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It's your boy, Big Steele and went here with my dogs night that Jake big Court was cracking man, same old thing man, you know. Um, we had some bad news come down to shoot this weekend man Tobin Cops and passed away. Yeah, you know, one of the early members of the No Limit Records family. You know, he was really instrumental as those guys made the transition with just being a local record label to going on to doing amazing things for which you know, first in court
because she was around throwing those times for sure. For sure. Um. You know I signed with with No Limit in nine five, and uh, when I signed with No Limit UM, and when I flew out to uh Oakland, Pia flew us out to Oakland and Tobin of course was vice president at the time, and uh that's where I first came to meet him. Super cool dude, Uh, super intelligent, um,
you know, very well spoken, very articulately. He was at that time kind of like, um, I would say, the face on the business side, you know what I mean. Because he was so polished and well spoken, he could get into those doors that that it was a little easier for him to get in and Peak um still representing No Limit UM. And even after the split him from No Limit which was soon thereafter that I got
to No Limit UM. I did some albums with him as well with me and Mine Entertainment probably like uh nineties. He actually helped with my C CG projects. Um and you know, always a cool dude, always willing to give some information, share some knowledge, wisdom and understanding. Um. And even as a recently, Uh it was an overseas play for my back catalog and he put me up on that didn't ask for a dime, you know what I'm saying. So you know, the very ethical dude as far as
I knew. UM, cool dude man, you know, so arrest in piece of tobin. Um. You know, condolecence to his family, his son, his daughter, his wife Adina, who I knew that. You know, he love very much heat I've been hearing the Dina's name twenty plus years back, you know what I mean. So family guys. So good guy, restued peace bro and definitely a very intuitive person. You know, I believe he was teaching class. He was actually a professor
at cal Berkeley if I'm not mistaken. You know, he was just a very good guy man and he was able to maneuver through different crowds like and he took me up. It's almost like he's still work in the afterlife. We actually license a piece of content from a guy DeAndre air Ball Aware from the baby, that's like one of the renowned artists. And I remember told me hitting me up, like, man, I need you to get with my boy. Man. You need to put his story on
your platform and just an incredible dude. Man. So prayers to him, his family and his children. And I know James Hu suffered some losses this weekend as well. Yeah, well actually I was. I have two club brothers from children who was just passed away. My rider died, Monster and my boy Bear. Uh. I'm talking about some real cats. I don't care what it was if we had an issue, they was there. Uh. And I'm talking about all the way from Las Vegas too to Oakland, from Las Vegas
to St. Louis. You know, they was always willing and ready to go. And then by other club brother, Chill, you know, he lost his moms the other day too, So you know, three in a week. So you know in Monster and Cheerless cousin. So Man, I sent my condolences to Chill his mom's and you know his cousin Master. You know those my brothers. You know, condolences to you brother, you know what I mean, and to their famils. Before we go into uh tonic subject, Man, I wanted to
say something real quick. I don't know if it's because we're getting older or it's because it's just you know, in the black community, man, we suffer from trauma, and we usually start suffering from trauma to young age. We just don't know what it is. You know. We may hear about a friend dying in school, a classmate, and it just becomes all too common in our communities. Um, I believe Tobin passed away from a heart condition. And
Tobin wasn't a fat person. Tobin wasn't a shape. He just wasn't a typical you know, when you think about people having a heart attack, usually think about people being obese, you know, for more of an obesity um or having bad habits, you know, bad living habits. But Tobin was actually one of the cleanest people I knew for sure. So let's go out there and uh make sure health is wealth. Health is true wealth. I don't care how much money you have, It does you no good being
six ft underground. Um, it probably needs you here and you need to hear for yourself. Be selfish. So you kind of like, I'm sorry not to cut you off, but like we were talking about yesterday, still, um, I think, you know, us, especially as minorities, as black men, we got to really focus on preventative healthcare, you know what I'm saying, because we already you know, have these these genetic dispositions. You know what i mean, we already at
a disadvantage, uh genetically. So I think a lot of times, uh, man, get your check ups, you know what I'm saying, like we were talking about before, and get your prostate check up, get your your blood pressure. Just go for your physical so you can you know, God for be it. If it's something wrong, you can catch it. And then the other part of it is it's some life insurance. You
know what I'm saying. Get some life insurance. So that way when because listen, none of us are gonna make it out a live you know what I mean, none of us are gonna make it out of your lives or get some life insurance or at least your people can be straight. It ain't even like you gotta lead him millions of dollars, but at least fair minimum, leave them enough to be able to bury you, you know what I'm saying, so they don't have to stress for that.
In life issurances a couple dollars a month, you know exactly, And that's what I was gonna say. You know, you can go get a hundred thousand dollar policy from and I think it's maybe eleventh dollars a month, depending on your health, depending on if you don't know, you know certain things, if you drink, if you smoke a razor up.
But still, you know, not just to bury you, but so your family can pay your billers, because believe it or not, death death does not absolve you of your debts, right right, So if you old taxes, if you owe anybody money, they're still come after your family. So leave enough money to bury you and for them back taxes that you may owe, and just that way. So this would be a difficult transition for them already. You don't
want to make it more difficult by adding that financial burthon. Man, Listen, the worst thing you you see so many young niggas in the hood that will get to a little bit of money, you know what I'm saying, that have some jury, they have some cars, they'll have all the little accouchments of street success. They're get knocked down. A family gotta do a go fund me, you know it don't go fund me because I'm gonna tell you when you in
the game. Anybody that owes that to you, it's not like they will come and give your mama that money. It's not like they will come and get at home, use that money or nothing else that's done. So in a lot of cases I've seen to where some brothers have been well off, their parents don't know where the money is at. They don't know where the money is. Happened every time, every time, nobody knows where the money is. Yeah,
and the baby mama probably got it. And she A's saying that, but somebody knows where that money is at. Something that you know, broad across town got it, you know what I mean. But but that's how we are though. You know what I'm saying. You know, a lot of us I want to live secret lives. We got all this money. We don't want the family to know where is that? But like myself, you know, I'm preparing for my grandkids. You know, my kids has grown. I'm preparing
for my grandkids so they can be good. Yeah, so you know least would be ready for that. You know what I'm saying. I don't want I don't want them out there watching cars to bury me. I don't want that, so pries and ship Yeah, exactly, you gotta be ready, exactly exactly. You know, Um, I want to go in and talk about desegregation, which was real big in my air corps. I know it's big in my airic James, did it start in your air a little bit where
they started trying to ship you guys off from Compton? Yeah, the other areas nice areas. So I guess you know, the United States had this um playing that they were going to unite the world or whatever, right, so they started really you know, busting us from the east side of Cleveland to the west side and vice versa. When after we left middle school, you will see the white guys from the west side in our high school on
the east side. You feel what I'm saying. Ye, And I was having the Converse station with glasses earlier to day and we kind of spoke about that and all of this came about. You know, there have been a couple of things over the last week, and so you know, the pictures came up with Jerry Jones of him at this um antidisegregation rally or whatever it was that had a picture of him. He was probably a little key back then. And I'm pretty sure the area they were in.
Jerry Jones, the old man, he's a geriatric man pretty much. For our practical birds purposes, he has to be in the seventies if not his age right, So I'm pretty sure during that time he was a part of that little crowd. And so I'm not getting in here to fashion the night because we don't know what he was doing there. He could have just been a kid. They're looking like most ys, we always got our nose and something or involved in something. We have no business doing it.
We don't even know what's going on. But I wonder, man from a standpoint, sometimes, if some instances of desegregation may have hurt the black community, let me look good. Let me shay this head. First, I want to say, if you, if if you look at all of those pictures where you've seen the klansmen hanging a black man and send him on fire, they had their little boys there.
They were teaching their kids how to hate. So you might have some that didn't like that, you know what I'm saying, And you had those that grew up with hating black people, that were racists. So I'm not gonna say he was racist. I mean, hell, how many black guys he got on his football team? But what do that matter? You know, they played football, they're making money.
But I'm not getting a sugarcoat and then say he looked like he was old enough to know what that, why he was there, what what the situation was about. So I'm not gonna say they wouldn't racist. At that time, he probably was. But as he got older, Oh that ship ain't no good, It ain't this, and it's not that. So maybe he changed. But the fact that the matter is he was there and his pops, our grandfather, whoever he was with him, guarantee you is with somebody in
the family, our friends. He knew exactly what was going on. So you know, we we we as black people are quick to say, oh no, they're not racist or they bullshit. Come on, man, let's let's let's stop doing that. Let's stop doing that, let's stop sugarcoating ship. And Lebron James actually stood up and said, why y'all they asked me about the photo. Why y'all? When when? When? What's his name did this? Or what's his name did that? Y'all
want to ask me what's my take on it? Yeah, you see what I'm saying what I was going to because my thing is this him being in that era. I'm pretty sure his parents race as hill. I don't know you. My thing is this, by me not knowing them, I'm giving them kind of the benefit of the doubt because he could have evolved through his dealings with because, like you said, he's a professional football so he's dealing with black people all day. Every day he has to
send the league is black. You know what I'm saying. So who's the saying that he didn't change? But his relationship with these black players he has is strictly monetary. He needs them to win games. And I'm gonna tell you this, I don't care how racist a white persons.
I don't care how racist a black person kneels the color of green NULLI fires any previous beach that you may have in some cases, right, you know, in some cases because you've got some people, it's like, I don't give a damn how much money deals I'm not missing with no names. We didn't know about accountability, right, so let's be accountable for our chick. You in this picture. You're not there at a at a football pep. Rather you you you know what you're there for. You're older
enough to know what you're there for. You know what I'm saying, And that's just saying, here go a picture. He's in it. It's a cleans meeting. Everybody gotta say, yeah, that's what it is. So don't go say that picture was forty five years ago, so that ain't him no more. You don't know what the fuck he is. But we are quick to bash our own people first before we even really before reality hit when it comes to a
white person. What I'm saying and I'm not racist. I was married to a white woman, so I ain't racist. But we gotta look at our own ship before everybody else. I mean, I think you know, it's not necessarily a disreputable moment for him because we gotta understand the error not to let him off the hook, um, you know,
not to absolve him of anything. But at the same time, think about it, man, we all grow we all like man listen as a gangster rapper, right, So if you go and look at one of my solo album covers from the nineties, I mean, I'm holding guns, I got braids, I'm posing with a butt naked, chick hole and a chopper all of that. Right, Um, that's twenty plus years ago. That's not where I'm at now, That's that's not me now, you know what I'm saying. So I think we have
to allow people to be able to grow. Um, and especially when you talk about context. You know, be being from Kansas City, Missouri, you know that's a place where you're made to feel your color. It's the Midwest, So you know, they're still white people that still referred to black people older you know, his age, they still say color. You know what I mean. Now, you give him a pass because you understand they don't mean it like that.
You understand come from a different era. So um, So I think that the fact that you know, we don't know what his heart is, you know what I'm saying, We we don't know how he's evolved. I mean, like like still said, you you know, you could give him the benefit of the doubt. But the other side to that, though, is what Lebron brought up is a great point is the fact that you know, come on, let's be fair. That's all we're saying. Let's be fair. So the same way we get crucified and we get dealt with so
heavy handedly because of our perceived missteps. Let's not get quiet with here, you know what I'm saying, like, let's just just just give it the same light. That's all we're saying. Let me give it the same fire that you gave Kyrie, that you give all of us if we, you know, make a mistake or whatever the case may be, because we don't get we don't have the luxury of
getting the benefit of the doubt. And you know, and I always try to be bigger just because someone else is ignorant, Right, I don't like to respond encine with the same ignorance, right right, right, So, but sure I want to read Jerry Jones respond to Lebron James. You know, Lebron James scold of the media Wednesday for failing to
ask him his feelings about an old reservice. Photo from nineteen fifty seven Dallas Cowboys on the Jerry Jones at a desegregation protests at North Little Rock High School when Jones was a freshman at the school. Jones said he was at the protest out of curiosity, rather than arguing to keep the school segregated, but James wondered why he was not pressed on the topic. Despite james criticism of the Cowboys owner, Jones responded by praising the NBA superstar.
First of all, you have to hear me say how much I think of Lebron. I don't know if anybody did I respect more. I don't know if anybody has taken every opportunity he's had and maximized it. Not only has he been a great ambassador for sport, he has taken sports. He has taken his venues and used those platforms. Certainly he has influencing just because of all the above, his accomplishments, how he's utilized his sport, and how he's
utilized his platform, how he's done it. He is enhanced basketball. He's made a lot of people money. I hope I have to James as reporters and see that was kind of a slick thing he threw in. I made a lot of money, But those people have made you even more money. For every five or ten million dollars that you paid someone, Mr Jones, you turned around and turned that into billions of dollars. So don't act like you're just giving somebody something, because I'm gonna tell you this
about football, you are a piece of product. They don't mind about moving. You were around, waving, trading, you're cutting, you bringing you back sometimes the same thing. Because you are looked at like a product. You are like a can of Coca cola, can of PEPSI. You have no more rights as a human beings. So for him to sit up there and say that, it was kind of like a little back in the thing and if you're not going to cut it, Yeah, he was flexing. He was flexing a little bit. Um. I think he could
have gave a more humble response to that. I think Lebron handled that very very well, very tasteful, very graceful. Um, but still got his point. You know, he still got his point across UM. I agree, Bro. All I'm saying is listen, Jerry Jones. I mean, we all should be allowed the room to grow. We should all be allowed the room to make mistakes. You know what I'm saying that come back from that um And as James said at the beginning, Bro, you know Hay his talk, that's
a learned behavior, you know what I mean. So we get it. If you come from that air listen, I share a personal experience. You know, the gym. I used to go to a powerhouse and chat's work right, Um, you know, it's a lot of skin heads and shipped up that way. It was a little young white guy that has swast because all on his neck, all in his arms and ship. So of course I'm kind of looking at him sideways. Um. At some point he comes over to me and he speaks to me. You know,
he started asking me about working out. So I'm kind of like, like, bro, I don't you know. I wasn't really comfortable with that. So he peeped that, and he goes on to explain his situation. And you know, his mother and his father was racist. Um, you know, that's how he was taught, That's how he grew up. He grew up in juvenile He had just got out of prison, but he ended up marrying a Puerto Rican woman, so
they just quit fucking with him. You know. So him getting out into the world away from that bullshit, he started seeing that, Wow, all that ship they taught me was bullshit. And so he told me, he said, I keep this on me to start the conversation because I know what people are thinking. Just like what you was thinking, right, And long story short, he ended up becoming my little partner, you know what I'm saying. So when people would see us talking, you know, he was super cool and I
kind of mentored him too. He was super cool. But you know that's it was learned. But he pivoted, you know what I'm saying. He did to work on himself. He can learned the bullshit and became a productive citizen. So I think we all should be allowed that, you
know what I mean. But yeah, that Jerry Jones with that reply, that was some slick ship though, I think because he said that because pretty much what he said was at the end, and I'm just going by what he said again his words, I'm not embellishing or nothing, not really real. I read it too. The thing is, what he saying is that Lebron has made a lot of money. That's pretty much I'm saying, what are you talking about this for? You're rich, you don't have to
worry about this. This is no concern of yours. I've made a lot of people money too, Yes you have, but in the process you make your money. Because I haven't seen Jones gonna come out here to the ghetto and just go to company and give somebody a million dollars and walked down the stair. Here's a million for you, here's a million for you. So you haven't given anyone anything. And I say that respectful. This to be acknowledges, you gotta be rich for it to come out in social media,
opposed to people living around it every day. They gotta, they gotta. They got this guy do these skits on YouTube. And he walked up to black people's shade, pass me that coat. Boy. Yeah, I know you're talking about. It's like they said, Boozy one of his little partners kids due, But why promotion like that, why even frank like that? You feel with with with the way the world is today. That's not a joke. It's not a joke. And and Jerry Jones forty five years ago, I mean, who really care?
The man is oh, the man is rich, the man is bad. But it's it's it's just crazy how people point out ship. Yeah. I think, like you said, bro, it's the hypocrisy. I think everybody has common sense to know that it was so far, it was so long ago, he was young. He probably it's nobody knows unless you were there, I know. But what I'm saying, if you labeled,
you labeled. If if somebody seen my penitentiary picture from from from thirty years ago, they're gonna say I'm a dog exactly exactly when I'm seventy five, they're gonna say that he's a thug. Yeah, which is bullshit. You know what I'm saying, because we all gotta pass the same. Like you said earlier, I grow up exactly that. So why put me? Why why I still said the same thing? Why put me in that category? As human nature, people
love to hold people the standards. They can't hold themselves too, because the thing about it the same person that will point the finger at you. And you know, I used to tell my old lady this, like right with with Tiger Woods, when Tiger Woods was holding uh you know, that big old thing explaining himself and you know, his personal life. I'm like, there's nobody's business with him and
his old lady. And I said, if I had Tiger Woods money and resource, you know what I would have did out of See, it's different, it's different when you know what I mean. When the when the rabbit got the gun out, have held a press conference with everybody they wanted something to say. I would have spread a bunch of money around and have somebody looking to everybody's
ship and find the most unflattered thing about them. And the first person that raised their hand asked me some silly ship out of said okay, ham me his file, ham me his file, and I would have went in there. Yeah, oh so you like boys, you know what I'm saying. Oh you got caught with such and such. Yeah it was thirty years ago, but it still happened. I bet you. Nobody else would ask a question. Nobody would raise the hand because they don't know what you know. You know. Yeah,
that's the thing about it. People have to stop trying to hold people to standards. They can't. We are all flawed, all of us fall short, all of us have done unflattering things. Some of us have had to live it out in the public. But we're unit, like you know what I'm saying. So, but but I'm not absolving him Jerry Jones from being held accountable equally as we do when we make a mistep, and that's all, you know, and holding someone accountable there's not the act of passing judgment.
It's something accountable and to be honest with you, him being in the position that he's in the moment that came out. He has the money, he has the resources. Teacher that had his publicist in this office from the NBC News here today, I'm going to press this stuff. Hey, I was a little kid, not just happening to be at the schools. Don't know what's going on, but this
is what I have done and racism. He could have used that really as a moment to show that, you know what, I'm not that same person anymore because I've known people, um that were initially racist because that's the that's how they were raised, that's the community they come from. I have a good friend, me and him have been friends for maybe thirty years from now. His name is Kevin O'Connor. He's a truck driver. Now he actually owned
several trucks in the Philadelphia area. Has his own business right. But when I first met Kevin, Kevin was a straight up red neck. He was from Bold to Colorado. He hadn't it was only one black person on this high school football team. You know. We were teammates and we wound up becoming good friends through all of the term oil. We initially went through because he was a big swell white boy. I was a big swoller young black dude.
I didn't like him. He didn't like me. Luckily, we never handed out because Kevin was one of them tough white boys. You know you're from the Midwest court. We got some white boys back there the fight showay, you know what I mean that that was like they scared of him. They would let you know what's on their mind and they would go right. So we wound up. He came one day and gave me a soda. That was his little gesture. He was at the practice and he came and gave me. It wasn't so it was
a can of gatorade. That's when they had him in a camp. Good looking out. We were roommates. We wound up becoming cool and for that two years that we were together, became the best of friends. He eventually went on the San Jose State playing football. Actually dated a few black girls during his time out there, but that was because he was finally around black people to actually get the no black people and that wasn't what he's heard his whole life because he had to raise his
father and I'm gonna go even deeper. His mom wound up coming out because we had a rough out of here. Man. You know, we were starving students. You know, his mom wounded up moving to California because she had divorced his father. Now, who I heard was a racist man. But when I tell you that mom was the sweetest lady in the world, actually wound up taking me in that year too. So I went from eating top ramen every night to have
and she was taking care of me. She made him a plate, I got one me and her, Miss Marlene O'Connell shot off to her. She lives in Utah right now. So you have people who grow and learned. This mom obviously was never racist because she treated me like her own. She still have talked to me sometimes if I cursed online. Now, norm you know I raised you better than that. She's
a great person. So you do have people. Everything is just not You have to look at people's situations sometimes in their origins, because, to be honest with you, where I come from in the Midwest, Cleveland. Cleveland was very segregated. Even when they implemented the segregation, it was the white
guys stay on their part of town. The brothers was on the east side and the Puerto Rigans was kind of up north, but they kind of integrated with us, you know something, We kind of kicking with each other, you know what I mean. You had brothers going over to the hall at the Puerto Rican girls. You know, you had the Puerto Rican guys come in holiday the sisters, right,
so we all deal with this ship up. Yeah, because I swear to God to you, my story is a little different because what made me really change and see that it is some good white people out there. It was two police officers happened to be married, uh grad Cadien and his wife Donna. And when they took me to Australia, it was a whole different word from me because this lady treated me like a son, you know what I'm saying, And their son was there and I
felt like part of their family. This actually treated me and it was so fucking weird to me because why is this white lady acting like that? Why is Gregg so open? Man? I swear to God, I had to take my shot, my incident eye, and Greg was so curious about Wow, like you really do this? Can I can I give you a shot? I just want to know how to do it. Yeah, you can get a shot to me. So he ministered my shot and it was like he was cheariotted and I'm like, man, I
felt something right then and there. It's like these white people really felt. These two people, this family really feel like they I'm in their heart, like I'm good. So I started calling myself the Uh, what's the what's the movie with the black dude football player? Blindside? No? Did uh Michael the or story Michael like that? So I got to call it myself Michael because that's how they treated me. So, you know, for anybody to sit and
sitting there say all white people are bad, that's bullshit. No, that's bullshit. They talked me totally different, and I've never experienced that with a white family that were police officers. That that was totally different from me. Yeah, background the whole now show all I made bad, brother, all of the I can't remember. I can remember coming up, you know, I mean me in Kansas City, Missouri, like still said in the Midwest, Like it wasn't a mountain pot like
how l A is. You know, it was mainly white and black and you had a few Mexicans. Uh you know, kind of often to cut on the West Side. But for the most part, I grew up in the hood. You know, I wasn't exposed to any other cultures until like still said, when they started that they started the Magnet program, uh in like the late eighties in Kents City.
So I got I got bussed to kind of a mixed school, still predominantly black, but um, it was still you know, the first time I've been around white people, you know what I mean. Um, And you know, in my household, bro, I didn't really you know, I'll be honest with you. My mother didn't talk much about race growing up. Like what I learned about race relations and white people and other cultures were as just through life experience,
you know, when I got out into the world. You know what I'm saying, Like my I didn't grow up in the household where my mother was the white man, the white man, the devil. I never had those conversations. So what I learned is what people showed me. And you know, and what I what I did, what the world has shown me is listen, man, everybody messed up. It's it's good people and bad people in every culture.
To be very honest with you. I ran I run across you know, some of my own kind, and I don't want to deal with I run across white people that are assholes, you know what I mean. And to to to James's point, I ran across like even with police, I ran across some cool white cops you know that actually gave me a pass when they had you know what I mean. So, um, you know, people of people. But you know, as it like going into what you're saying.
Still with the desegregation, I think the Magnet program, at least in Kansas City was kind of the start of trying to, I guess, create this melting pot, you know what I'm saying, because before that it was just you went to your neighborhood school, you know, whatever school is in you know. So but but again you understand the
infrastructure of schools. You know, the education is different in the lower income UH areas, you know what I'm saying, because that's where the tax dollars, you know what I'm saying, the tax dollars they get allocated more to the suburbs and where the money is. Um. So yeah, and I think, um a lot of people were raising hill about that very issue right there about you know, tax dollars being
allocated to them more influential areas. So it's just one of those things too that the more I learned about politics too, the reason why they get their text to the higher rate they actually pay the taxes in their community to make those schools better, and things of that nature. And um, one of the things I remember is this,
I was highly educated. You gotta remember, I've been around nothing but black people my whole life, right, me too, So when I, you know, went to Charles or elementary, he got plushed there right across streets in the school to regularly across that there was a white supremacist building. I never will forget it. It had the flags on it. And I was too young to really process what was going on. Right, But I had a couple of white boys, and they were the typical, like white stoner type of kids, right.
They had never run around black been around black people either. One of these kids says something. We were out in the thing playing kickball, and this white guy said, man, I want you to come stand in my front yard and hold his light. And he was laughing him and his other white dude not even know what that was. Man, I don't know what they were talking about, you know what I mean. You know, they used to have these little things like and some of the people know how
I had these little things like life. They were like a little like gnomes or el but they were painted with black faces on them to hold these lights, right, to hold these lights. And I guess that's where the term I guess that's what the term sports or whatever. They had these little things. So when he said that, my friend Bam told me, I think that's what dude calls you when he's playing kickball. You know, when way back home, we passed these houses and stuff, right, and
they're nicer homes than weird customed to scene. You know, we lived in the city. So I'm looking at all these nice houses with the freshly manicure lawns, man, and just they look nicest, Like, man, I wouldn't live on that side of time when I get grown. You know, you come from prity and you've never been exposed. And he wanted and I go back and see those houses now, and I don't like, Man, they're regular piece of ship. I was, you know what I mean, my house ship,
this ship. But when literally you don't see no difference. You're coming back to your home, which is a little less opulent, you know, let's say the least. You come back to your house or whatever like that, and you're like, man, they're really living up over there. But I saw that right. My friend Bam told me what it was that he was referring to me as, and I went out there. Man. The next day, that dud didn't know what the hell I was talking about, said, Man, what did you call me? Yes,
they said, Bro, I didn't call you enough. And I said, you said, I need to be in your front yard holding the light. I saw that looking thing you're saying, that's being I just bombed on being thinking. Me and that dude, Danny wound up being friends after that. Broy and I never will forget the reaction when he brought me to his house. My mom was scared of that because she was She was saying, yeah, do you want to stay to night over my house? Bro? You want
to stay to night of my house? Is cool? This mom was cool with it, sisters was cool, and everybody was cool. But the dad was kind of really indifferent. He didn't really agree with me. When we come to the table, he just said why don't you want your friend go to your room and need I guess that means he didn't want to be at that table for whatever reason. But I had a good time over his house that weekend, and I learned a lot. Man. I
learned that they weren't really rich, bro, They wouldn't. They were living the same way we were living, but they were white. And that's really kind like struck in my head. I said, this dude is kind of going through the same thing I'll go through. Because his mama sent this to the store and he was trying to hide the fact that he had some food stamps. We have food stamps back, that he had some cash and food stamps.
He was trying to hide them. Look, you know he used to hide the food stamps back that you never wanted to see nobody. You're never gonna let nobody see you when it's cool with food stamps. Everybody was doing with Everybody always bag when they got somebody with them, even though their mama's was used them to right. He was kind of embarrassed, man, But I realized, I said, man, this dude is going through the same ship as me. Uh huh, Ain't that Ain't that funny how that works, though.
I mean, just kind of to your point about the food stamps, because when you get grown, you're looking for who's selling food stamps exactly because I'm not gonna lie, you know, hopefully you know it's past the ten year period. But I haven't been known to, you know, give somebody a couple of dollars to help him out what they rent or whatever like that, and take their card and go do my thing. What do you know? Funny how that works. But it's all based on property, man, And
I'm not really at liberty. I'm not qualified to say if segregation desegregation work, that didn't work. I just know for me personally, it was my life experiences that made me start processing my surrounding is different and realizing that
every white person is not necessarily evil. Every white person named racist, And I think what it's all about, man, It's all about educating yourselves, right, because you hear certain stereotypes about people, and I implored I encourage anybody out there that got thoughts and they hear about different people, go study them. They got a little something in every city in America. They got a little Italy, they got a little China, in every city in this country, Dude,
they got a part of town where people stay. Go try to figure them out and go see what their lifestyle is. And they're probably going through the same stuff you're going through, if not worse. Sometimes, don't you think in the white household, they and the same thing. We're saying, All black saint evil. All blacks ain't bad everybody all the way around the board. But you know, it's conversations like this that brings it out. And you know, I can honestly say, I don't think people will relate to
what we're talking about. Only our people. They you would think the opposite decided to be like, what the funk are they talking about? You know what I'm saying. They It's crazy how I think about it, because I really didn't have to deal with white people when I was growing up, you know what I'm saying. I knew my place, and just when roots came out, we beat up all the white kids in school, you know what I'm saying. And that's where I started seeing, oh they do black
people like that for real? And we went to school angry, you know what I'm saying. So it's it's how you brought up man and and how you though your process was back then, because I didn't. I didn't really trip off this ship back then. Like in Compton, motherfucker's was getting bussed too, Dominus and and uh continuing ship like that. We wouldn't getting some to a white neighborhood to go to school, you know what I'm saying. And you know me,
I didn't go to school anyway. I had to hang out in the hood kicking, so nobody would to come through. But you know the crazy thing is, I can't even again coming from Kansas City, where I mean, it's very you know what I mean, It's that Bible belt. It's them old you know they say they when you hear a motherfucker from Kansas City, say Missouri, Kansas City, Missouri, and they say niggra. You know you're dealing with them kind of white folks. You know. I've heard the whole
nigger thing how as well. Yeah, so so honestly, I can't even remember the first time that I was called, you know, the N word from a white person. I want to say I was in the dope, um. I want to say I was in Joquelin, Missouri, doing an in store. I think I was a rapper. I believe that was the first time and uh, my partner Jade up, he smashed you like he smashed right, do had it coming?
But to speak to your point of what you were saying with desegregation, I think that I think that, like if you look at Tulsa, Oklahoma, I think there was a benefit to us having our own community. I think there was an economic empowerment there, you know, because the dollar could stay in the community longer, you know what I mean. Um So, I think there was a level
of empowerment there. But again, when you start talking about the systematic, the systems in place where we couldn't really thrive because you gotta think we couldn't share in home ownership because of red lining, you know what I'm saying. So, um so, what happens is, you know, now us moving Like if you think about it, you know, white people usually move to where the jobs are. Black people want to move to where white people are, you know what
I mean. So there was this thing I think coming out the red lining to where you know, blacks wanted to sharing home ownership and moved to the suburbs. And now that's I think where you kind of breeded the the boogie middle class black person, you know what I'm saying, because like I said, they wanted to you know, it was and it was all you know, in the name
of home ownership. So I think once we took the dollar, the black dollar out of the community where it didn't cycle through the community enough times to where like how you had to Tulsa or how Jewish people do. You know, that's the thing about Jewish people, that's what they do do. They spend money within their culture and you know, it keeps their their economic um nucleus thriving, you know what I mean. So I think that that's that's probably the
tid of that, you know what I'm saying. But at the same time, you know, fast forward as we talk about gentrification, like even myself, you know, our own you know um team properties. And I think even with the gentrification, I think it's good. It's good when the community can share in that, you know what I'm saying. I think
it works. It works against when when the community is you know, when they're squeezed out because the property packs go up so much that they can't afford you know what I mean, they can't afford to keep their property, and then there there's infrastructure that's built around the community that they can't even afford to patronize. You know what I'm saying, the whole foods and ship like that. I
think that's where it becomes a problem. You know, I believe, I believe in desegregation is kind of you know, hand, it kind of works hand in hand. You know, you're saying. That comes to a point that was going to bring up. If you go to the Nikison Guards right now, I forget with three deals, James. But if you go down one of the black streets backstreets over there, they are building very nice um kindominiums back there, Yeah they are.
And these things have been empty for wild now you can tell they're just kind of building back this way, and they're going door to door asking people if they want to sell their homes. Some of these homes have been in people's families for generations since the fifties and sixties. So you've got people thinking, you know what, I can see grandma's house for half a million dollars and moved
to Atlanta or whatever happening. So you're getting a lot of that happening, right and they're even talking about tearing the Nickoson's down eventure. If you notice, the nflis in Englewood right now, and that part of what is very central to Los Angeles because you can go and you can go down Imperial and hit the L. A. James and be from where I'm at now I live in the suburb. It's not Living County, right, so you can really take that street down all the way through there
and beat downtown quick like fast. They built the hill. You gotta go up the hill. Now. Back in the day's Imperial with straight flat straight through. But what happened was, you know, white people can go couldn't go up through the period and and be stopped at the light. It was just go through the end up. Now you can go over the bridge and you just go over that ship. You see what I'm saying that then when you come
down you're right there. But in that part that just that section there, you couldn't you couldn't stop at the red light. I don't know her and everything else, Yeah, snatching your person at you at the car. So now that they got the Inglewood is fixed up, they're coming all the way back towards that part of L. A. Straight up I'm gonna tell you what, James, not to cut you off, but this is important. IM gonna let you get back and land on what you go right.
They are. It's almost like the community has been trashed on purpose for several years just to get the value down. Now they're moving everybody off the palm there and I guarantee you in the next ten years twenty years, that area of what is going to be one of the premier areas of l A as far as prod always want to get that off. Transformation as a motherfucker. Just like in Compton. They rebuilding Incompton, but they're changing their
names in Compton, Dominga's Hills ship like that. So from from having the stadium, they're coming all the way from Inglewood all the way back towards Watch. So they want people to move out of there because see the white people, it was good for them when they was living there at that time. Now they moved out and they moving whereas earthquakes and all the other ship are it's so many miles away from their jobs. They loved that part
of the town, so they rebuilding that town. They the train stations are totally different now, so they rebuilding and they're moving out, moving people out, and this is where everybody coming Victorville, Plump Deal Bardstow. Yeah. Yeah, we've been put back this way. All l A is gonna be for that. They downtown l A trying to clean it up, because they have cleaned it up a crap. It's gonna take him a minute because it is what it is. But especially scared Row, I don't know if they ever
be able to fix that. But you know the thing about it is, I travel a lot, Bro, and what I can say, Bro, Listen, it's in every city, Bro, And in New Orleans, same thing, Kansas City, Miami, all these these these places that we knew to be the hood, you know what I mean. Like it's places in Kansas City, Bro, where I know for a fact in the nineties it was trapped, you know what I mean, Like you know we had spots over there, you know what I mean? Like you you you know, even in my hood, the
hood that I'm from. Now I go back, I see white people walking their dogs, you know, I see you know different. I mean, it's almost like a whole new city. Um. Like it's a it's a it's a great thing. Like I said, it's a great thing if the existing community can hold onto their properties, if they can, if they understand the bigger picture, right, Because I'm an investor, right, so I see a bunch of investors in the in the inner city, right. I started buying properties in the
hood in the nineties. You know that I still have, right. So it wasn't hardly no white investors for real, for real, you know. But now you you see all these white boys working on their houses. And I tell the residents there have been there that own their ship, you know, Like I still got a lot of family there. And this is in every city. I say, man, hang on to your ship, Hang onto your ship, because the comps are gonna the value is gonna skyrocket, you know what
I mean. Like, this is your investment right here. You've been here, you know, thirty years. Hell, you might as well state, you know, twenty years. Whatever it is, because them building up that infrastructure around you. That's a good thing. So if the property taxes, they're gonna shoot up. But the property taxes is what's gonna keep that, you know, the neighborhood together, it's gonna make it better, you know what I mean. So the schools all of that. So
you know, I anybody listening. Man, if your people or even yourself, if you're in the hood and they're building it up and you keep getting them letters of them trying to give you pennies for your house, man, keep it. You know you've got something that's on. You've got something. People are targeting court. Those opportunities to them are so lucrative that they feel like they gonna miss out something.
You know, man came by and said, you know, let we're talking about the Midwestern man came by and said, he's gonna give me seventy thousand for the house. And they're taking that money and they they leaving. Right, I'm gonna tell you what happened to Cleveland. You even have instances of people stealing houses through nefarious means. Right, let me tell you what happened. So when my mom and my stepdad got the forest, right, he moved down to Florida and my mom moved to the hill. She moved
to Bedford. You know, she started doing better for herself and she moved. First thing we do when we get some money, we want to move to the hills, to Knights or whatever. Right, So she moved to bed room. So she was renting the house out that we grew up into. My um. One of my uncles, he Evans, she got married and when it bought his own house. So she added a sexon nate for a minute. But the people that toward the house up so bad. She was just really even though sex and Nate would always
come back in and just fix everything. You know, this is the home she raised her kids in, so she was just really just kind of flustered. They don't put holes in the walls, you know, some of like all sex nates going about it. But sex made people man for some reason. Man, if they don't own it, they would go tear your ship up, dude. I'm talking about to the point to where the people that even stole the copper pipes. You know what the Midwest, we got the cop plights that they and they just they stole
the copper pipes. They was moving out, they stole the copper pipes. So my mom pretty much we owned the house out right. I think they'd only paid for the house. But the work that my stepfather had did through the years on that home, it wound up becoming one of the premier homes in the neighborhood kind of because he you know, all that was in the Midwest. We had to close then front porchs. Man, we had the the you know, we had to close in front ports to
the back porchs with the screens and stuff. You know how it was in the Midwest where you say you don't want the skills to come in and stuff, bro everything. So man, when I tell you, man that, I asked my mom when they just happened to be talking to it, like Mom, what's up with the house? Because I was thinking me because I took my what was really at me start the conversation. I called myself taking my kids back to the hood, like yeah, I'm gonna show y'all
where I grew up at y'all. Motherfucker spoil. We go over there, and I'm like, damn, first, I don't even recognize that every street because we've always had very big houses over there. Like if it wasn't the five or six bedroom house, it was a dude plex. You know, the side house to sit side by side, get the side by side, you had the side by side of the top on top to where you had one level down here to where people lived. Then you have some
stairs and people would go upstairs and live right. So they took Cleveland Clinic and went to buying all that property around there and doctors moving there. So I'm looking at my old house. I'm like, damn, this motherfucker is nice, you feel. I mean the back area that had all the bottles and bushes growing because between us in the next street, in the backyard, you would be able to see over my back fence. It was like an empty lot. It's a bunch of empty lots, right, And the grass
that grew so high. They never did that. Man, They've made that like a dog walking park now and everything. And so I got asked my mom, like, Mom, what's happening. You didn't tell me you fix that. She said, Honey, you haven't owned that house in ten years. You know what happened? Bro? They sent my mom a tax bill for five hundred dollars. For five hundred dollars, Bro, they had they guess they didn't have Pops forward in the address or whatever. Hers, But it wound up being a thing.
He wounded up pretty. Cleveland Clinic wound up taking that house from my mom. I wound up building a six hundred thousand dollar house, and you know, and where we live out in California, that's a drop in the bucket now, especially in on the cities. You know, you gotta move way out to get something decent for six hundred thousand right over there, you know, Kansas City, Cleveland, six hundred thousand dollar houses, the epitome of excellence. You feel what I mean? You got a lake with fish in it
all kind of ship, So I see it. How did that happen? And so I started doing research because I said, this just can't be right. Come to find out, man, one of the first black theater owners in America on the theater called it's Crumpy Dump, which is on A hundred and five, which is a big area in which the Cleveland Clinic occupies now, right, So I guess it started back in the eighties their takeover. They wanted to
own everything that was around there. They messed around and trumped up some charges on this cat that owned the Scrumpy Dump. And the Scrumpy Dump was very important if you google, is right. I employed everybody else to go out there and google the Scrumpy Dump. That was the name of the place. Right. There were one dollar movies and you can go for two for one on the Saturday, so her mom would take me there and my brothers because it was a cheap form of entertainment. But all
they showed was black exploitation movies. It was once X rated adult theater that he had converted over into a regular movie theater. So when they had the premiere, do you remember, we wanted a period to where the black Hollywood was cracking. You know, they had super Fly, they had all these black exploitation movies, right, So that was one of the like premiere stops when they had it to where that was a big deal around O'Neil and then came up here and walked the red carpet, right.
They wound up trumping some charges up on his brother and he wounded up going to jail for two months. It was just enough time for them to dig enough stuff to say, well he owed these taxes. They really had to dig and do some forensics, right, and they wound up taking that movie theater from It was a landmark that that's the type of place that should still be there, that should have got re gentrified. It was right next to Woolworth. It was in the prime location
that part of Cleveland now it's almost unaffordable. All the people that lived there before, I can't afford to live there anymore. And I'm gonna tell you the one guy that came up, one of my best friends. His grandfather lived at the end of the street. And it was so funny when I went. The last time I was there, you still had that little three bedroom house for the midst of all these five and six and eight bed room houses. Right because he refused to sell. He report
his bisil a couple of dudes. If you come around, He asked me about my ship again. Yeah, you give me the money I want for He told them he wanted four hundred thousand hours for that house. They kept trying to give him the forties. Well you missed. You only paid ten thousand four back in nineteen sixty. You come, he said, no, not no more. Y'all, don't do throw this ship around me. I can stay right well out, he said, it's a matter of fact, much I might just give me some money out of my house and
build me one of these scar faces. That's what he called me, the scar face. So the cops can't support that. The cops are there, you know what I mean. So it don't matter what he paid for the cops of the cops. So he held his ground right, and they wound up getting him. And so he had a plan. He wound up he wanted to go back to Mississippi anyway, because everybody in Ohio was reasoning from Mississippi Florida. Dog,
I don't know what it is, right. So he wound up selling this house man and getting his money and getting on him. Right. But I look at that what they're doing just the same thing in Detroit right now. They were doing so much killing them Detroit at one time, bro, because you know, Cleveland Detroit kind of sister cities. It's so close, because we should drifted to go by closed because Detroit seemed like they always got stuff that we
didn't get. So we had a little bit of money, we will take that couple hour with driving Detroit or either go to Flint right, go buy clothes. But they got the same thing in Detroit, I believe in right now in Detroit, Michigan, certain parts like an eight mile and all that you can go by eight very Remmberry Miles James three or four thousand dollars, damn. But you know what, you know what I think that should happen. Bro. And this may sound fucked up, but I don't mean
it with the with the racist connotation. Um, but I think that people in the hood, like the gentleman that you just talked about back home, I think if if they are gonna sell, sell to a black investor, or sell to a black family. You know what I'm saying.
I think that that that that should be the course of action because again that you know that that that's what keeps us in power, you know what I mean, economically, you know what I'm saying, because sell it to another investor, because again there are black investors that are doing the same thing that the white investors doing. They're coming in you know. You know, I'm an investor. So yeah, if I could get some ship cheap before a good price,
I'm gonna get it too. But you know, if you're gonna do that, dump it to somebody, you know, dump it to a black person. I would have loved to have that opportunity to get the house that I was raised in to actually do what they with the Cleveland Clinic wound up feloniously doing. Yeah, I would have loved for me to have that opportunity to buy that home
as a future investor for my children. Because I'm gonna tell you one of the best things I did maybe six years ago is I bought a little piece of land and ravanelile that's about an acre, like a little bit of under an acre, right, and it is just sitting there. May making me no money, but you know what, I'm starting to see my cousin, one of my cousins, they just came and brought his land from him. Well,
actually he's on the land lease with him. Yeah, the Dollar Generals that they had back in the Midwest, right, they're only a hundred year land lease with him to where they're paying him I think forty five hundred a month. That goes up every five years by two and a
half a cent or something like that. And I would say, if you do have land back there doing land leash, don't never sell your land, all right, because the thing about it, let's say that Dollar General gonna make it in the area and they decided up and move fifteen years from now. Now he got a building and his land as he is, that he could rent out or do anything or open up his own business if he wanted to. But I'm really right now. I'm on a
tick right now. You know, just think about all this stuff that we're really I want to get together with a group of like minded brothers and the next year and go to to the Detroit, Michigan's, the Cleveland, Ohios and just start going to go buy six seven house at a time. They're that cheap, Yeah, for sure, especially in in in uh in Detroit, I mean all the
Midwestern cities that you started an investment group. Yeah, I want to start an investment group and tell people, Look, it's not gonna take much, bro, I'm talking about us coming in in some cases the piece broke. You know, you don't have to start off big man. Listen. That's how I built my portfolio. I tell people all the time, bro, to be transparent. You know. I had music money in the nineties. I had hustle money as well. And the first piece of property I bought in Kansas City, I
pay seventeen five for. It was a three bear room, one bear, three bed room, one bathroom house I pay seventeen five for. I think I put another maybe fifteen into it. I remember standing now, I'm like nineteen years old. I remember standing in front of it, and I'm thinking, jam, Okay, I'm into this house. You know, i'most thirty five racks and I'm renting it out for six hundred a month, and I'm like ship, you know, like I'm gonna get
my money back, right. So you know, the game that I was in at that time was about volume, you know. So it dawned on me. It was like ship, Okay, if I get tentities, you know what I'm saying. Then now as six to eight hundred a month that that I could potentially get, it turns into six eight thousand because I just I didn't know nothing about equity. I didn't know nothing about leveraging or any of that. Ship.
But to your point, man, there was properties that I bought in Kansas City for five thousand because especially when you're talking cash, because what happens is this is what I would do. This is what I would do, James, because I had cash, right, so they would be asking twenty thousand dollars. So I would have my contractor go to the house. Sometimes he even had to break in the house, right, go and see that it was an abandoned house. Go see give me a scope of work.
So that way, I would know how much I had to put into it, so I would before I even made an offer, I would know what the work is and what it could be worth, what the cops were in the area, so I would When you got cash, you can play hardball. So they would be like twenty thousand dollars. I would say, Man, I give y'all six thousand dollars, five thousand dollars in our clothes in in in forty eight hours, you know what I mean, And
they would take it. So when you have those investment groups, which I've been a part of one before, when you pull your cash together, you're able to make those moves like that, you know what I'm saying, Because when you got the cash on debt and you could play hardball, you know what I mean. And some of it is, you know, sometimes you can get into it and flip, but you know, there's also those long plays like what Still was saying, that's that's good game, what you just said.
If they didn't catch it, we're buying land and leasing your land out, that's a good game, right for sure, and stuff like this. Let me show you core, because they're not making land anymore. They're not making anymore, So you're not making the more land if you can get it. Even stuff like this, can you guys see this right here? Yeah, for sure, look at this. Let me say this, Let me say this real quick to anybody watching. But you have to be mindful. Listen, it looks cheap, right, but
you still have to have the business model. You got to understand your numbers because it could be for hundred dollars. But then when you get to see the scope of the work, you want to be careful because it could work around and need sixty dollars worth to work and it only comp out for fifty. So so you still got to do your homework on it. And you have
to do your homework. And see I'm showing these and these are more for like even if you've got a new family, right, a young family, Yeah, it's not bad. Like look at this point right here, This is ten thous dollars right here, right right, this house right in this particular home is something Wayne County. Right, it's a three bed room and it needs a lot of work. You can see the um a lot of um fourage outside and stuff right there, even stuff like that like
court is exactly right. You don't know if the fourwags. Sometimes it's growing into the pipes in the house. Yeah, you gotta get your cop. You gotta get the cops like when you see yeah. So so that way you know what you have to spend and what you need, you know. So if you know that, okay, the houses that this square footage in this neighborhood are praising out when they're finished for eighty tho dollars, So I know
I need it. If I'm a flip it or whatever I'm gonna do, I know I need to be no more than fifty in his house that's purchased and getting it, you know, renovated. So that's how you gotta look at it, you know, because you want to make a profit and see what I'm proposing. Sometimes court like you're right up
exact undercent right. You may go somewhere in the house may require a hundred thousand dollars, hundred thousand dollars worth of working there, but it may be the Compston area maybe only sixties and seventy, right, So you gotta think about it like this. Sometimes it's cheaper for you to go there by those three houses. Knock them all down. Once you go. You gotta really do what that says. You gotta have somebody want you to know what they're
doing to right. Luckily I got the umple Us in construction and he just didn't want to told me don't go because I was going to buy this little too big of the house and it's just been sitting there for the loans that looked good and outside. My um has been building houses for the last sixty years, he told me. He said, son, he said, that's no starter right there. He said, you buy that house is gonna be worth more. Trouble, He said that the thing what
happened was yea, the water python in front of the house. Yeah, the main line and yeah, you said by the time you you know what he told me, shame just what you said. He said that it's caught up by the sewer or something and it would literally cost about two hundred Because now you want these people property, you have to go dig a property next door. And I've had it done a couple of times, and usually what it requires as a bobcat because they gotta dig up the
yard from the house to the curve. Right. So I always tell people, rude, rude. Anybody that want to be investor or whatever. So I have a rule, Right, there's only one big thing that I'm going to fix in the house. Right, So if I go, you want to check the h v a C, the foundation, the main line, and the roof. So you pick your battle. You don't want to go into a house and you got to do a rough h v a C the foundation note
you know me, Yeah, you pick one. So if you go into a house and it's like damn, okay, the whole inside needs to be done and it only needs a roof, Okay, cool if the numbers make sense. But if you go into a house and it's like damn, the foundation leaning, the house leaning, it needs h v a C, it needs a roof, that's too much. It's better off if you can get that plan for cheat better making an offering, getting a knock down and just having the lean and just rebuilding all over again. Many
unless you do the work yourself. Unless you do the work yourself, then that's circumvinced. You know that that's fine whatever you choose to do. But you know that's kind of a ruler thumb because yeah, you'll get in over your head to be a money pit wouldn't you be working you know, so andy of the problem if if all the houses are nice, and then you buy this house for thirty grand, you gotta do all the upgrades on this house to get the comps that you won't.
Yeah you bring the value, Yeah you bring yeah, Yeah, which is the way you want to do it, because because when you buy a house already done and ready to go, you know, you're being marked up on that. You know what I'm saying. The person is buying that you buy it from, They get the value. You're coming in just you know, at market price, and you gotta you know, pay into the value. Start paying down that principle, and hopefully the cops go the other way, they go up,
you know what I'm saying. So you know, I want to Um, you know who does a pretty nice show on this same subject, man as Envy. They have an excellent financial show. It's a pretty big show too, and they get a lot of ears to a shout off to the Homy d J Envy. But he's into that. I think him and Angeler he had actually partnered up and he was going off to Detroit getting um, you know, getting different houses and stuff. But yeah, you want to get to this. And I'm telling you a fellas that
you don't have to be a ball. You could be a regular working class dude. It's just a matter you're getting with like minded people. And that's very important, getting with like minded people and get into what you can afford, because it's not about going to everybody can go by six and seven. At the same time, you may have to start off one at a time. I started out with one. I started out with one and and the thing is, there's so many other ways to acquire property too,
So sometimes it ain't just having the money. Sometimes it's all you can. You can get it and have the you can do owner financing, you can do what they call with the owner carry paper. It's it's so many different ways that you can acquire property if that's what you want to do. They got hard money loans. You just have to be very structured and and and together
um um. You gotta be prepared for the hard money loans because again that does a higher interest rate and you have a certain amount of time to you know, you you don't want to be carrying a high that high mortgage while you're getting it done because the hard money loan. They will provide you with the money to purchase the house, and they give you draws to rehab
the house as well. Um so right, Um, if you have enough homes, like let's say, once you get to your third or fourth homes, by that point, we have a lot of equity fuil up the true If you have a lot of equity built up in your four homes, you can walk pretty much in any bank. Sure, yeah, yeah, because you have now, because you have collateral. You know what I'm saying. You have collateral and see every all the information that I'm that I'm saying now bro is listen.
I'm not formally educated. I graduated from high school, so all my experience comes from trialing there. I made every mistake, you know what I'm saying. So so, so what I would tell people is to build your company credit. You're like, when I first started, I had all them properties in my name, you know, which was a mistake. I didn't know to create a corporation. I didn't know that, right, So um I would Yeah, if you got three four
properties free and clear, man, you're good. You know, you go in, you get a line of credit, you know, a home equity line of credit. But you gotta be responsible with it, you know what I'm saying. And then you get it in your company name. You build your company credit and then you repeat, you know, you do that, you use that, you leverage those properties, because that's what, in essence, what I end doing. You know, by the time I got to twelve properties, I had them free
and clear and that I knew nothing about credit. I knew nothing about equity. I knew nothing about none of that. It was a lady at at a credit union. That's the other game too. So when you're an investor, especially minority, start banking with credit unions, those smaller banks, especially if you're a black woman. Believe it or not, they always have programs that are geared towards minority businesses. You know where they have to you know, they want to give
you money. They want to give you credit cards and credit especially if you have collateral. So you know, do your banking with smaller banks and you get a lower interest rate. Blood lower interest rate. Absolutely, so you know, once you can get your hand on one or two, you know, like I say, it's all in what your goals are. If you want to flip them, if you want to you know for residual income. You know it's it's a pretty good business. It's got his ups and downs,
but you know you can win. Before we get out of yet, we have to share this information with other people. I'm very big about give you know how I am court anybody that's gonna listen, I'm gonna give them good information. That was one of the things we have to get out, the habit of black people of doing everything under our name. What was the first thing I had you go do, James, when we got together, Get you a LLC. This is that simple. It don't cost that much. Don't fall for
these things online. What they say for no where you can go get your E I N. Number. It takes all the five minutes. You'll get that for three. Yeah, don't get your stuff together because if stuff is not under your name, and then what this does right here, Let's say you do start a mass in property, you start having some troubles in your life. If everything is under your name, they can go after your properties and everything.
But I can own fifty I can own fifty hours around here, and if it's something of my corporation, man, I ain't got it. They can't get they can they can't don't get nothing. So made every mistake, Bro, I've made every mistake. So I've been through that too, and that is true. Yeah, because I learned one time when I got here with the text love you. One time I had everything up under Norman Steel. They came and just it was like never again. I learned. I said,
you know what, this won't happen to me again. I stay on the I R S is uh a little little you know, hit list. Man. I stayed with them. Hey, I stayed with them, them green certified letters coming. You know what I mean? All I do is say, man, they add that to the U to the pay repay back and planing. I got before and I had this on everything. But the thing it was, man. One thing we have to realize, man, is that there's a wealth of information out there. The Internet has made all of
this information accessible to the common man. What do your research like? Like, I'm not a real estate group by any means. I just came up on that little bit of land. I don't own a whole bunch of property outside the house that we own and that, but I do plan on getting more because what I realized as I get older, you always have to have multiple stream stuff income. You can't just sit back and depend on one thing. I don't care how much money you're making
with it. You need to have multiple things going on, stuff that won't necessarily take a lot of your time necessarily because yeah, exactly, because like me, I'm real time stinch. You know I don't have this court you know how to heal for me? Man, my phone ringing a hundred times a day. I got fifty million things. I'm doing it, so I don't have a lot of time. So little things, man like eat little things. They could be something that
may bring you five hundred dollars a month. We can't look at everything like the bigg Look, it could be something that may bring you five six hundred dollars a month. Every opportunity adds up to bigger opportunities. With that being said, we out of here. No wait a minute, Wait a minute, hold on. I want to know because I want to grow. I want to be able to leave, like I said earlier,
something for my kids and my grand kids. So how do you get into of flipping in and all of that, bying houses and ship How do you get into it? Because I've always believed you have to have a lot of money to start that with. Now you you don't, You don't really. I will say this though, James, it's a little different out here in Cali because it's way more expensive. I've never done it here in Cali, you know, I've always chosen the South and the Midwest because obviously
the cost of living. Um. But as I said, you know there, you know, it depends that. You know, again, you've got hard money situations, you got private money, um. Again, depending on how your credit is, depending on how your your business credit is you have. You can do a paper loans, you know. Um, you can do first time investor loans a lot of times. You just need a
percentage of the money. You know what I'm saying. You don't need a lot of money like safer instance, James, if I took you to Kansas City, right or or if still took you to Ohio, you know, I mean you're talking. I mean, you know, if it's a property, that's that's what. Let's just say twenty dollars, you know what I mean. Say you gotta put ten percent down, you know what I mean, it's two thousand dollars, you
know what I mean? So that's two thousand closing calls, so you might be out maybe what maybe thirty five dollars or something just about thirty five. You see what I'm saying. So now when you talk about you know, the getting it rehab, you do that as you can. What I would say, is it again, this is where having your business structured right and going to those credit unions. So now once you acquire say you only got the thirty five to acquire it, right, but you you got
it now right. The mortgage on that on a twenty thousand dollar house, thirty year mortgage probably gonna be a hundred eighty five dollars a month. So now you have
this piece of property. So now you can take that along with you already having your LLC, your corporation or whatever, go to the local credit union and say, hey, I want to get along, I want to line of credit or I want a credit card, and I have this property you know, as leverage, so now you can get you you know, twenty thirty dollars, you know what I'm saying, either most likely in a line of credit or or a credit card that could help you get it rehab.
But again, you just gotta be you gotta be intentional and structured, so you gotta understand the numbers. You know, you know what that is, Jake. It's just like the street. It's just like the streets, you boyo. You know how to put your mark up on it and there it is. So you understand what the houses are going for in that area. And then you have to figure out if you want to sell that house to another investor or two owner occupied, because owner occupied you're gonna get top
dollar an investor. So it's just like the streets. You're gonna sell to another host seller, you know what I'm saying, or you're gonna sell it to a negative is gonna be you know, in the corner with it. So there's different prices. So it's the same thing, you know, but a couple of thousand you could definitely get into something. It'll be a little different out here, but you know, you move into the Midwest cities, man, a couple of bands, you can get it. No, I was gonna say, you
don't necessarily have to stay out here, James. You have Mississippi. Um, the homely Dad's has done done very well. Really state in Mississippi looking up better for myself and I'm winning, Yeah, to get where I want to go. Mississippi. Yeah, you know you don't necessarily have to go back to the Midwest of the code. You know you got Mississippi, dude. Yeah, I think that has brought this first time when he was got a bunch of I think the same thing, Jay C. The bigger figure is in Alabama, you know
what I mean. Like he went to Alabama with his ship and brought up a bunch of ships and yeah much even my partner John now from Oakland. Uh, he went to St. Louis, bro and he literally bought the whole block. He bought He bought a school. He bought a whole fucking school and yeah, you know what I mean, and turned it into like a house slash a community center, you know what I mean. So you can act to the U, to the Midwest or the South, James, but
you know we can wrap about it. Bro. Okay, guys, you know when you've got my number, bro, Yeah, what you do is going Dad's dealing just Instagram because he's always talking about you know, Dad's haven't been buying Bobcats and everything else. Dad's bought him like three acres of land when Atlanta was cheap. Atlanta started to get hot now and he bought it like when it was cheap late in the back and everything. Not what he's doing is building Dad's don't build him his twelve thirteen dead
room house, his retirement house. Right But behind that he's gotten um, you know, the prefab homes. They're not the mobile home for the pre fab homes. He's put the four because what he said is what he's doing is when he got gifts to come over, they don't have to come in and mess up this houfice. Now, hey, you're gonna take that three bed room over there. You can take that too. Bear, we go back there with your family and be cool. I think even talking about
building the club back there. So he said, I ain't got to go onto it no more. He's going in my backyard, take the golf gard over there. But he's literally building a lot of this stuff when his own because he's acquired the knowledge over the years. And this is a lot of information, Like James, this is a lot of good brothers that to give you information. And I'm gonna give you the go ahead. I'm sorry, still go ahead, No, just one more piece of game. When
you are building your business credit. And this is nothing I legal en nothing. It's ways to get different trade lines on your credit. But this is something we're talking about, like kind of offline. Sometimes it's ways to add different trade lines to your credit. Because even something the simplest like, um, I remember my first trade line, dude, was me getting some inkpens from this company. Dude, but you know my logos and stuff up, and yeah, you give me sixty
days to pay for. What you do is you take the sixty days even though it's only fifty bucks, a hundred bucks. You've got some mugs, you've got some different stuff, but that establishes your credit. Then from there you start getting bigger offers for credit. You may get a credit card that may say you got a limit on it. Right from there, it keeps going up and up and up and up. You just don't want that. I tell brothers, you gotta make sure we gotta do a better job
at black people's keeping our credit in order. I have very horrible credit a couple of times in life. Me too, Me too. You know, I got it together. But you know, the area is a free game for you guys out there, and we appreciate your tuning in, and I appreciate your brothers coming to sit doing with me one more time, all the time, all the time, all the time, always honor, always for sure. And now we officially out of here. You'll have a blessed day. Well. That concludes another episode
of Against the Chronicles podcast. Be sure to download the i Heart app and subscribe to The Gangster Chronicles podcast. For Apple users, find a purple mica on the front of your screen, subscribe to the show, leave a comment and rating. Executive producers for The Gangster Chronicles podcast and Norman Steve James mcdown the Air and m c A. Tyler. Our visual media director is Brian White, and our audio
editors Taylor Hayes. The Gangster Chronicles is a production of I Heart Media Network and The Black Effect Podcast Network. For more podcasts from my Heart Radio, visit the i Heart Radio app Apple podcast wherever you're listening to your podcasts.
