This week Joe and Michael explore the interest rate predictions from ANZ, CBA, and Westpac, while we unravel the political and economic factors shaping these forecasts. Discover how migration trends and government policies focusing on individual welfare create a challenging landscape for first-time homebuyers, as we spotlight the disconnect between policymakers and the realities of the housing market. With interest rates likely to drop, they boys also take a look at the best Sydney suburbs to in...
Feb 05, 2025•26 min
The boys kick off the new year with a recap on the financial activity we saw over Christmas. All we can say is don't make your settlement date during the holiday period! Moving into the world of personal loans and debt consolidation, we dissect the growing trend of managing multiple debts post-holiday season. The episode takes a deeper look at the changing travel landscape and the impact of gambling on financial decisions. With major airlines altering services and competition heating up, we...
Jan 22, 2025•33 min
Welcome It's Simple broker, Anthony Fontana, to the Finance Show with Joe! Tackling today's challenging homeownership landscape, we explore how the "Bank of Mum and Dad" is reshaping the property market. Discover strategic financial solutions like guarantor loans and the First Home Guarantee that are helping families overcome housing affordability issues. With expert advice on navigating lending options from institutions like First Mac and Macquarie, we underscore the importa...
Dec 04, 2024•26 min
Damien joins us in this episode, the longest-standing member of It's Simple Finance, who stumbled into the world of brokering after an unexpected encounter at a wedding. With Damien, we explore Sydney's wealthiest suburbs to uncover the concept of "good debt" and how strategic financial planning with accountants can maximize tax efficiency and bolster property portfolios. Shifting our lens to the broader economic landscape, we ponder the Reserve Bank of Australia's poten...
Nov 20, 2024•22 min
What happens when a property investor decides to switch sides and become a mortgage broker? David shares his compelling journey on our latest episode of the Finance Show. Discover how a miscalculation by a lender nearly derailed his property purchase plans in Perth and how It's Simple saved the day. David's experience underscores the importance of motivated brokers and the art of matching clients with the right lender, illustrating how diverse bank offerings can meet specific customer ...
Nov 06, 2024•35 min•Season 2Ep. 16
Curious about which suburbs in Australia are thriving and why? Join us on The Finance Show with Joe as we explore the incredible growth of areas like Gables and Lismore in New South Wales, where family-friendly environments and innovative social housing initiatives have sparked impressive property value increases. We break down the factors making these suburbs attractive, from desirable schools to resilient rental markets, even in the face of natural challenges like flooding. Despite the downtur...
Oct 23, 2024•33 min•Season 2Ep. 15
On this episode, we get into the skyrocketing Perth market, where some homes are gaining $1,000 a day! Ever wondered where to find the next big investment opportunity? We've got you covered with an in-depth look at regional Victoria, particularly Melbourne, where the lingering effects of COVID-19 have shifted the investment landscape. With investors exiting, property values and rental yields have seen fluctuations. Plus, don't miss our special guest, Manny, who shares expert advice for...
Oct 09, 2024•30 min
In this episode we break down Anthony Albanese's controversial housing bill, dissecting the shared equity scheme designed to help first-time buyers and the political clash it ignited between the Coalition and the Greens. We'll unpack why the Greens' demands on negative gearing and capital gains tax changes are seen as impractical and explore the limited impact of this bill on property prices due to stringent eligibility criteria. Compare this with the existing home guarantee schem...
Sep 25, 2024•25 min•Season 2Ep. 13
Ever wondered what it takes to be a successful real estate agent in 2024? We are thrilled to have Karem back with us to shatter the stereotypes and unveil the true essence of a modern-day agent. Forget the outdated image of fancy suits and luxury cars; today’s agents are multifaceted professionals mastering roles in negotiation, marketing, content creation, and even psychology. Karem shares how balancing vendor and buyer expectations leads to fair outcomes and immense job satisfaction, providing...
Sep 11, 2024•23 min
Ever wondered how the magic happens behind high-stakes real estate deals? Meet Karem Lakiss, co-founder of Mayfair Real Estate, as he takes us on his remarkable journey from working in his family's service station business and with Emirates to becoming a real estate powerhouse. Karim also dives deep into how social media has revolutionized the real estate landscape. Get ready to hear about some jaw-dropping real estate transactions, including a scenario where a $16 million home is purchased...
Aug 28, 2024•23 min•Season 2Ep. 11
Is the Australian property market on the brink of a major shift, or are we just seeing temporary hiccups? Join us on this episode of the Finance Show with Joe as we uncover the latest trends in housing values across major capital cities. CoreLogic’s recent data reveals a cooling off in housing values, presenting both opportunities and challenges. First-time buyers might find some relief in more affordable prices, while property investors could face a bumpy road ahead. We’ll break down how rising...
Aug 21, 2024•29 min•Season 2Ep. 10
Is it too expensive to have a child in 2024? Fertility rates have plummeted in Australia's capital cities i.e. where most people live. The leading theory is that things are simply too expensive to consider a child with rental payments and mortgage repayments reaching record highs and the significant cost of childcare services. Elsewhere, the Crowdstrike outage bricked over 8.5 million computers worldwide affecting services like banks. Millions of people couldn't access their own money ...
Aug 01, 2024•29 min•Season 2Ep. 9
Foreign buyers acitivty is on the rise in Australia by 27% in 2022/23. Foreign buyers were responsible for $1.9 billion worth of property sales in the last financial year, but does that spell disaster for Aussie buyers? Yes and no. Most property sales were under $1 million AUD and given that foreign buyers cannot hold onto property indefinitely, it seems to be adding to local housing shortages, but is far from the main driving force. Follow us for more property news and mortgage advice! ▸Website...
Jul 17, 2024•36 min•Season 2Ep. 8
You should be buying in regional Australia right now if you're interested in an investment. Why? Well, the boys spoke to special guest, Emmanuel Michael, a buyers agent who has seen some explosive growth in regional Australia, particularly in Western Australia. In fact, it's not just the regions with great prices for entry and potential for growth, but Perth too. The WA capital has now become the most affordable capital city in Australia but there are some restrictions for investors. F...
Jul 03, 2024•36 min
Is there a conspiracy around property prices? Probably not, but its certainly starting to feel that way. Anyway, what this episode about other than conspiracies? The boys provide a market update for May/June in which Joe explains that banks and lenders are loosening lending laws to help borrowers during the cost of living crisis. Alongside this, borrowers are consolidating their debt in droves. You've got three guesses as to why. Follow us for more property news and mortgage advice! ▸Websit...
Jun 19, 2024•24 min•Season 2Ep. 6
Can Australia truly become a renewable energy superpower? Joe and Michael break down a few winners and losers from the 2024/25 Federal Budget. It isn't the groundbreaking budget some were hoping for, in fact, little is changing, but what doesn't make people overly happy or overly upset is a success? Right? Let us know your thoughts below. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au ▸Instagram - https://www.instagram.com/itssimplefinance/ ▸F...
Jun 05, 2024•29 min•Season 2Ep. 5
Joe and Michael are talking about immigration. Oh boy... This isn't about race, so if that's what you're here for, you're not welcome. This is about how immigration policies are affecting the economy and contributing to the cost of living crisis. Follow us for more property news and mortgage advice! ▸Website - https://itssimple.com.au ▸Instagram - https://www.instagram.com/itssimplefinance/ ▸Facebook - https://www.facebook.com/itssimplefinance/ ▸LinkedIn - https://www.linkedi...
May 22, 2024•39 min•Season 2Ep. 4
In this episode, Joe and Michael get into how much you have to earn to buy a property in each Australian capital city in order not to feel financial stress. Additionally, they discuss which jobs allow you to do that easily. Spoilers, there aren't many. Interested to learn more? Join our FB community ‘Home Loan University’ where you can ask any home loan questions and get access to the latest property market trends, insights and expert tips: https://www.facebook.com/groups/575999569987533 Yo...
May 08, 2024•39 min•Season 2Ep. 3
In this week's episode of the Finance Show with Joe, the boys chat about where you might consider buying outside of Sydney and Melbourne, tips for getting ahead, and whether government incentives are helping people get out of financial funks. This podcast is intended to provide general information (and hopefully entertainment) only and the contents of which do not purport to provide personal financial advice. You should consider seeking independent financial advice. Follow us for more prope...
Apr 23, 2024•45 min•Season 2Ep. 2
Welcome to the Finance Show with Joe and co-host, Michael. In today’s episode, Joe and Michael tackle the big questions surrounding government policy and Australia’s housing crisis. Are immigration rates unsustainable during the current crisis? Are interest rates helping at all? Why are property prices still rising? The guys get into it all while also making suggestions as to what might be up and coming suburbs. This podcast is intended to provide general information (and hopefully entertainment...
Apr 10, 2024•47 min•Season 2Ep. 1
Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Renee Roumanos of Renee Roumanos legal to discuss the 2023 financial budget, how to protect yourself and Renee's personal experience. Join us as Joe and Renee navigate the 2023 budget, unraveling the winners and losers and sharing valuable insights for both buyers and sellers. Tune in to this episode of The ...
Nov 22, 2023•35 min•Season 1Ep. 13
Welcome to "The Finance Show with Joe," your gateway to the world of finance and property, hosted by Joseph Daoud, Founder of It's Simple Finance, alongside special guest Tarun Sethi, Principal of McGrath Strathfield, to explore the dynamic real estate landscape of Strathfield and the Inner-West of Sydney. Join us as Joe and Tarun navigate Strathfield's Market, unraveling the intricacies of this vibrant market and sharing valuable insights for both buyers and sellers. They ta...
Sep 22, 2023•28 min
In this episode, our host Joseph Daoud sits down with Julian Khursigara, the visionary Owner of Search Party Property. Join us as we delve into the ever-shifting landscape of property market trends, Why buying established properties will always outperform House & Land packages or off-the-plan apartments and why it's better to have "time in the market" rather than timing the market. Follow Julian on: ▸Website - https://searchpartyproperty.com.au ▸LinkedIn - https://www.linkedin...
Aug 18, 2023•33 min
On this episode of The Finance Show with Joe we are joined by well known licensed finance content creator that most of you will know by the name of "Invest with Queenie". Join Joe and Queenie as they delve into the topics of Global ETF's, Frequent Flyer Points, Buy Now Pay Later, First Home Super Saver Schemes, Money Saving tips & many more! Follow Queenie on: ▸Website - https://www.investwithqueenie.com ▸Instagram - https://www.instagram.com/investwithqueenie/channel/ ▸TikTok...
Aug 09, 2023•33 min
On this episode of The Finance Show with Joe, we are joined by none other than our very own Michael Mankin, Chief of Operations at It's Simple Finance. Join Joe and Michael as they delve into Rental Yield, Professional Relationships in Property, Interstate Investing. Explore the intricacies of rental yield Joe and Michael will share their personal experiences, stories, and tips to help you maximise your property investments while creating a comfortable home for others. Buckle up for a fasci...
Aug 01, 2023•27 min
In this episode of The Finance Show with Joe, host Joseph Daoud is joined by Julian Fayad, the brilliant mind behind LoanOptions.ai. In this episode, we'll be tackling one of the most critical aspects of borrowing: Qualifying for Lending Criteria. Julian will be sharing his expertise on the factors that lenders consider when evaluating loan applications. Joe and Julian explore the vast array of Different Types of Lenders available in today's market. From the big four banks to FinTech c...
Jul 18, 2023•43 min
On this episode of The Finance Show with Joe, host Joseph Daoud is joined by Renee Roumanos from Renee Roumanos Legal. Joe and Renee delve into current property trends in todays market, new stamp duty exemptions and whether you should look into buying a brand new or established property. Renee from Renee Roumanos Legal is passionate about bridging the gap between the complex legal system and her client’s needs by keeping it simple. Renee Roumanos Legal is dedicated to doing law differently and p...
Jul 17, 2023•35 min
Welcome to another captivating episode of The Finance Show With Joe, In this highly anticipated instalment, Joe is joined by Yahya Jassem, a distinguished Broker from the It's Simple Finance team. Get ready as Joe and Yahya unravel the age-old question: "Is it better to go to a broker or directly to the bank?" Through their wealth of experience and deep industry knowledge, they demystify the pros and cons, helping you make informed decisions when it comes to your financial endeavo...
Jul 11, 2023•23 min
In this episode, Joe has the sits down with Andrew Debono, Co-founder of Peak Wealth Management, multi-award winning and highly respected name in the industry. Together, they delve into the fascinating topic of negative gearing in property investment. Gain a comprehensive understanding as they explore the potential benefits and risks associated with this strategy, providing you with the knowledge to make informed investment decisions. Joe and Andrew emphasize the indispensable value of a financi...
Jun 27, 2023•25 min
On this episode of The Finance Show With Joe, Joe sits down with Bradley Gimbert, the esteemed founder of Indigenous Wealth, to delve into an array of compelling topics that will both educate and inspire. As the founder of Indigenous Wealth, Bradley Gimbert brings a wealth of expertise to the discussion. Throughout the episode, Bradley passionately shares his profound insights on property opportunities specifically tailored for Indigenous people. By providing practical strategies and actionable ...
Jun 20, 2023•22 min
