Does America Need a Dictator?

Could democracy fix the problem with America, or maybe some sort of "right wing" dictator showing up for a day or a decade or two? The best way to address the economic disaster would be for 95% of Americans (both democrats and republicans) to get out of household debt and stop living beyond their means. But, now we're talking the hearts of the people again. . . . Yet, there are a few things governments could do to stave off total disaster. But alas, nobody wants to vote for that!