13. An Imperfect Plan for Using Your Next Raise with Hayleah

Congratulations, you got a raise! Now, what are you going to do with it? Without a plan, these hard-earned dollars can disappear quickly making it feel like you never got a raise in the first place. Hayleah is thinking hard about this question as she's preparing her family's budget for a large raise. We talk about how to prevent lifestyle inflation, enjoy the extra room in the budget while still tackling goals, and how worriers can make the best budgeters.

A custom budget will give you the confidence and insight you need to take action on your money goals. Visit debtfreemom.co/custom to book your custom budget today. 

If you'd like to join Carly as a guest on a future episode and talk through a question about your home finances, fill out the application at dfmpodcast.com.