Episode Title: Why 2025 Is the Year to Buy Your First HomeEpisode Description: Discover why 2025 is the best year to buy your first home! We dive into market trends, government incentives, and practical tools to help you take the first step toward owning your dream property. Don’t miss this episode, and don’t forget to check out our First Home Buyer Mini Course: maryanne-elliott.mykajabi.com/offers/fAnpkt78 .Key Points: Stabilized property prices make 2025 ideal for first home buyers. Government...
Jan 10, 2025•4 min
🎥 Description: The holiday season isn’t just for celebrating—it’s the perfect time to prepare for your first home purchase in 2025! 🎄🏡 In this episode, we’ll walk you through five practical steps to get your finances and mindset ready for the homebuying journey.From reviewing your budget and boosting your credit score to researching lenders and setting realistic expectations for your dream home, these tips will help you kick off the new year with confidence. 💪🎯 Topics Covered: Budget Review...
Dec 20, 2024•5 min
Before you start your house-hunting journey, make sure you're armed with a fully assessed pre-approval! Here's why: Know Your Budget: With a pre-approval, you know exactly how much you can borrow, so you can focus on homes within your price range. Strengthen Your Offer: Sellers take you more seriously when they see you're pre-approved, giving you a competitive edge in a hot market. Faster Process: With your finances already assessed, you can move quickly when you find your dream home, reducing t...
Dec 13, 2024•6 min
In this episode of the 360 Mortgage Solutions Podcast, Maryanne Elliott dives into an essential question for homeowners: What loan term should I get for a house? Whether you’re refinancing or buying your first home, understanding how loan terms impact your finances is key to making smart decisions.Key Takeaways: The difference between short, standard, and extended loan terms. How loan terms affect your repayments and total interest costs. Strategies for choosing the right loan term based on your...
Dec 06, 2024•6 min
In this episode, I share the two most common first home buyer mistakes I see regularly—and how to avoid them! Whether you’re house hunting without a fully assessed pre-approval or unknowingly carrying too much debt, these missteps can cost you time, money, and unnecessary stress.Tune in to hear: Why skipping a fully assessed pre-approval can derail your home-buying journey. How small debts like Afterpay and credit cards impact your borrowing power. Practical tips to set yourself up for success a...
Nov 21, 2024•5 min
Description: In this episode of the First Home Buyers Program Podcast, we explore the essential steps to becoming a homeowner and how the First Home Buyer Program can help you navigate the process with ease. From understanding deposit goals to government grants, this episode provides a roadmap for first-time buyers looking to step confidently into the market. Don’t forget to join the waitlist for our First Home Buyer Mini Course for an exclusive bonus when we launch in early December!Key Points:...
Nov 20, 2024•6 min
Discover the best mortgage lenders for first-time buyers. Learn tips and advice to help you find the right lender for your first home purchase. Episode Summary: In this episode of The First Home Buyers Program Podcast, we discuss the best mortgage lenders for first-time buyers and share tips to help you navigate the home buying process with confidence. Learn how to choose the right lender, what to look for in loan features, and how to find a personalized experience. Don’t miss out—join the waitl...
Nov 07, 2024•5 min
Are you ready to buy your first home but feeling a bit overwhelmed by where to start? In this episode, we cover key first home buyers tips that will help you save for your deposit, navigate government grants, and get pre-approved for a home loan. Plus, you can join the waitlist for our First Home Buyer Mini Course and receive a free budget template to help with your savings goal! Sign up here: Waitlist for the First Home Buyer Mini Course Topics Covered: Setting a clear savings goal Government g...
Oct 31, 2024•6 min
In this episode, Maryanne Elliott from 360 Mortgage Solutions dives into the topic of Lenders Mortgage Insurance (LMI) and the costs it can add to your home buying journey. Learn what LMI is, how it impacts first home buyers, and, most importantly, discover strategies to avoid paying for LMI without needing a 20% deposit. Maryanne also shares insights into the government's Home Buyer Guarantee Scheme, which can save you thousands by covering your loan insurance. Stick around to hear how you can ...
Oct 25, 2024•5 min•Ep. 68
In this episode of The First Home Buyers Program Podcast, we dive into the top three questions every first home buyer asks before making that big leap into the property market. How much can I borrow? What government grants am I eligible for? And what’s the home buying process from start to finish? We break down these essential questions and provide actionable tips for navigating the home buying journey. Tune in to get expert advice from [Your Name] at 360 Mortgage Solutions, and feel confident a...
Oct 18, 2024•8 min
Episode Description: In this episode of The First Home Buyers Program Podcast, we break down one of the most crucial steps in your home buying journey: lender pre-approval. If you're a first home buyer wondering how to secure financing, this episode is for you! We’ll cover why pre-approval matters, how the process works, and when to get started. Plus, we’ll share tips on how to apply, whether directly with a lender or by working with a mortgage broker. Tune in for practical advice that can help ...
Oct 11, 2024•6 min
Welcome to **The First Home Buyers Program Podcast**! This week, we're diving into the latest updates from the Queensland government on first home buyer stamp duty concessions. If you're a first-time home buyer in Queensland, you won't want to miss this episode. We'll break down the new changes, discuss how they impact your buying power, and give you practical tips to make the most of these concessions. Tune in to get the inside scoop and stay ahead in your home buying journey. Whether you're ju...
Jul 26, 2024•6 min
Consumer Credit Reporting was meant to shine a light on borrowers with fantasitc credit histroy however, I am seeing more and more times it is catching First Home Buyers out. For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The First Home Buyers Program check it out here - The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, c...
Jul 20, 2024•6 min
So you get teh call you have been wiating for.... your loan is approved! That can be such an exciting time espicially for First Home buyers but more often than not, within seconds the excitement is pushed aside and a flood of questions come thorough like 'What happens next?' In this episode I cover off on the next steps that typically happen so you can get prepared for your own home buying journey. For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - htt...
May 16, 2024•6 min
Here are the top 5 Tips for First Home Buyers to consider when buying their First home... For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The First Home Buyers Program check it out here - The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, check out The Money Magnet course here - The Money Magnet - https://courses.360mortgag...
May 10, 2024•6 min
The first step to budgeting is to actually look at your budget... this can be scary but it can help go a long way to seeing what expenses you can curb and where you can save a little more. To find out more about the government schemes check this episode out - https://www.spreaker.com/episode/first-home-buying-scheme--51205959 For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The Fir...
May 01, 2024•7 min
Just last week I had a First Home Buyer call me in a panic, she had found her home, her offer was accepted and she had just realised that the original broker she was talking to may have given her the wrong advice when he suggested a pre-approval wasn't important. To book a fee free meeting with me head to https://calendly.com/360mortgagesolutions/video-conference
Mar 27, 2024•4 min
In this episode I explain what rentvesting is and what the pros and cons are so you can start to work out if rentvesting could be something you consider. As always, nothing in this video is advice, in fact, before you consider rentvesting I would encourage you to speak to your Broker and Accountant to get some personalised advice. If you would like to chat to me about your options, please book a free meeting with me here - https://calendly.com/360mortgagesolutions...
Mar 15, 2024•6 min
Family Gurantee is becoming more common with the cost of homes increasing, in this weeks episode I look at what the top 3 most common questions are I get around Gurantorus wanting to use their proeprty to help First home Buyers to get inot the market... To book a time with me head to - https://calendly.com/360mortgagesolutions To find out more about The First Home Buyers Program head to - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, check out The Money Magnet cour...
Feb 29, 2024•8 min
Even as a Frist Home Buyer it is still important to learn and know what loan types there are and what the pros and cons are of each. In light of this, we are talking all things Bridging loans as this is a common discussion I have with my previous First Home buyers. To find out more about The First Home Buyer Info Session check it out here - https://www.eventbrite.com.au/e/the-first-home-buyers-information-session-tickets-837086758027 To find out more about The First home Buyer Program check it o...
Feb 16, 2024•6 min
I always factor in for a building and pest inspection for my clients, it's so important and here's why... to make a fee free appointment you can go here - https://calendly.com/360mortgagesolutions/video-conference The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, check out The Money Magnet course here - The Money Magnet - https://courses.360mortgagesolutions.com.au/tmm/ Want to know the top 3 common mistakes made by First Home Buyers and...
Feb 02, 2024•5 min
Paying weekly or fortnightly saves money right.... sometimes. I say sometimes becuase if you don't watch how the repayments are set up you could be paying the true weekly or fortnightly payment which saves you $0. Listen to this podcase espisode to find out how you can make sure you are saving on your future home loan.
Jan 19, 2024•4 min
This week we look at the pros and cons of the new Property Share Scheme it's worth noting that is has yet to be realised but here are the pros and cons as I see them now... For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The First Home Buyers Program check it out here - The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Need help with budgeting, che...
Dec 13, 2023•6 min
Breaking news, this is super exciting becuase from now until June 30 2025 Queensland First Home Buyers can get a grant of $30k towards their First Home. In this epesode I talk about the qualifying detials so you know if this will work for you... Here's a link to my diary if you want to chat more... https://calendly.com/360mortgagesolutions
Nov 20, 2023•4 min
Paying your loan weekly or fortnightly will save you money right? Wrong! Well, it could be right... it all depends on how the repaymetns are calculated and more often than not, if you leave it up to the bank to set up your repayments they will be set up so even if you are paying weekly or fortnightly you are not saving. The Money Magnet - https://courses.360mortgagesolutions.com.au/tmm/ The First Home Buyers Program - https://courses.360mortgagesolutions.com.au/tfhbp/ Top 3 mistakes downloadable...
Nov 06, 2023•4 min
Buying off the plan comes with it's risks, this week I take you through a recent client experience as they were looking at the pros and cons to signing their dream home off the plan...
Oct 27, 2023•4 min
This is such a common question and I get it... you want to know once we hit the submit button, how long before the bank gives us the green light. There is actually a whole lot more involved behind the scenes when it comes to time frames, and here's why.... To find out what lender and timeframe would suit you, contact us at 360 Mortgage Solutions www.360mortgagesolutions.com.au For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara...
Oct 21, 2023•5 min
Recently I have been talking to a lot of First Home Buyers about rent vesting, this is when they purchase a property to rent out while still living at home with Mum and Dad or renting elsewhere. In this video I go through the pros and cons and what to be mindful of... For a fee free meeting book here - Maryanne - https://calendly.com/360mortgagesolutions Tara - https://calendly.com/tara-360mortgagesolutions To find out more about The First Home Buyers Program check it out here - The First Home B...
Oct 12, 2023•7 min
Knowing your loan term can make a huge difference in how much interest you pay, it may not seem like much but 5 years worth of interest on a $500k home loan at an interest rate of 5% is $125k so if you don't pay attention to your loan term, it can cost you almost more than a 'bit of interest' In this episode I take you through what you need to be mindful of both for existing home owners and first home buyers to try to minimise your interests over your loan term and ideally, save as much money as...
Sep 26, 2023•5 min
Alot of people know this hack - the good ol 'use your credit card to save money on your home loan' but in this episode I take you through how it works and most importanatly, how to avoid it costing you more. If you want to know more about 360 Mortgage solutions check us out here - https://360mortgagesolutions.com.au/ If you want to know more about the First Home Buyers Program, check it out here - https://courses.360mortgagesolutions.com.au/tfhbp/ Want to avoid the 3 most common home buying mist...
Sep 01, 2023•5 min
