Episode 616: Episode 616: 5 Keys To Qualify For A Mortgage Loan
Real Estate Expert & Best-Selling Author, Gerald Lucas reveals & discusses 5 keys to qualifying for a mortgage loan.
Aug 19, 2025•6 min•Ep. 616
The Gerald Lucas Real Estate Podcast
www.geraldlucas.com; Gerald Lucas is an internationally recognized real estate expert who holds business degrees from MIT and Howard University.
Gerald is a landlord, licensed realtor and investor who has owned and managed properties that range from single family homes and condos to apartment complexes. Gerald has coached hundreds of students throughout the US and Canada how to invest in residential real estate.
Gerald accurately identified the local real estate market price bottom in early 2011 then partnered with a pension fund to form a REIT where he raised over $100 million of investment capital and served as Chief Investment Officer. In 2017, Gerald co-founded NNG Capital Fund, a groundbreaking real estate fund that provided protection against market uncertainty by combining residential real estate with mortgage notes.
Gerald is the author of “How To Sell Your Home During COVID-19”, "Real Estate Investing Secrets” and "Short Sale Specifics" which draw from his 20+ years of experience as a real estate professional.
In 2019, Gerald founded Youth Passion For Music whose proceeds fund musical instruments, instrument repair and music lessons for Jersey City kids. Gerald has also been a long-time supporter of Big Brothers Big Sisters.
Gerald is a landlord, licensed realtor and investor who has owned and managed properties that range from single family homes and condos to apartment complexes. Gerald has coached hundreds of students throughout the US and Canada how to invest in residential real estate.
Gerald accurately identified the local real estate market price bottom in early 2011 then partnered with a pension fund to form a REIT where he raised over $100 million of investment capital and served as Chief Investment Officer. In 2017, Gerald co-founded NNG Capital Fund, a groundbreaking real estate fund that provided protection against market uncertainty by combining residential real estate with mortgage notes.
Gerald is the author of “How To Sell Your Home During COVID-19”, "Real Estate Investing Secrets” and "Short Sale Specifics" which draw from his 20+ years of experience as a real estate professional.
In 2019, Gerald founded Youth Passion For Music whose proceeds fund musical instruments, instrument repair and music lessons for Jersey City kids. Gerald has also been a long-time supporter of Big Brothers Big Sisters.
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