Conclusion to the 5-hour car dealership negotiation saga, along with ideas on alternative negotiation strategies that may yield better results, plus tips for your first visit to the car dealership & common pitfalls to avoid. (0:00) - Back at the dealership... (21:53) - The three circles of dealership hell (26:56) - Things we would do differently (27:40) - Alternative strategy #1 (hardball) (29:34) - Alternative strategy #2 (semi-hardball) (31:23) - Alternative strategy #3 (going public) (34:...
Sep 27, 2022•43 min
Exciting news on a new live churn tracker, along with a detailed breakdown of churns in August. (0:08) - ⚡️ Churn tracker [beta] (1:59) - Banks (Juno, US Bank, Albert, Chime, Amex Biz Checking) (9:47) - Credit cards (WF Biz, Chase Inks, Amex Gold) (14:30) - Brokerages (Nadex, Public) (16:44) - Mealkits (Freshly, HelloFresh, Rakuten) (22:55) - Cellphones (Visible, iPhone 14) (26:22) - Final tally ($904) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcas...
Sep 12, 2022•28 min
Comparison of online and in-person options for selling a car, along with a play-by-play of 5 hours spent negotiating a car purchase at a dealership (plus some tricks to watch out for 👀). (1:57) - Online sales (5:36) - Private party marketplaces (8:43) - Issues with selling privately (20:01) - Carvana vs other services (24:38) - Buying a car (then vs now) (34:14) - Art of the scam (41:23) - 5 hours at the dealership... ------------------ Join the newsletter for show notes, links, and updates: th...
Aug 31, 2022•1 hr 4 min
Massive month thanks to a couple huge bonuses posting, plus some painful lessons learned buying and selling a car in the current crazy market. (1:14) - Banks (WF biz + personal, Chase biz, Huntington biz, First Tech, Albert, Juno) (15:46) - Credit cards (WF biz, US Bank Triple Cash, Chase Ink Unlimited) (18:17) - Cashback (Capital One VRBO, mealkits offers) (20:57) - Cellphones (Visible) (21:52) - Selling a used car (Carvana vs. CL, FB, OfferUp, etc.) (26:42) - Buying a new car (car dealerships....
Aug 10, 2022•37 min
Walkthrough of six different services for employer direct deposit, ranging in cost from free to paid, plus some tips & datapoints to help maximize reliability. (2:06) - Square (9:34) - Chase (14:17) - Wise (25:33) - Astra (29:56) - Brex (31:52) - Melio ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Jul 21, 2022•41 min
Detailed breakdown of churns in June, along with an update on booking ANA, plus a primer on recent events surrounding Celsius, Voyager and crypto as a whole. (3:08) - Banks (Affinity CU, Teachers Federal CU, Chase Biz, Huntington Biz, Citi Biz, US Bank Biz) (10:09) - Brokerages (Nadex) (10:47) - Rakuten (Personal Capital) (14:24) - Mealkits (Greenchef, Gobble, Hellofresh, SunBasket, Factor75) (25:27) - Honey (Kitchenaid mixer 👩🍳🍪) (27:50) - Misc (Visible, Stubhub) (28:44) - ANA update (31:26...
Jul 07, 2022•58 min
Biggest month so far, harvesting bonuses from banks, credit cards, brokerages, crypto exchanges, mealkits, cashback, and cellphones. All the churns! (1:12) - Credit cards (CIU, VentureX, USB Connect, Go, WF Biz) (10:16) - Banks (WF Biz, Chase Biz, Chase Personal, Albert, SoFi, Fairwinds, SCU, Chime, Huntington) (38:06) - Brokerages & crypto (Fidelity, Varo, Voyager) (41:16) - Mealkits & cashback (Factor75, Gobble, Blue Apron, SunBasket, Rakuten, BeFrugal) (51:09) - Cellphones (Visible) (...
Jun 10, 2022•54 min
Ideas on best places to park your cash to stay on top of inflation, including banks, bonds, and crypto exchanges. Plus a primer on stablecoins and avoiding collapses like Terra & Luna. (2:16) - SoFi & Ally @ ~1% (4:40) - HMBradley @ 3% (7:25) - Current @ 4% (8:30) - I-Bonds @ 9.62% (12:15) - Stablecoins 101 (15:08) - What happened with Terra & Luna (21:32) - FTX fiat @ 7.9% (23:58) - Voyager USDC @ 9% (27:32) - Gemini GUSD @ 6.9% (29:26) - Stocks vs crypto (32:22) - Parking $10K vs $...
May 25, 2022•37 min
Another big month packed with bank churns (and fails), along with more crypto, bonds, and brokerages. Plus cellphones, mealkits, cashback, and lots of free food. (0:56) - Banks (Monifi, Astra, Wells Fargo, Chase, Fairwinds, Service CU, OnJuno, SoFi, Albert, Chime, Current) (27:07) - Crypto, bonds, brokerages (I-Bonds, FTX, Voyager, Gemini, TradeStation, Public, Stockpile) (41:08) - Cellphones (Visible) (42:21) - Cashback, mealkits, free food (Vital farms, Smirnoff, Venture X, Ibotto, Rakuten) (5...
May 03, 2022•54 min
Step-by-step guide to using AMEX points to secure one of the best value premium cabins, plus booking tips & tricks gathered from 50+ hours of research, phone calls, and experimentation. Brace yourselves, this one goes DEEP 🤓 (0:00) - Why ANA? (4:52) - ANA booking basics (10:58) - Advanced techniques (20:43) - Other quirks with ANA (32:39) - Booking example #1 (simple) (42:41) - Booking example #2 (complex) ------------------ Join the newsletter for show notes, links, and updates: thedailych...
Apr 22, 2022•1 hr
Another busy month churning banks, treasury bonds, credit cards, mealkits and cellphones, plus updates on some MS opportunities and high-yield stablecoins. (0:54) - Banks (PSECU, Current, Fairwinds, HMB) (5:13) - Gifting treasury bonds (9:48) - Crypto stablecoins (Voyager USDC, Gemini GUSD) (16:58) - Brokerages (Feb MS, Stockpile) (21:27) - Credit cards (CIU, Venture X) (27:31) - Cellphones (Costco, Visible) (31:49) - Misc (Cigna, mealkits, Rakuten, Dell) (39:47) - Final tally ($1,245 + $3,300 c...
Apr 04, 2022•42 min
Massive month in February with lots of new bank accounts, some interesting brokerage opportunities, crypto, easy MS, mealkits, cellphones, and cashback. (2:52) - Banks (PSECU, Affinity, First Tech, Fairwinds, Monifi, Albert, Current, Chime, Huntington) (25:13) - Bank tally (16 new accounts) (28:40) - Brokerages (Titan, TradeStation) (41:15) - Crypto (high-yield stablecoins, gemini, USDC) (44:47) - Credit cards (Venture X, Hyatt Biz) (45:55) - Mealkits (Daily Harvest, Freshly) (49:23) - Cashback ...
Mar 07, 2022•57 min
Bonus episode of an interview I did recently on another show, Risk of Ruin. I talk about leaving the work world behind in favor of early retirement, how churning fits into leanFIRE, my time in Japanese jail and our homesteading plans. (0:00) - Intro (3:27) - Risk of Ruin ------------------ Risk of Ruin podcast on apple & spotify . ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com...
Feb 21, 2022•51 min
Season 2 - Detailed breakdown of January 2022 churns across credit cards, banks, brokerages, cell phones, and misc categories. (1:15) - Credit cards (Southwest, Venture X, mealkits) (12:48) - Banks (Kabbage, FNBO, HMBradley, I-Bonds) (21:29) - Brokerages (Nadex) (23:17) - Cell phones (Visible) (24:15) - Misc (Cigna) (26:40) - Final tally ($1,085) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com...
Feb 07, 2022•29 min
Season finale! Detailed breakdown of December churns along with a final year-end tally for 2021, plus a bonus recap on how the podcast is doing and some lessons learned making the show. (1:13) - Cell phones (iPhone 13, Boost, Visible) (8:36) - Bank updates (Chase Biz, HMBradley, I-Bonds, Lili) (18:37) - Credit cards (SW Performance, Hyatt Biz) (23:02) - Westin Kona mini-review (Marriott travel cert, Amex offers) (28:47) - Brokerages (Nadex) (29:06) - December tally ($647) (29:36) - 2021 tally ($...
Jan 04, 2022•42 min
In-depth walkthrough of the various iPhone deals available from Costco, Best Buy, and Visible, as well as strategies for reselling on Swappa. (1:11) - Costco $300 BYOD offer (1:44) - T-Mobile $20 Talk & Text only plan (3:17) - Costco $720 BOGO iPhones (5:59) - iPhone Pro Max selling above retail (8:07) - Best Buy's crazy iPhone trade-in values (12:30) - Caution re: Flex Reseller policy (15:11) - Unlock trick using prepaid ATT sim (17:03) - Requesting unlocks from TForce (18:37) - Mistakes I ...
Dec 20, 2021•32 min
Detailed breakdown of November churns across banks, brokerages, credit cards, cell phones, and cashback sites. (0:37) - Banks (Chase Bus, Lili, Treasury Bonds) (6:38) - Brokerages (Charles Schwab, Nadex) (8:44) - Credit cards (SW Premier) (10:53) - Cell phones (BB, Costco, Visible) (14:45) - Cashback (BeFrugal, Rakuten) (18:52) - Final tally ($2,012) ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com...
Dec 06, 2021•20 min
Brief walkthrough (and free download) of a Google Sheet template for tracking credit card churns, plus some tips for managing the "back office" work. (2:13) - Google Sheet template + sample data (3:48) - Status and Due Date columns (5:13) - Use a reminder app (eg. Google Keep) (7:35) - Autopay and Bonus columns (8:53) - Notes column (9:58) - Bank bonus and LeanFIRE sheets ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com...
Nov 22, 2021•12 min
Detailed breakdown of October churns across credit cards, bank bonuses, brokerages, and cell phones (plus a bonus Ventana review). (1:59) - Credit cards (Amex BP, SW Performance & Premier) (3:19) - Some thoughts on BGs (8:46) - Chase & holiday season (11:46) - Banks (Key, PNC, Discover) (14:13) - Brokerages (Nadex) (16:03) - Cell phones (Best Buy T-Mobile) (19:49) - T-Mobile workarounds (26:14) - Final Tally ($1,980) (27:51) - Ventana Big Sur (aka churner mecca) ------------ Join the new...
Nov 08, 2021•42 min
In-depth guide to churning Visible and other MVNOs to qualify for discounted phones and super discounted (even free) monthly plans. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Oct 18, 2021•30 min
Detailed breakdown of September churning efforts across bank bonuses, brokerages, credit cards and misc categories. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Oct 04, 2021•33 min
Tips and tricks for maximizing National's amazing Executive status for free upgrades and discounted rentals. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Sep 20, 2021•21 min
After 8 years and $25K+ of free flights, some thoughts and tips on securing companion pass for 2022/23. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Sep 06, 2021•26 min
Detailed breakdown of August churning efforts across credit cards, bank bonuses, brokerages and misc categories. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Aug 30, 2021•24 min
After a decade of earning and churning Hyatt status, an in-depth look at maximizing this incredible loyalty program. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Aug 23, 2021•35 min
Special episode on churning strategies that can help attain and sustain FIRE (financial independence / retire early). ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Aug 16, 2021•17 min
In-depth walkthrough of Interactive Brokers $1K stock + $200 cash bonus offer, plus tips for transferring assets over. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Aug 09, 2021•20 min
Detailed breakdown of the past month's churning efforts across credit cards, bank bonuses and brokerages. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Aug 02, 2021•18 min
Is Swagbucks worth your time? Some thoughts and tips on how to approach Swagbucks without losing your mind. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Jul 26, 2021•29 min
An amazing tool for bank bonuses, this dives deep into the payroll setup and tax implications of using Square & Gusto. ------------------ Join the newsletter for show notes, links, and updates: thedailychurnpodcast.com
Jul 13, 2021•16 min
