Ep. 192
In this episode, I'll update you on the latest happenings in my businesses over the past few months. It's a cathartic experience to reflect on events and be held accountable, and sharing with you helps me stay focused. I'll cover recent challenges, updates on my commercial to residential businesses, my property education business, and my HMO portfolio. - Was this episode helpful? Please leave us a quick review on Apple Podcasts or Spotify! Follow The HMO Podcast to get notified of new episodes e...
Feb 15, 2023•36 min•Ep. 191
In today's episode, I invited Saif Derzi to share his thoughts on what the property market looks in the next 12 months. Saif Derzi is an award winning property trader and investor. He has been in property for over 7 years and has bought and sold over 150 properties, manages over 400 properties and owns and runs a cash buying company. In 2022, he won Property Trader of the Year. In this conversation, Saif and I will talk about: His experience and how he started investing in HMOs How he’s using hi...
Feb 08, 2023•43 min•Ep. 190
What do you look for when viewing a potential property to buy? In today's episode, I wanna talk to you about the process that I go through when I'm viewing HMOs. Over the years, I have certainly perfected a bit of a strategy and approach when viewing properties and I think if you get this right, it can give you the edge that you need over other prospective buyers, and it can definitely save you a lot of time, money and heartache! So if you are looking at expanding your portfolio this year, if yo...
Feb 01, 2023•25 min•Ep. 189
In today's episode, I invited Wendy Whittaker-Large to talk about this issue because Wendy and her team have been spearheading a campaign to put a stop to this. Wendy is the founder of Best Nest, HMO Success, and an Amazon bestselling author about investing in HMOs. She’s been investing in HMOs since 2013. In this conversation, Wendy and I will talk about: • How Wendy started investing in HMOs • What’s going on with council tax re-banding • How the HMO Council Tax Reform Group was born • The pos...
Jan 25, 2023•48 min•Ep. 188
Curious about my property forecast for 2023? In this episode, I'm going to offer some of my predictions for the property market in 2023 including my thoughts on recession, inflation, interest rates, property values, rents, and legislation. I'm also going to share some of my personal goals and business targets with you and I'd love for you guys to hold me to account. Was this episode helpful? Please share, rate, and review the show on Apple Podcasts or Spotify! Resources: Got any questions? Ask u...
Jan 18, 2023•37 min•Ep. 187
Looking to finally start your own HMO business? In today's episode, I'm joined by my good friend Craig Sullivan a.k.a. The Property Apprentice. Craig is a hands-on property developer based in Medway (North Kent) who’s been investing in student HMOs for 15 years and has built a multi-million-pound property portfolio. He has also built the largest Student HMO Lettings and Management Agency in Medway which not only manages his personal properties but local landlord’s stock too - they now have over ...
Jan 11, 2023•48 min•Ep. 186
Now I know at this time of the year when those New Year's resolutions are very much front of mind, a lot of us might be thinking about property education. Looking for ways, people, and products to help speed the process up or looking for things that could help us get to where we want more quickly, perhaps doing it a bit more efficiently. So in this episode, we're going to talk about property education and give you my advice based on my own experience about it. We're going to have a chat about th...
Jan 04, 2023•36 min•Ep. 185
Fired up for a successful year ahead? Don't miss the last episode of 2022! In this episode, I'm going to point out some of my favorite episodes from the show that I think you should go and listen to right now including: My favourite guest episodes to inspire and motivate you through your journey Episodes to help you get started on a very technical level List of episodes that will help you to actually build your HMO business More tips to help you as you progress through the course of the year Was...
Dec 30, 2022•28 min•Ep. 184
As it's the penultimate episode of the year, I thought that this was the right time to go back to January to take a look at the goals and objectives that I set myself and shared with you. You guys said you were going to hold me to account and see exactly how I've done. So if you want to find out whether or not I hit my targets or whether I've fallen short, this episode is one to stick around for. Was this episode helpful? Please leave us a quick review here if you enjoy this episode. Got any que...
Dec 28, 2022•38 min•Ep. 183
One of the things that helped me build my businesses and helped shape the way that they look today has been reading books about other people's businesses, learning from their successes, failures, and the trials and tribulations of other people's experiences. So in this episode, I thought I would share what I think have been the 12 most valuable books that I've read so far about business and entrepreneurship. Was this episode helpful? Please leave us a quick review here if you enjoy this episode....
Dec 23, 2022•20 min•Ep. 182
I want to share the full details of my latest 6-bed HMO Project Hillside in today's episode. It’s the one that I've just finished, and the one that I've been keeping you updated on throughout the course of this year. I've got tenants in, it’s cash-flowing and it looks fantastic! So what I thought I would do is talk you through what it costs me to get into this deal, the refurb, and the performance of this deal so that you can get a good understanding of how I'm shaping the future of my HMO portf...
Dec 21, 2022•38 min•Ep. 181
This episode’s my last business update this year! I'll give you the scoop on all of the progress and developments that have been working in the background. I’m going to tell you about the status of our student lets and occupancy, the 5-6 bed HMO that I’ve been working on, the progress of my commercial to resi development, my plans this Christmas period, and more! Was this episode helpful? Please leave us a quick review here if you enjoy this episode. Got any questions? Ask us in The HMO Communit...
Dec 16, 2022•25 min•Ep. 180
HMO property investing can be a bumpy road. Still, with passion and dedication, anyone has the potential to become an award-winning HMO Investor, just like our guest, Caroline Pattinson of Chester Homeshare. Caroline has been investing in HMOs since 1995 when HMOs were not even called HMOs yet and just recently, she took home not one but two awards - the ‘HMO Manager of the Year and the ‘Best Professional HMO Manager’ award in the HMO Awards 2022. So in this episode, Caroline shared her secrets ...
Dec 14, 2022•47 min•Ep. 179
Are you still waiting for the right time to build your property business? In this episode, I want to talk to you about what might be holding you back from building the property business that you really want and provide seven solutions to help you finally do it and do it more quickly. Was this episode helpful? Please leave us a quick review here if you enjoy this episode. Got any questions? Ask us in The HMO Community Facebook Group or follow me on Instagram @andygraham.hmo for more tips and advi...
Dec 09, 2022•24 min•Ep. 178
How can you reduce your maintenance costs in this cost of living crisis? No matter where we are in the country, the types of our tenants, or the age and size of our HMOs, there are things that we can all do to reduce the costs of our maintenance. So in this episode, I want to share five ideas that will help you reduce your maintenance costs to boost your profits. Was this episode helpful? Please leave us a quick review here if you enjoy this episode. Got any questions? Ask us in The HMO Communit...
Dec 07, 2022•21 min•Ep. 177
Are you struggling to manage your time for your property business? Most people think that building a property business and doing it quickly is all about how much cash you can get your hands on and how many deals you can do. They're both really important but the truth is, most people struggle to get results because they get in their own way. They fail to prioritize and they struggle to manage their own time. So in this episode, I want to keep it super simple. I want to break it down and share eig...
Dec 02, 2022•24 min•Ep. 176
