All right, folks, joining us today is Aaron Day and he knows a lot more about crypto than I do. Of course, he also focuses on gold and Silvery's trying to get outside of the system. He has a very important message about what is happening with CBDC. He believes we've already got it effectively. But he's holding classes on this and meetings. Tell us a little bit about that. You've got in a lot of different places to see. One's coming up October the fifth, but you've got them
all over the place. Tell people what it's about and where they can find where these different events are, where you do a deep dive into the future of money, sovereignty and how to battle the digital central central bank, digital currencies. Tell people where they can find that information on what's coming up.
All right, great, then, well thank you for having me on again. And so first I want to start by saying, so I wrote this book, the Final Countdown, and the whole purpose of this book was to explain to people the threat of cbdc's basically the imminent demise of the Fiat dollar, which I think we're seeing in real time.
And then the back half of the book provides step by step instructions as to how people can do what I've done since twenty nineteen, which is I exit using a personal banking account twenty nineteen, and I've been living on gold, crypto and silver, and so this book outlines how to do this. What I found was people read the book and said, wow, okay, now I understand what the threat is, but I just couldn't take that first step to actually either getting a crypto wallet or even
even buying gold to take into physical custody. So I designed these four hour workshops, which we're now doing all over the country to basically go through the book, but then to actually empower people. So people that come out of the workshop will have a crypto wallet, will have crypto, will have a gold back, and we'll go and we'll hear my full explanation of how I live on these things on a day to day basis, how I pay bills,
how I do all of it. Because this is really the step to the only thing we can do to stop the central bank digital currency tyranny is to stop using the dollar. We're not going to vote our way out of this, which we could talk about in great detail. So on my website Daylightfreedom dot org. There is a tab called Empower, and Empower lists all of the places that we are looking to host workshops. We have three that are scheduled already that we're selling tickets for for
the rest of this year. Our next event is in New Jersey on October the fifth, Then we have one in Omaha on Saturday November ninth, and then we will be in Nashville on Saturday, December the fourteenth, and we're going to continue So we're going to continue to need I will be doing probably one of these a month throughout all of next year. But those are our next next big events and so they've been really successful so
far because it really has been helpful. But in addition to that, on my website, there's an informed tab and a link to alternative assets. And this is an important section because this lists all of the things that I'm currently using on a day to day basis and living outside of the banking system, and this list changes, so.
I have to be very clear about that.
I mean, if you bought my book a year ago, it's out of date, and so I have to keep everybody a prize as to what's going on because of all the regulatory issues.
And changes and technology and everything else.
So I keep that open and publicly available so that everybody can see the latest and greatest.
That's amazing. You are essentially a financial prepper and you're living the life off grid prepper, but financially speaking, that is excellent. The final countdown to show you how to get out of the system, how to live without a bank account and a private having all your transaction private. That's amazing. And those workshops, I see you got one coming up in Nashville to get somebody from my family go over there and take that class. That's great information
because that's the key thing everybody understands. What is how the tyranny is rolling out of Washington and the Fiat currency allows them to bribe and blackmail everybody at every level, whether it is state government or local government, or whether it's hospitals or whatever. They're always bribing and blackmailing people with their cash, and that is the heart of the tyranny that is there, and it's also going to affect us materially if we are not outside of that system.
That's very important. But you also say that we already are in CBBC tell us a little bit about that your position.
Yeah, so when I start, so when I started this entirey, you know, I exit political activism in twenty eighteen, stopped using the dollar, and then COVID hit, and then all of a sudden, I saw friends of mine be targeted by the federal government that were involved in crypto. So Ian Freeman, who along with Roger Bear, introduced me to bitcoin. In twenty twelve, Ian was arrested for selling bitcoin without a license. Yes, and I went to his sentencing hearing and he's now in federal prison.
For eight years.
Roger is now in say he was arrested and thrown into the same prison as John McAfee or these trumped up, made up like tax issues from over a decade ago. He actually left the United States. Roger did renounced as the United States citizenship in twenty fourteen, and they are going after him for this kind of made up stuff. But it happened to be three weeks after he published this book Hijacking Bitcoin, where he explains an excruciating detail how bitcoin was hijacked by by people that were not
interested in having a Bitcoin as an alternative to cbdc's. Basically, they destroyed the use case of bitcoin, which was supposed to be Bitcoin was supposed to be digital cash. Now it's this store of value that you're never supposed to spend and you're supposed to buy through black Rock, and there are multiple intermediaries, and that is the exact opposite. So Roger who was probably the most influential person in spreading bitcoin from twenty ten to twenty fifteen, he actually
earned the nickname Bitcoin Jesus. So he was the first person to accept bitcoin as a retailer. He was the first investor in bitcoin companies. You know, he probably gave away tens of thousands of bitcoin, and he was there when this hijacking took place, and he wrote about it, and now all of a sudden his speeches is suppressed, and so I.
Essentially went from bitcoin as a currency to bitcoin as n FT, right, I mean, you know, it's just that's collectible thing. And that's why you see all these things about well this guy got a pizza with a couple of bitcoin or whatever, he paid this much for the pizza and so forth. Because initially that was the purpose was to be currency that people could use outside of
the system. As you point out, it got hijacked. It now became this you know, store value that's going to be speculated on it, and all of the big investment companies pouring into this, and the fact that they've now added ETFs on bitcoin other things like that. They have completely jumped onto this thing and turned it in to a speculative collective, haven't.
They They have.
And one other component to this is that bitcoin is completely trackable. It's on an open public ledger, and so a lot of people, I think early on thought it was anonymous, and it turns out that it's not anonymous, and so now the government, the CIA and others using chain analysis can actually track the blockchain and follow and
figure out who is buying and selling what. And the problem with this is that means that they can flag one bitcoin as saying, well, this particular bitcoin can't be used it's on a blacklist, while whereas this one can be used, which means that it's no longer fungible because one bitcoin is actually not the same as another bitcoin. They're actually so it loses its fundamental property, which is why one of the things that's happened in the last one hundred and twenty days or so since I was
on as I've actually moved completely into privacy coins. In fact, i've put that first at privacy first on me on the list of criter like and sorry, Xono, z A n O and Minaro are the two predominant ones that I use. Xano is interesting because Xeno is actually built on some of the same technology. The developers behind it were actually behind the technology that Minero was built on. So these are people that have been in cryptography and cryptocurrency for for over a decade. But what Xeno allows
you to do is also create privacy tokens. So I guess the simplest way for me to say this is, you know, crypto and even cbdc's is tokenized money.
Yeah, but money only.
Represents five percent of global assets. Everything else homes real estate, stocks, bonds, those are assets that will also be tokenized, and so Xeno essentially allows you to tokenize these assets in a way that is private and confidential. Because one of the other things I've learned since I was on your show last is I've really done a deep dive into this great taking and what I found, And I don't know if if you followed that much.
Yeah, I'm aware of the documentary. I haven't watched the documentary yet, but I'm aware of it. Yeah, go ahead.
So the gist of the Great Taking is we don't own our stocks and bonds in four or one case, and there have been a whole bunch of changes to UCC codes at the state level that basically, when there's the next financial collapse and there's a bankruptcy, our stocks and bonds before one case will end up being owned by the largest banks. And it turns out that the CBDC pilots that they've been working on in the United States are also being developed along something alongside something called
a regulated liability network. And the idea behind regulated liability network is they want to take our non monetary assets. So they want to take our stocks and bonds and other assets and apply the same technology that they're applying to CBDCs, so that now all of our assets, not just money, can be programmed, tracked, and censored. And so when this financial collapse happens, they'll be able to basically try brands for our non monetary assets with the click
of the button. And so that's kind of a horrifying prospect, but it's one of the things that I've been studying in terms of what the US has been working on. And this Regulated Liability Network project is a project between the New York for a Reserve mit, five of the largest New York financial institutions, the Bank for International Settlements, basically all of the players that you would not want designing a token system for your for digitizing all of your non monetary assets.
So this is pretty frightening. So I say Zeno.
Because it is in and of itself, it's a cryptocurrency that you can use. It's a privacy currency, but it also allows you to tokenize other assets and make those assets private and confidential. And by the way, it may even be able to be used to make Bitcoin and Ethereum and some of the blockchains that are transparent private. So those are the two that I've actually spent a significant a mount of times. This has been a big
shift for me. And one thing that I found is it's very important to educate people on the need for privacy because I.
Don't know what's happened.
I mean, I guess this is the indoctrination in the education system that you were talking about before before I came on. But young people do not value privacy. They don't even know or think to value privacy.
I think it goes back to I think they kind of programmed them a little bit with a big brother type of TV shows and everythink the reality TV shows a little bit before they started social media and the internet caught on with the social media, I think they kind of modeled for them that, you know, here's people that they don't really do anything or have any particular skills, but you too can be a celebrity if people see everything that you're doing in your life, and it's like
they want to be celebrities. They want to have a lot of followers, so they're constantly pushing content out about their life. They don't want privacy and they've been trained not to look at it. Before we move away from Monaro and Xeno, which I've not heard of before, and I talked to people who are doing pirate coin as well. What is your take on pirate coin? Have you ever looked at that? What's going on?
Yeah, tirate coin is on the list.
I haven't used pirate coin, but it's on my list to review and it certainly seems to fit all the criteria. So yeah, and I want to say this, I'm constantly evaluating new things, so I think pirate coin will probably be added to my list as well. And there are two types of privacy coins. There are coins that are privacy by default, which means, as the user, you don't have to do any saying, you don't have to take
any extra steps to make them private. And then there are coins where you can take extra steps and add privacy to them, so Bitcoin, cash, light coin, z cash. These are I guess I'll call it privacy optional. And so my sole focus is on that universe as a potential solution because you know, again I interviewed Roger about his book Hijacking Bitcoin. Three weeks later he was he was thrown in prison the same prison John McAfee died, and my.
Friend Ian Freeman others are being arrested.
So this is not and these are non violent people who have not committed crime, to be clear, these are people that are actually these are these are pro liberty people that have been promoting freedom and non violence. And these are the people that were throwing in prison. And this is happening over and over again. With what happened with the guy with Telegram, what's happening with these coin
mixing services. So this is really accelerating. And so what people have to understand is the why behind this, which is the government doesn't want alternatives to what I'm going to say is already a CBDC system, but that has graduated tier levels of tyranny. And you know, they're the ultimate form of CBDC is a global digital currency backed by energy credits that is completely programmable, tied to a social credit score, where where it's a cash list system
and all cryptocurrencies have been banned. That's the highest level. And I've actually created this little CBDC tyranny and that's where they're moving to. But we already have a system today. Our dollar today is already digital, it's already programmable, it's already survailable in a way that people have no idea how bad this is. I mean, people are like, oh, yeah, I see these politicians, whether it's Ted Cruz or Elizabeth Warren talk about, well, we have to make sure we
don't have financial surveillance. And meanwhile, between the Patriot Act, the Bank Secrecy Reporting Act, national security letters where they can actually shut off your bank account and you can't talk to anybody about it, including a lawyer. Now we have the IRS working with banks to monitor our financial transactions using AI, and on and on and on.
Civil asset forfeiture.
So they're already about and I outline in my latest article Zero Hedge article, I think thirteen different ways our digital money is already being surveilled today. So it's actually already as bad as people are worried that it will.
Become in the future. And that's today. Our money is already programmable when you.
Talk about the IRS. When we talk about the IRS, you know it's not just the eighty thousand agents that they want to add, but it's also the artificial intelligence. And yet we have the politicians who are out there saying, well, we're going to take taxes off of tips you want to vote for me? Now you know that completely. People are completely clueless about how this is being weaponized against us, and of course both parties are fully on board with it.
Both parties are on board.
So when you see a politician say, well, we're worried about financial surveillance, and are you worried about the fact that the AI that the IRS is already using AI to track all of our transactions? Are you worried about the fact that the Bank Secrecy Reporting Act already reports on I don't think it's.
Five or ten thousand dollars.
If you do anything above that amount, it's automatically reported with the government. I don't see anybody talking about unwinding the tyranny that we already have. And numerous categories of businesses have already lost access to banking services. I just shared a post a tweet yesterday about somebody who was denied the ability to make a purchase at a gun store with their credit card. And there was something called Operation Choke point one point zero where many many categories
of businesses have been denied service. And we've seen this in the health freedom space, We've seen it in the food freedom space, and on and on. And what this should tell everybody is that the money is already programmable. And when I say programmable, if you've ever had a
health savings account or a flexible spending account. Give an example, optim Bank is the largest provider of health savings accounts and health savings account an optim bank it is a bank, it is a financial institution, and you're given a card and you can only buy reapproved medical items at certain times and at certain locations, within certain limits subject to auditing and reporting. That is programmable digital money using the existing system. There's no big upgrade that has to happen
for the tyranny that everybody is worried about to kick in. Essentially, the Federal Reserve runs on an Oracle database. So money is created when the federal government issues and iowe you to the Federal Reserve. Metal Reserve then creates that money out of thin air as an entry in an Oracle database. That is basically the genesis of money. And then the federal government writes checks, pays bills, pays contractors, does whatever
they do. They write checks, and then you deposit those checks into a commercial bank, and the commercial bank creates a database entry out of thin air in an Oracle and Microsoft or Microsoft database back by the Oracle database entries created by the Federal Reserve. This is the existing system. So the existing system is digital. Ninety two percent of our money is digital, and it's using these centralized databases. And so I think people are not largely aware of that.
And certainly Oracle and Microsoft databases are highly programmable.
And of course a big part of the surveillance right now in the current system is the on ramps and the off ramps of what is happening there. Certainly we take the money out, but even the know your Customer rules, they've really ramped this up for the sites that are going that you're gonna deal with in terms of cryptocurrency.
And this is the real issue when I talk about, you know, the financial system, and you're talking about the fact that we're looking at the end of the reserve, the dollar reserve, the petro dollar is now totally dead because Saudi Arabia was a lynchpin of that, and they're now taking payments and other currencies and they're stashing up on gold. Where does gold fit in on all of this? When you focused on monaro and on Zeno and privacy
coins and things like that, what about gold? Are you using gold and silver on a daily basis?
I use gold and silver on a daily basis, more gold, I always, I always tip in gold backs. And I live in New Hampshire, and so New Hampshire is one of six states that goldback has actually actually has physical physical locations where there are merchants actually actively accepting me. So there are one hundred and fifty stores in New Hampshire two thousand nationwide that already take this directly as currency,
and that initiative is expanding. And then I have an account through Alpine where I can buy gold and silver online and transfer amongst gold, silver and gold backs, and then I can even transfer gold and silver to a Visa debit card, so I don't ever have to store any value in fiat currency. Now there is some centralization
to that. So one of the things that I'm working on, and this is what I think is kind of the holy grail on this is imagine you take Xeno, you take the privacy features of Manaro, which is essentially what Xeno offers, and now you start tokenizing gold and silver. So now people can have a currency that's backed by gold, silver and gold backs, but that can be traded with
all of the convenience aspects of a private cryptocurrency. So to me, where we're headed towards is a multi asset approach, and I think that there's a way to combine privacy, tokenization, and precious metals. And in fact, I'm talking to numerous people who have vaults and who are interested in this idea as well, where you can really increase the velocity of the spending of precious metals through tokenization, and then you know, if people have to withdraw the physical metal, then there's
probably kyc AML at that point. But then there's an ability to when you're not actually directly pulling out the physical metals, to use these privacy tokens for day to
day transactions. So today for me, it's a balance of privacy tokens and gold backs and gold and then I'm really excited about creating user friendly tools wallets for the consumer that have all of these assets, and a point of sale system for merchants where the merchant can very easily accept multiple forms of privacy crypto and gold and silver and then can convert whatever they're accepting to the
reference currency of their choice. So it makes it easier for them to pay, to pay bills and have stability with store value.
So that's the direction this is all headed in.
That is so important what you're doing again. The website is Daylightfreedom dot org and you can click on the button there to find out how to empower yourself to start getting out of this system. And that's you've done a great deal of work on this as excellent research. The agent. Let me ask you, what do you think now there's something that's going on. I don't know all the details about it. Montana is doing something I think with a goalback digital currency or something. Is that correct
or am I wrong about that? And what do you think about that if you know about it.
I haven't heard about that, But I haven't heard about I'm involved with the Citizens for Sound Money. I know there's a big effort to get states to make gold and silver legal tender, and there are a number that already have, including Utah, which was the first in twenty eleven, and I know many other states are coming online. But I have not heard about a Montana. I'll have to look into that. Actually, yeah, yeah, there was Actually that
one's new. We just had New Jersey become the forty fifth state to not have sales tax on gold and silver, So even New Jersey surprised. Of course, it's the ones that are still doing and are pretty much the usual suspects that you would expect, like Hawaii and things like that. But Kentucky was in the mix and that that really kind of surprised me. But other than that, the other four were pretty pretty much what you would think. But
it's starting to catch on. There's a lot of people I know here in Tennessee who had centated nicely, is very concerned about what was going to happen with a financial collapse with mismanagement by the Federal Reserve, but also focused on financial transactional privacy and that's the thing that really and so he was trying to set up something that would help local banks. You know, they have what they called a state bank in North Dakota, I think it is, and that has served them well through the
depression and other things like that. But the banking industry really pushes back pretty hard if you start trying to do that, and a lot of the banks, small and medium sized banks don't really understand that they're on they're about to be cut off, and so he was trying to show them how this is going to help them, but they came after him when he started doing that. But he's still come through with a lot of solutions and there's other states that are working on that as well.
And so I think it's very important for us to understand that it's not just the instability of the Federal Reserve, it's not just their bad policy that is going to have economic consequences for so that we want to escape by being in gold and silver. But it's also this privacy aspect that you've really focused on, which is so important,
and how to actually get out of the system. You know, right now a lot of people are just in the in the mode as we are here, just trying to collect things that are outside the system like gold and silver, but not really sure how to use it on an ongoing basis and how do we connect with other people and make this practical.
That's what you're showing on your website. That's very important.
Yeah, No, and it really does come down to easy to use tools for consumers and merchants, and so there's a path to doing this and so that there just needs to be an emphasis and a focus on it. And so I know it can happen because again I've been living on these things for five years. But the tools need to be made easier to use. But there is certainly a huge demand. I mean, right now, the focus isn't on mass adoption, it's actually getting those innovators.
All technology and ideas go through kind of an adoption curve. You have the innovators, which are two and a half percent, and then you have early adopters which are roughly thirteen percent, and then you have early majority weight majority, and then laguards. And so the point is to focus on the innovator so that you know you're not at too many levels
removed from people's understanding of these systems. So the people that are in the Second Amendment space, if gun store owners are already intimately aware of problems with payment processing, as are people in food freedom and health freedom and these other sectors, and so the idea is to put together tools to make it easy for these merchants, and then to combine these merchants and make it easy for people to realize, oh, hey, there are places I can
actually go to use these alternative currencies. And so as we're re'refining the technology and building out the merchant network, then we can go to the next layer, to the early adopters and start expanding it out. So it really requires just focus on making sure that we're not trying to go mainstream too early, because you know, the technology needs needs to evolve or usability and simplicity.
I guess my big concern when I look at crypto security, because I've covered the stories, I forget it was a guy who is a billionaire, and because as you pointed out, the blockchain is somewhat public, he had some guy contact him and say, I saw this large transaction and he tracted me to find out that it was a wallet that belonged to this guy. And he sends him a message and says, I say that you just took out nearly a million dollars. It's like nine hundred and some
thousand dollars. He said, no, I didn't do that. He didn't realize that he just had about a million dollars stolen from him. And so that that's the key. You know, when we look at this, and I assume that you address this in your empower stuff. The security issues of having these wallets. That's one of the things that concerns me about it. When you have when you go digital, there is the capability of being exposed to every criminal all over the earth. You know, if they know what
they're doing and you don't know what you're doing. Talk a little bit about that. The security issues.
Yeah, that is absolutely critical. Well, so there are two components. One to what you just said is this is why he use privacy tokens, so that in privacy coins, so that your identity and financial transactions can't be identified. Because this has been a problem right people people can not just the government, but bad actors can trace who's using bitcoin, who's using ethereum, and then they can use that and you know try to you know, rob you or kidnap
you and and literally physically steal your coins. That is an actual issue. So the so the first thing to do is to use privy coins. But then within that there's the issue of how do you keep your privacy coins safe? Because the issue with this is, I mean there's a saying not your keys, not your coins. You know, you have your private keys to your crypto, but there's no customer service. If you lose these, if you're hacked or you or you misplace your keys, then that money's gone.
There's no there's no one eight hundred number to call. And so generally, so generally what you want to do is you want to keep most of your crypto in what's called cold storage, where it's not actually on a device that's connected to the Internet in any way, shape or form, or on a mobile device, so you can use part there are things called hardware wallets that you
can buy that can accomplish this. You can also use something called a paper wallet, which is a paper wallt is where you basically have an address that has a private key, but that wallet has never actually touched the internet. So you move your coins to this and it's never touched the internet before, and then when you need to use the coins, you restore that wallet to a hot wallet that's connected to the internet and then you spend it.
So that's another mechanism, And there's a whole wide range of things including you know, you can take old cell phones and completely wipe them and just put your crypto wallet on that and then not have it touch the internet, keep it off until such time as you need to use it, and so there's a whole variety of different mechanisms that you can use. And then on an ongoing basis. I mean, right now, I'm using a wallet called cake wallet because I've focused on privacy coins and there aren't
many wallets that have that focus. Cake wallet was specifically built originally form and narrow. They've added other coins and they are soon to add Zano as well. And what I like about it is that it's an open source wallet that has had an emphasis on privacy, but it's also user friendly, there are features in there.
So when I live on crypto now, fortunately I.
Live in New Hampshire and there are a lot of merchants that I can go to as part of the Free State Project, can actually buy things directly with Crypto. This isn't the case in most of the country, but so often what you end up having to do is to buy debit cards or gift cards. So you know, I bought my kids back to school clothes, or I took my kids to see a movie. I bought a AMC gift card using Monaro and then went over to
the movie theater, So that's often. You know, there's kind of a continue Just as there's a continuum on the Tyranny Index, there's a continuum on the Freedom index as well. The ultimate scenario is one where we're all using privacy coins peer to peer with no intermediaries, and that's where you want to ultimately get but we're not going to get there today, so for right now, you might have
to actually buy gift cards, buy debit cards. But I like cake wallet because it's the easiest that has a bunch of built in functionality, open source, and has a focus on privacy coins. But I still only leave in a live wallet a month's worth of kind of operating fund funds because you just assume that something could still go wrong for whatever reason, because certainly there are hacks
going on every day. But once you really look at and understand and consider that the filter reserve runs on an Oracle database, and your local bank runs on a Microsoft database. And I think it was in twenty seventeen there was something like one point five trillion dollars of economic losses due to database integrity issues and hacks and everything else, and that number is on the way, on the.
Way to ten trillion.
We just had the Social Security database breach or whatever a couple of weeks ago, and I think most of this year, most of the major services, including Microsoft and others, have had data breaches, and so the existing system is unsafe. These cryptos at least offer an increase in a security model to what the what global commerce runs on, Which are these centralized databases that can.
Be packed and manipulated and changed.
Yeah, yeah, trillions dollars of leakage coming out of these things. Again, Oracle and Microsoft that where they've got their databases. Now, let's talk a little bit more about what you kind of touched on there in terms of the details of at work. You talked about how you transfer some of the stuff into a into a debit card that you can use, you know, to go buy stuff at retail people who are not participating in that. So tell us
a little bit about how that works. I mean, is that something that is available people outside of New Hampshire. I mean, you know, how do you convert that monaro to a debit card that you can take to the movie theater.
That's a little bit of everyone. So it's actually built into the Cake wallet. It's something called cake Pay. And so right from within the wallet you will see there are hundreds and hundreds of participating merchants. I mean anywhere from Delta Airlines to AMC and so this isn't anything exclusive to New Hampshire. I basically most companies have their own gift card program. So I mean I use this too. I got my kids some clothes at Old Navy.
The list of merchants is quite impressive.
I mean I think I even saw I don't know if it was on there, but somewhere, you know, you could get a you could buy a vacation to Sandals using gift cards, so I believe you could use me narrow to buy a Sandals gift card.
I mean, this is what I'm gonna do.
I'm about to go to Argentina to a crypto conference next month, a bitcoin cash conference, and I mean, this is all going to be don I'm going to buy my plane tickets to Argentina using gift cards. So anybody can do this. You don't have to be a New Hampshire and it's not even limited to the United States either, So it's it's a pretty convenient solution. And again this isn't this isn't the peer to peer direct experience that we want, but it is still it's a workaround and something that.
Works pretty successful.
And in fact, you don't have to buy you know, when you go to like if you go to Walmart or Target, you'll see they have the gift card aisle, right, and you can buy gift cards with cash, but they're in denominations by ten, twenty, five, fifty. But typically with these gift cards through cake pay, you can actually specify the exact dollar amount. So I think I got a two hundred and thirty eight dollars, you know, old baby gift gift certificate or something, so.
That a gift.
Is it a gift certificate that you have a digital format on your phone that they can scan or something, or is it a physical card?
Yes, okay, it's a it's a digital gift certificate. There is an ability to So there are layers of this and I go through this in my workshops as well. So Cake so the kind of the Cake Walt and Cake pay is the front line of doing retail transactions. Then I use other services for different.
Debit cards.
So there's a debit card that you can buy just a flat you can buy a Visa debit card or a MasterCard debit card right from within this Cake wallet. But those cards are digital only, and they're usually only accepted at merchants that are digital only. So I have separate debit cards that are actual physical I have a Crypto dot Com debit card that's a physical debit card. That's the same thing I still, you know, I transfer Crypto through the card and it's a physical card. And
now that can be used anywhere visas accepted. So I have a so there's a long rate.
Yeah, So can that physical card then be re upped digitally? Is that the way that works, the do.
That or yeah, and it usually only takes it usually only takes you know, maybe thirty minutes or so for the process of uploading it and having all be verified.
But yeah, it's so, and I've had other cards now just as part of the I mean, I want to call it gamification of my life living on crypto, because as things have changed, I used to use something called a vippay card years for three or four years, I use BitPay, and then all of a sudden they severed their relationship with their financial partner on that and so I received seven days notice that you know, in seven days,
I can no longer use that card. So now I actually have a number of debit cards, most of which I don't use, but I keep in reserve in case something happens to crypto dot com or something happens over here. I'm not in a situation where I don't have any ability to.
Pay bills.
And then behind the scenes, and obviously I'm focused on trying to work with merchants that take Crypto directly, so that would be my preferred model, and all of the rest of this is just you know, kind of kind of an interim solution in ways of working around the system as it is, but it's not that hard.
Again.
The kickwallet solution, and this is something I've actually just started using in the last couple of months, is the easiest. It's the easiest to onboard someone because within one wallet you can have multiple coins, including privsy coins. You can buy crypto within the wallet, you can buy gift cards and debit cards within the wallet, And so that's the most attractive thing because when I'm doing these workshops and a lot of times I'm onboarding people that have had
no experience with crypto at all. So if I'm giving them twenty different tools, it's going to get a bit lost on them.
Right, Right, So it's the cake quallet is a piece of cake to use.
Right, It is a piece of cake to use.
Yeah, and Daylight Freedom dot Org there's an informed tab and under that there's alternative assets and this lists all of the things that I'm currently using today, including goldbacks and my UPMA account, which is the account that I have where I can fund and buy gold and silver and transfer gold and silver. Also to a Visa debit card, which is a physical debit card that works wherever. Visa
is accepted. And I also have something on there called Sprits Finance, which I want to talk about as well, because one of the big pushback when I say I live on crypto, people like, oh, yeah, right, how do you pay your electric bill? How do you pay your mortgage? How do you do some of these basic things? And it turns out Sprits Finance is a solution for that. You connect to Sprits Finance, and so I put in my Verizon account and my Varietony account number, and then literally I pay directly.
Through Sprits using crypto. And you can do this.
With auto loans, student loans, mortgages, electric bill, all of it. And it has almost it has most of those types of most of the large vendors that you would think to pay. So so on this page and in the workshop, I teach people the whole range of how you can.
Begin the first step of not using a.
Personal bank account, and then hopefully we can all start working together to get more adoption so that so that we're dealing with crypto on a peer to peer basis, even without these intermediate services or gift cards or debit cards.
Yeah yeah, and take it back to those original intentions. How are the fees Are they comparable to the types of things that you would typically see these these intermediarias.
Yeah, the fees are actually the fees are actually minimal. The fees are actually in fact, I don't even know that there are any fees with the gift cards, come to think of it, because I mean, when you buy a gift card. Usually the business model for gift cards is people usually buy gift cards and there's a certain amount that never go redeemed, so you don't usually pay an additional fee for that because they have worked into the business model the fact that people won't actually redeem
a large amount of the value. So so that hasn't been much of an issue. And there's there are no fees with the bill pay service, for instance, there's no I'm not paying extra to use my crypto to pay my Verizon bill where you get fees. And the challenge still remains with all of this is in acquiring crypto
in the first place. And with these privacy coins there's only one exchange crack and that I think you can even buy minero, and most of the crypto exchanges are going to be moving away from privacy coins, so you ultimately have to buy some other coin and then you have to use a service to convert your transparent coin to a privacy coin, which I also outline, And so there is somewhat of a transaction fee involved with that upfront to get involved with these assets in the first place.
And so that's probably the area where you have the biggest, biggest fee generation.
Yeah, and so you've got to make a couple of hops, and you've got to have a fee at each of those hops. There you talk about there's really only one exchange that's working with Manaro and Xeno and these other privacy coins, And I guess that's the other part of it. It's really you know, the vulnerability is the on ramp and the exit ramp there. You know, at that point, what do we you know, what is the when we
look at what they're likely to do. I would think that they're going to start attacking these sites like cracking and so forth. Are they located outside the United States? How vulnerable are they to pressure and attacks from the United States?
So I think there are four major exchanges in the US. They're all being sued by the SEC. Most have already gotten rid of privacy coins. I think crack and I'll ultimately probably stop offering them there as well, So I think that we can count on that happening. And by the way, that's a bipartisan affair. I think there are a lot of people that get worked up over Trump
is going to be the savior on crypto. And I've actually read the legislation that the Republicans in the House have drafted, and none of it is pro freedom, none of it is pro privacy. It all gives more control to the banks, and it all adds more reporting. So there's no Republican win from the standpoint of privacy or even really self custody. Either way, we're going to get
more regulation, more reporting. And this is Cynthia Loomis, Senator from Wyoming, who puts the bitcoin eyes and her profile picture and who everybody thinks is this pro crypto person. She is explicitly against privacy and explicitly against everything that's not a transparent blockchain. So this is I have no this isn't going to get easier. It's only going to get worse, which is why I think people getting into these privacy coins and starting to use them in a
parallel economy as quickly as possible. Is the is the right way because again they want to ratchet up to tyranny, So they want to take the existing digital system and they're going to move to ban cash, They're going to move to add more programmability. This is just kind of baked into to what's going to happen, and so privacy coins are really our only way out, and certainly gold and silver as well, but unless gold and silver can be spendable and actually used.
I mean, there's gold and silver sure as a hedge.
For the collapse of the dollar, but at the end of the day, if you have to buy a little for better, you have to engage in commerce. You know, there needs to be a spendable version of these things. And so this is why I think the merger of privacy coins or privacy tokens and precious metals is probably going to be a huge a huge win for all of this.
But now time is not on our side.
I mean, and there are other things that people can do with you know, GPNs and other things I'm not necessarily going to talk about here, but you can go about acquiring these things not within the United States, but the US is really not competitive already with exchanges, and this even varies. The state of New York is horrendous. You have to have a bit license. It's almost impossible to buy crypto in New York. We've really shot ourselves
in the foot on this. And of course I think cz who is the CEO of Binance, is still in prison. I think he gets out of prison in a few days. He is serving a four month prison term. So the US has been horrible on this front. Now, ultimately, you know, people, you want to get to the point where people are actually earning money in crypto, right, this is the way to go moving forward when people are actually using this not just to buy and sell things, but people are
actually earning money in crypto. And I know people that have been doing that for a while as well. A friend of mine here in New Hampshire, Free State's been living on crypto since twenty fifteen and he actually gets paid in crypto. He only works on projects where he gets paid in crypto. So there's a Again, it's a process, it's a continuum of how we get to where we need to be, which is people using peer to peer cash and earning in peer to peer cash.
Well, that's why it's so important what you're doing because when we look at it, if people if people don't own guns and they've never been around guns, it's very easy for people to tell them, all, we don't want to have anybody having guns, right, And the same thing is true in terms of driving cars. You we look
at what is happening. The younger generation is not driving cars that much is going to be very they're doing that on purpose or making it difficult for them so that if they don't have cars, they're not going to really see the need of it. That's why it's very important for you to get people to start to see how to safely use this stuff and start to adopt it so that it's not something that they know about,
something that they value. And if you start to get a big community of people who know how to use it and value it, then at that point they will start to push back and defend it. Right now, what you see happening with these politicians. Politicians are out there trolling for voters and they're trolling for donors. And you know, Trump just got seven a half million dollars from Crypto Political Action Committee, and yet he goes on and he talks about it. He doesn't know anything at all about it,
and he doesn't care anything at all about it. And that's true, as you point out to Ted Cruise, any of these people, they jump onto it because it's a
political position. But at the same time, especially coming from the Conservatives, they're going to say, well, we've got to have visibility on everything that everybody's doing, you know, because of drugs or because of whatever issue they want to attribute this to, as if that is something that can only be done with with a crypto, as if it's not being done with the current financial system and cash and all the rest of this stuff. So it is
a it is a troubling thing. And I guess the question I have is, you know, when you get down to just you know, only cracking that is that is doing the privacy coins, is you know what what is?
Uh?
You know, as you point out the walls are closing in on it, Uh, what is what does the future look like with that? How do we get into that system if they close down the last one?
Well, so again, you can buy a transparent coin.
I use a service called ex Alex, and there's another one coming up called change Now where you can you can go on to an exchange and you can buy whatever, uh bitcoin cash, or you can buy a stable coin, and then you can use these other services and that are not based in the United States, and you can swap your transparency coins. It's I mean, it's always an
arms race. It's always staying one step ahead. I will say the capball is going to have a feature where you will be able to buy I believe that man Aaron Zano directly within the wallet using a credit card or a debit card.
But this is why I keep this part of my website up.
To date, because these these services are continually changing and we just have to acknowledge that it is absolutely it is absolutely a race. There's something that's that's being built called Confidential Layers, which is going to be an ability for people to take their existing bitcoin and ethereum and do what it's called bridging essentially into xano, so that they can make their transparent coins private. So again it's a constant race and it's a constant battle for innovation.
Of course, the whole point of crypto to begin with was peer to peer digital cast. So even the idea of exchanges is kind of overblown, right, I mean, it.
Used to be.
Early on in twenty twelve, we had local bitcoin meetups here in New Hampshire. I mean people would get together in person. That's actually how this stuff started is people meeting physically in person and exchanging these things cash and crypto and all of that. That's how this started. And then there was something called local Bitcoins that was created to help facilitate that. Even that was shut down. So and what they do is they go after you for
being in a money transmitter business. So if you came to me and said, hey, I'd like to buy some zano from you, you know, here's one thousand dollars of cash, I can't do that because I don't have a money transmitter license. And that's why, you know, my friend eating is in prison for eight eight years, so you can't even do the person to person stuff. So it's constantly standing on top of new technologies and solutions and ways
of working around this. But there's no doubt that there is no doubt that regulations that no one is proposing a regulation that makes exchanges easier to use or that lessons the reporting bird. No one, there's not a piece of legislation that does that.
That's right, Yeah, yeah, and that's the key, you know, the other part of it. It's not just keeping abreast of the technology, but keeping abreast of the regulatory environment so that you don't get trapped like your friend in and yeah, Guard Goldsmith knows him and is I think works with his radio station up there also in New
Hampshire's got Liberty Conspiracy as guards program. But it is a crime what they've done him, a crime what they've done to ross Albrick and it is a real can you know when we look at this that that really that's when they pull the veil back and you see what these people really are. You see how much they hate free speech, how much they hate privacy, how much they want to control and track everything that we do.
And it truly is amazing. Once you start to look at these issues, you start to realize what vampires they literally are. It's just incredible, isn't it.
It is incredible And a lot of what they try to do, and you touched on it earlier, is they try to make privacy. Oh you're using a privacy coin, this must mean you're a drug dealer or a money launder or a terrorist. And the reality is, you know, I use privacy coins because I know they're going to go after you know, my ability to buy red and meat or raw milk, or to you know, buy gas and drive more than fifty miles in a week.
We know where this is going.
I mean, the end goal of this again is it's an energy credit based digital currency tied to a social credit system. So this is using privacy coins. Isn't use privacy coins now so that the behavior that you're doing today that is legal doesn't become illegal and then you find yourself in the dark market just to get ahead of that curve because it will affect all of us. And that is and that is I will tell you that is a big issue. We need to focus on
selling privacy and in particular for young people. There's a Cato survey that thirty three percent of gen z I believe are okay with surveillance cameras in the home, federal government surveillance cameras and the home to monitor for domestic abuse. So we have a really big disconnect. We have older people understand privacy but aren't necessarily as tech savvy, but the younger people are tech savvy but don't value privacy. So in order to get to where.
We need to be.
We've got to make the tech easier and we have to make people understand the importance of privacy as a fundamental right.
That's a great way to put it. Yeah, Yeah, we got a lot of people. I think that young people haven't read Orl's nineteen eighty four. I think we've got a lot of parents who haven't read Brave New World. I like what you said about the fact that you got the older generation values privacy, but they don't know how to use tech to get it. The young generation understands of tech, but they don't care about privacy. That's
the key thing, and they're coming for us. It's not only have they laid this out that we're going to control what you eat, what you do, and all the rest of stuff, but we're also seeing this applied already politically. We've seen Nigel Farage, for example, debanked. It's not just the Operation Choke Point coming after the gun stores or anything, but we've seen it come after him. We've seen them
debanking AfD people in Germany. If you are their political opponents, they come after you with everything, but especially that that's the way they're going to shut people down as through the financial system. So that's one of the reasons why we've got to have financial privacy. Just the same way that they're coming after speech, they're going to come after that type of privacy as well. It's very vital and so I really do appreciate what you're doing. Again, tell
people where it is. It is Daylightfreedom dot org. You can go that's Aaron Day's website. There a ton of useful information there. Click on the empower button and you can also find out where he's got these different in person what do you call them, presentations, classes or whatever?
Workshops?
Okay, and he's got one coming in October fifth in New Jersey. You mentioned the middle of December and Nashal. Where was the other one going to be?
The other one is an Omaha, the ninth.
That's great. Yeah, that's an excellent thing. And he's living the life right now. Right now, he's off the grid financially and he can help you to start to transition to that. It's very important use your freedom or lose it. And of course the key thing is having the knowledge of how this system works. Thank you so much for joining us, Aaron. I appreciate it anything for having me we've got about a minute or so. Anything you want to say.
I would just say, because he was just at an event with three hundred people over the weekend, and people you know, look into hijacking Bitcoin, consider buying this book Hijacking Bitcoin, because so many people are misled about bitcoin and they're buying the narratives from you know, three twenty
seventeen when it was hijacked. They're buying this idea that this is freedom money and that this is the way out of CBDCs, and in reality, they're walking their way into a surveillance asset that's been captured by Black Rock and captured by the banks. And so it's it's it is not the answer to the problem. It's actually becoming the problem. And the person literally wrote this book is not able to talk about it right at the time
when he should be able to. So you know, you should be interviewing Roger Veer right now, not me, but but you can't because he's stuck in Spain. And by the way, I will also.
Say the I R.
S IS is coming after crypto in a big way. I believe the biggest learned this weekend. One of the biggest areas of hiring is in this crypto area. So and again they're not they're not doing it to get their fair share. They're doing it to shut down so that they can add the tyranny to our existing digital dollar.
Oh yeah, absolutely, yeah. It's an army of IRS agents that both the Republicans and Democrats want to send it. And all they do is tease you with these little trinkets. I'll cut the taxes over here, okay, while this army of IRS agents is coming into this most in city is saying it really makes me angry. I got a comment here, Thank you Erin. I appreciate that from Guard Goldsmith and thank you Guard. I appreciate that, he says. I've been listening David and Aaron, and I want to
thank you. Pull that back up, Travis against it. Thanks for your excellent work and dedication of truth peaceful interactions. Thank you for mentioning Ian Freeman God bless. Yeah, that's who Guard is working with. Thank you, folks. And by the way, you want to get gold and silver, don't forget Tony Ardaban. He's set up David Knight dot Gold.
You can get gold, silver, large or small quantities.
You can also start to accumulate that gradually, and he's got a lot of different ways. You know, you can get the goldbacks, you can get the little chick lit things that you break off gold or silver. You can get the group by discounts with Wolfpack. That's David Night dot gold. Take you to Tony Ardaban. Thank you so much for joining us. Thank you veron, appreciate it.
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