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The Financial Coconut Podcast

The Financial Coconutwww.thefinancialcoconut.com

The Financial Coconut is Singapore’s First Finance Podcast Network. We are focused on covering insights, stories and frameworks around Retirement, Financial Wellness and Income anywhere. If you love what we do, join our email list to stay connected.


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Episodes

Why MNC Professionals Are Gold In SMEs. How To Thrive & Be Well Remunerated [W&S 127 ft Doreen Heng]

Ever considered leaving the stability of a multinational corporation (MNC) for the dynamic, fast-paced world of a small-to-medium enterprise (SME)? What if we told you that the leap could come with a pay cut, more responsibility, and a completely different company culture? We dive into the real, raw stories behind professionals who’ve made the switch — and what they wish they knew before taking the plunge. Meet Our Guest: - Doreen Heng , Finance Head, Toh Thye San Farm; ex-MNC finance profession...

Jun 29, 202545 min

Is Mixue, Luckin or Chagee the BEST Chinese Beverage IPO? [Chills 222 ft Willie Keng & Lee Kok How]

What’s brewing in China’s $46 billion beverage market? From explosive IPOs to cutthroat competition, three giants are rewriting the rules of global F&B dominance. Are they sustainable growth stories or hype-fueled bubbles? Tune in as we decode: - How these brands scale thousands of stores faster than Starbucks while staying profitable? - Tech vs. Tradition: Why your next coffee order might be shaped by AI-driven loyalty apps—and how one company’s data game could outpace Domino’s - Global Amb...

Jun 25, 202545 min

Internet Media Sensation Shares His Pricing and Business Strategies! [TBS 18 ft Koocester]

In this electrifying episode, Reggie pulls back the curtain on an anonymous internet sensation who turned curiosity into a multi-million-view media empire—all while hiding behind a literal green chair. You’ll discover: - The radical privacy strategy that helped his brand scale beyond his identity - How he monetised accidentally viral content—starting with just $500 - Behind-the-scenes of cracking the code for high-conversion videos (without traditional ads!) - Why he’s expanding into Indonesia—a...

Jun 24, 202544 min

How to Survive the AI Unemployment Crisis [W&S 126 ft Jeremy Tan]

We dive into the AI revolution with a provocative guest who’s shaking up conversations about automation, economics, and survival in the age of humanoids. In this eye-opening episode, they unpack: - The hidden crisis for professionals: Why your career might be on borrowed time. - Shocking stats about graduates and layoffs – and what it means for YOUR family. - Bitcoin, burritos, and broken systems: One guest’s controversial take on fighting inflation. - Japan’s robot revolution vs. Singapore’s au...

Jun 22, 202543 min

Healthcare Cost in Singapore is Unsustainable. But is SDP's plan any better? [Chills 221 ft Dr Paul Tambyah]

Ever opened your hospital bill and felt your heart skip a beat? What if everyone paid the same price for healthcare—no copays, no deductibles, no loopholes? We’re diving into a plan that could flip Singapore’s healthcare system upside down… and the shockingly high stakes if we don’t act. You’ll not want to miss this one. Meet Dr. Paul Tambyah , infectious disease specialist, SDP candidate, and healthcare policy mastermind. He’s back in the studio to reveal: - Discover why Singapore’s ‘world-clas...

Jun 18, 202546 min

Building the Best Business Team to Take On the APAC Market. The AI Way. [TBS 17, Sponsored by AlphaSense]

"I think of culture as the collective personality of your team... and numbers ARE at the heart of it." Ever wondered how top companies build unstoppable teams in today’s hybrid work chaos? On this episode of The TFC Business Show, we dive deep with a leader who’s cracked the code on scaling global teams, winning talent battles, and harnessing AI for explosive growth. Meet Our Guest: - Daniel Sanchez-Grant, SVP International & UK Country Director, Alphasense– an AI-powered market intelligence...

Jun 17, 202543 min

Our Top Career Advice for Gen Z First Jobbers! A Comforting Recount for Millennials, We did our Best. [W&S 125]

Ever wish you could time-travel and give your past self career advice? Join Reggie, Dawn, Adrian, and Anthony in this raw, unfiltered episode as they revisit their chaotic first-job journeys—complete with cringe-worthy interviews, unexpected red flags, and hard-won wisdom. You’ll hear: Adrian (Professional CMO, Author of 'No More Bosses', and self-proclaimed "renter") on why his dream job title turned out to be a shocking bait-and-switch. Anthony (Retail Investor and fellow "professional renter"...

Jun 15, 202542 min

Sandwich Generation Woes: How to Protect Your Family & Your Future [Chills 220 TINFA ft Prudential]

Are you a freelancer struggling with inconsistent income and the fear of unexpected medical bills? Or maybe you're a parent juggling the financial demands of raising children and caring for aging parents? Join us for another TINFA episode (This Is Not Financial Advice), as they tackle YOUR burning questions about financial planning and insurance: Your favourite host, Reggie , aka Chief Financial Coconut David Wu , Minimalist in the City and Financial Coach, will be dissecting behavioural finance...

Jun 11, 202542 min

The Real Cost of Teaching in Singapore: Time, Energy, Mental Health [W&S 124 ft Ex-MOE Teachers]

Ever wondered what it’s REALLY like to be a teacher? Why do passionate educators walk away from the profession? And what happens after they leave? In this raw episode, we sat with former teachers who dared to trade the chalkboard for new adventures. They pull back the curtain on: - The hidden challenges: From "low-grade stress that never switches off" to emotional tolls and sleepless nights. - The unexpected highs: Moments that made it all worth it (hint: it’s not just report cards). - Why they ...

Jun 08, 202542 min

Singaporeans’ China Dream, Career, Business & Family in Shanghai [Chills 219 ft Roy Lin & Keith Ng]

Ever wondered what it's really like to run a business in China? From surviving the early 2000s recession to building innovative platforms, learn how these two seasoned Singaporean entrepreneurs spent over a decade building their ventures in the world's second-largest economy. Expect raw, unfiltered insights about the real challenges, unexpected opportunities, and what it truly takes to succeed in China's fast-paced business environment. Guests: Roy Lin, Founder, GenTM—13 years in Shanghai, socia...

Jun 04, 202545 min

Small Capital Businesses in Malaysia, a Great Corporate Exit Plan [TBS 16 ft Hossan Leong & Isaac Peter]

Join Reggie and co-host, Abu Sofian, Founder of Seyrul Consulting & Keynote Speaker, in a candid panel with three cross-border experts who’ve cracked the code on expanding from Singapore to Malaysia. Forget textbook advice—this is raw, on-the-ground wisdom you won’t find anywhere else! Meet our Guests: Hossan Leong, Creative Director (Entertainer-turned-Entrepreneur): Runs dual businesses in SG & MY, revealing hilarious culture-shock moments and pricing secrets. Isaac Peter, CEO People P...

Jun 03, 202537 min

Stanford’s Life Design Framework suggest different way to Work & Life [W&S 123 ft Designing Your Life Institute & Memory Lane]

Tired of the "straight path" career myth? In a world where AI reshapes jobs overnight and passion projects turn into thriving ventures, how do you design a career that’s future-proof—and fulfilling? Meet our powerhouse guests: Jason MJ Tan – Ex-Meta & TikTok AI engineer turned Founder of MemoryLane, an AI startup empowering seniors. His journey? Business school ➔ Cambridge research ➔ Big Tech ➔ groundbreaking entrepreneurship. Mark Wee – Executive Director of the Designing Your Life institut...

Jun 01, 202541 min

Where Does Your Money Go? The Tough Talk About SG Budget [Chills 218 ft MOF Budget Directors]

Curious how Singapore’s annual Budget comes to life? Tune in as our hosts Reggie and Adrian, author of “No More Bosses,” dive deep with two top minds from the Ministry of Finance (MOF): - Lim Ming Jing (Director, Social Programmes) and - John Koh (Budget 2025 Director and concurrently Director, Security & Resilience Programmes) What’s in store? - Behind-the-scenes revelations on balancing immediate concerns (think CDC vouchers!) with longer-term nation-building. - Why vouchers over cash? - T...

May 28, 202542 min

He Built Singapore's Largest Co-Living with a 20 man team. Eyeing a Listing? [TBS 15 ft Eugene Lim, The Assembly Place]

What does it take to scale from a single rented house to becoming Singapore’s largest co-living operator with nearly 5,000 keys? We sat with Eugene Lim, Founder and CEO of The Assembly Place (TAP), for an unfiltered conversation about bold pivots, gritty beginnings, and building a real estate business with purpose. In this episode: From broke uni student to building a 20-year real estate career Why co-living is more than just renting rooms How TAP is expanding into regional markets like KL and e...

May 27, 202545 min

Is DEI Workplace Dead In Singapore? What Is It Costing all of us? [W&S 122 ft Stewardship Asia Centre]

What happens when DEI—once a corporate buzzword—quietly fades into the background? Has inclusion lost its value, or is it simply evolving? We dive into the heated debate around diversity, equity, and inclusion in today’s shifting workplace landscape. Meet the Guests: Nina Devouge - CEO, Elleuminate Group; A People Culture & Talent Expert with 20+ years in HR, sharing raw insights on why “optics” alone won’t build inclusive teams Sunil Puri - Senior VP & Head of Research; A leadership str...

May 25, 202544 min

Should I still get Integrated Shield Plans today? Many are dropping. [Chills 217 ft Singapore Actuarial Society, Havend]

Did you know your lifetime healthcare insurance could cost nearly a million dollars? Join special guests as they pull back the curtain on the jaw-dropping mechanics of Integrated Shield Plans: Alex Lee, Chief Actuary David Wu, Minimalist in the City & Financial Coach Eddy Cheong, CEO of Havend In this episode, uncover: Why premiums keep skyrocketing — and the hidden "buffet syndrome" driving your costs up. The real impact of medical inflation and how it’s quietly draining your savings. Exper...

May 21, 202542 min

Survive F&B: Proven Profit Strategies & Hiring Hacks [TBS 14 ft Timbre, Black Hole Group, RespectSG]

Survival, innovation, and the secret sauce behind thriving in one of the toughest industries—this episode, in partnership with RespectSG, is a masterclass in resilience! Join our two titans of Singapore’s F&B scene: - Danny Loong, CEO of Timber Group and chairman of Respect SG, who’s redefining placemaking with live music, hawker hubs, and a mission to balance profit with purpose - Mustaffa Kamal, founder of Black Hole Group, the brains behind 20+ buzzing F&B concepts, who reveals how pi...

May 20, 202545 min

70k Salary in SG: Why You’re Stuck—and How to Jump Ahead [W&S 121 ft Morgan McKinley & Talentkraft]

Curious how your salary stacks up in today’s competitive job market? Wondering if it’s the right time to ask for a raise—or how to future-proof your career in the age of AI Get answers as we explore Singapore’s salary trends, workplace flexibility wars, and the skills you need to stay ahead. Guests: - Ken Ong, Country Head at Morgan McKinley, unveils shocking salary benchmarks and why roles are shifting across borders. - Puay Lim Yeo, Partner at Talentkraft, shares game-changing tips on upskilli...

May 18, 202547 min

Is Now the Right Time to Buy/Sell/Add SG Banks? Yield vs Valuation Explained [Chills 216 ft Dividend Titan]

Are Singapore banks the golden ticket to bulletproof investing? Or is the ship sailing just as the storm clouds gather? Join Reggie, your Chief Financial Coconut, and special guest Willie Keng—Founder of DividendTitan.com and a seasoned expert in dividend investing—as they crack open the vault on one of Singapore’s most debated topics: Should you invest in local banks? What you can expect: - The "3-6-3 Rule" that’s kept banks profitable for decades (hint: it’s not what you think). - Critical met...

May 14, 202541 min

The AI Growth Frontier Is Here: How AlphaSense Is Riding The Wave [TBS 13, Sponsored by AlphaSense]

Are you ready to peek behind the curtain of the AI revolution? Dive into the world of enterprise AI with two extraordinary guests who are reshaping how businesses make decisions: Mark Leadercramer, AlphaSense APAC Regional Director. A tech veteran who transitioned from Stripe to the cutting-edge world of AI-powered market intelligence Serene Keng, EDBI Director of Value Creation & Communications. The strategic mind behind Singapore's venture capital approach to emerging technologies Highligh...

May 13, 202538 min

Alumni Job Network: How to Use And Build It Effectively [W&S 120 ft Christopher Fong, Xoogler Founder]

Are you a tech professional feeling lost in the layoff cycle? Or maybe you're in another industry facing similar challenges? This episode of Wise Shine is a must-listen! We dive into the power of alumni networks, emotional resilience, and reinvention in the tech world. Join us and our guests: ✨ Christopher Fong – Co-Founder/President of Key, and Founder of Xoogler – A former Google leader turned community architect, who’s built a 33,000-strong global alumni network to support laid-off tech profe...

May 11, 202545 min

5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk? [TFC #GE2025 Special 04 ft Chief Actuary]

Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future? Why listen? - Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC. - Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world. - Retirement roulette : Can CPF ada...

Apr 30, 202557 min

HDB, Land Price, Grants, NOM, Expanded Rental Scheme. What's the plan? [TFC #GE2025 Specials 03 ft Alex Lee & Tan Ern Ser]

What if the keys to your future home hinge on policies being drafted right now? In this #GE2025 Specials episode, we dive into the high-stakes world of Singapore’s 2025 housing reforms—a topic sparking hope, skepticism, and endless kopitiam debates. Will these bold new plans unlock affordable living, or are we facing another decade of frustration? Highlights: - Shocking gaps in current policies even your MP isn’t talking about. - Why "innovation" might be a double-edged sword for first-time buye...

Apr 29, 202552 min

MediShield Life + Medisave vs Single-payer Healthcare. What is the care plan for Singapore? [TFC #GE2025 02 ft Alex Lee & Tan Ern Ser]

Is Singapore’s healthcare system on the brink of a crisis? Why are premiums skyrocketing—and who’s really profiting? Tune in to this TFC GE2025 Special episode as host Reggie,and Adrian Tan, author of “No more bosses,” sits down with two sharp minds to dissect the burning issues in Singapore’s healthcare debate. Meet the Guests: 🔹 Alex Lee – Chief Actuary; Former insurance CFO turned actuarial consultant 🔹 Tan Ern Ser – IPS Sociologist, Policy Scholar, and Sociologist from the Institute of Pol...

Apr 28, 202548 min

GST, HDB, Jobs, Cost of Living! We read the manifestos so you don’t have to. [TFC #GE2025 Special 01]

We dive into the heart of the #GE2025 debate: manifestos. From cost of living to healthcare reforms, housing policies to GST controversies—what do the parties really propose? And how will it impact you? Our guests discussed: GST Wars: Is reducing GST the solution, or just political lip service? Reggie drops a hot take on why prices might *never* drop—even if taxes do. Housing Headaches: BTOs, lease decay, and million-dollar HDB flats—why every party’s housing plan leaves Singaporeans more confus...

Apr 27, 20251 hr 1 min

TFC's Live Stream Trailer: Singapore’s 2025 General Election #ge2025

Singapore’s 2025 General Election is heating up—and TFC is your front-row seat to the action. Starting today, join us LIVE every weekday from 5-7 PM until May 1st for unfiltered policy debates, insider insights, and candid conversations with candidates and experts. Tired of rehearsed backstories? We’re cutting through the noise to tackle the issues that matter: middle-class struggles, economic policies, and the future of Singapore. Partnering with livestream leaders Position Five and Cammunity, ...

Apr 23, 20254 min

Bosses Are Quietly Cutting Jobs—Here’s How to Be ‘Unfireable’ [W&S 119 ft Robert Walters & The Economist]

Are you anxious about job security in today's rapidly changing work environment? Feeling lost in the restructuring shuffle? Or maybe you're a manager grappling with how to support your team through uncertain times? Join us in our latest discussion on ‘Manage Who’ for a candid and insightful discussion on navigating the complexities of career management in the face of layoffs, restructuring, and evolving job roles. Our guests are two industry powerhouses: Kirsty Poltock, Country Manager for Rober...

Apr 20, 202546 min

Another Ex-MOF Director Enters Politics: What will change? [Chills 215 ft PAP Shawn Loh]

Have you ever wonder what it take for someone to leave a comfortable, impactful career to step into the unpredictable world of politics? Meet Shawn Loh, a former Ministry of Finance Director, private sector leader, and dad of four kids under 12. He’s stepping into the political arena, but why now? Highlights: - From Civil Servant to Candidate: Why leave a stable career for the "ring of fire"? Shawn reveals his unfiltered take on duty, policy-making, and the real cost of public service. - Work-Li...

Apr 17, 202555 min

Trump Tarrifs & Market Meltdown. Where are the Opportunities? [Chills 214 TINFA ft Vision Capital]

Reggie brings on two special guests to break down the market's reaction to Trump's proposed tariffs and what it means for investors. Join Eugene Ng, Vision Capital, and seasoned retail investor Anthony Ong as they dive into the chaos shaking the markets right now: - What Trump’s sweeping tariffs mean for YOUR portfolio… and why this isn’t just about China - Geopolitical Firestorm: Hear Eugene’s take on the “great power rivalry” and its market fallout - The ongoing US-China power competition resh...

Apr 16, 202543 min

Reskilling a Berklee Jazz Musician to Coder life. A guided and paid career switch. [W&S 118 ft Temus, Soh Wen Ming]

Ever thought about switching careers but feared the unknown? We dive into the fascinating world of career transitions with an unlikely tech success story that might just inspire you to take the leap. Joining us are: - Muhammad Ridzuan Associate Director, HR, Temus - mastermind behind Temus Step It Up reskilling program - a highly competitive initiative transforming non-tech professionals into tech experts - Soh Wen Ming, Associate Software Developer, Temus - former jazz musician turned tech prof...

Apr 13, 202538 min
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