Like it or not, politics determines many things in our lives, including our financial options. Join us in today's session to see how you can be political without having to be an activist. There are many things you can do that won't take much more time. You can listen more from Walid at his podcast at this link Get our show notes at https://thefinancialcoconut.com/chills47 For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go...
Dec 09, 2021•1 hr 8 min•Ep. 62
This is a special TFC episode as we provide you with our timely analysis of the most recent market news that has triggered a worldwide sell-off: Chinese company Didi’s plans to delist from the US market. This has sparked fears that other Chinese companies listed in the US may also follow suit. Is this a real risk for investors or could this be the new reality going forward? Listen to today’s breaking episode to find out what we think about this. Get our show notes at https://thefinancialcoconut....
Dec 07, 2021•24 min
*Read on to find out how you can receive eCapitaVouchers worth up to S$200 from MoneyOwl!* In Singapore, we follow a tiered tax system. When you make more, you get taxed more. Thus, many of us are thinking of ways to reduce our taxes (legally, of course). What if there is a way to reduce tax and also prepare for your retirement at the same time? The Supplementary Retirement Scheme (SRS) does just that. What is the difference between contributing to SRS and CPF? Should I invest the money in my SR...
Dec 06, 2021•29 min•Ep. 61
This episode is for all the ladies in the house. Even though 70% of the financial decisions at home are made by women, finance has always been a topic that is male-dominated. Why is this so? Statistically speaking, women live longer so having a financial plan is even more vital for them. Why do some women find it hard to talk about finance and investments? What are some ways to get more women started on investing? We invite Anna, founder of The New Savvy, Asia’s leading financial, investment and...
Dec 01, 2021•45 min
We are about two years into the Covid-19 pandemic and there’s a new variant in town - Omicron. While virologists and governments are researching more about Omicron, how should retail investors like ourselves plan for our investments following this new development? Will news of this new variant start a market sell-off? Should we double down on big pharma? What does this mean for your recovery play in the market? Find out how Omicron can affect your investments in this special episode. Get our sho...
Nov 29, 2021•27 min
Most of us know LinkedIn as a social networking platform for professionals but very few know how to optimize their LinkedIn profiles and stand out from the (virtual) crowd. Is there an optimal time to post on LinkedIn? What exactly is the 4-1-1, and what is the only paid advertising tool worth paying for on LinkedIn? Take a LinkedIn & Personal Branding 101 class with us as we invite Chris, founder of Black Marketing and the only CEO with a mohawk to share useful tips and strategies to improv...
Nov 24, 2021•54 min
If given a choice, would you leave Singapore and work in another country? Some of us may find it very daunting while others simply can’t wait to move elsewhere. The logistics of moving to another country is mostly manageable but what about preparing our minds for it? In TFC 117, we offer 3 thought-provoking questions that you should ask yourself before making the big move. Get our show notes at https://thefinancialcoconut.com/tfc117 For all other links mentioned, or to discover more from the tea...
Nov 22, 2021•29 min
"Would you prefer to be in a lot of debt but have two cars or would you prefer to have just a bicycle but be financially free?" This is what Adrian challenges us to think about in Part Two of his debt story (listen to Part One here: https://spoti.fi/3FtQY6m ) as he shares how his family went through this difficult period with him, interesting strategies he used to stop himself from buying ‘shiny new things’ and the valuable lessons he learnt about money & personal finance. Get our show notes...
Nov 17, 2021•38 min
It’s 10am on a Tuesday morning. You wake up to the sounds of the gentle waves outside your villa. With a laptop in hand, you head to one of the lounge chairs at the beach… and start working?! This is not a work holiday but the reality of many who have gone on geoarbitrage - living & working in a place with a lower cost of living while enjoying the same level of income. Does this sound like the ultimate life for you? If so, listen to TFC 116 to find out how you can also embark on your geoarbi...
Nov 15, 2021•25 min
Can you imagine having a debt of almost a million dollars? That was what Adrian, a serial entrepreneur and father of four experienced at one point in his entrepreneurial journey. He shares his raw and honest story in this week’s Chills with TFC. This is Part One of Adrian’s story as he explains what got him into this predicament, how it affected his life & the lives of his loved ones and the initial steps he took to get out of debt which included counselling at a local organisation and some ...
Nov 10, 2021•35 min
Social media has been set abuzz last month ever since explosive allegations involving some of the key personnel behind NOC (Night Owl Cinematics), one of the biggest YouTube channels in Singapore started surfacing online anonymously. While we are not here to play the judge and decide who’s right or wrong, we do think there are some valuable lessons to learn about communication from this saga that we can apply to our daily lives. Take a break from the gossip and listen to TFC 115 for a fresh pers...
Nov 08, 2021•30 min
In the past, investing was perceived as a private activity between you and your broker. It seemed inappropriate to be poking your nose into how others manage their finances. All these changed with the internet. Nowadays, there are many investing communities where investors have no qualms about sharing and discussing their investments. This phenomenon culminated in the unprecedented Wall Street Bets/GameStop saga where retail investors banded together and prevailed over traditional financial inst...
Nov 03, 2021•51 min
Last week, HDB announced the new Prime Location Public Housing (PLH) Model which was met with both praise and criticism from many Singaporeans. What does the PLH model encompass? What does it mean for prospective home buyers and investors? Even if you have no intention of buying a flat in a prime location, we think this PLH model may affect you too! Find out how in TFC 114. Get our show notes at https://thefinancialcoconut.com/tfc114 For all other links mentioned, or to discover more from the te...
Nov 01, 2021•31 min
In 2009, Bitcoin was introduced to the world and since then, the world of cryptocurrency has been exploding at an unprecedented speed. If you are interested in crypto investing but terms like Bitcoin halving, HODL, yield farming and NFTs sound confusing to you, then you definitely need to listen to this week’s Chills with TFC! We invite Hayden Hughes, CEO and co-founder of Alpha Impact, a cryptocurrency copy trading platform to break down the intricacies of cryptocurrencies for you. Learn how yo...
Oct 27, 2021•57 min
The pandemic has fundamentally changed the way we view work. With the increased amount of time spent working from home, many of us have more time to reflect on the kind of job we want and sometimes we may wonder: is it time to leave for greener pastures? On the other hand, it does seem risky to quit during such uncertain times, doesn’t it? Get more clarity on this thorny issue in TFC 113 as Reggie describes 3 scenarios that may suggest that it’s time to quit your job. Get our show notes at https...
Oct 25, 2021•28 min
In your opinion, what makes a good career? Is it one that promises financial independence or a career that allows you to have a balance between work & life? No matter what your personal preferences are, having a satisfying career is definitely important in the life of a working adult. What are some ways to determine if a job is the right fit for you? How do we build rapport with our colleagues and bosses, especially in the current trend of remote work? We invite blogger Jeraldine Phneah to s...
Oct 20, 2021•46 min
Reggie, our regular host, is no longer in Singapore! Listen to this special episode as he bares it all: the reasons why he chose to leave Singapore, his decision-making process and what he hopes to achieve in this next adventure of his. Get our show notes at https://www.thefinancialcoconut.com/tfc112 For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut --- The Financial Coconut start...
Oct 18, 2021•27 min•Ep. 45
Here at The Financial Coconut, we are on a mission to question, analyse and evaluate financial myths in Singapore. Are Singaporeans badly paid? Should asset appreciation be the main reason to buy a HDB flat? Is it true that CPF is going to take away all our money? These are some of the hot topics concerning life in Singapore but think about it: when was the last time you really questioned if they are true or not? To help debunk these myths with us, we have Rovik & Elliot from SG Explained, a...
Oct 13, 2021•1 hr 1 min
The market is an exciting space right now with many potential growth stocks for retail investors to choose from. Of course, everyone wants to aim for stocks with a 5X or even 10X growth but... which one do we choose? Learn how to be a better growth investor by listening to TFC 111 as we share some factors to consider when evaluating growth stocks! Get our show notes at https://www.thefinancialcoconut.com/tfc111 For all other links mentioned, or to discover more from the team at The Financial Coc...
Oct 11, 2021•26 min•Ep. 44
*Read on to find out how you can enjoy $20 off access fees from Endowus!* Imagine this: 37% of your monthly gross salary goes into a fund for as long as you are holding a job. What can you do with the accumulated money? The possibilities are endless. This is why the CPF (Central Provident Fund) is so integral to every working adult in Singapore. Adding on to the possibilities is Endowus, who is paving the way by being the sole provider of low cost index funds through the CPF IS (Investment Schem...
Oct 06, 2021•1 hr
Everyone knows the Chinese heavyweights like Alibaba, Meituan, JD.com etc but did you know there are also other smaller tech companies in China that could be potential multibaggers (fancy a 5X, 10X growth)? Find out which Chinese small tech companies we are adding to our watchlist in TFC 110! Get our show notes at https://www.thefinancialcoconut.com/tfc110 For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://link...
Oct 04, 2021•34 min
REITs (Real Estate Investment Trusts) have always been a popular investment choice among many retail investors. How do we incorporate REITs in our retirement planning as well? Can REITs be part of our Covid-19 recovery play? What are some ways to evaluate REITs and what are some global REITs to look out for? Explore the world of REITs with Kenny Loh, REIT specialist and independent financial advisor in this week’s Chills with TFC! Get our show notes at https://thefinancialcoconut.com/chills38 Fo...
Sep 29, 2021•49 min
Evergrande, the second largest property developer in China, is in hot soup. News of its financial troubles erupted recently with people fearing for the worst. What exactly happened that led to the current crisis? How should we understand this piece of news, and are there any opportunities that we can take advantage of? Listen to TFC 109 as we break down the Evergrande crisis for you. Get our show notes at https://www.thefinancialcoconut.com/tfc109 For all other links mentioned, or to discover mo...
Sep 27, 2021•26 min
As individuals, they do not have much impact, but when they unite, they can sway the markets. Retail investor groups are on the rise. With advanced connectivity and knowledge, they band up, making collective decisions that could swing the markets as much as some institutions. What is the future of investments with them in the mix? In this week’s episode of Chills with TFC, we have Gavin Chia, managing director of FUTU SG to discuss the evolution of the investment scene, legacy, investment method...
Sep 22, 2021•38 min
Gone are the days where one needs to have a huge capital and a wealth of financial knowledge to start investing. With the influx of easy-to-use brokerage and robo-advisory apps, it is so much easier to enter the investment space nowadays. However, that doesn’t mean that you are an investor yet. Find out whether you’re just investing or an actual investor in TFC 108! Get our show notes at https://www.thefinancialcoconut.com/tfc108 For all other links mentioned, or to discover more from the team a...
Sep 20, 2021•22 min
*Read on to find out how you can enjoy 90% off your first drive with GetGo!* We see them on the streets everyday. Everyone wants one but only some get to own them. Cars - Did you know the cost of car ownership is not just Certificate Of Entitlement (COE), purchase price, fuel, and parking? Are you 100% sure you are ready for car ownership, or should you be owning a car in the first place? In this week’s episode of Chills with TFC, together with the managing director and co-founder of GetGo, Toh ...
Sep 15, 2021•29 min
Have you ever felt envious that others are having it better than you? Do you doubt yourself, fearing you may be missing out on something? Do you wish that you could just follow whatever it is that others are doing so that you can become like them? If so, you may be having a case of FOMO or Fear of Missing Out. Contrary to popular belief, FOMO is more common than you think and it may not be a bad thing after all! In TFC 107, we explore ways to leverage FOMO in your personal finance to your advant...
Sep 13, 2021•27 min
Credit cards - almost everyone has it, with many having multiple cards. Everyone who owns it knows the general function of swipe it now, get your goods/services and worry about payment later when the bill comes. But is that all to it? Many are confused on which card to apply for. Which card is best for a certain occasion? Are they giving you the benefits you seek or are they brewing up a storm in your finances? In this week’s Chills with TFC, joining us is Saim Yeong Harng, CEO and Board Directo...
Sep 08, 2021•32 min
Digital ads on personal finance and investments are becoming more and more prevalent these days: the Instagram Stories that insert themselves in your feed, the ad pop-up whenever you visit a website, that 5 second YouTube ad that we cannot skip... The messages behind these ads seem compelling and attractive ( “Stocks do not give you high returns, so you should invest in property!”, “Cryptocurrency is too volatile, does that mean it will crash?”, “Sign up for this course and become a millionaire!...
Sep 06, 2021•24 min
The advancement of technology has given rise to a number of innovative fintech solutions and one of them is Buy Now, Pay Later (BNPL) where consumers get to buy products without having to pay the full price upfront. Instead, they pay zero-interest instalments over a period of time. How does this actually work and what are the possibilities for both consumers and merchants? Could BNPL spell trouble for consumers who might overspend, or is this an opportunity for others? In this week’s Chills with...
Sep 01, 2021•37 min
