In this episode I talk about the importance of the 6 P's, (prior preparation prevents piss poor performance) I share a recent client scenario where the clients preparation made her Home Buying Journey a stress free, successful one, and if you listen to the end, I have a special for you. To check out The First Home Buyers Program go here - https://courses.360mortgagesolutions.com.au/tfhbp/
Want to get a copy of your credit file? You can get a free copy each year from here... https://www.equifax.com.au/personal/
In this episode I talk about the Government Grants and how they can help you...
Everyone knows the silly season can be a challenge, and one of the biggest challenges for people is keeping on top of their finances over Christmas. In this Podcast I share my top 3 tips to save money and stay on budget this year. If you would like to know more about budgeting and The Money Magnet then check it out here. If you would like to get into your first home in 2021 them make sure you check out The First Home Buyers Program here.
The $25,000.00 homebuilder grant was a post Covid grant founded by the Australian Government to help stimulate the property market, specifically the building industry and therefore the economy. The $25k is a welcome grant for both First home buyers and existing buyers but there seems to be a slight issue when it comes to First home buyers and how they can use these funds. The other First Home Buyer grants are, or can be, controlled by the Banks and lenders. This means, the bank can apply for the...
If you're thinking about, or have taken funds from your Superannuation as a result of COVID 19 then this is how the majority of banks and lenders view it... If you want to know more about getting into your own home you can book a FREE appoitment with me here - https://calendly.com/360mortgagesolutions Or send me your question here - https://360mortgagesolutions.com.au/contact-us/
I remember when I first got my credit card approved, I had just started working for a major bank as a part time bank teller and the approval letter came in the mail with a $10k limit. I couldn't believe my luck, not only was I approved but to have access to that kind or limit was incredible... until my Branch Manager Leanne dragged me into her office to lower the limit instantly to a measly $2k. At the time I didn't really understand why she was shocked and worked up about a $10k limit... the ba...
Link to Pre-register: https://mailchi.mp/d7d110fee0cb/watpimn We all know the importance of setting a budget, whether you're saving for a specific goal or just want to get into a good saving pattern for your future there's never a bad time to set a budget. The hardest part of setting a budget is knowing what to do, how to do it and what to do once you set a budget. In this blog post I break down Budgeting into 4 easy steps, 1. Set your Goal. 2. Gather your current data, 3. Pick your Budgeting Te...
I get asked by First Home Buyers so many questions about renting and how/when to let your Landlord know you're buying a home, what happens if you are in the middle of your lease and much more. In this episode I talk to Kristin from Street Ninety Nine about what she recommends her tenants do to make sure everyone is happy and you make the transition from renting to owning as simple (and cost effective) as possible. To find out more about your borrowing power book a one on one phone call with me h...
In this episode I talk to Sam who has worked in the Finance industry for years, the majority of those years has been with one of Australia's largest Banks Commonwealth Bank. Sam shares with us the most common hurdle she sees in First Home Buyer Applications and what you can do to prepare yourself for your big purchase. Don't forget, The First Home Buyer Program is now live and you can get access here https://360-mortgage-solutions.teachable.com/p/the-first-home-buyer-s-program...
You can find out more about The First Home Buyers Program here: https://360-mortgage-solutions.teachable.com/ This episode we look at the 4 proven steps to guarantee you're buyer ready in 2020, With all the First Home Buyers I meet, there is a common theme. The theme is, they have spent the last few months (and sometimes years) doing 'How much can I borrow' calculators, they have spent time working though different blogs to learn what deposit they need and they even consult with family and frien...
On this episode I met with Les from Resi Inspections to talk about Build and Pest inspections and why they are so important when buying your home.
If you want to be Buyer Ready in 2020 them this is the Podcast to listen to! I was so excited when the amazing Therese O'Neill ( https://www.instagram.com/therese_adviser.mentor/ ) agreed to come on this episode of The First Home Buyers Program Podcast, because not only is she full of amazing ideas but just listening to her is motivational! Therese O'Neill is a Coach, Mentor and Key note speaker and she has been in the Financial industry now for over 20 years. In this podcast episode, Therese sh...
In this episode I talk about Family Guarantee. More specifically I go through why you would use Family Guarantee, how we can protect the guarantor as much as possible and how to structure your Family Guarantee loan. If you haven't already make sure to join the Facebook group; https://www.facebook.com/groups/2341125536203587/ so you can join the conversation, post questions and get discounted offers for the First Home Buyer's Program when it launches in November 2019 Want to chat direct? you can ...
If you're thinking about getting a home loan (or any type of loan) in the near future then make sure you check out this podcast. I will explain how Banks and Lenders view 'pay day loans' and what you can do to avoid them.
