For 99.99% less than the cost of college, pick up a copy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter . This way, you never miss a thing. Episode Synopsis We know about the different ways WE can pay for college . Now let's figure out how to get OTHERS to ...
Apr 05, 2023•26 min
Join 60,000+ others and sign up for my free weekly newsletter . I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by signing up here . For 99.99% less than the cost of college, pick up a copy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. Episode Synopsis: The to...
Mar 29, 2023•17 min
With mortgage rates dropping, the demand for real estate is picking up. Further, the desire to own real assets is also increasing with all this funny money. Take a look at Fundrise , a leading private real estate investment platform that primarily invest in the Sunbelt. Join 55,000+ others and sign up for my free weekly newsletter . I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come out by s...
Mar 24, 2023•20 min
With bank runs everywhere, I hope everybody is conducting an internal review of your existing banking relationships! I've done mine and I've decided three banking relationships is ideal for most people. Posts mentioned: The Ideal Number Of Banking Relationships Recommendations Join 55,000+ others and sign up for my free weekly newsletter . I dissect all the most important financial topics of the week so you don't miss a thing. You can also get my posts in your inbox immediately after they come o...
Mar 17, 2023•17 min
If you enjoy the Financial Samurai podcast and this episode, please leave a great 5-star review! It keeps me motivated to keep recording. Thank you. Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here . To gain more financial wisdom than 99% of the population, pick up a copy of Buy This, Not That . My instant WSJ bestseller will be the best personal finance book you'll ever read. Episode Summary: With the government taking o...
Mar 13, 2023•11 min
Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here . To gain more financial wisdom than 99% of the population, pick up a copy of Buy This, Not That . My instant WSJ bestseller will be the best personal finance book you'll ever read. Episode Summary: The collapse of Silicon Valley Bank, the 16th largest bank in America was a shock to me and many. As investors, it's worth trying to understand why SVB would buy 10-year Treasur...
Mar 11, 2023•16 min
To explore whether to convert funds to a Roth IRA, check out NewRetirement . It's Roth Conversion Explorer tool enables you to test out your Roth IRA conversion plan under various tax and wealth scenarios. I recommend you check it out to help you minimize taxes for the future. Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here . Thank you for your positive 5-star podcast reviews and for Buy This, Not That ! Episode Summary:...
Mar 09, 2023•21 min
Give yourself or others the gift of financial education by picking up a copy of Buy This, Not That . It is your unfair competitive advantage to building greater wealth. Join 55,000+ others and sign up for my free weekly newsletter and get my posts delivered to your e-mail by subscribing here . Thank you for your positive 5-star reviews with commentary on my book and this podcast. It helps keep me motivated! Episode Summary: Everybody is up in arms about inflation. But is inflation really hurting...
Mar 02, 2023•33 min
For more nuanced personal finance content, join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. Episode Overview With Treasury bonds yielding over 5%, the temptation to buy them is great! Let's discuss stocks versus Treasury bonds versus cash in 2023 and 2024. Personally, I'm happy to invest new money in Treasury bonds as we wait for earnings to dec...
Feb 24, 2023•25 min
For more nuanced personal finance content, join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. As one of the pioneers of the modern-day FIRE movement , I’ve witnessed many changes since 2009. In the good old days, the goal was to simply generate enough passive income to cover your living expenses. You could then retire early because you were financ...
Feb 16, 2023•26 min
Join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. Check out Personal Capital and NewRetirement , the two best tools to help you build wealth and manage your wealth in retirement. Click here to see the short-term and long-term capital gains tax rate charts for 2023. This episode discusses the ideal amount of passive income to make and the ideal in...
Feb 09, 2023•15 min
For more nuanced personal finance content, join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. **** Click here for the happiness by age chart . I’ve finally discovered the best reason to retire early. A longer steady-state period of happiness. It has taken me 10 years of fake retirement to come up with this epiphany because I had to experience the ...
Feb 02, 2023•24 min
For more nuanced personal finance content, join 55,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail . Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. If you don't have enough fear, you're going to remain set in your ways. You won't have the motivation to make more money, get in better shape, meet new people, and live a better life. Posts mentioned: The One Ingredient For Achieving Financial Independenc...
Jan 24, 2023•20 min
Perhaps working hard to make money and get ahead is overrated. With the decline in merit-based compensation and rewards, it may be strategically better to kick back and relax more. It's a risky proposition to do so, but it might work out for the best. In case you are a hardworker who is getting discriminated against based on your identity, here are 7 strategies to survive and thrive if merit no longer matters in the future. Mentioned posts: How To Survive The War On Merit Grades No Longer Matter...
Jan 17, 2023•30 min
Buying stocks on margin is a terrible idea. You could lose all your money. What's worse, you could lose a lot of time and the respect of your peers. Posts mentioned: Losing All Your Money On Margin Might Not Be The Worst That Can Happen To You Buying Stocks On Margin Is A Bad Idea Quantify Your Risk Tolerance Using FS-SEER Recommendations If you'd like to support my ad-free podcast, pick up a hardcopy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more...
Jan 10, 2023•17 min
Happy New Year! Here's a recap of 2022 and our goals for 2023. We'd love to hear about how 2022 went for you and what are your plans for 2023! Posts mentioned: 2023 Financial Samurai Goals 2022 Financial Samurai Year In Review The Best Posts On Financial Samurai 2022 Recommendations If you'd like to support my ad-free podcast, pick up a hardcopy of Buy This, Not That , my instant Wall Street Journal bestseller. The book helps you make more optimal investing decisions to build more wealth and liv...
Jan 03, 2023•26 min
I hope everyone is having a wonderful winter holiday! In this episode, I wanted to share my love for pickleball, why you should play it, and the importance of finding outlets for your outlets. The Financial Samurai podcast is an outlet from fatherhood. It's been a long and hard journey so far. Now instead of tennis, pickleball is my latest outlet from Financial Samurai and fatherhood. Join 55,000+ subscribers and sign up for my free weekly newsletter . This way, you'll never miss a thing, and le...
Dec 27, 2022•10 min
Dear Financail Samurai listeners, Merry Christmas and Happy Holidays! Thanks for listening to my podcast all year and also sharing my work. Financially, it's been a hard year for most of us. However, we're still here! Which means we still have the ability to make things better. I hope my episodes have brought you knowledge, laughter, and joy. All the best to you and your family. Recorded 43 Episodes Without A Single Sponsor If you'd like to support my ad-free podcast, pick up a hardcopy of Buy T...
Dec 25, 2022•5 min
The loneliness epidemic has grown since the pandemic began. I fear most for our children who seem like they've taken the biggest hit. Here are some surprising solutions to combat loneliness. Check out this post, Solutions To The Loneliness Epidemic , to see the charts on exactly how much more lonely we are. Other posts mentioned: Solving The Happiness Conundrum In Five Moves Or Less How Being An Older Parent Can Be Awesome The Negatives Of Early Retirement Nobody Likes Talking About Resources Fo...
Dec 22, 2022•22 min
Here's a look at the various 2023 housing price forecasts from some of the top economists, real estate companies, and think tanks. I also offer my 2023 housing price forecasts. Click this post to see the relevant charts: 2023 Housing Price Forecasts: More Bears Than Bulls Resources For Greater Wealth If you want to invest in real estate more surgically, take a look at Fundrise . I just had an hour-long conversation with Ben Miller, CEO of Fundrise. Its fixed income fund is generating an 8%+ yiel...
Dec 19, 2022•20 min
Join 55,000+ subscribers and sign up for my free weekly newsletter . This way, you'll never miss a thing, and learn to build more wealth in a risk-appropriate manner. You can also sign up for getting all my posts via e-mail . Unfortunately, the Federal Reserve is determined to crush the economy and send us back into a recession in 2023. A 5.125% terminal Fed Funds rate is way too much. However, we must accept this reality and prepare. At least we know doom is returning in the next 18 months, unl...
Dec 17, 2022•10 min
Join 55,000+ subscribers and sign up for my free weekly newsletter . This way, you'll never miss a thing, and learn to build more wealth in a risk-appropriate manner. Let's explore the second biggest financial mistake I see people make. It has to do with improper forecasting and entitlement. If you can avoid this financial mistake, you will likely build far more wealth than most people. Read the post here: The Second Biggest Financial Mistake To Avoid Making Recommendations This holiday season, ...
Dec 15, 2022•16 min
I have a love hate relationship with owning rental property real estate. On the one hand, my rental properties are one of the main reason why I had the confidence to leave work behind . On the other hand, my rental properties are my main source of investment stress. Let me share some latest issues with being a landlord. Then I'll share why I love owning rental property as well. With the growth of private real estate, I've coming to love owning rental properties even more since I no longer have t...
Dec 13, 2022•17 min
Our lives get naturally more complicated as we get older. Therefore, it takes active effort to keep everything from getting out of hand. Here's a series of unfortunate events that makes me want to get back to minimalism. Minimalism and early retirement go perfectly together (post). Posts Mentioned: Private Real Estate Investing: Key Takeaways After 5+ Years Of Investing Trophy Homes, Trophy Wives, And Now Trophy Children 10 Years Of Fake Retirement Later, Some Important Thoughts Resources For Gr...
Dec 12, 2022•14 min
The New York Times strike demonstrates the elites have issues too. Despite having all the money, power, and access in the world, there's always a desire for MORE. The reality is, none of us should want to be viewed as elite. If we are, then we are exclusionary, not inclusionary and that's no good. Posts mentioned: When The Elites Go On Strike, We Should Pay Attention Be Rich, Not Famous: The Joy Of Being A Nobody How To Negotiate A Severance And Be Free The Unhealth Desire For Prestige Is Ruinin...
Dec 09, 2022•17 min
Let's discuss the 2023 Wall Street S&P 500 forecasts. The range is from 3,625 to 4,500, which means there is no consensus as to where the stock market is going. You can see more details about the various 16 forecasts in this post . Please also take a second to fill out the one-question survey on where you think the stock market will go in 2023. Other posts mentioned: How I'd Invest $250,000 In Today's Bear Market How To Buy Treasury Bonds And Buying Strategies To Consider Personal Lessons Le...
Dec 06, 2022•18 min
We are currently experiencing a tridemic: flu, RSV, and COVID-19. Many children are sick this winter and it reminds me of the importance of life insurance. Life insurance applications increased to record highs during the pandemic. But more concering is that life insurance payouts increased by 5X more than demand! To shop around for affordable life insurance, take a look at PolicyGenius . Both my wife and I have used PolicyGenius to save, double our coverage, and renew our policies. I've known th...
Dec 04, 2022•13 min
Thinking about retiring? Contrary to popular belief, the ideal age to retire is not ASAP! After 10 years of early retirement, or fake retirement as I like to call it, let me share the best age range to retire to minimize regret and maximize happiness. Post for more details and charts: The Ideal Age To Retire To Minimize Regret And Maximize Happiness Great retirement products: Personal Capital - Favorite free wealth management app. I've been using the app since 2012. NewRetirement - A fantastic r...
Nov 14, 2022•12 min
Recently, I came up with a thesis on November 1, 2022 that the 2.7% decline in the Series I Bond rate was the most bullish economic indicator I've seen all year. See: The Most Bullish Indicator Yet Nine days later, on November 10, 2022, the thesis was spot on as October inflation numbers came in below expectations. How did well-paid PhD economists & Wall Street strategists not recognize upcoming inflation figures will likely come in below EXPECTATIONS? Conversely, how did a tired, stay-at-ho...
Nov 11, 2022•13 min
FTX, the second largest cryptocurrency exchange collapse overnight from over $16 billion to $0. A discussion on what happened and what we can learn as financial freedom seekers and small business owners to preserve our wealth. The developments are still ongoing. See: Lessons Learned From The FTX Collapse Also, mass layoffs are heating up. I recommend preparing for a layoff before you are actually laid off. Because once you're laid off, you no longer have leverage. Please read How To Engineer You...
Nov 09, 2022•11 min
