It’s our Season 10 finale of The Guided Retirement Show , which means it’s time for Chris Rett, CFP®, AIF® to join Dean Barber as the featured guest. Chris and Dean are going to review 10 questions that everyone should ask themselves before retirement. If you’re planning to retire around three to five years from now, make sure to take some notes and to ask yourself these questions before retirement. Let’s review the questions and then we’ll explain why everyone should think about them before ret...
Jun 25, 2024•27 min
Dean Barber could talk for hours about estate planning mistakes to avoid. On Episode 113 of The Guided Retirement Show , Dean decided to cover some of the most common estate planning mistakes that he and Tim Denker of Denker Law Firm, LLC have witnessed. Tim founded Denker Law Firm, LLC in 2006 and has practiced estate planning and business law since 2003 .1 Dean and Tim want you to be informed when it comes to estate planning and are going to 10 mistakes to avoid. 10 Estate Planning Mistakes to...
Jun 11, 2024•34 min
How can you pay less taxes over your lifetime? That’s a question everyone wants to know the answer to, but there isn’t a one-size-fits-all answer. Everyone’s financial situation is different. Along with explaining the importance of having a forward-looking tax plan as a part of your personalized financial plan , Corey Hulstein, CPA and Marty James, CPS, PFS joined Dean Barber on The Guided Retirement Show to share some tax planning tips. In this podcast interview, you’ll learn: The Dynamic of th...
May 28, 2024•31 min
At Modern Wealth Management, we enjoy guiding couples and individuals from various walks of life through the retirement planning process . Hence why we came up with the name of our podcast, The Guided Retirement Show . Many of the case studies we’ve reviewed in our podcasts, articles, and other content have focused on couples retirement planning . Today, Will Doty, CFP®, AIF® and Dean Barber are going to dive into a case study that geared toward all the single folks out there. Everyone’s situati...
May 14, 2024•25 min
As Modern Wealth Management continues to grow, one of the additions we’re very excited about is our office in Rochester, New York. Our Rochester-based team members specialize in 401(k) plans, which are typically people’s largest asset as they head into retirement . So, we figured it would be good idea to have Michelle Cannan, CPFA™, QKA®, QKC , our head of company retirement plan services and managing director of our Rochester office, join Dean Barber on The Guided Retirement Show to discuss how...
Apr 30, 2024•31 min
As we attempt to help educate people about market sentiment, we’ve continued to welcome back AllianceBernstein’s David Mitchell as a guest on The Guided Retirement Show . David last appeared on The Guided Retirement Show with Dean Barber in October 2023 to give his market outlook and review market trends from the previous six months . Dean and David will review some of the things they discussed during that episode. David will also review the last six months of market performances again and give ...
Apr 16, 2024•26 min
Estate planning can be a complicated issue. It can run smoothly or there can be a lot of pitfalls that you don't foresee. As Matt Kasper, CFP®, AIF® makes his third appearance on The Guided Retirement Show , he and Dean Barber will go over some key items for successor trustees while discussing the importance of having a solid estate plan and being transparent about your wishes with the next generation . In this podcast interview, you’ll learn: The two distinct sides of an estate plan Differences...
Apr 02, 2024•33 min
Wealth Planning: Securing Your Financial Future with Jeremiah Johnson, AIF® Show Notes A lot of people think that wealth planning is just about the management of money. That is part of wealth planning, but it’s far from being the only part . Modern Wealth Management Managing Director Jeremiah Johnson, AIF® is going to elaborate on that with Dean Barber on The Guided Retirement Show . Having a good understanding of what wealth planning is all about is pivotal to securing your financial future. In...
Mar 19, 2024•20 min
Planning to Retire on $10,000 a Month Show Notes How much do you think you need each month to spend in retirement ? There are many factors that will go into determining that number. On this episode of The Guided Retirement Show , Logan DeGraeve, CFP®, AIF® and Chris Rett, CFP®, AIF® are going to walk you through a case study that looks into how much money you would need to spend $10,000 net a month in retirement. Before they get started, they want to make something very clear. Everyone isn’t goi...
Mar 05, 2024•28 min
Drew Jones, CFP®, AIF® has a passion in working with small business owners, helping them get their business to be as valuable as it can possibly be before facilitating an exit strategy . As Drew makes his third appearance on The Guided Retirement Show , he and Dean Barber will discuss what small business owners need to do when it comes to retirement planning. In this podcast interview, you’ll learn: The Challenges and Opportunities of Retirement Planning for Small Business Owners Retirement Plan...
Feb 20, 2024•30 min
Making his third appearance on The Guided Retirement Show , Marty James, CPA, PFS joins Dean Barber to discuss how to qualify for Affordable Care Act subsidies. Qualifying for the Affordable Care Act subsidies can greatly reduce the cost of health insurance prior to becoming eligible for Medicare . Who doesn’t want that?! Marty and Dean are both excited to touch on this topic, so let’s see what they have to share. In this podcast interview, you’ll learn: Aspects of the Affordable Care Act That C...
Feb 06, 2024•19 min
Back for his eighth appearance on The Guided Retirement Show , LSA Portfolio Analytics President and Founder Brad Kasper joins Dean Barber to discuss growth vs value investing in 2024. Brad shares that value could potentially outperform growth as we look at investing for the rest of the year. Why might he think that? Brad has plenty of data to share with Dean to back up his reasoning. In this podcast interview, you’ll learn: Dean and Brad’s Assessment of the Markets for 2023 and Predictions for ...
Jan 23, 2024•41 min
Our Director of Investments, Stephen Tuckwood, CFA , has quickly become one of the most frequently featured guests on The Guided Retirement Show . For the Season 10 premiere, Tuck and Dean Barber will discuss the critical topic of constructing the right portfolio via strategic investing as you transition into and go through retirement. They’ll discuss the nuances of proper portfolio construction and the changing dynamics of investment rules during the retirement phase. In this podcast interview,...
Jan 09, 2024•31 min
As we brainstormed for what to cover in Episode 101 of The Guided Retirement Show , we thought it would be fitting to go back to the basics with some Retirement Planning 101. Just as he’s done for the past several season finales, Chris Rett, CFP®, AIF® will join Dean Barber again to explore the fundamentals of retirement planning. Chris and Dean will bring you a comprehensive breakdown of the BRITE acronym— Bookkeeping , Risk Management , Investments , Taxes , and Estate Planning . Join us on th...
Dec 19, 2023•34 min
We have a very special guest for a very special episode of The Guided Retirement Show . We’re thrilled to have soon-to-be retired Modern Wealth Executive Advisor Bruce Godke join Dean Barber for our 100th episode! Bruce joined Dean in the financial industry 18 years ago and is getting ready to embark upon an amazing journey. And as part of this amazing journey, Bruce is launching a nonfinancial life planning program, Your Encore, at Modern Wealth. Today, Bruce and Dean are going to talk about so...
Dec 05, 2023•29 min
For the second time in 2023, Anchor Capital CEO and Portfolio Manager Garrett Waters is joining Dean Barber on The Guided Retirement Show . Earlier this year, Garrett and Dean discussed investment risk for 2023 . Now that 2023 is coming to a close, Garrett is returning to do a 2023 market year in review and 2024 market outlook. He and Dean will talk about the stock market, bond market, and economy. In this podcast interview, you’ll learn: The Ups and Downs of Liquidity in 2023 The S&P 500 an...
Nov 21, 2023•20 min
We’re thrilled to have one of Modern Wealth Management’s newest team members, Marty James, CPA , join Dean Barber on The Guided Retirement Show . This will actually be Marty’s second appearance on the podcast, though. He previously joined Dean to discuss tax planning strategies in August 2022. On this episode, Marty and Dean will talk about some very specific tax strategies when it comes to HSAs. Marty believes that HSAs are one of the most underutilized and misused part of the tax code. He’s go...
Nov 07, 2023•20 min
David Mitchell makes his fourth appearance on The Guided Retirement Show to share his outlook for the markets and economy. He’s in his 19th year with AllianceBernstein and serves as the managing director for AllianceBernstein’s RIA and private banks in its Upper Midwest and Central division. He’s basically one of four specialists at AllianceBernstein in North America. AllianceBernstein, which aggregate manages around $700 billion globally for every type of client you can imagine. That includes l...
Oct 24, 2023•26 min
On Episode 95 of The Guided Retirement Show , Dean Barber and Jason Gordo discussed why it’s critical to work with a team of financial professionals rather than just one financial advisor. They specifically talked about having the “three C’s” working for you—a CFP® Professional, CPA, and CFA. That episode served as a perfect segue for today’s episode, as Logan DeGraeve, CFP® and Corey Hulstein, CPA will describe the working relationship between a CFP® Professional and CPA. Corey and Logan spend ...
Oct 10, 2023•27 min
Have you ever been a CEO? Whether you have been or not, you’re going to have the opportunity to be one during one of the best times of your life. That’s because if you have the right mindset about it and have the right team around you, you’ll be the CEO of your retirement . However, a CEO is only as effective as the other team members of the company. The same goes with being the CEO of your retirement. That’s why Modern Wealth Management President Jason Gordo is joining Dean Barber on The Guided...
Sep 26, 2023•23 min
It’s hard to believe that we’re approaching the 100th episode of The Guided Retirement Show . But before we release that special episode later this season, we want to reflect on The Guided Retirement Show ’s first two episodes. They were released back in 2019 and focused on Roth vs. traditional IRAs. Along with looking back at what all has changed in the tax code that impacts the Roth vs. traditional decision, we need to take a forward-looking approach during this discussion. That’s because ther...
Sep 12, 2023•36 min
Our featured guest on this episode of The Guided Retirement Show is a very familiar one. LSA Portfolio Analytics President and Founder Brad Kasper made his seventh appearance on the podcast, as he joined Dean Barber to discuss some of the latest news with the economy, markets, interest rates, and the Fed’s monetary policy tools. The last time Brad appeared on The Guided Retirement Show was a little more than a year ago. It was a very tumultuous time for the Federal Reserve, so Brad broke down th...
Aug 29, 2023•40 min
After making his Guided Retirement Show debut in May, Modern Wealth Management Director of Investments Stephen Tuckwood joins Dean Barber again to talk about direct indexing and custom indexing. Tuck is a Chartered Financial Analyst and wants you to have a good understanding of tax-efficient investing. It’s a big deal. When we think about people who have invested money outside of retirement accounts, taxes can be a big wealth eroding factor and take away from the total return . That’s why we’re ...
Aug 15, 2023•26 min
Defining True Wealth with Ken Osiwala Show Notes For our Season 9 premiere of The Guided Retirement Show , Ken Osiwala joins Dean Barber to define true wealth. To truly understand what wealth means to you, you first need to define what's important to you. Ken and Dean explain why there's so much more to defining true wealth than how much money you have. In this podcast interview, you’ll learn: The definitions of financial wealth, health wealth, time wealth, and social wealth. There’s more to def...
Aug 01, 2023•29 min
8 Questions Retirees Are Asking with Chris Rett Show Notes We’ve reached the end of Season 8 of The Guided Retirement Show , which means Modern Wealth Management Lead Advisor Chris Rett is joining Dean Barber again for another season finale. This is the fourth time that Chris has joined Dean to address various questions about retirement. If you missed those episodes or want to tune into them again, you can do so via the links below. Episode 51 – Addressing You: Answering Questions from Our Liste...
Jun 20, 2023•36 min
So many people want to know the answer to the question, “ How much do I need to retire? ” More and more people have become less and less patient with getting that answer and just use a retirement calculator that gives them a quick answer. But we can guarantee that isn’t the right answer . Those retirement calculators don’t factor in so many important items—such as inflation , Social Security , Required Minimum Distributions , and your goals for retirement . Those are all components of a complete...
Jun 06, 2023•36 min
The month of May is a time for many exciting things: graduations, family vacations right after school is out, the beginning of pool season—the list goes on. May also marks Older Americans Month. Older Americans Month allows Modern Wealth Management Managing Director Dean Barber to reflect upon his career in the financial services industry and what it’s meant to him. On this episode of The Guided Retirement Show , Dean is going to share a story about how his grandfather taught him so many importa...
May 23, 2023•13 min
Two weeks ago on America’s Wealth Management Show , Modern Wealth Management Co-Founder and President Jason Gordo and Managing Directors Dean Barber and Bud Kasper told everyone to stay tuned for more exciting news . We’re thrilled that we can share that news with you today on The Guided Retirement Show . As we build our investment management team at Modern Wealth Management, we’ll be doing so with our newest team member, Director of Investments Stephen Tuckwood, at the helm. Stephen, AKA “Tuck,...
May 09, 2023•28 min
When discussing things to consider before retiring, many people immediately start to think about things related to their finances. And with good reason. There are several things that need to be considered to ensure that your financial life is in order heading into retirement . But retirement isn’t all about money. What about your goals? If you’re married, what’s your spouse’s plan for retirement? As Dean Barber and Drew Jones review things to consider before retiring on The Guided Retirement Sho...
Apr 25, 2023•43 min
David Mitchell and Dean Barber discuss the market and economy over the past two years since they last spoke in March 2021. They'll also dive into what they see as the long-term outlook for the markets and more. In this podcast interview, you’ll learn: What has Happened in the Markets and Economy since March 2021 How the Bond Market Is in Territory Unseen Since the 18th Century What Dean and David Think Will be the Long-Term Outlook in the Markets Why it's Important to Have a Forward-Looking Reti...
Apr 11, 2023•29 min
